Cost of Living Comparison Between Lower Hutt and Wellington Cost of Living Comparison Between Lower Hutt and Wellington

🙂 Solo nomad: Lower Hutt is 15.9% cheaper than Wellington without rent, and 1.7% cheaper with rent.
😐 Family of 3: Lower Hutt is 2.3% more expensive than Wellington without rent, and 4.6% cheaper with rent.
Currency
🍽 Eating Out
Lower Hutt
Wellington
Difference
Meal at Budget Restaurant
$17.65 NZ$29.11
$17.57 NZ$28.98
0.46%
Three-Course Dinner for Two, Mid-Range
$85 NZ$140
$82.9 NZ$137
2.47%
Fast Food Meal (McDonalds, etc)
$10.75 NZ$17.73
$9.53 NZ$15.72
12.80%
Cappuccino
$3.64 NZ$6.01
$3.59 NZ$5.92
1.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.41 NZ$3.98
$2.47 NZ$4.08
-2.43%
Water (0.33 liter bottle)
$2.26 NZ$3.73
$2.2 NZ$3.62
2.73%
Local Beer (0.5 liter draught)
$7.43 NZ$12.26
$7.03 NZ$11.6
5.69%
Imported Beer (0.33 liter bottle)
$6.44 NZ$10.63
$7.38 NZ$12.18
-12.74%
🛒 Groceries & Markets
Lower Hutt
Wellington
Difference
Milk (1 liter)
$1.87 NZ$3.09
$1.88 NZ$3.1
-0.53%
White Bread (500g)
$2.11 NZ$3.47
$2.09 NZ$3.44
0.96%
Rice (white) (1kg)
$1.9 NZ$3.13
$1.96 NZ$3.23
-3.06%
Eggs
$7.04 NZ$11.61
$6.89 NZ$11.37
2.18%
Local Cheese (1kg)
$8.44 NZ$13.91
$8.24 NZ$13.6
2.43%
Chicken Fillets (1kg)
$9.18 NZ$15.14
$10.92 NZ$18.01
-15.93%
Beef Round Steak (1kg)
$13.11 NZ$21.62
$12.99 NZ$21.42
0.92%
Apples (1kg)
$2.48 NZ$4.09
$3.12 NZ$5.15
-20.51%
Banana (1kg)
$2.1 NZ$3.46
$2.31 NZ$3.82
-9.09%
Oranges (1kg)
$2.63 NZ$4.33
$3.1 NZ$5.12
-15.16%
Tomato (1kg)
$4.84 NZ$7.98
$4.68 NZ$7.72
3.42%
Potato (1kg)
$1.99 NZ$3.28
$2.07 NZ$3.41
-3.86%
Onion (1kg)
$1.78 NZ$2.93
$1.57 NZ$2.59
13.38%
Lettuce (1 head)
$2.24 NZ$3.7
$2.3 NZ$3.79
-2.61%
Water (1.5 liter bottle)
$1.29 NZ$2.12
$1.28 NZ$2.11
0.78%
Cigarettes 20 Pack (Marlboro, Camel)
$21.82 NZ$35.99
$27.02 NZ$44.57
-19.25%
Wine (Bottle)
$9.62 NZ$15.87
$10.48 NZ$17.28
-8.21%
Local Beer (0.5 liter bottle)
$3.67 NZ$6.05
$3.68 NZ$6.08
-0.27%
Imported Beer (0.33 liter bottle)
$3.15 NZ$5.2
$3.24 NZ$5.35
-2.78%
🚌 Getting Around
Lower Hutt
Wellington
Difference
One-way Ticket (Public Transport)
$2.64 NZ$4.35
$2.78 NZ$4.59
-5.04%
Public Transport Monthly Pass (Regular Price)
$60.2 NZ$99.2
$106 NZ$175
-43.44%
Taxi Start (Normal Tariff)
$2.66 NZ$4.38
$2.67 NZ$4.41
-0.37%
Taxi (Normal Tariff) (1km)
$1.85 NZ$3.05
$1.78 NZ$2.93
3.93%
Taxi 1hour Waiting (Normal Tariff)
$60.9 NZ$100
$59.2 NZ$97.6
2.89%
Gasoline (1 liter)
$1.72 NZ$2.84
$1.66 NZ$2.73
3.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K NZ$46.5K
$33K NZ$54.5K
-14.59%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K NZ$41.1K
$25K NZ$41.3K
-0.32%
🧾 Monthly Utilities & Internet
Lower Hutt
Wellington
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 NZ$264
$161 NZ$265
-0.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.37 NZ$61.6
$33.1 NZ$54.6
12.90%
Internet (50+ Mbps, Unlimited Data)
$52 NZ$85.8
$52.6 NZ$86.7
-1.07%
🎉 Sport & Entertainment
Lower Hutt
Wellington
Difference
Gym Membership (Monthly)
$41.15 NZ$67.9
$36.7 NZ$60.5
12.13%
Tennis Court (1 Hour on Weekend)
$12.07 NZ$19.91
$20.16 NZ$33.25
-40.13%
Cinema Ticket
$10.9 NZ$17.97
$11.86 NZ$19.56
-8.09%
🧸 Childcare & Education
Lower Hutt
Wellington
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$732 NZ$1,207
$789 NZ$1,301
-7.25%
International Primary School, 1 Child (Yearly)
$11.7K NZ$19.3K
$12.7K NZ$20.9K
-7.58%
👕👟 Clothing & Footwear
Lower Hutt
Wellington
Difference
Jeans (Levis 501 Or Similar)
$73 NZ$120
$72.5 NZ$120
0.63%
Summer Dress (H&M, Zara, etc)
$58.3 NZ$96.2
$53.7 NZ$88.6
8.51%
Sport Shoes (Adidas, Nike)
$116 NZ$192
$118 NZ$195
-1.41%
Men's Leather Business Shoes
$141 NZ$232
$145 NZ$240
-3.27%
🏠 Accommodation & Living
Lower Hutt
Wellington
Difference
1-bedroom Apartment, City Center (Monthly)
$1,374 NZ$2,267
$1,341 NZ$2,211
2.50%
1-bedroom Apartment, Outside City Center (Monthly)
$1,106 NZ$1,825
$1,091 NZ$1,800
1.39%
3-bedroom Apartment, City Center (Monthly)
$2,328 NZ$3,839
$2,146 NZ$3,539
8.47%
3-bedroom Apartment, Outside City Center (Monthly)
$1,657 NZ$2,732
$1,893 NZ$3,122
-12.49%
Buy Apartment in City Center (m2)
$6,755 NZ$11.1K
$6,617 NZ$10.9K
2.08%
Buy Apartment Outside City Center (m2)
$5,110 NZ$8,427
$4,828 NZ$7,962
5.84%
💵 Salaries & Financials
Lower Hutt
Wellington
Difference
Average Monthly Net Salary (After Tax)
$3,394 NZ$5,598
$3,228 NZ$5,324
5.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
6.94
-

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: October 28, 2025

Last update for Wellington: October 28, 2025

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