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Cost of Living Comparison Between Ludza and Ubud, Bali Cost of Living Comparison Between Ludza and Ubud, Bali

😐 Solo nomad: Ludza is 58.2% more expensive than Ubud, Bali without rent, and 89.7% more expensive with rent.
😐 Family of 3: Ludza is 53.5% more expensive than Ubud, Bali without rent, and 85.4% more expensive with rent.
Currency
🍽 Eating Out
Ludza
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.07 €14.71
$2.85 Rp 47.5K
498.95%
Three-Course Dinner for Two, Mid-Range
$70.4 €60.7
$12.26 Rp 204.2K
474.31%
Fast Food Meal (McDonalds, etc)
$9.1 €7.84
$3.28 Rp 54.6K
177.44%
Cappuccino
$3.61 €3.11
$2.3 Rp 38.3K
56.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.87 €1.61
$1.11 Rp 18.5K
68.47%
Water (0.33 liter bottle)
$1.32 €1.13
$0.26 Rp 4,323
407.69%
Local Beer (0.5 liter draught)
$5.62 €4.84
$2.4 Rp 40K
134.17%
Imported Beer (0.33 liter bottle)
$5.72 €4.92
$3.15 Rp 52.4K
81.59%
🛒 Groceries & Markets
Ludza
Ubud, Bali
Difference
Milk (1 liter)
$1.26 €1.09
$1.49 Rp 24.8K
-15.44%
White Bread (500g)
$1.62 €1.39
$1.65 Rp 27.5K
-1.82%
Rice (white) (1kg)
$3.01 €2.59
$1.13 Rp 18.9K
166.37%
Eggs
$3.15 €2.72
$2.33 Rp 38.9K
35.19%
Local Cheese (1kg)
$12.02 €10.35
$13.7 Rp 228.2K
-12.26%
Chicken Fillets (1kg)
$7.68 €6.62
$3.97 Rp 66.2K
93.45%
Beef Round Steak (1kg)
$12.06 €10.4
$11.22 Rp 186.9K
7.49%
Apples (1kg)
$0.69 €0.6
$3.48 Rp 57.9K
-80.17%
Banana (1kg)
$1.51 €1.3
$1.5 Rp 25K
0.67%
Oranges (1kg)
$1.8 €1.55
$2.68 Rp 44.6K
-32.84%
Tomato (1kg)
$3.52 €3.03
$1.35 Rp 22.5K
160.74%
Potato (1kg)
$1.09 €0.94
$1.57 Rp 26.2K
-30.57%
Onion (1kg)
$1.05 €0.91
$2.1 Rp 34.9K
-50.00%
Lettuce (1 head)
$1.78 €1.53
$1.03 Rp 17.1K
72.82%
Water (1.5 liter bottle)
$0.81 €0.7
$0.57 Rp 9,484
42.11%
Cigarettes 20 Pack (Marlboro, Camel)
$5.74 €4.95
$2.31 Rp 38.5K
148.48%
Wine (Bottle)
$8.34 €7.19
$15.21 Rp 253.4K
-45.17%
Local Beer (0.5 liter bottle)
$1.85 €1.6
$2.49 Rp 41.5K
-25.70%
Imported Beer (0.33 liter bottle)
$2.21 €1.9
$2.66 Rp 44.2K
-16.92%
🚌 Getting Around
Ludza
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.99 €0.85
$0.29 Rp 4,909
241.38%
Public Transport Monthly Pass (Regular Price)
$36.48 €31.44
$10.03 Rp 167K
263.71%
Taxi Start (Normal Tariff)
$2.97 €2.56
$0.45 Rp 7,477
560.00%
Taxi (Normal Tariff) (1km)
$0.84 €0.72
$0.34 Rp 5,746
147.06%
Taxi 1hour Waiting (Normal Tariff)
$13.82 €11.91
$5.97 Rp 99.4K
131.49%
Gasoline (1 liter)
$1.8 €1.55
$0.75 Rp 12.4K
140.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.4K €26.2K
$25.8K Rp 430M
17.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K €26.9K
$31.7K Rp 528.6M
-1.66%
🧾 Monthly Utilities & Internet
Ludza
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$296 €255
$64.6 Rp 1.1M
358.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.14 €17.35
$4.14 Rp 69K
386.47%
Internet (50+ Mbps, Unlimited Data)
$20.21 €17.42
$23.99 Rp 399.5K
-15.76%
🎉 Sport & Entertainment
Ludza
Ubud, Bali
Difference
Gym Membership (Monthly)
$51.2 €44.12
$23.29 Rp 387.9K
119.84%
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$11.39 €9.81
$3.45 Rp 57.4K
230.14%
🧸 Childcare & Education
Ludza
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$550 €474
$91.9 Rp 1.5M
498.49%
International Primary School, 1 Child (Yearly)
$15.5K €13.4K
$5,912 Rp 98.5M
162.90%
👕👟 Clothing & Footwear
Ludza
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.7 €78.1
$51.5 Rp 857.2K
76.14%
Summer Dress (H&M, Zara, etc)
$46.02 €39.65
$24.45 Rp 407.2K
88.22%
Sport Shoes (Adidas, Nike)
$81.3 €70
$84.4 Rp 1.4M
-3.67%
Men's Leather Business Shoes
$136 €117
$74.3 Rp 1.2M
82.60%
🏠 Accommodation & Living
Ludza
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$359 €310
$261 Rp 4.4M
37.46%
1-bedroom Apartment, Outside City Center (Monthly)
$257 €221
$160 Rp 2.7M
60.92%
3-bedroom Apartment, City Center (Monthly)
$761 €656
$585 Rp 9.7M
30.11%
3-bedroom Apartment, Outside City Center (Monthly)
$456 €393
$328 Rp 5.5M
38.89%
Buy Apartment in City Center (m2)
-
$985 Rp 16.4M
-
Buy Apartment Outside City Center (m2)
-
$847 Rp 14.1M
-
💵 Salaries & Financials
Ludza
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$636 €548
$178 Rp 3M
257.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.63
13.28
-65.14%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludza: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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