😐Monthly costs for one person with rent: $2,253 in Madrid versus $2,052 in Stillwater, OK.
🙂Estimated couple costs with rent: $3,329 in Madrid versus $3,533 in Stillwater, OK.
🙂Monthly costs for a family of three with rent: $4,404 in Madrid versus $5,014 in Stillwater, OK.
😐Living in Madrid is roughly 10% more expensive than Stillwater, OK, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Madrid68% above, Stillwater, OK53% above.
Currency
🍽 Eating Out
Madrid
Stillwater, OK
Difference
Meal at Budget Restaurant
$17.05€14.79
$14.83$14.83
14.97%
Three-Course Dinner for Two, Mid-Range
$68.6€59.5
$42.60$42.60
60.94%
Fast Food Meal(McDonalds, etc)
$11.73€10.18
$10.43$10.43
12.46%
Cappuccino
$3.06€2.66
$4.63$4.63
-33.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.21€2.79
$2.70$2.70
18.89%
Water(0.33 liter bottle)
$2.18€1.89
$1.52$1.52
43.42%
Local Beer(0.5 liter draught)
$3.94€3.42
$4.03$4.03
-2.23%
Imported Beer(0.33 liter bottle)
$4.67€4.05
$4.88$4.88
-4.30%
🛒 Groceries & Markets
Madrid
Stillwater, OK
Difference
Milk(1 liter)
$1.20€1.04
$1.01$1.01
18.81%
White Bread(500g)
$1.68€1.46
$2.61$2.61
-35.63%
Rice(white)(1kg)
$1.69€1.47
$5.50$5.50
-69.27%
Eggs
$3.34€2.90
$4.22$4.22
-20.85%
Local Cheese(1kg)
$14.91€12.94
$9.63$9.63
54.83%
Chicken Fillets(1kg)
$8.93€7.74
$10.74$10.74
-16.85%
Beef Round Steak(1kg)
$16.84€14.61
$16.26$16.26
3.57%
Apples(1kg)
$2.73€2.37
$4.47$4.47
-38.93%
Banana(1kg)
$2.11€1.83
$1.29$1.29
63.57%
Oranges(1kg)
$2.54€2.21
$3.64$3.64
-30.22%
Tomato(1kg)
$2.65€2.30
$2.67$2.67
-0.75%
Potato(1kg)
$2.15€1.86
$2.32$2.32
-7.33%
Onion(1kg)
$2.10€1.83
$2.57$2.57
-18.29%
Lettuce(1 head)
$1.35€1.18
$2.24$2.24
-39.73%
Water(1.5 liter bottle)
$0.97€0.85
$1.79$1.79
-45.81%
Cigarettes 20 Pack(Marlboro, Camel)
$6.82€5.92
$7.47$7.47
-8.70%
Wine(Bottle)
$8.15€7.07
$10.53$10.53
-22.60%
Local Beer(0.5 liter bottle)
$1.39€1.21
$1.74$1.74
-20.11%
Imported Beer(0.33 liter bottle)
$2.19€1.90
$3.08$3.08
-28.90%
🚌 Getting Around
Madrid
Stillwater, OK
Difference
One-way Ticket(Public Transport)
$1.77€1.53
$2.02$2.02
-12.38%
Public Transport Monthly Pass(Regular Price)
$49.07€42.58
-
-
Taxi Start(Normal Tariff)
$4.01€3.47
$3.57$3.57
12.32%
Taxi(Normal Tariff)(1km)
$1.33€1.15
$1.52$1.52
-12.50%
Taxi 1hour Waiting(Normal Tariff)
$29.19€25.32
$28.65$28.65
1.88%
Gasoline(1 liter)
$1.93€1.68
$0.76$0.76
153.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.2K€32.3K
$31.5K$31.5K
17.98%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.4K€29.8K
$27.7K$27.7K
24.14%
🧾 Monthly Utilities & Internet
Madrid
Stillwater, OK
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$195€169
$195$195
-0.24%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.66€18.80
$43.70$43.70
-50.43%
Internet(50+ Mbps, Unlimited Data)
$35.51€30.80
$67.5$67.5
-47.37%
🎉 Sport & Entertainment
Madrid
Stillwater, OK
Difference
Gym Membership(Monthly)
$53.8€46.66
$42.74$42.74
25.83%
Tennis Court(1 Hour on Weekend)
$17.95€15.58
-
-
Cinema Ticket
$11.55€10.02
$12.12$12.12
-4.70%
🧸 Childcare & Education
Madrid
Stillwater, OK
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$676€587
$1,496$1,496
-54.79%
International Primary School, 1 Child(Yearly)
$12.1K€10.5K
$23.9K$23.9K
-49.26%
👕👟 Clothing & Footwear
Madrid
Stillwater, OK
Difference
Jeans(Levis 501 Or Similar)
$94.2€81.8
$46.51$46.51
102.60%
Summer Dress(H&M, Zara, etc)
$42.77€37.11
$38.05$38.05
12.40%
Sport Shoes(Adidas, Nike)
$106€91.7
$103$103
2.47%
Men's Leather Business Shoes
$134€117
$89.5$89.5
50.19%
🏠 Accommodation & Living
Madrid
Stillwater, OK
Difference
1-bedroom Apartment, City Center(Monthly)
$1,566€1,358
$1,074$1,074
45.83%
1-bedroom Apartment, Outside City Center(Monthly)
$1,149€997
$900$900
27.58%
3-bedroom Apartment, City Center(Monthly)
$2,826€2,452
$2,840$2,840
-0.48%
3-bedroom Apartment, Outside City Center(Monthly)
$1,884€1,635
$2,682$2,682
-29.75%
Buy Apartment in City Center(m2)
$9,077€7,875
$1,743$1,743
420.77%
Buy Apartment Outside City Center(m2)
$4,511€3,914
$1,739$1,739
159.41%
💵 Salaries & Financials
Madrid
Stillwater, OK
Difference
Average Monthly Net Salary(After Tax)
$2,626€2,278
$2,403$2,403
9.28%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.43
6.56
-47.71%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Madrid: May 31, 2026
Last update for Stillwater, OK: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,566 in Madrid and $1,074 in Stillwater, OK. Housing cost is often the main lever when comparing two cities.
💰Madrid pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $69.0 in Madrid vs $43.00 in Stillwater, OK. Groceries flip the comparison at $294 vs $343, with Madrid cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Madrid vs Stillwater, OK: Cost of Living - Frequently Asked Questions
Which city is more expensive, Madrid or Stillwater, OK?
Stillwater, OK wins on cost – living expenses run 10% lower than in Madrid. Housing and daily spending are where you'll feel the difference most, making Stillwater, OK the obvious pick if budget is a priority.
Are salaries higher in Madrid or Stillwater, OK?
Madrid pays 9% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Madrid vs Stillwater, OK?
Rent for a central apartment: $1,566 in Madrid versus $1,074 in Stillwater, OK. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Madrid and Stillwater, OK?
Childcare runs $676 in Madrid versus $1,496 in Stillwater, OK. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Madrid vs Stillwater, OK?
Dining out is cheaper in Stillwater, OK – a meal for two runs $43.00 versus $69.0 in Madrid. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $3,000/month in Madrid or Stillwater, OK?
At $2,052 in Stillwater, OK versus $2,253 in Madrid, a $3,000 budget is realistic in Stillwater, OK but tight or insufficient in Madrid. The gap between the two cities makes Stillwater, OK the clear choice for anyone on this budget.
Which city is better for digital nomads, Madrid or Stillwater, OK?
Both work as nomad bases, but Stillwater, OK delivers better value – similar infrastructure at $2,052 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Stillwater, OK hard to pass up.
How safe is Madrid compared to Stillwater, OK?
Safety-wise, Madrid and Stillwater, OK are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Stillwater, OK gentler on the wallet – expenses run 10% less than in Madrid. Beyond cost, consider language, visa policies, and how big the international community is in each city.