Cost of Living Comparison Between Lugano and Bern Cost of Living Comparison Between Lugano and Bern

🙂 Solo nomad: Lugano is 2.4% cheaper than Bern without rent, and 6.4% cheaper with rent.

😐 Family of 3: Lugano is 8.2% more expensive than Bern without rent, and 7.9% more expensive with rent.

Meal at Budget Restaurant

$30.76 CHF 24.70

$28.53 CHF 22.91

7.82%

Three-Course Dinner for Two, Mid-Range

$186 CHF 149

$107 CHF 85.8

73.91%

Fast Food Meal (McDonalds, etc)

$18.72 CHF 15.04

$17.52 CHF 14.07

6.85%

Cappuccino

$4.27 CHF 3.43

$5.80 CHF 4.66

-26.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.90 CHF 3.93

$4.98 CHF 4.00

-1.61%

Water (0.33 liter bottle)

$4.17 CHF 3.35

$4.85 CHF 3.89

-14.02%

Local Beer (0.5 liter draught)

$7.32 CHF 5.88

$8.56 CHF 6.88

-14.49%

Imported Beer (0.33 liter bottle)

$7.49 CHF 6.02

$6.23 CHF 5.00

20.22%

Milk (1 liter)

$2.24 CHF 1.80

$2.26 CHF 1.81

-0.88%

White Bread (500g)

$3.43 CHF 2.75

$3.44 CHF 2.76

-0.29%

Rice (white) (1kg)

$4.74 CHF 3.81

$4.28 CHF 3.44

10.75%

Eggs

$6.68 CHF 5.37

$7.30 CHF 5.86

-8.49%

Local Cheese (1kg)

$26.86 CHF 21.57

$28.57 CHF 22.94

-5.99%

Chicken Fillets (1kg)

$36.55 CHF 29.35

$35.71 CHF 28.67

2.35%

Beef Round Steak (1kg)

$46.84 CHF 37.61

$40.38 CHF 32.42

16.00%

Apples (1kg)

$3.24 CHF 2.60

$3.52 CHF 2.82

-7.95%

Banana (1kg)

$1.93 CHF 1.55

$2.19 CHF 1.76

-11.87%

Oranges (1kg)

$2.49 CHF 2.00

$2.84 CHF 2.28

-12.32%

Tomato (1kg)

$7.40 CHF 5.94

$7.10 CHF 5.70

4.23%

Potato (1kg)

$2.21 CHF 1.77

$2.23 CHF 1.79

-0.90%

Onion (1kg)

$2.31 CHF 1.86

$2.14 CHF 1.72

7.94%

Lettuce (1 head)

$2.57 CHF 2.07

$2.48 CHF 1.99

3.63%

Water (1.5 liter bottle)

$1.24 CHF 0.99

$1.14 CHF 0.91

8.77%

Cigarettes 20 Pack (Marlboro, Camel)

$11.09 CHF 8.91

$11.29 CHF 9.07

-1.77%

Wine (Bottle)

$12.70 CHF 10.20

$12.63 CHF 10.14

0.55%

Local Beer (0.5 liter bottle)

$2.57 CHF 2.06

$1.89 CHF 1.52

35.98%

Imported Beer (0.33 liter bottle)

$4.17 CHF 3.35

$2.27 CHF 1.82

83.70%

One-way Ticket (Public Transport)

$3.15 CHF 2.53

$3.73 CHF 2.99

-15.55%

Public Transport Monthly Pass (Regular Price)

$88.0 CHF 70.7

$97.3 CHF 78.1

-9.53%

Taxi Start (Normal Tariff)

$6.61 CHF 5.31

$8.12 CHF 6.52

-18.60%

Taxi (Normal Tariff) (1km)

$4.37 CHF 3.51

$4.24 CHF 3.40

3.07%

Taxi 1hour Waiting (Normal Tariff)

$62.3 CHF 50.1

$91.6 CHF 73.5

-31.92%

Gasoline (1 liter)

$2.17 CHF 1.74

$2.13 CHF 1.71

1.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.7K CHF 31.9K

$41.0K CHF 32.9K

-3.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.1K CHF 29.8K

$57.2K CHF 46.0K

-35.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 CHF 165

$373 CHF 299

-44.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.5 CHF 58.2

$58.4 CHF 46.86

24.23%

Internet (50+ Mbps, Unlimited Data)

$53.6 CHF 43.07

$57.8 CHF 46.43

-7.23%

Gym Membership (Monthly)

$110 CHF 88.7

$79.9 CHF 64.2

38.19%

Tennis Court (1 Hour on Weekend)

$61.7 CHF 49.50

$47.12 CHF 37.84

30.84%

Cinema Ticket

$18.80 CHF 15.10

$25.01 CHF 20.08

-24.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,210 CHF 972

$3,382 CHF 2,716

-64.21%

International Primary School, 1 Child (Yearly)

$35.5K CHF 28.5K

$39.9K CHF 32.0K

-11.10%

Jeans (Levis 501 Or Similar)

$123 CHF 98.7

$151 CHF 121

-18.51%

Summer Dress (H&M, Zara, etc)

$48.30 CHF 38.78

$66.7 CHF 53.5

-27.53%

Sport Shoes (Adidas, Nike)

$135 CHF 108

$175 CHF 141

-23.13%

Men's Leather Business Shoes

$152 CHF 122

$187 CHF 150

-18.53%

1-bedroom Apartment, City Center (Monthly)

$1,675 CHF 1,345

$1,844 CHF 1,481

-9.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,233 CHF 990

$1,264 CHF 1,015

-2.39%

3-bedroom Apartment, City Center (Monthly)

$2,849 CHF 2,288

$3,309 CHF 2,657

-13.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,645 CHF 2,124

$2,409 CHF 1,935

9.80%

Buy Apartment in City Center (m2)

$18.6K CHF 14.9K

$17.5K CHF 14.1K

5.73%

Buy Apartment Outside City Center (m2)

$13.7K CHF 11.0K

-0.06%

Average Monthly Net Salary (After Tax)

$6,541 CHF 5,253

$7,100 CHF 5,701

-7.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

2.52

-0.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugano: January 13, 2026

Last update for Bern: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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