Cost of Living Comparison Between Lugano and Bern Cost of Living Comparison Between Lugano and Bern

😐 Solo nomad: Lugano is 1.4% more expensive than Bern without rent, and 8% cheaper with rent.

😐 Family of 3: Lugano is 7.8% more expensive than Bern without rent, and 5.9% more expensive with rent.

Meal at Budget Restaurant

$30.54 CHF 24.83

$28.32 CHF 23.03

7.84%

Three-Course Dinner for Two, Mid-Range

$184 CHF 149

$110 CHF 89.3

67.30%

Fast Food Meal (McDonalds, etc)

$18.53 CHF 15.07

$17.37 CHF 14.12

6.68%

Cappuccino

$4.24 CHF 3.45

$5.8 CHF 4.72

-26.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.7 CHF 3.82

$4.78 CHF 3.89

-1.67%

Water (0.33 liter bottle)

$4.06 CHF 3.3

$4.77 CHF 3.88

-14.88%

Local Beer (0.5 liter draught)

$7.18 CHF 5.84

$8.08 CHF 6.57

-11.14%

Imported Beer (0.33 liter bottle)

$7.59 CHF 6.17

$6.27 CHF 5.09

21.05%

Milk (1 liter)

$2.26 CHF 1.84

$2.24 CHF 1.82

0.89%

White Bread (500g)

$3.51 CHF 2.86

$3.29 CHF 2.68

6.69%

Rice (white) (1kg)

$4.72 CHF 3.84

$4.08 CHF 3.32

15.69%

Eggs

$6.69 CHF 5.44

$6.93 CHF 5.64

-3.46%

Local Cheese (1kg)

$27.42 CHF 22.29

$28.01 CHF 22.77

-2.11%

Chicken Fillets (1kg)

$37.36 CHF 30.38

$35.98 CHF 29.26

3.84%

Beef Round Steak (1kg)

$47.43 CHF 38.56

$41.51 CHF 33.75

14.26%

Apples (1kg)

$3.23 CHF 2.63

$3.49 CHF 2.84

-7.45%

Banana (1kg)

$2.02 CHF 1.64

$2.13 CHF 1.73

-5.16%

Oranges (1kg)

$2.51 CHF 2.04

$2.78 CHF 2.26

-9.71%

Tomato (1kg)

$7.37 CHF 6

$7.02 CHF 5.7

4.99%

Potato (1kg)

$2.19 CHF 1.78

$2.23 CHF 1.81

-1.79%

Onion (1kg)

$2.26 CHF 1.84

$2.22 CHF 1.8

1.80%

Lettuce (1 head)

$2.56 CHF 2.08

$2.53 CHF 2.06

1.19%

Water (1.5 liter bottle)

$1.3 CHF 1.05

$1.11 CHF 0.9

17.12%

Cigarettes 20 Pack (Marlboro, Camel)

$10.78 CHF 8.76

$11.5 CHF 9.35

-6.26%

Wine (Bottle)

$10.91 CHF 8.87

$12.65 CHF 10.29

-13.75%

Local Beer (0.5 liter bottle)

$2.66 CHF 2.16

$1.87 CHF 1.52

42.25%

Imported Beer (0.33 liter bottle)

$4.19 CHF 3.4

$2.26 CHF 1.83

85.40%

One-way Ticket (Public Transport)

$3.26 CHF 2.65

$3.59 CHF 2.92

-9.19%

Public Transport Monthly Pass (Regular Price)

$86.8 CHF 70.5

$96 CHF 78

-9.61%

Taxi Start (Normal Tariff)

$6.6 CHF 5.37

$8.03 CHF 6.53

-17.81%

Taxi (Normal Tariff) (1km)

$4.47 CHF 3.64

$4.32 CHF 3.52

3.47%

Taxi 1hour Waiting (Normal Tariff)

$60.9 CHF 49.49

$92.7 CHF 75.4

-34.33%

Gasoline (1 liter)

$2.21 CHF 1.8

$2.2 CHF 1.79

0.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.8K CHF 32.3K

$40.2K CHF 32.7K

-1.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K CHF 30.8K

$57.5K CHF 46.7K

-34.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 CHF 165

$377 CHF 307

-46.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 CHF 59.5

$59 CHF 47.97

24.02%

Internet (50+ Mbps, Unlimited Data)

$55.1 CHF 44.78

$58.1 CHF 47.2

-5.15%

Gym Membership (Monthly)

$111 CHF 90

$82.8 CHF 67.4

33.68%

Tennis Court (1 Hour on Weekend)

$62 CHF 50.4

$47.33 CHF 38.49

30.91%

Cinema Ticket

$18.76 CHF 15.25

$24.24 CHF 19.71

-22.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,245 CHF 1,012

$3,311 CHF 2,692

-62.41%

International Primary School, 1 Child (Yearly)

$35.5K CHF 28.8K

$39.8K CHF 32.4K

-10.95%

Jeans (Levis 501 Or Similar)

$126 CHF 103

$152 CHF 124

-17.03%

Summer Dress (H&M, Zara, etc)

$47.68 CHF 38.77

$67 CHF 54.5

-28.84%

Sport Shoes (Adidas, Nike)

$133 CHF 108

$173 CHF 141

-23.38%

Men's Leather Business Shoes

$151 CHF 123

$189 CHF 153

-19.94%

1-bedroom Apartment, City Center (Monthly)

$1,648 CHF 1,340

$1,884 CHF 1,532

-12.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,256 CHF 1,021

$1,282 CHF 1,042

-1.99%

3-bedroom Apartment, City Center (Monthly)

$2,885 CHF 2,345

$3,314 CHF 2,694

-12.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,649 CHF 2,154

$2,401 CHF 1,952

10.34%

Buy Apartment in City Center (m2)

$17.6K CHF 14.3K

$22.6K CHF 18.4K

-22.19%

Buy Apartment Outside City Center (m2)

$18.8K CHF 15.3K

$17.7K CHF 14.4K

6.14%

Average Monthly Net Salary (After Tax)

$7,350 CHF 5,976

$7,599 CHF 6,178

-3.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.5

2.52

-0.79%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugano: October 28, 2025

Last update for Bern: October 27, 2025

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