Last update: Oct 2026

Cost of Living Comparison Between Lucca and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,017 in Lucca, rent and utilities included – about $13,200 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Lucca
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Lucca Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Lucca

🇮🇹 Italy

$2,017

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Lucca and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lucca and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,017 in Lucca versus $918 in Cebu.

Lucca $2,017
Cebu $918

Estimated couple costs with rent: $3,004 in Lucca versus $1,409 in Cebu.

Lucca $3,004
Cebu $1,409

Monthly costs for a family of three with rent: $3,990 in Lucca versus $1,900 in Cebu.

Lucca $3,990
Cebu $1,900

Living in Lucca is roughly 120% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lucca is 49% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.78 €17.59

$3.09 ₱194

540.13%

Three-Course Dinner for Two, Mid-Range

$80.6 €71.7

$24.22 ₱1,525

232.82%

Fast Food Meal (McDonalds, etc)

$11.84 €10.53

$3.92 ₱247

202.04%

Cappuccino

$2.02 €1.79

$2.51 ₱158

-19.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.30 €2.93

$1.59 ₱100

107.55%

Water (0.33 liter bottle)

$1.43 €1.27

$0.53 ₱33.43

169.81%

Local Beer (0.5 liter draught)

$6.73 €5.99

$1.78 ₱112

278.09%

Imported Beer (0.33 liter bottle)

$5.08 €4.52

$2.17 ₱137

134.10%

Milk (1 liter)

$1.64 €1.46

$1.92 ₱121

-14.58%

White Bread (500g)

$2.42 €2.15

$1.36 ₱85.4

77.94%

Rice (white) (1kg)

$2.99 €2.66

$1.01 ₱63.5

196.04%

Eggs

$4.01 €3.56

$2.03 ₱128

97.54%

Local Cheese (1kg)

$20.76 €18.46

$9.86 ₱621

110.55%

Chicken Fillets (1kg)

$14.43 €12.83

$4.39 ₱277

228.70%

Beef Round Steak (1kg)

$21.07 €18.74

$7.60 ₱479

177.24%

Apples (1kg)

$2.38 €2.12

$3.30 ₱208

-27.88%

Banana (1kg)

$2.14 €1.91

$1.39 ₱87.8

53.96%

Oranges (1kg)

$2.52 €2.24

$2.33 ₱147

8.15%

Tomato (1kg)

$3.20 €2.84

$1.50 ₱94.3

113.33%

Potato (1kg)

$1.90 €1.69

$2.36 ₱149

-19.49%

Onion (1kg)

$2.14 €1.91

$1.90 ₱119

12.63%

Lettuce (1 head)

$1.82 €1.62

$1.19 ₱74.9

52.94%

Water (1.5 liter bottle)

$0.57 €0.50

$0.63 ₱39.71

-9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$7.05 €6.28

$3.00 ₱189

135.00%

Wine (Bottle)

$7.83 €6.96

$6.03 ₱379

29.85%

Local Beer (0.5 liter bottle)

$1.93 €1.72

$1.23 ₱77.7

56.91%

Imported Beer (0.33 liter bottle)

$2.81 €2.50

$1.75 ₱110

60.57%

One-way Ticket (Public Transport)

$1.95 €1.74

$0.25 ₱15.86

680.00%

Public Transport Monthly Pass (Regular Price)

$34.12 €30.35

$12.64 ₱796

169.94%

Taxi Start (Normal Tariff)

$4.53 €4.03

$0.77 ₱48.62

488.31%

Taxi (Normal Tariff) (1km)

$1.62 €1.44

$0.23 ₱14.53

604.35%

Taxi 1hour Waiting (Normal Tariff)

$27.76 €24.69

$4.46 ₱281

522.42%

Gasoline (1 liter)

$2.11 €1.88

$1.31 ₱82.8

61.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K €32.4K

$21.2K ₱1.3M

71.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.7K €30.9K

$19.1K ₱1.2M

81.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$336 €299

$120 ₱7,569

179.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.93 €10.62

$14.00 ₱882

-14.79%

Internet (50+ Mbps, Unlimited Data)

$32.27 €28.70

$27.54 ₱1,734

17.18%

Gym Membership (Monthly)

$65.8 €58.6

$32.33 ₱2,035

103.62%

Tennis Court (1 Hour on Weekend)

$50.0 €44.47

$6.65 ₱419

651.88%

Cinema Ticket

$9.86 €8.77

$5.65 ₱356

74.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$645 €574

$275 ₱17.3K

134.39%

International Primary School, 1 Child (Yearly)

$11.3K €10.0K

$7,918 ₱498.5K

42.18%

Jeans (Levis 501 Or Similar)

$101 €89.6

$49.33 ₱3,106

104.22%

Summer Dress (H&M, Zara, etc)

$47.80 €42.52

$25.24 ₱1,589

89.38%

Sport Shoes (Adidas, Nike)

$90.5 €80.5

$77.0 ₱4,846

17.59%

Men's Leather Business Shoes

$165 €146

$57.2 ₱3,601

187.71%

1-bedroom Apartment, City Center (Monthly)

$796 €708

$500 ₱31.5K

59.26%

1-bedroom Apartment, Outside City Center (Monthly)

$663 €589

$309 ₱19.4K

114.54%

3-bedroom Apartment, City Center (Monthly)

$1,431 €1,273

$1,078 ₱67.9K

32.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,012 €900

$615 ₱38.7K

64.45%

Buy Apartment in City Center (m2)

$3,989 €3,549

$2,886 ₱181.7K

38.23%

Buy Apartment Outside City Center (m2)

$2,088 €1,857

$1,917 ₱120.7K

8.93%

Average Monthly Net Salary (After Tax)

$1,765 €1,570

$346 ₱21.8K

410.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.7

7.2

-48.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lucca: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lucca

$663 32.8%

Cebu

$309 33.6% 53.4% $354

Monthly Utilities & Internet

Lucca

$380 18.9%

Cebu

$162 17.6% 57.5% $218

Groceries & Markets

Lucca

$372 18.5%

Cebu

$206 22.4% 44.7% $166

Eating Out

Lucca

$281 13.9%

Cebu

$88 9.6% 68.6% $192

Clothing & Footwear

Lucca

$182 9%

Cebu

$94 10.2% 48.3% $88

Sport & Entertainment

Lucca

$86 4.2%

Cebu

$44 4.8% 49% $42

Getting Around

Lucca

$55 2.7%

Cebu

$16 1.7% 71.5% $39

Cost Breakdown

A one-bedroom apartment in the center runs $796 in Lucca and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Lucca pays 410% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Lucca vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $372 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Lucca

🇵🇭 Cebu

🕒 Local time

20:51 8:51 PM

02:51 2:51 AM

6 h ahead of Lucca

🌤 Weather

👥 Population

89,046

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Lucca Cebu 11,020 km ≈ 14 h nonstop flight

From you

Lucca
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lucca vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 120% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 410% higher in Lucca, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $796 in Lucca versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,017 per month in Lucca versus $918 in Cebu – a 120% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 170% less than in Lucca. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,017 in Lucca, a $1,500 budget is realistic in Cebu but tight or insufficient in Lucca. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lucca, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lucca and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 120% less than in Lucca. Beyond cost, consider language, visa policies, and how big the international community is in each city.