๐A single person spends $2,658 per month in Lowell, MA vs $2,524 in Salisbury, rent included.
๐A couple spends around $4,230 per month in Lowell, MA vs $3,479 in Salisbury, rent included.
๐A family of three spends $5,802 per month in Lowell, MA vs $4,435 in Salisbury, rent included.
๐Lowell, MA costs about 5% more than Salisbury, driven mainly by Groceries & Markets.
๐Both Lowell, MA and Salisbury sit above the global median โ Lowell, MA by 97%, Salisbury by 87%.
Currency
๐ฝ Eating Out
Lowell, MA
Salisbury
Difference
Meal at Budget Restaurant
$19.12$19.12
$22.93ยฃ16.99
-16.62%
Three-Course Dinner for Two, Mid-Range
$80.8$80.8
$92.0ยฃ68.2
-12.21%
Fast Food Meal(McDonalds, etc)
$8.88$8.88
$9.24ยฃ6.85
-3.90%
Cappuccino
$4.48$4.48
$4.56ยฃ3.38
-1.75%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.04$2.04
$2.22ยฃ1.64
-8.11%
Water(0.33 liter bottle)
$1.66$1.66
$1.73ยฃ1.29
-4.05%
Local Beer(0.5 liter draught)
$5.94$5.94
$5.99ยฃ4.44
-0.83%
Imported Beer(0.33 liter bottle)
$7.66$7.66
$6.02ยฃ4.46
27.24%
๐ Groceries & Markets
Lowell, MA
Salisbury
Difference
Milk(1 liter)
$0.87$0.87
$1.64ยฃ1.22
-46.95%
White Bread(500g)
$2.15$2.15
$1.12ยฃ0.83
91.96%
Rice(white)(1kg)
$3.12$3.12
$2.88ยฃ2.14
8.33%
Eggs
$3.90$3.90
$3.04ยฃ2.25
28.29%
Local Cheese(1kg)
$10.64$10.64
$8.52ยฃ6.31
24.88%
Chicken Fillets(1kg)
$8.87$8.87
$7.18ยฃ5.32
23.54%
Beef Round Steak(1kg)
$21.05$21.05
$15.38ยฃ11.40
36.87%
Apples(1kg)
$2.79$2.79
$1.85ยฃ1.37
50.81%
Banana(1kg)
$1.16$1.16
$1.31ยฃ0.97
-11.45%
Oranges(1kg)
$5.85$5.85
$2.92ยฃ2.17
100.34%
Tomato(1kg)
$5.77$5.77
$4.79ยฃ3.55
20.46%
Potato(1kg)
$1.60$1.60
$1.24ยฃ0.92
29.03%
Onion(1kg)
$4.34$4.34
$1.20ยฃ0.89
261.67%
Lettuce(1 head)
$3.04$3.04
$0.93ยฃ0.69
226.88%
Water(1.5 liter bottle)
$2.19$2.19
$1.09ยฃ0.81
100.92%
Cigarettes 20 Pack(Marlboro, Camel)
$11.19$11.19
$16.08ยฃ11.92
-30.41%
Wine(Bottle)
$14.97$14.97
$10.06ยฃ7.46
48.81%
Local Beer(0.5 liter bottle)
$1.77$1.77
$1.98ยฃ1.47
-10.61%
Imported Beer(0.33 liter bottle)
$1.94$1.94
$1.80ยฃ1.33
7.78%
๐ Getting Around
Lowell, MA
Salisbury
Difference
One-way Ticket(Public Transport)
$1.84$1.84
$5.51ยฃ4.08
-66.61%
Public Transport Monthly Pass(Regular Price)
$55.0$55.0
$111ยฃ82.5
-50.60%
Taxi Start(Normal Tariff)
$3.98$3.98
$4.71ยฃ3.49
-15.50%
Taxi(Normal Tariff)(1km)
$1.78$1.78
$1.52ยฃ1.13
17.11%
Taxi 1hour Waiting(Normal Tariff)
$28.64$28.64
$16.27ยฃ12.05
76.03%
Gasoline(1 liter)
$0.90$0.90
$1.91ยฃ1.41
-52.88%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.0K$30.0K
$27.2Kยฃ20.1K
10.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K$25.9K
$33.9Kยฃ25.1K
-23.61%
๐งพ Monthly Utilities & Internet
Lowell, MA
Salisbury
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$185$185
$390ยฃ289
-52.53%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$52.6$52.6
$15.60ยฃ11.56
237.24%
Internet(50+ Mbps, Unlimited Data)
$65.2$65.2
$40.93ยฃ30.33
59.25%
๐ Sport & Entertainment
Lowell, MA
Salisbury
Difference
Gym Membership(Monthly)
$40.05$40.05
$68.8ยฃ51.0
-41.80%
Tennis Court(1 Hour on Weekend)
-
$12.10ยฃ8.96
-
Cinema Ticket
$14.17$14.17
$9.42ยฃ6.98
50.42%
๐งธ Childcare & Education
Lowell, MA
Salisbury
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,390$1,390
$1,291ยฃ957
7.62%
International Primary School, 1 Child(Yearly)
$23.7K$23.7K
$18.6Kยฃ13.8K
27.48%
๐๐ Clothing & Footwear
Lowell, MA
Salisbury
Difference
Jeans(Levis 501 Or Similar)
$51.5$51.5
$71.1ยฃ52.7
-27.63%
Summer Dress(H&M, Zara, etc)
$33.08$33.08
$20.42ยฃ15.13
62.00%
Sport Shoes(Adidas, Nike)
$65.0$65.0
$90.0ยฃ66.7
-27.81%
Men's Leather Business Shoes
$68.8$68.8
$115ยฃ85.2
-40.17%
๐ Accommodation & Living
Lowell, MA
Salisbury
Difference
1-bedroom Apartment, City Center(Monthly)
$1,628$1,628
$1,241ยฃ920
31.17%
1-bedroom Apartment, Outside City Center(Monthly)
$1,463$1,463
$1,138ยฃ843
28.55%
3-bedroom Apartment, City Center(Monthly)
$3,759$3,759
$2,073ยฃ1,536
81.30%
3-bedroom Apartment, Outside City Center(Monthly)
$3,167$3,167
$1,491ยฃ1,105
112.36%
Buy Apartment in City Center(m2)
$3,517$3,517
-
-
Buy Apartment Outside City Center(m2)
-
$4,832ยฃ3,580
-
๐ต Salaries & Financials
Lowell, MA
Salisbury
Difference
Average Monthly Net Salary(After Tax)
$3,931$3,931
$3,681ยฃ2,728
6.77%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.45
5.77
11.79%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Lowell, MA: April 11, 2026
Last update for Salisbury: April 13, 2026
Cost Breakdown
๐ A central one-bedroom costs $1,628 in Lowell, MA versus $1,241 in Salisbury. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
๐ฐSalaries run about 7% higher in Lowell, MA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
๐A mid-range dinner for two costs $81 in Lowell, MA versus $92 in Salisbury. Groceries tell a different story โ $366 in Lowell, MA vs $268 in Salisbury โ so Salisbury wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lowell, MA vs Salisbury: Cost of Living - Frequently Asked Questions
Is Salisbury cheaper than Lowell, MA?
Yes โ Lowell, MA is pricier by about 5%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,987 per month in Lowell, MA and $3,786 in Salisbury. That covers rent, food, utilities, transport, and enough left over to feel settled โ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Salisbury, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 102% less in Salisbury. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $1,390 per month in Lowell, MA and $1,291 in Salisbury. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 a realistic budget for Lowell, MA or Salisbury?
A $2,500 monthly budget goes further in Salisbury, where all-in costs run around $2,524, than in Lowell, MA at $2,658. In Salisbury it covers expenses comfortably, while in Lowell, MA it requires careful planning or may not stretch far enough.
Is Lowell, MA or Salisbury more family-friendly?
Families tend to lean toward Salisbury โ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Lowell, MA or Salisbury?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Salisbury. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lowell, MA makes more sense. Both are solid long-term options with distinct trade-offs.
Lowell, MA vs other spots: cost of living compared