😐Monthly costs for one person with rent: $1,721 in Macao versus $1,408 in Ubud, Bali.
😐Estimated couple costs with rent: $2,815 in Macao versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,908 in Macao versus $3,763 in Ubud, Bali.
🌍Living in Macao is roughly 22% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Macao29% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Macao
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.24MOP 50.4
$3.45Rp 62.0K
80.87%
Three-Course Dinner for Two, Mid-Range
$49.70MOP 401
$32.34Rp 580.1K
53.68%
Fast Food Meal(McDonalds, etc)
$6.32MOP 51.1
$4.84Rp 86.9K
30.58%
Cappuccino
$4.87MOP 39.32
$2.75Rp 49.3K
77.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.20MOP 9.66
$1.38Rp 24.8K
-13.04%
Water(0.33 liter bottle)
$0.88MOP 7.10
$0.75Rp 13.5K
17.33%
Local Beer(0.5 liter draught)
$5.67MOP 45.78
$2.99Rp 53.7K
89.63%
Imported Beer(0.33 liter bottle)
$7.14MOP 57.7
$3.85Rp 69.1K
85.45%
🛒 Groceries & Markets
Macao
Ubud, Bali
Difference
Milk(1 liter)
$2.95MOP 23.84
$1.74Rp 31.1K
69.54%
White Bread(500g)
$1.59MOP 12.80
$2.46Rp 44.1K
-35.37%
Rice(white)(1kg)
$1.53MOP 12.31
$1.17Rp 21.0K
30.77%
Eggs
$3.08MOP 24.86
$2.43Rp 43.6K
26.75%
Local Cheese(1kg)
$17.32MOP 140
$14.50Rp 260.2K
19.45%
Chicken Fillets(1kg)
$7.80MOP 63.0
$4.35Rp 78.0K
79.31%
Beef Round Steak(1kg)
$23.05MOP 186
$11.98Rp 214.9K
92.40%
Apples(1kg)
$3.76MOP 30.38
$3.72Rp 66.7K
1.08%
Banana(1kg)
$3.00MOP 24.25
$1.63Rp 29.2K
84.05%
Oranges(1kg)
$3.75MOP 30.30
$2.74Rp 49.2K
36.86%
Tomato(1kg)
$2.75MOP 22.17
$2.24Rp 40.2K
22.77%
Potato(1kg)
$4.26MOP 34.39
$1.92Rp 34.4K
121.88%
Onion(1kg)
$3.38MOP 27.30
$2.28Rp 40.8K
48.25%
Lettuce(1 head)
$1.62MOP 13.11
$1.06Rp 19.1K
52.83%
Water(1.5 liter bottle)
$1.09MOP 8.77
$0.72Rp 12.9K
51.39%
Cigarettes 20 Pack(Marlboro, Camel)
$6.19MOP 49.95
$3.29Rp 58.9K
88.15%
Wine(Bottle)
$12.27MOP 99.0
$23.19Rp 416.1K
-47.09%
Local Beer(0.5 liter bottle)
$1.40MOP 11.34
$2.78Rp 49.8K
-49.64%
Imported Beer(0.33 liter bottle)
$2.09MOP 16.87
$2.73Rp 49.0K
-23.44%
🚌 Getting Around
Macao
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.77MOP 6.21
$0.27Rp 4,778
185.19%
Public Transport Monthly Pass(Regular Price)
$21.92MOP 177
$8.11Rp 145.4K
170.28%
Taxi Start(Normal Tariff)
$2.63MOP 21.25
$0.48Rp 8,659
447.92%
Taxi(Normal Tariff)(1km)
$1.17MOP 9.48
$0.42Rp 7,532
178.57%
Taxi 1hour Waiting(Normal Tariff)
$14.96MOP 121
$6.22Rp 111.6K
140.51%
Gasoline(1 liter)
$1.74MOP 14.08
$0.81Rp 14.6K
114.81%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.0KMOP 250.5K
$26.6KRp 477.4M
16.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.5KMOP 221.7K
$32.2KRp 577.4M
-14.70%
🧾 Monthly Utilities & Internet
Macao
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$103MOP 830
$78.4Rp 1.4M
31.16%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.16MOP 203
$4.07Rp 73.0K
518.18%
Internet(50+ Mbps, Unlimited Data)
$33.06MOP 267
$24.33Rp 436.4K
35.88%
🎉 Sport & Entertainment
Macao
Ubud, Bali
Difference
Gym Membership(Monthly)
$85.1MOP 687
$98.6Rp 1.8M
-13.70%
Tennis Court(1 Hour on Weekend)
$3.45MOP 27.88
$6.34Rp 113.7K
-45.58%
Cinema Ticket
$14.39MOP 116
$3.99Rp 71.5K
260.65%
🧸 Childcare & Education
Macao
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$693MOP 5,599
$305Rp 5.5M
127.31%
International Primary School, 1 Child(Yearly)
$13.6KMOP 110.0K
$6,642Rp 119.2M
105.12%
👕👟 Clothing & Footwear
Macao
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$64.9MOP 524
$54.1Rp 971.2K
19.89%
Summer Dress(H&M, Zara, etc)
$29.20MOP 236
$37.81Rp 678.2K
-22.77%
Sport Shoes(Adidas, Nike)
$88.5MOP 715
$86.8Rp 1.6M
1.92%
Men's Leather Business Shoes
$102MOP 820
$76.4Rp 1.4M
33.06%
🏠 Accommodation & Living
Macao
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,061MOP 8,567
$992Rp 17.8M
6.96%
1-bedroom Apartment, Outside City Center(Monthly)
$771MOP 6,222
$673Rp 12.1M
14.55%
3-bedroom Apartment, City Center(Monthly)
$1,955MOP 15.8K
$3,375Rp 60.5M
-42.08%
3-bedroom Apartment, Outside City Center(Monthly)
$1,593MOP 12.9K
$2,050Rp 36.8M
-22.32%
Buy Apartment in City Center(m2)
$8,503MOP 68.7K
$2,805Rp 50.3M
203.19%
Buy Apartment Outside City Center(m2)
$5,652MOP 45.6K
$2,227Rp 39.9M
153.80%
💵 Salaries & Financials
Macao
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$2,055MOP 16.6K
$167Rp 3.0M
1130.55%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.28
13.28
-75.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Macao: July 11, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,061 in Macao and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Macao pays 1131% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $50.0 in Macao vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $364 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Macao vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Macao or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 22% lower than in Macao. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Macao or in Ubud, Bali?
Average pay runs 1131% higher in Macao, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Macao compared to Ubud, Bali?
Rent for a central apartment: $1,061 in Macao versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Macao and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $50.0 in Macao. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Macao compared to Ubud, Bali?
All in, you'll spend $1,721 per month in Macao versus $1,408 in Ubud, Bali – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Macao or in Ubud, Bali?
At $1,408 in Ubud, Bali versus $1,721 in Macao, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Macao. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Macao or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Macao compared to Ubud, Bali?
Safety-wise, Macao and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 22% less than in Macao. Beyond cost, consider language, visa policies, and how big the international community is in each city.