Last update: Oct 2026

Cost of Living Comparison Between Lourdes and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,797 in Lourdes, rent and utilities included – about $10,600 less a year. Other living expenses account for most of the difference.

87

Cost of Living Index in Lourdes
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Lourdes Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Lourdes

🇫🇷 France

$1,797

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Lourdes and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lourdes and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,797 in Lourdes versus $915 in Cebu.

Lourdes $1,797
Cebu $915

Estimated couple costs with rent: $2,796 in Lourdes versus $1,418 in Cebu.

Lourdes $2,796
Cebu $1,418

Monthly costs for a family of three with rent: $3,795 in Lourdes versus $1,921 in Cebu.

Lourdes $3,795
Cebu $1,921

Living in Lourdes is roughly 96% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lourdes is 33% above, Cebu is 33% below.

Meal at Budget Restaurant

$17.05 €15.17

$3.05 ₱192

459.02%

Three-Course Dinner for Two, Mid-Range

$67.7 €60.2

$24.00 ₱1,511

182.00%

Fast Food Meal (McDonalds, etc)

$13.55 €12.05

$3.99 ₱251

239.60%

Cappuccino

$3.62 €3.22

$2.50 ₱157

44.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 €2.67

$1.54 ₱97.1

94.81%

Water (0.33 liter bottle)

$1.88 €1.67

$0.50 ₱31.37

276.00%

Local Beer (0.5 liter draught)

$7.07 €6.29

$1.78 ₱112

297.19%

Imported Beer (0.33 liter bottle)

$5.64 €5.02

$2.17 ₱136

159.91%

Milk (1 liter)

$1.30 €1.15

$2.00 ₱126

-35.00%

White Bread (500g)

$1.86 €1.65

$1.37 ₱86.2

35.77%

Rice (white) (1kg)

$2.55 €2.27

$1.03 ₱64.9

147.57%

Eggs

$4.04 €3.59

$2.03 ₱128

99.01%

Local Cheese (1kg)

$19.44 €17.29

$10.20 ₱642

90.59%

Chicken Fillets (1kg)

$12.40 €11.03

$4.45 ₱280

178.65%

Beef Round Steak (1kg)

$21.74 €19.34

$7.67 ₱483

183.44%

Apples (1kg)

$2.99 €2.66

$3.31 ₱208

-9.67%

Banana (1kg)

$2.17 €1.93

$1.46 ₱91.8

48.63%

Oranges (1kg)

$2.85 €2.54

$2.32 ₱146

22.84%

Tomato (1kg)

$3.20 €2.85

$1.49 ₱94.0

114.77%

Potato (1kg)

$1.94 €1.72

$2.34 ₱147

-17.09%

Onion (1kg)

$2.29 €2.04

$1.94 ₱122

18.04%

Lettuce (1 head)

$1.37 €1.22

$1.16 ₱73.0

18.10%

Water (1.5 liter bottle)

$0.69 €0.62

$0.68 ₱42.89

1.47%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 €12.35

$2.99 ₱188

364.21%

Wine (Bottle)

$7.88 €7.01

$6.24 ₱393

26.28%

Local Beer (0.5 liter bottle)

$2.77 €2.46

$1.23 ₱77.3

125.20%

Imported Beer (0.33 liter bottle)

$3.28 €2.92

$1.73 ₱109

89.60%

One-way Ticket (Public Transport)

$1.64 €1.46

$0.23 ₱14.36

613.04%

Public Transport Monthly Pass (Regular Price)

$47.66 €42.39

$12.34 ₱777

286.22%

Taxi Start (Normal Tariff)

$5.07 €4.51

$0.79 ₱49.96

541.77%

Taxi (Normal Tariff) (1km)

$2.05 €1.82

$0.22 ₱13.86

831.82%

Taxi 1hour Waiting (Normal Tariff)

$32.73 €29.12

$4.54 ₱286

620.93%

Gasoline (1 liter)

$2.06 €1.84

$1.32 ₱82.9

56.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.1K

$21.0K ₱1.3M

61.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.8K €31.0K

$19.4K ₱1.2M

79.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 €185

$119 ₱7,464

75.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.84 €14.09

$14.22 ₱896

11.39%

Internet (50+ Mbps, Unlimited Data)

$31.27 €27.82

$27.47 ₱1,730

13.83%

Gym Membership (Monthly)

$35.27 €31.37

$32.31 ₱2,034

9.16%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

Cinema Ticket

$13.62 €12.12

$5.40 ₱340

152.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$801 €713

$276 ₱17.4K

190.23%

International Primary School, 1 Child (Yearly)

$10.1K €9,018

$7,866 ₱495.3K

28.88%

Jeans (Levis 501 Or Similar)

$90.8 €80.8

$49.37 ₱3,108

84.00%

Summer Dress (H&M, Zara, etc)

$41.44 €36.86

$24.58 ₱1,548

68.59%

Sport Shoes (Adidas, Nike)

$101 €90.1

$76.6 ₱4,825

32.10%

Men's Leather Business Shoes

$133 €118

$58.9 ₱3,706

125.35%

1-bedroom Apartment, City Center (Monthly)

$761 €677

$503 ₱31.7K

51.14%

1-bedroom Apartment, Outside City Center (Monthly)

$598 €532

$305 ₱19.2K

96.53%

3-bedroom Apartment, City Center (Monthly)

$1,370 €1,219

$1,075 ₱67.7K

27.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,135 €1,009

$632 ₱39.8K

79.52%

Buy Apartment in City Center (m2)

$3,880 €3,452

$2,870 ₱180.7K

35.22%

Buy Apartment Outside City Center (m2)

$2,944 €2,618

$1,877 ₱118.2K

56.80%

Average Monthly Net Salary (After Tax)

$2,132 €1,896

$336 ₱21.1K

534.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

7.2

-47.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lourdes: October 18, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lourdes

$598 33.3%

Cebu

$305 33.3% 49.1% $294

Groceries & Markets

Lourdes

$359 20%

Cebu

$210 22.9% 41.6% $150

Eating Out

Lourdes

$287 16%

Cebu

$88 9.6% 69.4% $199

Monthly Utilities & Internet

Lourdes

$255 14.2%

Cebu

$160 17.5% 37.3% $95

Clothing & Footwear

Lourdes

$165 9.2%

Cebu

$94 10.3% 42.8% $71

Getting Around

Lourdes

$70 3.9%

Cebu

$15 1.7% 78.2% $54

Sport & Entertainment

Lourdes

$63 3.5%

Cebu

$43 4.7% 31.1% $19

Cost Breakdown

A one-bedroom apartment in the center runs $761 in Lourdes and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Lourdes pays 535% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Lourdes vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $359 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Lourdes

🇵🇭 Cebu

🕒 Local time

02:06 2:06 AM

08:06 8:06 AM

6 h ahead of Lourdes

🌤 Weather

👥 Population

13,509

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 21, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 21, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Lourdes Cebu 11,810 km ≈ 15 h nonstop flight

From you

Lourdes
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lourdes vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 96% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 535% higher in Lourdes, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $761 in Lourdes versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,797 per month in Lourdes versus $915 in Cebu – a 96% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 286% less than in Lourdes. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $915 in Cebu versus $1,797 in Lourdes, a $1,500 budget is realistic in Cebu but tight or insufficient in Lourdes. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lourdes, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lourdes and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 96% less than in Lourdes. Beyond cost, consider language, visa policies, and how big the international community is in each city.