Cost of Living Comparison Between Lower Hutt and Ubud, Bali Cost of Living Comparison Between Lower Hutt and Ubud, Bali

😐 Solo nomad: Lower Hutt is 69.9% more expensive than Ubud, Bali without rent, and 61% more expensive with rent.
😐 Family of 3: Lower Hutt is 61.7% more expensive than Ubud, Bali without rent, and 18.1% more expensive with rent.
Currency
🍽 Eating Out
Lower Hutt
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.42 NZ$29.79
$3.47 Rp 58.7K
402.02%
Three-Course Dinner for Two, Mid-Range
$83.6 NZ$143
$32.10 Rp 543.9K
160.50%
Fast Food Meal (McDonalds, etc)
$10.73 NZ$18.34
$4.86 Rp 82.4K
120.78%
Cappuccino
$3.58 NZ$6.13
$2.82 Rp 47.8K
26.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.34 NZ$4.00
$1.37 Rp 23.3K
70.80%
Water (0.33 liter bottle)
$2.23 NZ$3.81
$0.73 Rp 12.4K
205.48%
Local Beer (0.5 liter draught)
$7.11 NZ$12.16
$2.90 Rp 49.1K
145.17%
Imported Beer (0.33 liter bottle)
$6.26 NZ$10.70
$3.92 Rp 66.4K
59.69%
🛒 Groceries & Markets
Lower Hutt
Ubud, Bali
Difference
Milk (1 liter)
$1.87 NZ$3.20
$1.74 Rp 29.5K
7.47%
White Bread (500g)
$2.09 NZ$3.57
$2.44 Rp 41.4K
-14.34%
Rice (white) (1kg)
$1.87 NZ$3.20
$1.17 Rp 19.8K
59.83%
Eggs
$7.10 NZ$12.14
$2.35 Rp 39.9K
202.13%
Local Cheese (1kg)
$7.98 NZ$13.65
$14.78 Rp 250.4K
-46.01%
Chicken Fillets (1kg)
$9.29 NZ$15.88
$4.25 Rp 72.0K
118.59%
Beef Round Steak (1kg)
$12.92 NZ$22.08
$12.21 Rp 206.9K
5.81%
Apples (1kg)
$2.44 NZ$4.18
$3.72 Rp 63.0K
-34.41%
Banana (1kg)
$2.12 NZ$3.63
$1.56 Rp 26.4K
35.90%
Oranges (1kg)
$2.66 NZ$4.55
$2.69 Rp 45.6K
-1.12%
Tomato (1kg)
$4.82 NZ$8.25
$2.34 Rp 39.6K
105.98%
Potato (1kg)
$2.09 NZ$3.57
$2.00 Rp 33.9K
4.50%
Onion (1kg)
$1.77 NZ$3.03
$2.31 Rp 39.1K
-23.38%
Lettuce (1 head)
$2.27 NZ$3.89
$1.01 Rp 17.2K
124.75%
Water (1.5 liter bottle)
$1.25 NZ$2.14
$0.73 Rp 12.3K
71.23%
Cigarettes 20 Pack (Marlboro, Camel)
$21.85 NZ$37.36
$3.31 Rp 56.2K
560.12%
Wine (Bottle)
$9.55 NZ$16.33
$25.14 Rp 426.0K
-62.01%
Local Beer (0.5 liter bottle)
$3.53 NZ$6.03
$2.90 Rp 49.1K
21.72%
Imported Beer (0.33 liter bottle)
$3.30 NZ$5.65
$2.77 Rp 47.0K
19.13%
🚌 Getting Around
Lower Hutt
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.64 NZ$4.52
$0.27 Rp 4,546
877.78%
Public Transport Monthly Pass (Regular Price)
$63.4 NZ$108
$8.26 Rp 139.9K
667.07%
Taxi Start (Normal Tariff)
$2.63 NZ$4.50
$0.45 Rp 7,667
484.44%
Taxi (Normal Tariff) (1km)
$1.87 NZ$3.20
$0.42 Rp 7,159
345.24%
Taxi 1hour Waiting (Normal Tariff)
$61.4 NZ$105
$6.26 Rp 106.0K
881.15%
Gasoline (1 liter)
$1.64 NZ$2.81
$0.86 Rp 14.7K
90.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K NZ$49.7K
$25.9K Rp 438.7M
12.30%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.6K NZ$42.1K
$31.9K Rp 540.4M
-22.79%
🧾 Monthly Utilities & Internet
Lower Hutt
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 NZ$273
$80.8 Rp 1.4M
97.71%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$36.78 NZ$62.9
$3.98 Rp 67.4K
824.12%
Internet (50+ Mbps, Unlimited Data)
$50.9 NZ$87.0
$23.55 Rp 399.0K
115.92%
🎉 Sport & Entertainment
Lower Hutt
Ubud, Bali
Difference
Gym Membership (Monthly)
$41.42 NZ$70.8
$97.3 Rp 1.6M
-57.42%
Tennis Court (1 Hour on Weekend)
$12.15 NZ$20.78
$6.42 Rp 108.8K
89.25%
Cinema Ticket
$11.00 NZ$18.81
$4.16 Rp 70.6K
164.42%
🧸 Childcare & Education
Lower Hutt
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$758 NZ$1,295
$294 Rp 5.0M
157.61%
International Primary School, 1 Child (Yearly)
$11.7K NZ$20.0K
$6,548 Rp 110.9M
78.17%
👕👟 Clothing & Footwear
Lower Hutt
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$71.3 NZ$122
$54.2 Rp 917.8K
31.68%
Summer Dress (H&M, Zara, etc)
$57.6 NZ$98.5
$37.95 Rp 643.0K
51.83%
Sport Shoes (Adidas, Nike)
$116 NZ$199
$88.1 Rp 1.5M
32.19%
Men's Leather Business Shoes
$141 NZ$241
$78.1 Rp 1.3M
80.20%
🏠 Accommodation & Living
Lower Hutt
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,399 NZ$2,392
$995 Rp 16.9M
40.53%
1-bedroom Apartment, Outside City Center (Monthly)
$1,097 NZ$1,875
$668 Rp 11.3M
64.24%
3-bedroom Apartment, City Center (Monthly)
$2,388 NZ$4,084
$3,391 Rp 57.5M
-29.58%
3-bedroom Apartment, Outside City Center (Monthly)
$1,713 NZ$2,929
$2,080 Rp 35.2M
-17.62%
Buy Apartment in City Center (m2)
$5,001 NZ$8,552
$3,037 Rp 51.5M
64.68%
Buy Apartment Outside City Center (m2)
$3,465 NZ$5,925
$2,378 Rp 40.3M
45.69%
💵 Salaries & Financials
Lower Hutt
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,418 NZ$5,845
$180 Rp 3.0M
1803.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
13.28
-47.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: March 2, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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