Cost of Living Comparison Between Lower Hutt and Dunedin Cost of Living Comparison Between Lower Hutt and Dunedin

๐Ÿ™‚ Solo nomad: Lower Hutt is 7.2% cheaper than Dunedin without rent, and 24.5% more expensive with rent.
๐Ÿ˜ Family of 3: Lower Hutt is 14.7% more expensive than Dunedin without rent, and 20% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Lower Hutt
Dunedin
Difference
Meal at Budget Restaurant
$17.65 NZ$29.11
$12.25 NZ$20.2
44.08%
Three-Course Dinner for Two, Mid-Range
$85 NZ$140
$73.7 NZ$122
15.23%
Fast Food Meal (McDonalds, etc)
$10.75 NZ$17.73
$10.95 NZ$18.07
-1.83%
Cappuccino
$3.64 NZ$6.01
$3.46 NZ$5.7
5.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.41 NZ$3.98
$2.2 NZ$3.63
9.55%
Water (0.33 liter bottle)
$2.26 NZ$3.73
$2.05 NZ$3.38
10.24%
Local Beer (0.5 liter draught)
$7.43 NZ$12.26
$7.2 NZ$11.87
3.19%
Imported Beer (0.33 liter bottle)
$6.44 NZ$10.63
$6.08 NZ$10.03
5.92%
๐Ÿ›’ Groceries & Markets
Lower Hutt
Dunedin
Difference
Milk (1 liter)
$1.87 NZ$3.09
$2.08 NZ$3.44
-10.10%
White Bread (500g)
$2.11 NZ$3.47
$1.96 NZ$3.22
7.65%
Rice (white) (1kg)
$1.9 NZ$3.13
$1.81 NZ$2.99
4.97%
Eggs
$7.04 NZ$11.61
$5.67 NZ$9.35
24.16%
Local Cheese (1kg)
$8.44 NZ$13.91
$8.36 NZ$13.8
0.96%
Chicken Fillets (1kg)
$9.18 NZ$15.14
$10.62 NZ$17.52
-13.56%
Beef Round Steak (1kg)
$13.11 NZ$21.62
$13.05 NZ$21.53
0.46%
Apples (1kg)
$2.48 NZ$4.09
$2.86 NZ$4.72
-13.29%
Banana (1kg)
$2.1 NZ$3.46
$2.24 NZ$3.69
-6.25%
Oranges (1kg)
$2.63 NZ$4.33
$3.3 NZ$5.45
-20.30%
Tomato (1kg)
$4.84 NZ$7.98
$4.54 NZ$7.49
6.61%
Potato (1kg)
$1.99 NZ$3.28
$1.91 NZ$3.15
4.19%
Onion (1kg)
$1.78 NZ$2.93
$2.04 NZ$3.37
-12.75%
Lettuce (1 head)
$2.24 NZ$3.7
$2.48 NZ$4.09
-9.68%
Water (1.5 liter bottle)
$1.29 NZ$2.12
$1.07 NZ$1.76
20.56%
Cigarettes 20 Pack (Marlboro, Camel)
$21.82 NZ$35.99
$24.01 NZ$39.6
-9.12%
Wine (Bottle)
$9.62 NZ$15.87
$8.7 NZ$14.34
10.57%
Local Beer (0.5 liter bottle)
$3.67 NZ$6.05
$2.59 NZ$4.27
41.70%
Imported Beer (0.33 liter bottle)
$3.15 NZ$5.2
$3.63 NZ$5.99
-13.22%
๐ŸšŒ Getting Around
Lower Hutt
Dunedin
Difference
One-way Ticket (Public Transport)
$2.64 NZ$4.35
$1.25 NZ$2.05
111.20%
Public Transport Monthly Pass (Regular Price)
$60.2 NZ$99.2
$72.8 NZ$120
-17.39%
Taxi Start (Normal Tariff)
$2.66 NZ$4.38
$6.16 NZ$10.15
-56.82%
Taxi (Normal Tariff) (1km)
$1.85 NZ$3.05
$1.1 NZ$1.81
68.18%
Taxi 1hour Waiting (Normal Tariff)
$60.9 NZ$100
$30.44 NZ$50.2
99.93%
Gasoline (1 liter)
$1.72 NZ$2.84
$1.72 NZ$2.84
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K NZ$46.5K
$19.7K NZ$32.5K
43.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K NZ$41.1K
$25.6K NZ$42.3K
-2.72%
๐Ÿงพ Monthly Utilities & Internet
Lower Hutt
Dunedin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 NZ$264
$99.8 NZ$165
60.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.37 NZ$61.6
$35.84 NZ$59.1
4.27%
Internet (50+ Mbps, Unlimited Data)
$52 NZ$85.8
$55.6 NZ$91.8
-6.49%
๐ŸŽ‰ Sport & Entertainment
Lower Hutt
Dunedin
Difference
Gym Membership (Monthly)
$41.15 NZ$67.9
$52 NZ$85.7
-20.79%
Tennis Court (1 Hour on Weekend)
$12.07 NZ$19.91
$6.13 NZ$10.12
96.90%
Cinema Ticket
$10.9 NZ$17.97
$9.74 NZ$16.06
11.91%
๐Ÿงธ Childcare & Education
Lower Hutt
Dunedin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$732 NZ$1,207
$577 NZ$952
26.79%
International Primary School, 1 Child (Yearly)
$11.7K NZ$19.3K
$12.2K NZ$20.1K
-3.97%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Lower Hutt
Dunedin
Difference
Jeans (Levis 501 Or Similar)
$73 NZ$120
$67.1 NZ$111
8.67%
Summer Dress (H&M, Zara, etc)
$58.3 NZ$96.2
$35.49 NZ$58.5
64.27%
Sport Shoes (Adidas, Nike)
$116 NZ$192
$94.1 NZ$155
23.78%
Men's Leather Business Shoes
$141 NZ$232
$123 NZ$203
14.25%
๐Ÿ  Accommodation & Living
Lower Hutt
Dunedin
Difference
1-bedroom Apartment, City Center (Monthly)
$1,374 NZ$2,267
$879 NZ$1,450
56.27%
1-bedroom Apartment, Outside City Center (Monthly)
$1,106 NZ$1,825
$774 NZ$1,277
42.94%
3-bedroom Apartment, City Center (Monthly)
$2,328 NZ$3,839
$1,512 NZ$2,493
53.97%
3-bedroom Apartment, Outside City Center (Monthly)
$1,657 NZ$2,732
$1,344 NZ$2,217
23.25%
Buy Apartment in City Center (m2)
$6,755 NZ$11.1K
$2,880 NZ$4,751
134.51%
Buy Apartment Outside City Center (m2)
$5,110 NZ$8,427
$2,002 NZ$3,303
155.16%
๐Ÿ’ต Salaries & Financials
Lower Hutt
Dunedin
Difference
Average Monthly Net Salary (After Tax)
$3,394 NZ$5,598
$2,565 NZ$4,230
32.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
7.07
-1.84%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Lower Hutt: October 28, 2025

Last update for Dunedin: October 28, 2025

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