Cost of Living Comparison Between Lower Hutt and Christchurch Cost of Living Comparison Between Lower Hutt and Christchurch

🙂 Solo nomad: Lower Hutt is 7.7% cheaper than Christchurch without rent, and 0.4% cheaper with rent.

😐 Family of 3: Lower Hutt is 1.4% more expensive than Christchurch without rent, and 11.7% more expensive with rent.

Meal at Budget Restaurant

$17.68 NZ$30.76

$17.03 NZ$29.64

3.82%

Three-Course Dinner for Two, Mid-Range

$84.0 NZ$146

$72.4 NZ$126

15.90%

Fast Food Meal (McDonalds, etc)

$10.89 NZ$18.94

$9.63 NZ$16.75

13.08%

Cappuccino

$3.64 NZ$6.33

$3.34 NZ$5.80

8.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.42 NZ$4.21

$2.38 NZ$4.14

1.68%

Water (0.33 liter bottle)

$2.17 NZ$3.78

$1.97 NZ$3.42

10.15%

Local Beer (0.5 liter draught)

$7.26 NZ$12.64

$7.13 NZ$12.41

1.82%

Imported Beer (0.33 liter bottle)

$6.23 NZ$10.84

$7.16 NZ$12.45

-12.99%

Milk (1 liter)

$1.90 NZ$3.30

$1.91 NZ$3.32

-0.52%

White Bread (500g)

$2.01 NZ$3.50

$2.00 NZ$3.48

0.50%

Rice (white) (1kg)

$1.96 NZ$3.41

$1.74 NZ$3.03

12.64%

Eggs

$7.03 NZ$12.24

$6.48 NZ$11.28

8.49%

Local Cheese (1kg)

$8.08 NZ$14.05

$8.13 NZ$14.14

-0.62%

Chicken Fillets (1kg)

$9.17 NZ$15.96

$9.20 NZ$16.01

-0.33%

Beef Round Steak (1kg)

$12.97 NZ$22.57

$13.01 NZ$22.64

-0.31%

Apples (1kg)

$2.49 NZ$4.33

$3.07 NZ$5.35

-18.89%

Banana (1kg)

$2.06 NZ$3.59

$2.66 NZ$4.63

-22.56%

Oranges (1kg)

$2.62 NZ$4.56

$2.93 NZ$5.10

-10.58%

Tomato (1kg)

$4.86 NZ$8.46

$5.80 NZ$10.10

-16.21%

Potato (1kg)

$2.01 NZ$3.49

$2.14 NZ$3.72

-6.07%

Onion (1kg)

$1.81 NZ$3.14

$2.32 NZ$4.04

-21.98%

Lettuce (1 head)

$2.21 NZ$3.84

$3.08 NZ$5.35

-28.25%

Water (1.5 liter bottle)

$1.30 NZ$2.27

$1.47 NZ$2.55

-11.56%

Cigarettes 20 Pack (Marlboro, Camel)

$21.86 NZ$38.04

$24.17 NZ$42.06

-9.56%

Wine (Bottle)

$9.79 NZ$17.04

$8.70 NZ$15.13

12.53%

Local Beer (0.5 liter bottle)

$3.65 NZ$6.36

$3.70 NZ$6.45

-1.35%

Imported Beer (0.33 liter bottle)

$3.13 NZ$5.45

$5.06 NZ$8.80

-38.14%

One-way Ticket (Public Transport)

$2.74 NZ$4.77

$1.23 NZ$2.14

122.76%

Public Transport Monthly Pass (Regular Price)

$63.0 NZ$110

$41.89 NZ$72.9

50.37%

Taxi Start (Normal Tariff)

$2.78 NZ$4.84

$2.77 NZ$4.83

0.36%

Taxi (Normal Tariff) (1km)

$1.80 NZ$3.13

$1.70 NZ$2.96

5.88%

Taxi 1hour Waiting (Normal Tariff)

$60.6 NZ$105

$30.00 NZ$52.2

102.10%

Gasoline (1 liter)

$1.64 NZ$2.86

$1.72 NZ$2.98

-4.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K NZ$50.7K

$27.3K NZ$47.6K

6.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K NZ$43.6K

$19.7K NZ$34.3K

27.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 NZ$276

$117 NZ$204

35.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.51 NZ$65.3

$32.10 NZ$55.9

16.85%

Internet (50+ Mbps, Unlimited Data)

$51.6 NZ$89.7

$53.0 NZ$92.2

-2.64%

Gym Membership (Monthly)

$41.80 NZ$72.7

$35.20 NZ$61.3

18.75%

Tennis Court (1 Hour on Weekend)

$12.10 NZ$21.06

$15.15 NZ$26.36

-20.13%

Cinema Ticket

$10.75 NZ$18.70

$11.11 NZ$19.32

-3.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$750 NZ$1,306

$643 NZ$1,120

16.60%

International Primary School, 1 Child (Yearly)

$11.9K NZ$20.7K

$9,240 NZ$16.1K

28.47%

Jeans (Levis 501 Or Similar)

$71.9 NZ$125

$64.3 NZ$112

11.82%

Summer Dress (H&M, Zara, etc)

$56.6 NZ$98.5

$43.28 NZ$75.3

30.73%

Sport Shoes (Adidas, Nike)

$119 NZ$208

$93.0 NZ$162

28.46%

Men's Leather Business Shoes

$143 NZ$248

$152 NZ$264

-6.00%

1-bedroom Apartment, City Center (Monthly)

$1,358 NZ$2,362

$1,511 NZ$2,630

-10.18%

1-bedroom Apartment, Outside City Center (Monthly)

$1,116 NZ$1,942

$1,158 NZ$2,014

-3.59%

3-bedroom Apartment, City Center (Monthly)

$2,364 NZ$4,113

$2,114 NZ$3,678

11.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,666 NZ$2,898

$1,448 NZ$2,520

15.02%

Buy Apartment in City Center (m2)

$4,890 NZ$8,508

$4,962 NZ$8,634

-1.46%

Buy Apartment Outside City Center (m2)

$3,337 NZ$5,807

$2,674 NZ$4,653

24.80%

Average Monthly Net Salary (After Tax)

$3,323 NZ$5,782

$2,666 NZ$4,640

24.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

6.74

2.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: January 12, 2026

Last update for Christchurch: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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