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Cost of Living Comparison Between Lower Hutt and Chiang Mai Cost of Living Comparison Between Lower Hutt and Chiang Mai

😐 Solo nomad: Lower Hutt is 67.6% more expensive than Chiang Mai without rent, and 160.2% more expensive with rent.
😐 Family of 3: Lower Hutt is 93.6% more expensive than Chiang Mai without rent, and 141.8% more expensive with rent.
Currency
🍽 Eating Out
Lower Hutt
Chiang Mai
Difference
Meal at Budget Restaurant
$17.68 NZ$30.76
$1.97 ฿62.0
797.46%
Three-Course Dinner for Two, Mid-Range
$84.0 NZ$146
$18.68 ฿587
349.46%
Fast Food Meal (McDonalds, etc)
$10.89 NZ$18.94
$7.92 ฿249
37.50%
Cappuccino
$3.64 NZ$6.33
$2.02 ฿63.7
80.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.42 NZ$4.21
$0.84 ฿26.45
188.10%
Water (0.33 liter bottle)
$2.17 NZ$3.78
$0.35 ฿11.07
520.00%
Local Beer (0.5 liter draught)
$7.26 NZ$12.64
$2.22 ฿69.9
227.03%
Imported Beer (0.33 liter bottle)
$6.23 NZ$10.84
$3.59 ฿113
73.54%
🛒 Groceries & Markets
Lower Hutt
Chiang Mai
Difference
Milk (1 liter)
$1.90 NZ$3.30
$1.67 ฿52.4
13.77%
White Bread (500g)
$2.01 NZ$3.50
$1.62 ฿51.1
24.07%
Rice (white) (1kg)
$1.96 NZ$3.41
$1.20 ฿37.83
63.33%
Eggs
$7.03 NZ$12.24
$1.93 ฿60.8
264.25%
Local Cheese (1kg)
$8.08 NZ$14.05
$16.00 ฿503
-49.50%
Chicken Fillets (1kg)
$9.17 NZ$15.96
$3.16 ฿99.2
190.19%
Beef Round Steak (1kg)
$12.97 NZ$22.57
$10.93 ฿344
18.66%
Apples (1kg)
$2.49 NZ$4.33
$2.67 ฿83.8
-6.74%
Banana (1kg)
$2.06 NZ$3.59
$1.18 ฿36.99
74.58%
Oranges (1kg)
$2.62 NZ$4.56
$1.64 ฿51.5
59.76%
Tomato (1kg)
$4.86 NZ$8.46
$1.59 ฿49.83
205.66%
Potato (1kg)
$2.01 NZ$3.49
$1.32 ฿41.64
52.27%
Onion (1kg)
$1.81 NZ$3.14
$1.19 ฿37.49
52.10%
Lettuce (1 head)
$2.21 NZ$3.84
$0.71 ฿22.20
211.27%
Water (1.5 liter bottle)
$1.30 NZ$2.27
$0.56 ฿17.75
132.14%
Cigarettes 20 Pack (Marlboro, Camel)
$21.86 NZ$38.04
$4.64 ฿146
371.12%
Wine (Bottle)
$9.79 NZ$17.04
$18.96 ฿596
-48.36%
Local Beer (0.5 liter bottle)
$3.65 NZ$6.36
$1.77 ฿55.7
106.21%
Imported Beer (0.33 liter bottle)
$3.13 NZ$5.45
$3.20 ฿101
-2.19%
🚌 Getting Around
Lower Hutt
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.74 NZ$4.77
$0.90 ฿28.32
204.44%
Public Transport Monthly Pass (Regular Price)
$63.0 NZ$110
$19.24 ฿605
227.39%
Taxi Start (Normal Tariff)
$2.78 NZ$4.84
$1.36 ฿42.78
104.41%
Taxi (Normal Tariff) (1km)
$1.80 NZ$3.13
$1.35 ฿42.37
33.33%
Taxi 1hour Waiting (Normal Tariff)
$60.6 NZ$105
$8.15 ฿256
643.93%
Gasoline (1 liter)
$1.64 NZ$2.86
$1.22 ฿38.43
34.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.2K NZ$50.7K
$21.4K ฿671.8K
36.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.0K NZ$43.6K
$21.7K ฿683.8K
15.08%
🧾 Monthly Utilities & Internet
Lower Hutt
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$159 NZ$276
$70.3 ฿2,210
125.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.51 NZ$65.3
$13.91 ฿437
169.66%
Internet (50+ Mbps, Unlimited Data)
$51.6 NZ$89.7
$18.00 ฿566
186.44%
🎉 Sport & Entertainment
Lower Hutt
Chiang Mai
Difference
Gym Membership (Monthly)
$41.80 NZ$72.7
$41.78 ฿1,314
0.05%
Tennis Court (1 Hour on Weekend)
$12.10 NZ$21.06
$6.80 ฿214
77.94%
Cinema Ticket
$10.75 NZ$18.70
$5.72 ฿180
87.94%
🧸 Childcare & Education
Lower Hutt
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$750 NZ$1,306
$308 ฿9,693
143.38%
International Primary School, 1 Child (Yearly)
$11.9K NZ$20.7K
$14.8K ฿465.7K
-19.86%
👕👟 Clothing & Footwear
Lower Hutt
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$71.9 NZ$125
$55.9 ฿1,756
28.74%
Summer Dress (H&M, Zara, etc)
$56.6 NZ$98.5
$26.71 ฿840
111.83%
Sport Shoes (Adidas, Nike)
$119 NZ$208
$84.5 ฿2,658
41.32%
Men's Leather Business Shoes
$143 NZ$248
$70.8 ฿2,227
101.34%
🏠 Accommodation & Living
Lower Hutt
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,358 NZ$2,362
$431 ฿13.5K
215.27%
1-bedroom Apartment, Outside City Center (Monthly)
$1,116 NZ$1,942
$237 ฿7,439
371.65%
3-bedroom Apartment, City Center (Monthly)
$2,364 NZ$4,113
$811 ฿25.5K
191.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,666 NZ$2,898
$501 ฿15.7K
232.70%
Buy Apartment in City Center (m2)
$4,890 NZ$8,508
$2,202 ฿69.2K
122.02%
Buy Apartment Outside City Center (m2)
$3,337 NZ$5,807
$1,600 ฿50.3K
108.54%
💵 Salaries & Financials
Lower Hutt
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$3,323 NZ$5,782
$684 ฿21.5K
385.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.94
5
38.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: January 12, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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