Cost of Living Comparison Between Lugano and Bern Cost of Living Comparison Between Lugano and Bern

😐 Solo nomad: Lugano is 1.2% more expensive than Bern without rent, and 4.7% cheaper with rent.

😐 Family of 3: Lugano is 7.2% more expensive than Bern without rent, and 7.6% more expensive with rent.

Meal at Budget Restaurant

$30.61 CHF 23.88

$28.53 CHF 22.26

7.29%

Three-Course Dinner for Two, Mid-Range

$181 CHF 141

$108 CHF 84.6

66.98%

Fast Food Meal (McDonalds, etc)

$18.58 CHF 14.49

$17.04 CHF 13.29

9.04%

Cappuccino

$4.48 CHF 3.49

$5.82 CHF 4.54

-23.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.75 CHF 3.71

$4.96 CHF 3.87

-4.23%

Water (0.33 liter bottle)

$4.02 CHF 3.14

$4.68 CHF 3.65

-14.10%

Local Beer (0.5 liter draught)

$7.53 CHF 5.88

$8.25 CHF 6.44

-8.73%

Imported Beer (0.33 liter bottle)

$7.26 CHF 5.66

$6.06 CHF 4.72

19.80%

Milk (1 liter)

$2.25 CHF 1.76

$2.27 CHF 1.77

-0.88%

White Bread (500g)

$3.48 CHF 2.71

$3.34 CHF 2.60

4.19%

Rice (white) (1kg)

$4.91 CHF 3.83

$4.06 CHF 3.17

20.94%

Eggs

$6.97 CHF 5.44

$7.11 CHF 5.55

-1.97%

Local Cheese (1kg)

$26.82 CHF 20.92

$28.57 CHF 22.28

-6.13%

Chicken Fillets (1kg)

$36.39 CHF 28.39

$35.59 CHF 27.76

2.25%

Beef Round Steak (1kg)

$46.96 CHF 36.63

$40.29 CHF 31.42

16.55%

Apples (1kg)

$3.14 CHF 2.45

$3.53 CHF 2.76

-11.05%

Banana (1kg)

$1.97 CHF 1.54

$2.22 CHF 1.73

-11.26%

Oranges (1kg)

$2.60 CHF 2.03

$2.88 CHF 2.24

-9.72%

Tomato (1kg)

$7.60 CHF 5.93

$6.96 CHF 5.43

9.20%

Potato (1kg)

$2.28 CHF 1.78

$2.16 CHF 1.69

5.56%

Onion (1kg)

$2.22 CHF 1.73

$2.18 CHF 1.70

1.83%

Lettuce (1 head)

$2.58 CHF 2.01

$2.42 CHF 1.89

6.61%

Water (1.5 liter bottle)

$1.24 CHF 0.96

$1.15 CHF 0.90

7.83%

Cigarettes 20 Pack (Marlboro, Camel)

$10.80 CHF 8.43

$11.46 CHF 8.94

-5.76%

Wine (Bottle)

$13.06 CHF 10.19

$13.03 CHF 10.16

0.23%

Local Beer (0.5 liter bottle)

$2.65 CHF 2.07

$1.88 CHF 1.47

40.96%

Imported Beer (0.33 liter bottle)

$4.15 CHF 3.24

$2.32 CHF 1.81

78.88%

One-way Ticket (Public Transport)

$3.15 CHF 2.46

$3.61 CHF 2.82

-12.74%

Public Transport Monthly Pass (Regular Price)

$87.7 CHF 68.4

$98.2 CHF 76.6

-10.64%

Taxi Start (Normal Tariff)

$6.79 CHF 5.30

$8.12 CHF 6.33

-16.38%

Taxi (Normal Tariff) (1km)

$4.40 CHF 3.44

$4.41 CHF 3.44

-0.23%

Taxi 1hour Waiting (Normal Tariff)

$62.1 CHF 48.46

$91.4 CHF 71.3

-32.01%

Gasoline (1 liter)

$2.14 CHF 1.67

$2.24 CHF 1.74

-4.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.3K CHF 31.4K

$40.5K CHF 31.6K

-0.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.7K CHF 29.4K

$57.0K CHF 44.5K

-33.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 CHF 159

$366 CHF 286

-44.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.9 CHF 56.1

$58.7 CHF 45.76

22.48%

Internet (50+ Mbps, Unlimited Data)

$53.8 CHF 41.93

$57.1 CHF 44.51

-5.80%

Gym Membership (Monthly)

$107 CHF 83.4

$82.7 CHF 64.5

29.34%

Tennis Court (1 Hour on Weekend)

$62.7 CHF 48.87

$47.96 CHF 37.41

30.65%

Cinema Ticket

$18.33 CHF 14.30

$24.94 CHF 19.45

-26.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,230 CHF 959

$3,330 CHF 2,597

-63.06%

International Primary School, 1 Child (Yearly)

$35.5K CHF 27.7K

$39.7K CHF 31.0K

-10.54%

Jeans (Levis 501 Or Similar)

$123 CHF 96.1

$151 CHF 118

-18.59%

Summer Dress (H&M, Zara, etc)

$47.97 CHF 37.42

$68.7 CHF 53.6

-30.19%

Sport Shoes (Adidas, Nike)

$133 CHF 104

$173 CHF 135

-23.25%

Men's Leather Business Shoes

$152 CHF 119

$184 CHF 143

-17.28%

1-bedroom Apartment, City Center (Monthly)

$1,686 CHF 1,315

$1,884 CHF 1,470

-10.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,249 CHF 974

$1,248 CHF 973

0.11%

3-bedroom Apartment, City Center (Monthly)

$2,789 CHF 2,176

$3,311 CHF 2,582

-15.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,654 CHF 2,070

$2,409 CHF 1,879

10.16%

Buy Apartment in City Center (m2)

$17.7K CHF 13.8K

$15.6K CHF 12.2K

13.01%

Buy Apartment Outside City Center (m2)

$13.3K CHF 10.4K

$11.9K CHF 9,293

11.90%

Average Monthly Net Salary (After Tax)

$6,824 CHF 5,323

$7,431 CHF 5,796

-8.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

2.52

-0.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugano: February 28, 2026

Last update for Bern: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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