😐A single person spends $1,609 per month in Ludvika vs $932 in Chiang Mai, rent included.
😐A couple spends around $2,693 per month in Ludvika vs $1,399 in Chiang Mai, rent included.
😐A family of three spends $3,776 per month in Ludvika vs $1,866 in Chiang Mai, rent included.
😐Ludvika costs about 73% more than Chiang Mai, driven mainly by Eating Out.
📊Ludvika sits 18% above the global median, while Chiang Mai is 32% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Ludvika
Chiang Mai
Difference
Meal at Budget Restaurant
$14.25SEK 140
$2.08฿69.5
585.10%
Three-Course Dinner for Two, Mid-Range
$66.0SEK 651
$19.61฿655
236.77%
Fast Food Meal(McDonalds, etc)
$10.43SEK 103
$5.67฿189
83.95%
Cappuccino
$4.48SEK 44.19
$1.81฿60.3
147.51%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.73SEK 26.88
$0.77฿25.65
254.55%
Water(0.33 liter bottle)
$2.21SEK 21.81
$0.35฿11.53
531.43%
Local Beer(0.5 liter draught)
$7.15SEK 70.5
$2.21฿73.9
223.53%
Imported Beer(0.33 liter bottle)
$7.20SEK 70.9
$3.79฿127
89.97%
🛒 Groceries & Markets
Ludvika
Chiang Mai
Difference
Milk(1 liter)
$1.80SEK 17.74
$2.05฿68.4
-12.20%
White Bread(500g)
$2.65SEK 26.11
$1.51฿50.6
75.50%
Rice(white)(1kg)
$3.88SEK 38.21
$1.40฿46.69
177.14%
Eggs
$5.11SEK 50.4
$2.26฿75.4
126.11%
Local Cheese(1kg)
$13.63SEK 134
$16.19฿540
-15.81%
Chicken Fillets(1kg)
$13.65SEK 135
$2.90฿96.7
370.69%
Beef Round Steak(1kg)
$28.45SEK 280
$9.42฿314
202.02%
Apples(1kg)
$3.22SEK 31.77
$2.68฿89.4
20.15%
Banana(1kg)
$3.35SEK 32.98
$1.09฿36.37
207.34%
Oranges(1kg)
$3.67SEK 36.19
$1.62฿54.0
126.54%
Tomato(1kg)
$4.22SEK 41.54
$1.46฿48.74
189.04%
Potato(1kg)
$1.51SEK 14.87
$1.28฿42.65
17.97%
Onion(1kg)
$1.74SEK 17.18
$1.06฿35.31
64.15%
Lettuce(1 head)
$2.30SEK 22.62
$0.72฿23.94
219.44%
Water(1.5 liter bottle)
$1.56SEK 15.42
$0.53฿17.56
194.34%
Cigarettes 20 Pack(Marlboro, Camel)
$7.42SEK 73.1
$4.23฿141
75.41%
Wine(Bottle)
$10.27SEK 101
$18.29฿611
-43.85%
Local Beer(0.5 liter bottle)
$1.96SEK 19.35
$1.63฿54.4
20.25%
Imported Beer(0.33 liter bottle)
$2.34SEK 23.02
$2.90฿96.8
-19.31%
🚌 Getting Around
Ludvika
Chiang Mai
Difference
One-way Ticket(Public Transport)
-
$0.88฿29.32
-
Public Transport Monthly Pass(Regular Price)
-
$53.8฿1,795
-
Taxi Start(Normal Tariff)
$13.07SEK 129
$1.17฿39.14
1017.09%
Taxi(Normal Tariff)(1km)
$2.08SEK 20.53
$0.58฿19.30
258.62%
Taxi 1hour Waiting(Normal Tariff)
$82.8SEK 816
$2.39฿79.6
3364.85%
Gasoline(1 liter)
$1.80SEK 17.75
$1.45฿48.41
24.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.0KSEK 335.4K
$21.0K฿701.4K
61.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.3KSEK 327.8K
$26.4K฿882.0K
25.87%
🧾 Monthly Utilities & Internet
Ludvika
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$103SEK 1,017
$63.7฿2,125
62.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.30SEK 200
$12.89฿430
57.49%
Internet(50+ Mbps, Unlimited Data)
$47.77SEK 471
$20.52฿685
132.80%
🎉 Sport & Entertainment
Ludvika
Chiang Mai
Difference
Gym Membership(Monthly)
$30.66SEK 302
$39.02฿1,302
-21.42%
Tennis Court(1 Hour on Weekend)
$51.3SEK 506
$3.92฿131
1208.93%
Cinema Ticket
$16.61SEK 164
$6.58฿220
152.43%
🧸 Childcare & Education
Ludvika
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$219SEK 2,156
$784฿26.2K
-72.09%
International Primary School, 1 Child(Yearly)
-
$14.7K฿489.8K
-
👕👟 Clothing & Footwear
Ludvika
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$99.4SEK 980
$55.1฿1,840
80.38%
Summer Dress(H&M, Zara, etc)
$54.8SEK 540
$24.74฿826
121.30%
Sport Shoes(Adidas, Nike)
$98.0SEK 966
$94.1฿3,142
4.13%
Men's Leather Business Shoes
$216SEK 2,131
$74.0฿2,469
192.36%
🏠 Accommodation & Living
Ludvika
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$466SEK 4,596
$490฿16.4K
-4.89%
1-bedroom Apartment, Outside City Center(Monthly)
$440SEK 4,339
$288฿9,620
52.77%
3-bedroom Apartment, City Center(Monthly)
$984SEK 9,695
$891฿29.8K
10.38%
3-bedroom Apartment, Outside City Center(Monthly)
$996SEK 9,818
$521฿17.4K
91.19%
Buy Apartment in City Center(m2)
-
$1,974฿65.9K
-
Buy Apartment Outside City Center(m2)
-
$1,444฿48.2K
-
💵 Salaries & Financials
Ludvika
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$3,781SEK 37.3K
$602฿20.1K
528.53%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.2
5.57
-42.55%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ludvika: September 13, 2026
Last update for Chiang Mai: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $466 in Ludvika versus $490 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 529% higher in Ludvika, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $66.0 in Ludvika versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $418 vs $241 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ludvika vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ludvika or Chiang Mai?
Ludvika costs about 73% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ludvika and in Chiang Mai?
For a comfortable life, plan on about $2,414 per month in Ludvika and $1,398 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ludvika or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Ludvika and in Chiang Mai?
A mid-range dinner for two costs $66.0 in Ludvika and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Ludvika or in Chiang Mai?
Groceries cost about 73% more in Ludvika, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ludvika or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $932, than in Ludvika at $1,609. In Chiang Mai it covers expenses comfortably, while in Ludvika it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ludvika or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $932 versus $1,609 in Ludvika. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ludvika compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ludvika or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ludvika makes more sense. Both are solid long-term options with distinct trade-offs.