Cost of Living Comparison Between Lugo and Terni Cost of Living Comparison Between Lugo and Terni

Monthly Cost of Living

Monthly costs for one person with rent: $1,506 in Lugo versus $1,323 in Terni.

Estimated couple costs with rent: $2,247 in Lugo versus $1,999 in Terni.

Monthly costs for a family of three with rent: $2,988 in Lugo versus $2,676 in Terni.

Living in Lugo is roughly 14% more expensive than Terni, driven mainly by Eating Out.

The two cities straddle the global median: Lugo is 12% above, Terni is 1% below.

Meal at Budget Restaurant

$14.08 €12.12

$17.46 €15.02

-19.36%

Three-Course Dinner for Two, Mid-Range

$55.6 €47.83

$48.75 €41.94

14.05%

Fast Food Meal (McDonalds, etc)

$10.26 €8.82

$9.92 €8.54

3.43%

Cappuccino

$1.96 €1.68

$1.87 €1.61

4.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 €2.34

Water (0.33 liter bottle)

$1.14 €0.98

$1.31 €1.13

-12.98%

Local Beer (0.5 liter draught)

$2.87 €2.47

$5.36 €4.61

-46.46%

Imported Beer (0.33 liter bottle)

$2.36 €2.03

$5.24 €4.51

-54.96%

Milk (1 liter)

$1.14 €0.98

$1.25 €1.07

-8.80%

White Bread (500g)

$1.21 €1.04

$2.13 €1.83

-43.19%

Rice (white) (1kg)

$1.62 €1.39

$2.37 €2.04

-31.65%

Eggs

$2.71 €2.33

$3.32 €2.86

-18.37%

Local Cheese (1kg)

$13.64 €11.73

$13.19 €11.35

3.41%

Chicken Fillets (1kg)

$6.24 €5.37

$9.41 €8.09

-33.69%

Beef Round Steak (1kg)

$22.09 €19.00

$13.78 €11.85

60.30%

Apples (1kg)

$1.90 €1.63

$2.24 €1.93

-15.18%

Banana (1kg)

$2.13 €1.83

$1.88 €1.62

13.30%

Oranges (1kg)

$3.09 €2.66

$1.14 €0.98

171.05%

Tomato (1kg)

$4.69 €4.04

$2.28 €1.96

105.70%

Potato (1kg)

$1.14 €0.98

$1.62 €1.40

-29.63%

Onion (1kg)

$2.66 €2.29

$1.72 €1.48

54.65%

Lettuce (1 head)

$1.19 €1.02

$0.84 €0.72

41.67%

Water (1.5 liter bottle)

$0.95 €0.81

$0.41 €0.36

131.71%

Cigarettes 20 Pack (Marlboro, Camel)

$6.09 €5.24

$6.40 €5.51

-4.84%

Wine (Bottle)

$4.72 €4.06

$8.18 €7.04

-42.30%

Local Beer (0.5 liter bottle)

$2.00 €1.72

$1.37 €1.18

45.99%

Imported Beer (0.33 liter bottle)

$2.90 €2.49

$1.65 €1.42

75.76%

One-way Ticket (Public Transport)

$0.71 €0.61

$1.67 €1.43

-57.49%

Public Transport Monthly Pass (Regular Price)

$23.16 €19.92

$34.26 €29.47

-32.40%

Taxi Start (Normal Tariff)

$5.41 €4.65

$5.00 €4.30

8.20%

Taxi (Normal Tariff) (1km)

$1.07 €0.92

$1.37 €1.17

-21.90%

Taxi 1hour Waiting (Normal Tariff)

$24.37 €20.96

$25.43 €21.88

-4.17%

Gasoline (1 liter)

$1.81 €1.55

$2.02 €1.74

-10.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K €26.2K

$34.4K €29.6K

-11.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K €27.4K

$32.9K €28.3K

-3.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €123

$176 €152

-19.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.50 €18.49

$14.16 €12.18

51.84%

Internet (50+ Mbps, Unlimited Data)

$32.53 €27.99

$31.06 €26.72

4.73%

Gym Membership (Monthly)

$47.98 €41.27

$53.1 €45.66

-9.61%

Tennis Court (1 Hour on Weekend)

$11.35 €9.76

$17.00 €14.63

-33.24%

Cinema Ticket

$10.25 €8.82

$10.26 €8.83

-0.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$357 €308

$353 €304

1.32%

International Primary School, 1 Child (Yearly)

$8,182 €7,038

$5,880 €5,058

39.15%

Jeans (Levis 501 Or Similar)

$77.1 €66.3

$66.3 €57.1

16.19%

Summer Dress (H&M, Zara, etc)

$32.27 €27.76

$35.02 €30.13

-7.85%

Sport Shoes (Adidas, Nike)

$87.2 €75.0

$89.7 €77.1

-2.73%

Men's Leather Business Shoes

$144 €124

$88.9 €76.5

61.82%

1-bedroom Apartment, City Center (Monthly)

$852 €733

$352 €303

141.75%

1-bedroom Apartment, Outside City Center (Monthly)

$582 €501

$353 €304

64.96%

3-bedroom Apartment, City Center (Monthly)

$491 €423

$744 €640

-33.96%

3-bedroom Apartment, Outside City Center (Monthly)

$847 €728

$564 €485

50.10%

Buy Apartment in City Center (m2)

$2,874 €2,472

$1,383 €1,189

107.85%

Buy Apartment Outside City Center (m2)

$2,224 €1,913

$806 €693

175.94%

Average Monthly Net Salary (After Tax)

$1,733 €1,491

$1,554 €1,336

11.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

3.69

-5.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugo: June 2, 2026

Last update for Terni: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $852 in Lugo and $352 in Terni. Housing cost is often the main lever when comparing two cities.

Lugo pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Lugo vs $49.00 in Terni for a mid-range dinner for two. Groceries echo the gap at $287 vs $266 per month, with Terni cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lugo vs Terni: Cost of Living - Frequently Asked Questions

Terni is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet. The 14% gap adds up to real monthly savings that compound significantly over time.

Lugo pays 12% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $852 in Lugo versus $352 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $357 in Lugo versus $353 in Terni. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 8% higher in Lugo. For households that cook at home regularly, that difference adds up over a month.

At $1,323 in Terni versus $1,506 in Lugo, a $1,000 budget is realistic in Terni but tight or insufficient in Lugo. The gap between the two cities makes Terni the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lugo and Terni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terni gentler on the wallet – expenses run 14% less than in Lugo. Beyond cost, consider language, visa policies, and how big the international community is in each city.