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Cost of Living Comparison Between Lower Hutt and Wellington Cost of Living Comparison Between Lower Hutt and Wellington

🙂 Solo nomad: Lower Hutt is 14.5% cheaper than Wellington without rent, and 1.2% cheaper with rent.
🙂 Family of 3: Lower Hutt is 8.7% cheaper than Wellington without rent, and 6.4% cheaper with rent.
Currency
🍽 Eating Out
Lower Hutt
Wellington
Difference
Meal at Budget Restaurant
$17.68 NZ$30.76
$17.57 NZ$30.57
0.63%
Three-Course Dinner for Two, Mid-Range
$84.0 NZ$146
$82.9 NZ$144
1.33%
Fast Food Meal (McDonalds, etc)
$10.89 NZ$18.94
$9.59 NZ$16.69
13.56%
Cappuccino
$3.64 NZ$6.33
$3.61 NZ$6.28
0.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.42 NZ$4.21
$2.62 NZ$4.55
-7.63%
Water (0.33 liter bottle)
$2.17 NZ$3.78
$2.14 NZ$3.72
1.40%
Local Beer (0.5 liter draught)
$7.26 NZ$12.64
$7.10 NZ$12.36
2.25%
Imported Beer (0.33 liter bottle)
$6.23 NZ$10.84
$7.13 NZ$12.41
-12.62%
🛒 Groceries & Markets
Lower Hutt
Wellington
Difference
Milk (1 liter)
$1.90 NZ$3.30
$1.83 NZ$3.19
3.83%
White Bread (500g)
$2.01 NZ$3.50
$2.05 NZ$3.56
-1.95%
Rice (white) (1kg)
$1.96 NZ$3.41
$1.88 NZ$3.26
4.26%
Eggs
$7.03 NZ$12.24
$6.96 NZ$12.10
1.01%
Local Cheese (1kg)
$8.08 NZ$14.05
$8.05 NZ$14.01
0.37%
Chicken Fillets (1kg)
$9.17 NZ$15.96
$11.06 NZ$19.24
-17.09%
Beef Round Steak (1kg)
$12.97 NZ$22.57
$13.02 NZ$22.65
-0.38%
Apples (1kg)
$2.49 NZ$4.33
$3.03 NZ$5.27
-17.82%
Banana (1kg)
$2.06 NZ$3.59
$2.33 NZ$4.06
-11.59%
Oranges (1kg)
$2.62 NZ$4.56
$2.97 NZ$5.17
-11.78%
Tomato (1kg)
$4.86 NZ$8.46
$4.81 NZ$8.37
1.04%
Potato (1kg)
$2.01 NZ$3.49
$2.09 NZ$3.64
-3.83%
Onion (1kg)
$1.81 NZ$3.14
$1.59 NZ$2.77
13.84%
Lettuce (1 head)
$2.21 NZ$3.84
$2.20 NZ$3.83
0.45%
Water (1.5 liter bottle)
$1.30 NZ$2.27
$1.30 NZ$2.26
-
Cigarettes 20 Pack (Marlboro, Camel)
$21.86 NZ$38.04
$26.98 NZ$46.94
-18.98%
Wine (Bottle)
$9.79 NZ$17.04
$10.58 NZ$18.41
-7.47%
Local Beer (0.5 liter bottle)
$3.65 NZ$6.36
$3.51 NZ$6.10
3.99%
Imported Beer (0.33 liter bottle)
$3.13 NZ$5.45
$3.23 NZ$5.62
-3.10%
🚌 Getting Around
Lower Hutt
Wellington
Difference
One-way Ticket (Public Transport)
$2.74 NZ$4.77
$2.63 NZ$4.58
4.18%
Public Transport Monthly Pass (Regular Price)
$63.0 NZ$110
$107 NZ$186
-40.95%
Taxi Start (Normal Tariff)
$2.78 NZ$4.84
$2.77 NZ$4.81
0.36%
Taxi (Normal Tariff) (1km)
$1.80 NZ$3.13
$1.77 NZ$3.09
1.69%
Taxi 1hour Waiting (Normal Tariff)
$60.6 NZ$105
$61.1 NZ$106
-0.69%
Gasoline (1 liter)
$1.64 NZ$2.86
$1.67 NZ$2.90
-1.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.2K NZ$50.7K
$33.2K NZ$57.8K
-12.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K NZ$43.6K
$24.7K NZ$43.0K
1.21%
🧾 Monthly Utilities & Internet
Lower Hutt
Wellington
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$159 NZ$276
$157 NZ$273
1.09%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.51 NZ$65.3
$32.98 NZ$57.4
13.74%
Internet (50+ Mbps, Unlimited Data)
$51.6 NZ$89.7
$52.5 NZ$91.4
-1.83%
🎉 Sport & Entertainment
Lower Hutt
Wellington
Difference
Gym Membership (Monthly)
$41.80 NZ$72.7
$36.82 NZ$64.1
13.53%
Tennis Court (1 Hour on Weekend)
$12.10 NZ$21.06
$20.35 NZ$35.42
-40.54%
Cinema Ticket
$10.75 NZ$18.70
$11.85 NZ$20.62
-9.28%
🧸 Childcare & Education
Lower Hutt
Wellington
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$750 NZ$1,306
$814 NZ$1,416
-7.79%
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.7K
$12.8K NZ$22.2K
-7.05%
👕👟 Clothing & Footwear
Lower Hutt
Wellington
Difference
Jeans (Levis 501 Or Similar)
$71.9 NZ$125
$72.7 NZ$126
-1.06%
Summer Dress (H&M, Zara, etc)
$56.6 NZ$98.5
$53.0 NZ$92.1
6.86%
Sport Shoes (Adidas, Nike)
$119 NZ$208
$121 NZ$210
-0.92%
Men's Leather Business Shoes
$143 NZ$248
$141 NZ$245
1.19%
🏠 Accommodation & Living
Lower Hutt
Wellington
Difference
1-bedroom Apartment, City Center (Monthly)
$1,358 NZ$2,362
$1,297 NZ$2,257
4.65%
1-bedroom Apartment, Outside City Center (Monthly)
$1,116 NZ$1,942
$1,106 NZ$1,924
0.94%
3-bedroom Apartment, City Center (Monthly)
$2,364 NZ$4,113
$2,115 NZ$3,680
11.78%
3-bedroom Apartment, Outside City Center (Monthly)
$1,666 NZ$2,898
$1,906 NZ$3,317
-12.61%
Buy Apartment in City Center (m2)
$4,890 NZ$8,508
$6,842 NZ$11.9K
-28.54%
Buy Apartment Outside City Center (m2)
$3,337 NZ$5,807
$3,920 NZ$6,821
-14.87%
💵 Salaries & Financials
Lower Hutt
Wellington
Difference
Average Monthly Net Salary (After Tax)
$3,323 NZ$5,782
$2,973 NZ$5,173
11.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.94
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: January 12, 2026

Last update for Wellington: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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