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Cost of Living Comparison Between Ludhiana and Ubud, Bali Cost of Living Comparison Between Ludhiana and Ubud, Bali

🙂 Solo nomad: Ludhiana is 28.3% cheaper than Ubud, Bali without rent, and 30.8% cheaper with rent.
🙂 Family of 3: Ludhiana is 43.6% cheaper than Ubud, Bali without rent, and 16.9% cheaper with rent.
Currency
🍽 Eating Out
Ludhiana
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.89 ₹259
$2.85 Rp 47.5K
1.40%
Three-Course Dinner for Two, Mid-Range
$11.41 ₹1,022
$12.26 Rp 204.3K
-6.93%
Fast Food Meal (McDonalds, etc)
$4.06 ₹363
$3.28 Rp 54.6K
23.78%
Cappuccino
$1.94 ₹174
$2.3 Rp 38.3K
-15.65%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 ₹38.46
$1.11 Rp 18.5K
-61.26%
Water (0.33 liter bottle)
$0.24 ₹21.4
$0.26 Rp 4,324
-7.69%
Local Beer (0.5 liter draught)
$1.73 ₹155
$2.4 Rp 40K
-27.92%
Imported Beer (0.33 liter bottle)
$3.47 ₹311
$3.15 Rp 52.5K
10.16%
🛒 Groceries & Markets
Ludhiana
Ubud, Bali
Difference
Milk (1 liter)
$0.76 ₹67.6
$1.49 Rp 24.9K
-48.99%
White Bread (500g)
$0.53 ₹47.8
$1.65 Rp 27.5K
-67.88%
Rice (white) (1kg)
$0.93 ₹83
$1.13 Rp 18.9K
-17.70%
Eggs
$0.97 ₹86.4
$2.33 Rp 38.9K
-58.37%
Local Cheese (1kg)
$4.34 ₹389
$13.7 Rp 228.3K
-68.32%
Chicken Fillets (1kg)
$3.49 ₹312
$3.97 Rp 66.2K
-12.09%
Beef Round Steak (1kg)
-
$11.22 Rp 187K
-
Apples (1kg)
$2.27 ₹203
$3.48 Rp 57.9K
-34.77%
Banana (1kg)
$0.66 ₹59.1
$1.5 Rp 25K
-56.00%
Oranges (1kg)
$0.97 ₹86.5
$2.68 Rp 44.6K
-63.81%
Tomato (1kg)
$0.42 ₹38.01
$1.35 Rp 22.5K
-68.89%
Potato (1kg)
$0.29 ₹25.56
$1.57 Rp 26.2K
-81.53%
Onion (1kg)
$0.33 ₹29.44
$2.1 Rp 34.9K
-84.29%
Lettuce (1 head)
$0.48 ₹43.29
$1.03 Rp 17.1K
-53.40%
Water (1.5 liter bottle)
$0.37 ₹33.3
$0.57 Rp 9,488
-35.09%
Cigarettes 20 Pack (Marlboro, Camel)
$3.6 ₹322
$2.31 Rp 38.5K
55.84%
Wine (Bottle)
$13.39 ₹1,199
$15.21 Rp 253.5K
-11.97%
Local Beer (0.5 liter bottle)
$1.94 ₹174
$2.49 Rp 41.5K
-22.09%
Imported Beer (0.33 liter bottle)
$3.58 ₹320
$2.66 Rp 44.3K
34.59%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$7.09 ₹635
-
-
🚌 Getting Around
Ludhiana
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.66 ₹59.5
$0.29 Rp 4,911
127.59%
Public Transport Monthly Pass (Regular Price)
$17.41 ₹1,559
$10.03 Rp 167.1K
73.58%
Taxi Start (Normal Tariff)
$1.76 ₹157
$0.45 Rp 7,480
291.11%
Taxi (Normal Tariff) (1km)
$0.33 ₹29.33
$0.34 Rp 5,748
-2.94%
Taxi 1hour Waiting (Normal Tariff)
$2.4 ₹215
$5.97 Rp 99.4K
-59.80%
Gasoline (1 liter)
$1.23 ₹110
$0.75 Rp 12.4K
64.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.3K ₹1.5M
$25.8K Rp 430.2M
-36.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.6K ₹1.9M
$31.7K Rp 528.9M
-31.91%
🧾 Monthly Utilities & Internet
Ludhiana
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.8 ₹5,623
$64.6 Rp 1.1M
-2.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.56 ₹319
$4.14 Rp 69K
-14.01%
Internet (50+ Mbps, Unlimited Data)
$6.42 ₹575
$23.99 Rp 399.7K
-73.24%
🎉 Sport & Entertainment
Ludhiana
Ubud, Bali
Difference
Gym Membership (Monthly)
$17.12 ₹1,533
$23.29 Rp 388.1K
-26.49%
Tennis Court (1 Hour on Weekend)
$6.39 ₹572
$6.19 Rp 103.1K
3.23%
Cinema Ticket
$4.01 ₹359
$3.45 Rp 57.5K
16.23%
🧸 Childcare & Education
Ludhiana
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$79.2 ₹7,095
$91.9 Rp 1.5M
-13.82%
International Primary School, 1 Child (Yearly)
$1,630 ₹146K
$5,912 Rp 98.5M
-72.43%
👕👟 Clothing & Footwear
Ludhiana
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$23.79 ₹2,131
$51.5 Rp 857.6K
-53.78%
Summer Dress (H&M, Zara, etc)
$35.95 ₹3,221
$24.45 Rp 407.3K
47.03%
Sport Shoes (Adidas, Nike)
$61.8 ₹5,533
$84.4 Rp 1.4M
-26.78%
Men's Leather Business Shoes
$40.98 ₹3,671
$74.3 Rp 1.2M
-44.85%
🏠 Accommodation & Living
Ludhiana
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$204 ₹18.2K
$261 Rp 4.4M
-22.09%
1-bedroom Apartment, Outside City Center (Monthly)
$119 ₹10.7K
$160 Rp 2.7M
-25.20%
3-bedroom Apartment, City Center (Monthly)
$502 ₹45K
$585 Rp 9.7M
-14.13%
3-bedroom Apartment, Outside City Center (Monthly)
$493 ₹44.2K
$328 Rp 5.5M
50.27%
Buy Apartment in City Center (m2)
$631 ₹56.5K
$985 Rp 16.4M
-35.93%
Buy Apartment Outside City Center (m2)
$538 ₹48.2K
$847 Rp 14.1M
-36.46%
💵 Salaries & Financials
Ludhiana
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$386 ₹34.5K
$178 Rp 3M
116.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.62
13.28
-35.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludhiana: November 30, 2025

Last update for Ubud, Bali: December 2, 2025

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