Cost of Living Comparison Between Lower Hutt and Christchurch Cost of Living Comparison Between Lower Hutt and Christchurch

🙂 Solo nomad: Lower Hutt is 8.1% cheaper than Christchurch without rent, and 2% more expensive with rent.

😐 Family of 3: Lower Hutt is 12.5% more expensive than Christchurch without rent, and 12.5% more expensive with rent.

Meal at Budget Restaurant

$17.65 NZ$29.11

$16.56 NZ$27.32

6.58%

Three-Course Dinner for Two, Mid-Range

$85 NZ$140

$71.4 NZ$118

18.97%

Fast Food Meal (McDonalds, etc)

$10.75 NZ$17.73

$9.41 NZ$15.53

14.24%

Cappuccino

$3.64 NZ$6.01

$3.34 NZ$5.52

8.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 NZ$3.98

$2.3 NZ$3.8

4.78%

Water (0.33 liter bottle)

$2.26 NZ$3.73

$2.03 NZ$3.34

11.33%

Local Beer (0.5 liter draught)

$7.43 NZ$12.26

$7.31 NZ$12.06

1.64%

Imported Beer (0.33 liter bottle)

$6.44 NZ$10.63

$7.2 NZ$11.87

-10.56%

Milk (1 liter)

$1.87 NZ$3.09

$1.91 NZ$3.16

-2.09%

White Bread (500g)

$2.11 NZ$3.47

$1.94 NZ$3.2

8.76%

Rice (white) (1kg)

$1.9 NZ$3.13

$1.73 NZ$2.85

9.83%

Eggs

$7.04 NZ$11.61

$6.26 NZ$10.33

12.46%

Local Cheese (1kg)

$8.44 NZ$13.91

$8.18 NZ$13.48

3.18%

Chicken Fillets (1kg)

$9.18 NZ$15.14

$9.65 NZ$15.91

-4.87%

Beef Round Steak (1kg)

$13.11 NZ$21.62

$12.83 NZ$21.17

2.18%

Apples (1kg)

$2.48 NZ$4.09

$3.06 NZ$5.04

-18.95%

Banana (1kg)

$2.1 NZ$3.46

$2.71 NZ$4.46

-22.51%

Oranges (1kg)

$2.63 NZ$4.33

$2.95 NZ$4.87

-10.85%

Tomato (1kg)

$4.84 NZ$7.98

$5.52 NZ$9.11

-12.32%

Potato (1kg)

$1.99 NZ$3.28

$2.15 NZ$3.54

-7.44%

Onion (1kg)

$1.78 NZ$2.93

$2.21 NZ$3.64

-19.46%

Lettuce (1 head)

$2.24 NZ$3.7

$2.98 NZ$4.91

-24.83%

Water (1.5 liter bottle)

$1.29 NZ$2.12

$1.45 NZ$2.4

-11.03%

Cigarettes 20 Pack (Marlboro, Camel)

$21.82 NZ$35.99

$23.66 NZ$39.02

-7.78%

Wine (Bottle)

$9.62 NZ$15.87

$8.93 NZ$14.72

7.73%

Local Beer (0.5 liter bottle)

$3.67 NZ$6.05

$3.82 NZ$6.29

-3.93%

Imported Beer (0.33 liter bottle)

$3.15 NZ$5.2

$4.85 NZ$8

-35.05%

One-way Ticket (Public Transport)

$2.64 NZ$4.35

$1.24 NZ$2.05

112.90%

Public Transport Monthly Pass (Regular Price)

$60.2 NZ$99.2

$41.94 NZ$69.2

43.47%

Taxi Start (Normal Tariff)

$2.66 NZ$4.38

$2.63 NZ$4.34

1.14%

Taxi (Normal Tariff) (1km)

$1.85 NZ$3.05

$1.64 NZ$2.7

12.80%

Taxi 1hour Waiting (Normal Tariff)

$60.9 NZ$100

$30.26 NZ$49.91

101.12%

Gasoline (1 liter)

$1.72 NZ$2.84

$1.71 NZ$2.81

0.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K NZ$46.5K

$27K NZ$44.5K

4.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K NZ$41.1K

$20K NZ$33K

24.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 NZ$264

$116 NZ$191

38.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.37 NZ$61.6

$32.15 NZ$53

16.24%

Internet (50+ Mbps, Unlimited Data)

$52 NZ$85.8

$52.6 NZ$86.8

-1.16%

Gym Membership (Monthly)

$41.15 NZ$67.9

$34.61 NZ$57.1

18.90%

Tennis Court (1 Hour on Weekend)

$12.07 NZ$19.91

$15.47 NZ$25.51

-21.98%

Cinema Ticket

$10.9 NZ$17.97

$10.81 NZ$17.83

0.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$732 NZ$1,207

$653 NZ$1,077

12.13%

International Primary School, 1 Child (Yearly)

$11.7K NZ$19.3K

$9,249 NZ$15.3K

26.84%

Jeans (Levis 501 Or Similar)

$73 NZ$120

$64 NZ$105

14.07%

Summer Dress (H&M, Zara, etc)

$58.3 NZ$96.2

$43.12 NZ$71.1

35.20%

Sport Shoes (Adidas, Nike)

$116 NZ$192

$90.8 NZ$150

28.28%

Men's Leather Business Shoes

$141 NZ$232

$150 NZ$247

-6.25%

1-bedroom Apartment, City Center (Monthly)

$1,374 NZ$2,267

$1,536 NZ$2,534

-10.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,106 NZ$1,825

$1,158 NZ$1,911

-4.49%

3-bedroom Apartment, City Center (Monthly)

$2,328 NZ$3,839

$2,059 NZ$3,395

13.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,657 NZ$2,732

$1,488 NZ$2,453

11.37%

Buy Apartment in City Center (m2)

$6,755 NZ$11.1K

$4,194 NZ$6,918

61.05%

Buy Apartment Outside City Center (m2)

$5,110 NZ$8,427

$3,361 NZ$5,543

52.02%

Average Monthly Net Salary (After Tax)

$3,394 NZ$5,598

$2,736 NZ$4,512

24.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

6.74

2.97%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: October 28, 2025

Last update for Christchurch: October 27, 2025

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