Last update: Oct 2026

Cost of Living Comparison Between Macerata and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,441 in Macerata, rent and utilities included – about $6,300 less a year. Other living expenses account for most of the difference.

70

Cost of Living Index in Macerata
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Macerata Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Macerata

🇮🇹 Italy

$1,441

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Macerata and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Macerata and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,441 in Macerata versus $918 in Cebu.

Macerata $1,441
Cebu $918

Estimated couple costs with rent: $2,265 in Macerata versus $1,409 in Cebu.

Macerata $2,265
Cebu $1,409

Monthly costs for a family of three with rent: $3,089 in Macerata versus $1,900 in Cebu.

Macerata $3,089
Cebu $1,900

Living in Macerata is roughly 57% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Macerata is 7% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.26 €15.36

$3.09 ₱194

458.58%

Three-Course Dinner for Two, Mid-Range

$79.2 €70.5

$24.22 ₱1,525

227.13%

Fast Food Meal (McDonalds, etc)

$10.67 €9.49

$3.92 ₱247

172.19%

Cappuccino

$1.71 €1.52

$2.51 ₱158

-31.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 €2.45

$1.59 ₱100

72.96%

Water (0.33 liter bottle)

$1.20 €1.07

$0.53 ₱33.43

126.42%

Local Beer (0.5 liter draught)

$4.87 €4.33

$1.78 ₱112

173.60%

Imported Beer (0.33 liter bottle)

$4.72 €4.20

$2.17 ₱137

117.51%

Milk (1 liter)

$1.35 €1.20

$1.92 ₱121

-29.69%

White Bread (500g)

$2.36 €2.10

$1.36 ₱85.4

73.53%

Rice (white) (1kg)

$2.98 €2.65

$1.01 ₱63.5

195.05%

Eggs

$3.86 €3.43

$2.03 ₱128

90.15%

Local Cheese (1kg)

$18.67 €16.61

$9.86 ₱621

89.35%

Chicken Fillets (1kg)

$12.52 €11.13

$4.39 ₱277

185.19%

Beef Round Steak (1kg)

$20.62 €18.34

$7.60 ₱479

171.32%

Apples (1kg)

$2.27 €2.02

$3.30 ₱208

-31.21%

Banana (1kg)

$1.66 €1.48

$1.39 ₱87.8

19.42%

Oranges (1kg)

$2.19 €1.94

$2.33 ₱147

-6.01%

Tomato (1kg)

$2.20 €1.96

$1.50 ₱94.3

46.67%

Potato (1kg)

$1.88 €1.67

$2.36 ₱149

-20.34%

Onion (1kg)

$1.72 €1.53

$1.90 ₱119

-9.47%

Lettuce (1 head)

$0.57 €0.51

$1.19 ₱74.9

-52.10%

Water (1.5 liter bottle)

$0.40 €0.35

$0.63 ₱39.71

-36.51%

Cigarettes 20 Pack (Marlboro, Camel)

$6.86 €6.10

$3.00 ₱189

128.67%

Wine (Bottle)

$5.42 €4.82

$6.03 ₱379

-10.12%

Local Beer (0.5 liter bottle)

$1.91 €1.70

$1.23 ₱77.7

55.28%

Imported Beer (0.33 liter bottle)

$2.79 €2.48

$1.75 ₱110

59.43%

One-way Ticket (Public Transport)

$1.55 €1.38

$0.25 ₱15.86

520.00%

Public Transport Monthly Pass (Regular Price)

$33.09 €29.43

$12.64 ₱796

161.79%

Taxi Start (Normal Tariff)

$4.45 €3.96

$0.77 ₱48.62

477.92%

Taxi (Normal Tariff) (1km)

$1.70 €1.52

$0.23 ₱14.53

639.13%

Taxi 1hour Waiting (Normal Tariff)

$19.65 €17.48

$4.46 ₱281

340.58%

Gasoline (1 liter)

$2.07 €1.85

$1.31 ₱82.8

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K €29.3K

$21.2K ₱1.3M

54.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K €32.2K

$19.1K ₱1.2M

89.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 €198

$120 ₱7,569

85.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.53 €7.59

$14.00 ₱882

-39.07%

Internet (50+ Mbps, Unlimited Data)

$29.48 €26.22

$27.54 ₱1,734

7.04%

Gym Membership (Monthly)

$53.7 €47.75

$32.33 ₱2,035

66.04%

Tennis Court (1 Hour on Weekend)

$27.50 €24.46

$6.65 ₱419

313.53%

Cinema Ticket

$9.56 €8.51

$5.65 ₱356

69.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 €689

$275 ₱17.3K

181.26%

International Primary School, 1 Child (Yearly)

$7,903 €7,030

$7,918 ₱498.5K

-0.19%

Jeans (Levis 501 Or Similar)

$81.6 €72.6

$49.33 ₱3,106

65.38%

Summer Dress (H&M, Zara, etc)

$33.37 €29.68

$25.24 ₱1,589

32.21%

Sport Shoes (Adidas, Nike)

$70.7 €62.9

$77.0 ₱4,846

-8.13%

Men's Leather Business Shoes

$65.8 €58.6

$57.2 ₱3,601

15.09%

1-bedroom Apartment, City Center (Monthly)

$487 €433

$500 ₱31.5K

-2.49%

1-bedroom Apartment, Outside City Center (Monthly)

$374 €332

$309 ₱19.4K

21.03%

3-bedroom Apartment, City Center (Monthly)

$799 €710

$1,078 ₱67.9K

-25.89%

3-bedroom Apartment, Outside City Center (Monthly)

$625 €556

$615 ₱38.7K

1.56%

Buy Apartment in City Center (m2)

$2,203 €1,960

$2,886 ₱181.7K

-23.66%

Buy Apartment Outside City Center (m2)

$1,590 €1,414

$1,917 ₱120.7K

-17.05%

Average Monthly Net Salary (After Tax)

$1,959 €1,743

$346 ₱21.8K

466.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-58.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Macerata: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Macerata

$374 26%

Cebu

$309 33.6% 17.4% $65

Groceries & Markets

Macerata

$328 22.8%

Cebu

$206 22.4% 37.2% $122

Monthly Utilities & Internet

Macerata

$261 18.1%

Cebu

$162 17.6% 37.9% $99

Eating Out

Macerata

$240 16.7%

Cebu

$88 9.6% 63.3% $152

Clothing & Footwear

Macerata

$113 7.9%

Cebu

$94 10.2% 17% $19

Sport & Entertainment

Macerata

$73 5.1%

Cebu

$44 4.8% 40.1% $29

Getting Around

Macerata

$52 3.6%

Cebu

$16 1.7% 70.2% $37

Cost Breakdown

A one-bedroom apartment in the center runs $487 in Macerata and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Macerata pays 466% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Macerata vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $328 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Macerata

🇵🇭 Cebu

🕒 Local time

01:53 1:53 AM

07:53 7:53 AM

6 h ahead of Macerata

🌤 Weather

👥 Population

42,473

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Macerata Cebu 10,820 km ≈ 14 h nonstop flight

From you

Macerata
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Macerata vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 57% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 466% higher in Macerata, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $487 in Macerata versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,441 per month in Macerata versus $918 in Cebu – a 57% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 162% less than in Macerata. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,441 in Macerata, a $1,500 budget is realistic in Cebu but tight or insufficient in Macerata. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Macerata, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Macerata and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 57% less than in Macerata. Beyond cost, consider language, visa policies, and how big the international community is in each city.