For one person, living is cheaper in Vic: $1,362 a month against $3,986 in London, rent and utilities included – about $31,500 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Vic actually costs, broken down by who's living it.
A single person spends $3,986 per month in London vs $1,362 in Vic, rent included.
London $3,986
Vic $1,362
A couple spends around $5,791 per month in London vs $2,129 in Vic, rent included.
London $5,791
Vic $2,129
A family of three spends $7,595 per month in London vs $2,895 in Vic, rent included.
London $7,595
Vic $2,895
😐
London costs about 193% more than Vic, and outside of rent the biggest gap is in transport.
📊
Both London and Vic sit above the global median – London by 195%, Vic by 1%.
Currency
No currencies found
🍽 Eating Out
London
Vic
Difference
Meal at Budget Restaurant
$25.93£19.45
$16.63€14.79
55.92%
Three-Course Dinner for Two, Mid-Range
$107£79.9
$39.03€34.72
172.87%
Fast Food Meal(McDonalds, etc)
$10.71£8.03
$11.08€9.85
-3.34%
Cappuccino
$5.47£4.11
$2.07€1.84
164.25%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.97£2.23
$2.39€2.13
24.27%
Water(0.33 liter bottle)
$2.20£1.65
$1.53€1.36
43.79%
Local Beer(0.5 liter draught)
$9.13£6.85
$2.18€1.94
318.81%
Imported Beer(0.33 liter bottle)
$7.94£5.96
$3.28€2.92
142.07%
🛒 Groceries & Markets
London
Vic
Difference
Milk(1 liter)
$1.86£1.40
$1.04€0.93
78.85%
White Bread(500g)
$2.07£1.55
$1.96€1.74
5.61%
Rice(white)(1kg)
$2.42£1.81
$1.27€1.13
90.55%
Eggs
$5.09£3.82
$2.93€2.61
73.72%
Local Cheese(1kg)
$12.87£9.66
$11.69€10.40
10.09%
Chicken Fillets(1kg)
$10.43£7.82
$8.93€7.95
16.80%
Beef Round Steak(1kg)
$16.87£12.66
$26.82€23.86
-37.10%
Apples(1kg)
$3.11£2.33
$2.38€2.12
30.67%
Banana(1kg)
$1.40£1.05
$2.13€1.90
-34.27%
Oranges(1kg)
$3.08£2.31
$1.67€1.49
84.43%
Tomato(1kg)
$3.27£2.45
$1.95€1.74
67.69%
Potato(1kg)
$1.58£1.19
$1.39€1.24
13.67%
Onion(1kg)
$1.74£1.31
$1.43€1.28
21.68%
Lettuce(1 head)
$1.40£1.05
$1.40€1.25
-
Water(1.5 liter bottle)
$1.80£1.35
$1.08€0.96
66.67%
Cigarettes 20 Pack(Marlboro, Camel)
$23.28£17.46
$6.30€5.60
269.52%
Wine(Bottle)
$13.03£9.77
$6.84€6.08
90.50%
Local Beer(0.5 liter bottle)
$3.17£2.38
$0.92€0.82
244.57%
Imported Beer(0.33 liter bottle)
$4.42£3.32
$1.88€1.67
135.11%
🚌 Getting Around
London
Vic
Difference
One-way Ticket(Public Transport)
$4.07£3.05
$2.47€2.20
64.78%
Public Transport Monthly Pass(Regular Price)
$247£185
$23.13€20.57
966.84%
Taxi Start(Normal Tariff)
$5.58£4.18
$2.38€2.12
134.45%
Taxi(Normal Tariff)(1km)
$3.36£2.52
$1.03€0.91
226.21%
Taxi 1hour Waiting(Normal Tariff)
$56.8£42.57
$29.67€26.39
91.27%
Gasoline(1 liter)
$2.13£1.60
$1.65€1.47
29.09%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K£28.6K
$34.7K€30.9K
9.90%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.9K£30.7K
$29.1K€25.9K
40.50%
🧾 Monthly Utilities & Internet
London
Vic
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$372£279
$109€96.8
241.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.82£13.37
$11.27€10.03
58.12%
Internet(50+ Mbps, Unlimited Data)
$40.37£30.29
$21.10€18.77
91.33%
🎉 Sport & Entertainment
London
Vic
Difference
Gym Membership(Monthly)
$60.0£44.99
$49.97€44.44
20.01%
Tennis Court(1 Hour on Weekend)
$21.29£15.97
$56.0€49.82
-61.99%
Cinema Ticket
$17.74£13.31
$9.18€8.16
93.25%
🧸 Childcare & Education
London
Vic
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,864£2,149
$451€401
535.50%
International Primary School, 1 Child(Yearly)
$35.3K£26.5K
$7,765€6,907
354.95%
👕👟 Clothing & Footwear
London
Vic
Difference
Jeans(Levis 501 Or Similar)
$114£85.5
$61.0€54.2
87.04%
Summer Dress(H&M, Zara, etc)
$54.3£40.71
$37.31€33.19
45.46%
Sport Shoes(Adidas, Nike)
$124£93.2
$95.1€84.6
30.71%
Men's Leather Business Shoes
$163£122
$111€98.7
47.03%
🏠 Accommodation & Living
London
Vic
Difference
1-bedroom Apartment, City Center(Monthly)
$2,869£2,152
$549€489
422.26%
1-bedroom Apartment, Outside City Center(Monthly)
$2,233£1,675
$456€405
390.23%
3-bedroom Apartment, City Center(Monthly)
$5,266£3,950
$1,044€929
404.21%
3-bedroom Apartment, Outside City Center(Monthly)
$3,778£2,834
$797€709
374.13%
Buy Apartment in City Center(m2)
$18.3K£13.8K
$2,607€2,319
603.17%
Buy Apartment Outside City Center(m2)
$8,024£6,019
$2,226€1,980
260.44%
💵 Salaries & Financials
London
Vic
Difference
Average Monthly Net Salary(After Tax)
$5,037£3,778
$2,081€1,851
141.99%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.74
2.5
89.60%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for London: October 10, 2026
Last update for Vic: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
London
$2.2K 56%
Vic
$456 33.4% ↓ 79.6%$1.8K
🧾Monthly Utilities & Internet
London
$430 10.8%
Vic
$141 10.4% ↓ 67.2%$289
🍽Eating Out
London
$388 9.7%
Vic
$224 16.5% ↓ 42.1%$163
🛒Groceries & Markets
London
$349 8.8%
Vic
$296 21.7% ↓ 15.4%$54
🚌Getting Around
London
$285 7.2%
Vic
$41 3% ↓ 85.8%$245
👕👟Clothing & Footwear
London
$205 5.1%
Vic
$137 10.1% ↓ 33.2%$68
🎉Sport & Entertainment
London
$95 2.4%
Vic
$68 5% ↓ 28.4%$27
🏠Accommodation & Living
London
$3.8K 49.8%
Vic
$797 27.5% ↓ 78.9%$3K
🧾Monthly Utilities & Internet
London
$448 5.9%
Vic
$152 5.3% ↓ 66%$296
🍽Eating Out
London
$1.3K 17.4%
Vic
$654 22.6% ↓ 50.5%$666
🛒Groceries & Markets
London
$802 10.6%
Vic
$709 24.5% ↓ 11.6%$93
🚌Getting Around
London
$579 7.6%
Vic
$86 3% ↓ 85.1%$493
👕👟Clothing & Footwear
London
$456 6%
Vic
$304 10.5% ↓ 33.2%$151
🎉Sport & Entertainment
London
$212 2.8%
Vic
$193 6.7% ↓ 9.2%$20
Cost Breakdown
🏠A central one-bedroom costs $2,869 in London versus $549 in Vic. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 142% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $107 in London versus $39.00 in Vic. Monthly groceries follow the same trend: $349 vs $296 – making Vic the more affordable choice for daily food spending.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
London vs Vic: Cost of Living - Frequently Asked Questions
How do living costs in London and in Vic compare overall?
Monthly costs with rent: $3,986 in London, $1,362 in Vic – roughly 193% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in London compared to Vic?
For a comfortable life, plan on about $5,979 per month in London and $2,044 in Vic. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between London and Vic?
Rent is clearly cheaper in Vic, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 18% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $107 in London and $39.00 in Vic. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Vic, where all-in costs run around $1,362, than in London at $3,986. In Vic it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.
How does quality of life compare between London and Vic?
It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,362 in Vic to $3,986 in London. Climate, culture, job market, and personal taste all factor in.
Is London or Vic safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between London and Vic?
If budget matters most, go with Vic. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.