Cost of Living Comparison Between Lower Hutt and Auckland Cost of Living Comparison Between Lower Hutt and Auckland

🙂 Solo nomad: Lower Hutt is 13.3% cheaper than Auckland without rent, and 2.6% cheaper with rent.

😐 Family of 3: Lower Hutt is 6.7% more expensive than Auckland without rent, and 1.3% cheaper with rent.

Meal at Budget Restaurant

$17.65 NZ$29.11

$15.02 NZ$24.78

17.51%

Three-Course Dinner for Two, Mid-Range

$85 NZ$140

$79.7 NZ$132

6.57%

Fast Food Meal (McDonalds, etc)

$10.75 NZ$17.73

$9.76 NZ$16.1

10.14%

Cappuccino

$3.64 NZ$6.01

$3.54 NZ$5.83

2.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 NZ$3.98

$2.27 NZ$3.75

6.17%

Water (0.33 liter bottle)

$2.26 NZ$3.73

$2.18 NZ$3.59

3.67%

Local Beer (0.5 liter draught)

$7.43 NZ$12.26

$7.16 NZ$11.8

3.77%

Imported Beer (0.33 liter bottle)

$6.44 NZ$10.63

$7.34 NZ$12.1

-12.26%

Milk (1 liter)

$1.87 NZ$3.09

$1.74 NZ$2.87

7.47%

White Bread (500g)

$2.11 NZ$3.47

$2.1 NZ$3.46

0.48%

Rice (white) (1kg)

$1.9 NZ$3.13

$2.02 NZ$3.33

-5.94%

Eggs

$7.04 NZ$11.61

$6.69 NZ$11.03

5.23%

Local Cheese (1kg)

$8.44 NZ$13.91

$8.61 NZ$14.2

-1.97%

Chicken Fillets (1kg)

$9.18 NZ$15.14

$9.66 NZ$15.94

-4.97%

Beef Round Steak (1kg)

$13.11 NZ$21.62

$12.97 NZ$21.39

1.08%

Apples (1kg)

$2.48 NZ$4.09

$2.83 NZ$4.67

-12.37%

Banana (1kg)

$2.1 NZ$3.46

$2.27 NZ$3.74

-7.49%

Oranges (1kg)

$2.63 NZ$4.33

$3.21 NZ$5.3

-18.07%

Tomato (1kg)

$4.84 NZ$7.98

$4.03 NZ$6.64

20.10%

Potato (1kg)

$1.99 NZ$3.28

$2 NZ$3.31

-0.50%

Onion (1kg)

$1.78 NZ$2.93

$1.63 NZ$2.69

9.20%

Lettuce (1 head)

$2.24 NZ$3.7

$1.94 NZ$3.2

15.46%

Water (1.5 liter bottle)

$1.29 NZ$2.12

Cigarettes 20 Pack (Marlboro, Camel)

$21.82 NZ$35.99

$25.57 NZ$42.17

-14.67%

Wine (Bottle)

$9.62 NZ$15.87

$11.73 NZ$19.34

-17.99%

Local Beer (0.5 liter bottle)

$3.67 NZ$6.05

$2.92 NZ$4.82

25.68%

Imported Beer (0.33 liter bottle)

$3.15 NZ$5.2

$3.91 NZ$6.45

-19.44%

One-way Ticket (Public Transport)

$2.64 NZ$4.35

$2.73 NZ$4.5

-3.30%

Public Transport Monthly Pass (Regular Price)

$60.2 NZ$99.2

$129 NZ$213

-53.30%

Taxi Start (Normal Tariff)

$2.66 NZ$4.38

$2.08 NZ$3.43

27.88%

Taxi (Normal Tariff) (1km)

$1.85 NZ$3.05

$1.92 NZ$3.16

-3.65%

Taxi 1hour Waiting (Normal Tariff)

$60.9 NZ$100

$34.83 NZ$57.5

74.73%

Gasoline (1 liter)

$1.72 NZ$2.84

$1.65 NZ$2.71

4.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K NZ$46.5K

$28.5K NZ$47K

-1.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K NZ$41.1K

$21.9K NZ$36K

14.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 NZ$264

$146 NZ$241

9.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.37 NZ$61.6

$30.75 NZ$50.7

21.53%

Internet (50+ Mbps, Unlimited Data)

$52 NZ$85.8

$49.23 NZ$81.2

5.67%

Gym Membership (Monthly)

$41.15 NZ$67.9

$35.1 NZ$57.9

17.24%

Tennis Court (1 Hour on Weekend)

$12.07 NZ$19.91

$16.78 NZ$27.67

-28.07%

Cinema Ticket

$10.9 NZ$17.97

$15.31 NZ$25.24

-28.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$732 NZ$1,207

$917 NZ$1,512

-20.19%

International Primary School, 1 Child (Yearly)

$11.7K NZ$19.3K

$13.6K NZ$22.4K

-13.62%

Jeans (Levis 501 Or Similar)

$73 NZ$120

$70.2 NZ$116

3.93%

Summer Dress (H&M, Zara, etc)

$58.3 NZ$96.2

$49.41 NZ$81.5

17.99%

Sport Shoes (Adidas, Nike)

$116 NZ$192

$96.8 NZ$160

20.30%

Men's Leather Business Shoes

$141 NZ$232

$125 NZ$207

12.12%

1-bedroom Apartment, City Center (Monthly)

$1,374 NZ$2,267

$1,274 NZ$2,101

7.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,106 NZ$1,825

$1,152 NZ$1,900

-3.93%

3-bedroom Apartment, City Center (Monthly)

$2,328 NZ$3,839

$2,492 NZ$4,110

-6.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,657 NZ$2,732

$1,853 NZ$3,056

-10.59%

Buy Apartment in City Center (m2)

$6,755 NZ$11.1K

$7,281 NZ$12K

-7.23%

Buy Apartment Outside City Center (m2)

$5,110 NZ$8,427

$5,886 NZ$9,708

-13.20%

Average Monthly Net Salary (After Tax)

$3,394 NZ$5,598

$3,219 NZ$5,309

5.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

6.37

8.95%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lower Hutt: October 28, 2025

Last update for Auckland: October 27, 2025

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