Cost of Living Comparison Between Lugo and Terni Cost of Living Comparison Between Lugo and Terni

Monthly Cost of Living

Monthly costs for one person with rent: $1,498 in Lugo versus $1,348 in Terni.

Estimated couple costs with rent: $2,244 in Lugo versus $2,048 in Terni.

Monthly costs for a family of three with rent: $2,990 in Lugo versus $2,748 in Terni.

Living in Lugo is roughly 11% more expensive than in Terni, driven mainly by Eating Out.

Both cities are pricier than the global median: Lugo 12% above, Terni 1% above.

Meal at Budget Restaurant

$13.78 €12.05

$17.45 €15.27

-21.03%

Three-Course Dinner for Two, Mid-Range

$54.7 €47.84

$49.82 €43.59

9.76%

Fast Food Meal (McDonalds, etc)

$10.30 €9.01

$9.56 €8.36

7.74%

Cappuccino

$1.96 €1.71

$1.86 €1.63

5.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 €2.35

Water (0.33 liter bottle)

$1.15 €1.00

$1.35 €1.18

-14.81%

Local Beer (0.5 liter draught)

$2.95 €2.58

$5.07 €4.43

-41.81%

Imported Beer (0.33 liter bottle)

$2.38 €2.08

$5.29 €4.63

-55.01%

Milk (1 liter)

$1.16 €1.01

$1.25 €1.10

-7.20%

White Bread (500g)

$1.18 €1.03

$2.20 €1.93

-46.36%

Rice (white) (1kg)

$1.66 €1.46

$2.34 €2.05

-29.06%

Eggs

$2.73 €2.38

$3.42 €2.99

-20.18%

Local Cheese (1kg)

$13.92 €12.18

$13.65 €11.95

1.98%

Chicken Fillets (1kg)

$6.24 €5.46

$9.16 €8.01

-31.88%

Beef Round Steak (1kg)

$22.09 €19.33

$13.84 €12.11

59.61%

Apples (1kg)

$1.89 €1.66

$2.15 €1.88

-12.09%

Banana (1kg)

$2.21 €1.94

$1.88 €1.64

17.55%

Oranges (1kg)

$2.96 €2.59

$1.19 €1.04

148.74%

Tomato (1kg)

$4.72 €4.13

$2.28 €1.99

107.02%

Potato (1kg)

$1.13 €0.98

$1.58 €1.38

-28.48%

Onion (1kg)

$2.78 €2.43

$1.71 €1.50

62.57%

Lettuce (1 head)

$1.15 €1.00

$0.79 €0.69

45.57%

Water (1.5 liter bottle)

$0.94 €0.83

$0.41 €0.36

129.27%

Cigarettes 20 Pack (Marlboro, Camel)

$6.28 €5.49

$6.40 €5.60

-1.88%

Wine (Bottle)

$4.46 €3.91

$7.38 €6.46

-39.57%

Local Beer (0.5 liter bottle)

$2.00 €1.75

$1.35 €1.18

48.15%

Imported Beer (0.33 liter bottle)

$2.93 €2.56

$1.64 €1.44

78.66%

One-way Ticket (Public Transport)

$0.76 €0.66

$1.64 €1.44

-53.66%

Public Transport Monthly Pass (Regular Price)

$23.16 €20.27

$34.99 €30.61

-33.81%

Taxi Start (Normal Tariff)

$5.53 €4.84

$4.97 €4.34

11.27%

Taxi (Normal Tariff) (1km)

$1.07 €0.94

$1.30 €1.13

-17.69%

Taxi 1hour Waiting (Normal Tariff)

$24.48 €21.42

$25.75 €22.53

-4.93%

Gasoline (1 liter)

$1.73 €1.51

$2.07 €1.81

-16.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K €26.9K

$33.6K €29.4K

-8.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K €28.1K

$34.1K €29.8K

-5.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 €124

$176 €154

-19.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.60 €18.90

$13.63 €11.92

58.47%

Internet (50+ Mbps, Unlimited Data)

$32.57 €28.50

$31.05 €27.16

4.90%

Gym Membership (Monthly)

$47.94 €41.94

$51.8 €45.30

-7.42%

Tennis Court (1 Hour on Weekend)

$11.65 €10.19

$16.49 €14.42

-29.35%

Cinema Ticket

$10.10 €8.83

$10.62 €9.29

-4.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$355 €310

$341 €298

4.15%

International Primary School, 1 Child (Yearly)

$8,171 €7,149

$5,886 €5,149

38.83%

Jeans (Levis 501 Or Similar)

$75.9 €66.4

$64.7 €56.6

17.25%

Summer Dress (H&M, Zara, etc)

$31.56 €27.61

$35.76 €31.29

-11.74%

Sport Shoes (Adidas, Nike)

$87.2 €76.3

$91.1 €79.7

-4.32%

Men's Leather Business Shoes

$141 €123

$88.7 €77.6

58.49%

1-bedroom Apartment, City Center (Monthly)

$869 €760

$343 €300

153.12%

1-bedroom Apartment, Outside City Center (Monthly)

$583 €510

$341 €298

70.93%

3-bedroom Apartment, City Center (Monthly)

$503 €440

$757 €662

-33.55%

3-bedroom Apartment, Outside City Center (Monthly)

$829 €725

$559 €489

48.35%

Buy Apartment in City Center (m2)

$2,765 €2,419

$1,381 €1,208

100.24%

Buy Apartment Outside City Center (m2)

$2,190 €1,916

$788 €689

178.09%

Average Monthly Net Salary (After Tax)

$1,676 €1,466

$1,498 €1,311

11.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

3.69

-5.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugo: July 13, 2026

Last update for Terni: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $869 in Lugo and $343 in Terni. Housing cost is often the main lever when comparing two cities.

Lugo pays 12% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Lugo vs $50.0 in Terni for a mid-range dinner for two. Groceries echo the gap at $288 vs $265 per month, with Terni cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lugo vs Terni: Cost of Living - Frequently Asked Questions

Terni is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Monthly Utilities & Internet. The 11% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 12% higher in Lugo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $869 in Lugo versus $343 in Terni. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $355 in Lugo versus $341 in Terni. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 9% higher in Lugo. For households that cook at home regularly, that difference adds up over a month.

At $1,348 in Terni versus $1,498 in Lugo, a $1,000 budget is realistic in Terni but tight or insufficient in Lugo. The gap between the two cities makes Terni the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lugo and Terni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terni gentler on the wallet – expenses run 11% less than in Lugo. Beyond cost, consider language, visa policies, and how big the international community is in each city.