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Cost of Living Comparison Between Lower Hutt and Ubud, Bali Cost of Living Comparison Between Lower Hutt and Ubud, Bali

😐 Solo nomad: Lower Hutt is 153.9% more expensive than Ubud, Bali without rent, and 207.2% more expensive with rent.
😐 Family of 3: Lower Hutt is 102.3% more expensive than Ubud, Bali without rent, and 185.5% more expensive with rent.
Currency
🍽 Eating Out
Lower Hutt
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.14 NZ$29.94
$2.85 Rp 47.5K
501.40%
Three-Course Dinner for Two, Mid-Range
$85.6 NZ$150
$12.26 Rp 204.3K
598.37%
Fast Food Meal (McDonalds, etc)
$10.65 NZ$18.59
$3.28 Rp 54.6K
224.70%
Cappuccino
$3.54 NZ$6.19
$2.3 Rp 38.3K
53.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.37 NZ$4.14
$1.11 Rp 18.5K
113.51%
Water (0.33 liter bottle)
$2.17 NZ$3.78
$0.26 Rp 4,324
734.62%
Local Beer (0.5 liter draught)
$7.23 NZ$12.62
$2.4 Rp 40K
201.25%
Imported Beer (0.33 liter bottle)
$6.35 NZ$11.09
$3.15 Rp 52.5K
101.59%
🛒 Groceries & Markets
Lower Hutt
Ubud, Bali
Difference
Milk (1 liter)
$1.87 NZ$3.27
$1.49 Rp 24.9K
25.50%
White Bread (500g)
$2.04 NZ$3.56
$1.65 Rp 27.5K
23.64%
Rice (white) (1kg)
$1.94 NZ$3.39
$1.13 Rp 18.9K
71.68%
Eggs
$7.17 NZ$12.52
$2.33 Rp 38.9K
207.73%
Local Cheese (1kg)
$8.01 NZ$13.98
$13.7 Rp 228.3K
-41.53%
Chicken Fillets (1kg)
$8.95 NZ$15.62
$3.97 Rp 66.2K
125.44%
Beef Round Steak (1kg)
$13.27 NZ$23.17
$11.22 Rp 187K
18.27%
Apples (1kg)
$2.52 NZ$4.41
$3.48 Rp 57.9K
-27.59%
Banana (1kg)
$2.07 NZ$3.62
$1.5 Rp 25K
38.00%
Oranges (1kg)
$2.65 NZ$4.62
$2.68 Rp 44.6K
-1.12%
Tomato (1kg)
$4.68 NZ$8.17
$1.35 Rp 22.5K
246.67%
Potato (1kg)
$2.01 NZ$3.5
$1.57 Rp 26.2K
28.03%
Onion (1kg)
$1.73 NZ$3.03
$2.1 Rp 34.9K
-17.62%
Lettuce (1 head)
$2.26 NZ$3.94
$1.03 Rp 17.1K
119.42%
Water (1.5 liter bottle)
$1.26 NZ$2.2
$0.57 Rp 9,488
121.05%
Cigarettes 20 Pack (Marlboro, Camel)
$22.64 NZ$39.53
$2.31 Rp 38.5K
880.09%
Wine (Bottle)
$9.66 NZ$16.88
$15.21 Rp 253.5K
-36.49%
Local Beer (0.5 liter bottle)
$3.53 NZ$6.16
$2.49 Rp 41.5K
41.77%
Imported Beer (0.33 liter bottle)
$3.25 NZ$5.67
$2.66 Rp 44.3K
22.18%
🚌 Getting Around
Lower Hutt
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.65 NZ$4.63
$0.29 Rp 4,911
813.79%
Public Transport Monthly Pass (Regular Price)
$65.3 NZ$114
$10.03 Rp 167.1K
550.85%
Taxi Start (Normal Tariff)
$2.7 NZ$4.71
$0.45 Rp 7,480
500.00%
Taxi (Normal Tariff) (1km)
$1.85 NZ$3.22
$0.34 Rp 5,748
444.12%
Taxi 1hour Waiting (Normal Tariff)
$59.9 NZ$105
$5.97 Rp 99.4K
903.52%
Gasoline (1 liter)
$1.72 NZ$3
$0.75 Rp 12.4K
129.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K NZ$50.3K
$25.8K Rp 430.2M
11.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K NZ$43.4K
$31.7K Rp 528.9M
-21.68%
🧾 Monthly Utilities & Internet
Lower Hutt
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$157 NZ$274
$64.6 Rp 1.1M
142.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.77 NZ$66
$4.14 Rp 69K
812.32%
Internet (50+ Mbps, Unlimited Data)
$50.8 NZ$88.7
$23.99 Rp 399.7K
111.67%
🎉 Sport & Entertainment
Lower Hutt
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.08 NZ$71.7
$23.29 Rp 388.1K
76.38%
Tennis Court (1 Hour on Weekend)
$12.11 NZ$21.14
$6.19 Rp 103.1K
95.64%
Cinema Ticket
$10.74 NZ$18.76
$3.45 Rp 57.5K
211.30%
🧸 Childcare & Education
Lower Hutt
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$746 NZ$1,302
$91.9 Rp 1.5M
711.57%
International Primary School, 1 Child (Yearly)
$11.7K NZ$20.4K
$5,912 Rp 98.5M
97.68%
👕👟 Clothing & Footwear
Lower Hutt
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$72.8 NZ$127
$51.5 Rp 857.6K
41.44%
Summer Dress (H&M, Zara, etc)
$56.9 NZ$99.4
$24.45 Rp 407.3K
132.76%
Sport Shoes (Adidas, Nike)
$117 NZ$204
$84.4 Rp 1.4M
38.57%
Men's Leather Business Shoes
$144 NZ$251
$74.3 Rp 1.2M
93.42%
🏠 Accommodation & Living
Lower Hutt
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,389 NZ$2,425
$261 Rp 4.4M
431.38%
1-bedroom Apartment, Outside City Center (Monthly)
$1,116 NZ$1,948
$160 Rp 2.7M
599.42%
3-bedroom Apartment, City Center (Monthly)
$2,383 NZ$4,161
$585 Rp 9.7M
307.37%
3-bedroom Apartment, Outside City Center (Monthly)
$1,675 NZ$2,925
$328 Rp 5.5M
410.25%
Buy Apartment in City Center (m2)
$6,668 NZ$11.6K
$985 Rp 16.4M
576.90%
Buy Apartment Outside City Center (m2)
$5,110 NZ$8,922
$847 Rp 14.1M
503.34%
💵 Salaries & Financials
Lower Hutt
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,360 NZ$5,866
$178 Rp 3M
1788.06%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
13.28
-47.74%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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