Last update: Nov 2026

Cost of Living Comparison Between Lowell, MA and Monterrey

For one person, living is cheaper in Monterrey: $1,641 a month against $2,623 in Lowell, MA, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

Lowell, MA, United States
Monterrey, Mexico
Lowell, MA
🇺🇸 United States
$2,623
/mo nomad
Monterrey
🇲🇽 Mexico
$1,641
/mo nomad
Monthly Cost of Living

How much you'll spend in Lowell, MA and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lowell, MA and in Monterrey actually costs, broken down by who's living it.

A single person spends $2,623 per month in Lowell, MA vs $1,641 in Monterrey, rent included.

  • Lowell, MA $2,623
  • Monterrey $1,641

A couple spends around $4,189 per month in Lowell, MA vs $2,573 in Monterrey, rent included.

  • Lowell, MA $4,189
  • Monterrey $2,573

A family of three spends $5,755 per month in Lowell, MA vs $3,504 in Monterrey, rent included.

  • Lowell, MA $5,755
  • Monterrey $3,504

Lowell, MA costs about 60% more than Monterrey, and outside of rent the biggest gap is in utilities.

Both Lowell, MA and Monterrey sit above the global median – Lowell, MA by 94%, Monterrey by 21%.

Currency
🍽 Eating Out
Lowell, MA
Monterrey
Difference
Meal at Budget Restaurant
$16.58 $16.58
$13.37 MX$250
24.01%
Three-Course Dinner for Two, Mid-Range
$71.2 $71.2
$47.95 MX$897
48.38%
Fast Food Meal (McDonalds, etc)
$8.79 $8.79
$10.79 MX$202
-18.54%
Cappuccino
$4.95 $4.95
$3.77 MX$70.4
31.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.03 $2.03
$1.51 MX$28.26
34.44%
Water (0.33 liter bottle)
$1.64 $1.64
$1.03 MX$19.25
59.22%
Local Beer (0.5 liter draught)
$5.08 $5.08
$2.48 MX$46.41
104.84%
Imported Beer (0.33 liter bottle)
$7.84 $7.84
$4.36 MX$81.5
79.82%
🛒 Groceries & Markets
Lowell, MA
Monterrey
Difference
Milk (1 liter)
$0.87 $0.87
$1.89 MX$35.43
-53.97%
White Bread (500g)
$2.22 $2.22
$2.85 MX$53.3
-22.11%
Rice (white) (1kg)
$5.34 $5.34
$1.86 MX$34.71
187.10%
Eggs
$3.91 $3.91
$2.47 MX$46.12
58.30%
Local Cheese (1kg)
$11.25 $11.25
$11.81 MX$221
-4.74%
Chicken Fillets (1kg)
$8.85 $8.85
$8.97 MX$168
-1.34%
Beef Round Steak (1kg)
$17.87 $17.87
$12.57 MX$235
42.16%
Apples (1kg)
$2.73 $2.73
$3.20 MX$59.8
-14.69%
Banana (1kg)
$1.22 $1.22
$1.50 MX$28.12
-18.67%
Oranges (1kg)
$6.60 $6.60
$2.12 MX$39.74
211.32%
Tomato (1kg)
$5.65 $5.65
$2.33 MX$43.64
142.49%
Potato (1kg)
$1.61 $1.61
$2.22 MX$41.58
-27.48%
Onion (1kg)
$4.32 $4.32
$2.58 MX$48.34
67.44%
Lettuce (1 head)
$2.34 $2.34
$1.45 MX$27.04
61.38%
Water (1.5 liter bottle)
$2.23 $2.23
$1.22 MX$22.85
82.79%
Cigarettes 20 Pack (Marlboro, Camel)
$13.90 $13.90
$4.80 MX$89.7
189.58%
Wine (Bottle)
$13.77 $13.77
$13.30 MX$249
3.53%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$1.93 MX$36.14
-12.44%
Imported Beer (0.33 liter bottle)
$3.89 $3.89
$2.86 MX$53.4
36.01%
🚌 Getting Around
Lowell, MA
Monterrey
Difference
One-way Ticket (Public Transport)
$1.85 $1.85
$0.80 MX$14.94
131.25%
Public Transport Monthly Pass (Regular Price)
$54.6 $54.6
$30.94 MX$579
76.54%
Taxi Start (Normal Tariff)
$3.87 $3.87
$1.83 MX$34.28
111.48%
Taxi (Normal Tariff) (1km)
$1.69 $1.69
$1.06 MX$19.78
59.43%
Taxi 1hour Waiting (Normal Tariff)
$28.74 $28.74
$10.82 MX$202
165.62%
Gasoline (1 liter)
$0.90 $0.90
$1.47 MX$27.54
-38.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.1K $27.1K
$24.1K MX$450.4K
12.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$23.5K MX$440.2K
15.09%
🧾 Monthly Utilities & Internet
Lowell, MA
Monterrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$115 MX$2,144
63.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$52.2 $52.2
$26.37 MX$493
97.76%
Internet (50+ Mbps, Unlimited Data)
$66.4 $66.4
$25.70 MX$481
158.37%
🎉 Sport & Entertainment
Lowell, MA
Monterrey
Difference
Gym Membership (Monthly)
$39.27 $39.27
$30.53 MX$571
28.63%
Tennis Court (1 Hour on Weekend)
$12.32 $12.32
$21.27 MX$398
-42.08%
Cinema Ticket
$14.07 $14.07
$4.96 MX$92.8
183.67%
🧸 Childcare & Education
Lowell, MA
Monterrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,396 $1,396
$679 MX$12.7K
105.68%
International Primary School, 1 Child (Yearly)
$44.3K $44.3K
$14.2K MX$265.3K
212.02%
👕👟 Clothing & Footwear
Lowell, MA
Monterrey
Difference
Jeans (Levis 501 Or Similar)
$57.0 $57.0
$72.2 MX$1,350
-21.11%
Summer Dress (H&M, Zara, etc)
$37.87 $37.87
$41.94 MX$784
-9.70%
Sport Shoes (Adidas, Nike)
$78.6 $78.6
$107 MX$2,011
-26.91%
Men's Leather Business Shoes
$70.5 $70.5
$119 MX$2,219
-40.55%
🏠 Accommodation & Living
Lowell, MA
Monterrey
Difference
1-bedroom Apartment, City Center (Monthly)
$1,647 $1,647
$1,018 MX$19.0K
61.89%
1-bedroom Apartment, Outside City Center (Monthly)
$1,423 $1,423
$722 MX$13.5K
97.15%
3-bedroom Apartment, City Center (Monthly)
$3,643 $3,643
$1,966 MX$36.8K
85.28%
3-bedroom Apartment, Outside City Center (Monthly)
$3,097 $3,097
$1,416 MX$26.5K
118.76%
Buy Apartment in City Center (m2)
$3,527 $3,527
$4,203 MX$78.6K
-16.08%
Buy Apartment Outside City Center (m2)
$3,540 $3,540
$2,782 MX$52.0K
27.24%
💵 Salaries & Financials
Lowell, MA
Monterrey
Difference
Average Monthly Net Salary (After Tax)
$4,031 $4,031
$1,096 MX$20.5K
267.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.1
11.79
-48.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lowell, MA: November 1, 2026

Last update for Monterrey: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lowell, MA
$1.4K
Monterrey
$722 49.3% $701
Groceries & Markets
Lowell, MA
$368
Monterrey
$302 18% $66
Monthly Utilities & Internet
Lowell, MA
$306
Monterrey
$167 45.6% $139
Eating Out
Lowell, MA
$274
Monterrey
$216 21.3% $58
Clothing & Footwear
Lowell, MA
$110
Monterrey
$153 39.5% $43
Getting Around
Lowell, MA
$74
Monterrey
$41 44.5% $33
Sport & Entertainment
Lowell, MA
$67
Monterrey
$40 40% $27

Cost Breakdown

A central one-bedroom costs $1,647 in Lowell, MA versus $1,018 in Monterrey. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Lowell, MA are about 3.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71 in Lowell, MA versus $48 in Monterrey. Monthly groceries follow the same trend: $368 vs $302 – making Monterrey the more affordable choice for daily food spending.

Good to know
🇺🇸 Lowell, MA
🇲🇽 Monterrey
🕒 Local time
16:21 4:21 PM
15:21 3:21 PM
1 h behind Lowell, MA
🌤 Weather
👥 Population
106,519
1,142,994
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 6, 2026: 1 USD = 18.7 MXN (100 MXN = 5.35 USD). 1 EUR = 20.9 MXN (100 MXN = 4.78 EUR).

On the map
Between locations
  • Lowell, MA Monterrey 3,240 km ≈ 4 h 30 min nonstop flight
From you
  • Lowell, MA
  • Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lowell, MA vs Monterrey: Cost of Living - Frequently Asked Questions
Is Monterrey cheaper than Lowell, MA?
Yes – Lowell, MA is pricier by about 60%, and outside of rent the gap shows up most in utilities.
What income do you need for each city?
For a comfortable life, plan on about $3,934 per month in Lowell, MA and $2,461 in Monterrey. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Monterrey, especially for central apartments: a one-bedroom in the center costs $1,018 there versus $1,647 in Lowell, MA.
Which city has cheaper public transport?
Public transport costs about 43% less in Monterrey. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $1,396 per month in Lowell, MA and $679 in Monterrey. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $3,000 enough for either Lowell, MA or Monterrey?
$3,000 covers both cities comfortably – all-in costs are $2,623 in Lowell, MA and $1,641 in Monterrey, leaving budget for savings and extras in both cases.
Is Lowell, MA or Monterrey more family-friendly?
Families tend to lean toward Monterrey – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Monterrey. If higher salaries or specific career opportunities are the priority, Lowell, MA makes more sense. Both are solid long-term options with distinct trade-offs.

Lowell, MA vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?