Last update: Oct 2026

Cost of Living Comparison Between London and Zepce

For one person, living is cheaper in Zepce: $1,095 a month against $3,986 in London, rent and utilities included – about $34,700 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
53

Cost of Living Index in Zepce
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Zepce Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Zepce

🇧🇦 Bosnia and Herzegovina

$1,095

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Zepce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Zepce actually costs, broken down by who's living it.

A single person spends $3,986 per month in London vs $1,095 in Zepce, rent included.

London $3,986
Zepce $1,095

A couple spends around $5,791 per month in London vs $1,585 in Zepce, rent included.

London $5,791
Zepce $1,585

A family of three spends $7,595 per month in London vs $2,076 in Zepce, rent included.

London $7,595
Zepce $2,076

London costs about 264% more than Zepce, and outside of rent the biggest gap is in transport.

London sits 195% above the global median, while Zepce is 19% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$25.93 £19.45

$9.64 BAM 16.76

168.98%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$29.10 BAM 50.6

265.98%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$11.03 BAM 19.17

-2.90%

Cappuccino

$5.47 £4.11

$1.80 BAM 3.13

203.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$2.57 BAM 4.48

15.56%

Water (0.33 liter bottle)

$2.20 £1.65

$1.61 BAM 2.79

36.65%

Local Beer (0.5 liter draught)

$9.13 £6.85

$2.49 BAM 4.33

266.67%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$3.44 BAM 5.98

130.81%

Milk (1 liter)

$1.86 £1.40

$1.38 BAM 2.39

34.78%

White Bread (500g)

$2.07 £1.55

$1.17 BAM 2.04

76.92%

Rice (white) (1kg)

$2.42 £1.81

$1.57 BAM 2.74

54.14%

Eggs

$5.09 £3.82

$2.85 BAM 4.96

78.60%

Local Cheese (1kg)

$12.87 £9.66

$9.36 BAM 16.27

37.50%

Chicken Fillets (1kg)

$10.43 £7.82

$8.61 BAM 14.98

21.14%

Beef Round Steak (1kg)

$16.87 £12.66

$13.67 BAM 23.77

23.41%

Apples (1kg)

$3.11 £2.33

$1.86 BAM 3.23

67.20%

Banana (1kg)

$1.40 £1.05

$1.98 BAM 3.44

-29.29%

Oranges (1kg)

$3.08 £2.31

$2.23 BAM 3.89

38.12%

Tomato (1kg)

$3.27 £2.45

$2.13 BAM 3.70

53.52%

Potato (1kg)

$1.58 £1.19

$1.02 BAM 1.78

54.90%

Onion (1kg)

$1.74 £1.31

$1.41 BAM 2.45

23.40%

Lettuce (1 head)

$1.40 £1.05

$1.12 BAM 1.95

25.00%

Water (1.5 liter bottle)

$1.80 £1.35

$0.91 BAM 1.58

97.80%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$3.91 BAM 6.81

495.40%

Wine (Bottle)

$13.03 £9.77

$8.13 BAM 14.15

60.27%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.01 BAM 1.76

213.86%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$1.39 BAM 2.41

217.99%

One-way Ticket (Public Transport)

$4.07 £3.05

$1.29 BAM 2.24

215.50%

Public Transport Monthly Pass (Regular Price)

$247 £185

Taxi Start (Normal Tariff)

$5.58 £4.18

$1.70 BAM 2.95

228.24%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$1.16 BAM 2.02

189.66%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.57

$17.17 BAM 29.86

230.52%

Gasoline (1 liter)

$2.13 £1.60

$1.76 BAM 3.06

21.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$30.0K BAM 52.2K

27.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$21.1K BAM 36.6K

94.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$158 BAM 275

135.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$16.53 BAM 28.75

7.80%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$36.87 BAM 64.1

9.49%

Gym Membership (Monthly)

$60.0 £44.99

$32.30 BAM 56.2

85.67%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$11.57 BAM 20.12

84.01%

Cinema Ticket

$17.74 £13.31

$2.89 BAM 5.03

513.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$294 BAM 511

875.34%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$3,518 BAM 6,117

904.22%

Jeans (Levis 501 Or Similar)

$114 £85.5

$83.8 BAM 146

36.11%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$35.52 BAM 61.8

52.79%

Sport Shoes (Adidas, Nike)

$124 £93.2

$104 BAM 181

19.35%

Men's Leather Business Shoes

$163 £122

$142 BAM 247

15.01%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$304 BAM 528

844.86%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$259 BAM 450

762.51%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,950

$480 BAM 835

996.68%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,834

$323 BAM 561

1070.92%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$2,764 BAM 4,807

563.17%

Buy Apartment Outside City Center (m2)

$8,024 £6,019

$1,856 BAM 3,228

332.24%

Average Monthly Net Salary (After Tax)

$5,037 £3,778

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

4.44

6.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Zepce: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Zepce

$259 23.7% 88.4% $2K

Monthly Utilities & Internet

London

$430 10.8%

Zepce

$211 19.3% 50.9% $219

Eating Out

London

$388 9.7%

Zepce

$168 15.3% 56.7% $220

Groceries & Markets

London

$349 8.8%

Zepce

$242 22.1% 30.9% $108

Getting Around

London

$285 7.2%

Zepce

$13 * 1.2% 95.6% $273

Clothing & Footwear

London

$205 5.1%

Zepce

$164 15% 19.8% $41

Sport & Entertainment

London

$95 2.4%

Zepce

$38 3.5% 60.1% $57

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,869 in London versus $304 in Zepce. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $107 in London versus $29.00 in Zepce. Monthly groceries follow the same trend: $349 vs $242 – making Zepce the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇧🇦 Zepce

🕒 Local time

04:27 4:27 AM

05:27 5:27 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

7,500

💱 Currency

British Pound GBP £

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Zepce 1,560 km ≈ 2 h 30 min nonstop flight

From you

London
Zepce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Zepce: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,986 in London, $1,095 in Zepce – roughly 264% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,979 per month in London and $1,642 in Zepce. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Zepce, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,986 in London and $1,095 in Zepce. That's a gap of about 264%.

Kindergarten costs $2,864 per month in London and $294 in Zepce. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Zepce, where all-in costs run around $1,095, than in London at $3,986. In Zepce it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,095 in Zepce to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Zepce. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.