Last update: Nov 2026

Cost of Living Comparison Between London and Veliko Tarnovo

For one person, living is cheaper in Veliko Tarnovo: $1,071 a month against $4,048 in London, rent and utilities included – about $35,700 less a year. Rent and utilities account for most of the difference.

London, United Kingdom
Veliko Tarnovo, Bulgaria
London
🇬🇧 United Kingdom
$4,048
/mo nomad
Veliko Tarnovo
🇧🇬 Bulgaria
$1,071
/mo nomad
Monthly Cost of Living

How much you'll spend in London and in Veliko Tarnovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Veliko Tarnovo actually costs, broken down by who's living it.

A single person spends $4,048 per month in London vs $1,071 in Veliko Tarnovo, rent included.

  • London $4,048
  • Veliko Tarnovo $1,071

A couple spends around $5,903 per month in London vs $1,613 in Veliko Tarnovo, rent included.

  • London $5,903
  • Veliko Tarnovo $1,613

A family of three spends $7,758 per month in London vs $2,155 in Veliko Tarnovo, rent included.

  • London $7,758
  • Veliko Tarnovo $2,155

London costs about 278% more than Veliko Tarnovo, and outside of rent the biggest gap is in transport.

London sits 199% above the global median, while Veliko Tarnovo is 21% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
London
Veliko Tarnovo
Difference
Meal at Budget Restaurant
$26.36 £19.68
$11.11 BGN 19.34
137.26%
Three-Course Dinner for Two, Mid-Range
$109 £81.1
$39.67 BGN 69.0
173.68%
Fast Food Meal (McDonalds, etc)
$10.71 £8.00
$9.99 BGN 17.38
7.21%
Cappuccino
$5.59 £4.17
$1.85 BGN 3.22
202.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.00 £2.24
$1.29 BGN 2.24
132.56%
Water (0.33 liter bottle)
$2.22 £1.66
$0.93 BGN 1.61
138.71%
Local Beer (0.5 liter draught)
$9.65 £7.20
$1.97 BGN 3.43
389.85%
Imported Beer (0.33 liter bottle)
$8.26 £6.16
$2.80 BGN 4.87
195.00%
🛒 Groceries & Markets
London
Veliko Tarnovo
Difference
Milk (1 liter)
$1.97 £1.47
$1.86 BGN 3.24
5.91%
White Bread (500g)
$2.09 £1.56
$1.08 BGN 1.87
93.52%
Rice (white) (1kg)
$2.59 £1.94
$2.39 BGN 4.16
8.37%
Eggs
$5.37 £4.01
$3.64 BGN 6.34
47.53%
Local Cheese (1kg)
$13.12 £9.79
$10.19 BGN 17.74
28.75%
Chicken Fillets (1kg)
$11.03 £8.23
$7.77 BGN 13.51
41.96%
Beef Round Steak (1kg)
$17.73 £13.23
$12.50 BGN 21.74
41.84%
Apples (1kg)
$3.17 £2.37
$1.62 BGN 2.82
95.68%
Banana (1kg)
$1.38 £1.03
$2.06 BGN 3.58
-33.01%
Oranges (1kg)
$2.82 £2.11
$1.94 BGN 3.37
45.36%
Tomato (1kg)
$3.36 £2.51
$2.56 BGN 4.46
31.25%
Potato (1kg)
$1.70 £1.27
$1.15 BGN 1.99
47.83%
Onion (1kg)
$1.78 £1.33
$1.18 BGN 2.05
50.85%
Lettuce (1 head)
$1.49 £1.11
$0.98 BGN 1.70
52.04%
Water (1.5 liter bottle)
$1.82 £1.36
$0.72 BGN 1.26
152.78%
Cigarettes 20 Pack (Marlboro, Camel)
$23.85 £17.80
$3.92 BGN 6.81
508.42%
Wine (Bottle)
$13.44 £10.03
$6.71 BGN 11.68
100.30%
Local Beer (0.5 liter bottle)
$3.11 £2.32
$1.21 BGN 2.11
157.02%
Imported Beer (0.33 liter bottle)
$4.49 £3.35
$1.64 BGN 2.85
173.78%
🚌 Getting Around
London
Veliko Tarnovo
Difference
One-way Ticket (Public Transport)
$4.13 £3.08
$0.84 BGN 1.47
391.67%
Public Transport Monthly Pass (Regular Price)
$266 £199
$25.96 BGN 45.16
924.58%
Taxi Start (Normal Tariff)
$5.98 £4.46
$1.72 BGN 3.00
247.67%
Taxi (Normal Tariff) (1km)
$3.39 £2.53
$0.88 BGN 1.53
285.23%
Taxi 1hour Waiting (Normal Tariff)
$56.6 £42.21
$13.27 BGN 23.09
326.15%
Gasoline (1 liter)
$2.21 £1.65
$1.57 BGN 2.72
40.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K £28.6K
$30.4K BGN 52.8K
26.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.0K £30.6K
$25.3K BGN 44.1K
61.99%
🧾 Monthly Utilities & Internet
London
Veliko Tarnovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$372 £278
$95.8 BGN 167
288.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.66 £13.93
$19.15 BGN 33.33
-2.56%
Internet (50+ Mbps, Unlimited Data)
$40.53 £30.26
$15.96 BGN 27.77
153.95%
🎉 Sport & Entertainment
London
Veliko Tarnovo
Difference
Gym Membership (Monthly)
$56.0 £41.82
$33.54 BGN 58.4
67.02%
Tennis Court (1 Hour on Weekend)
$17.10 £12.76
$19.79 BGN 34.44
-13.59%
Cinema Ticket
$17.95 £13.40
$6.83 BGN 11.88
162.81%
🧸 Childcare & Education
London
Veliko Tarnovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,946 £2,199
-
-
International Primary School, 1 Child (Yearly)
$47.6K £35.5K
$7,909 BGN 13.8K
502.11%
👕👟 Clothing & Footwear
London
Veliko Tarnovo
Difference
Jeans (Levis 501 Or Similar)
$116 £86.8
$47.16 BGN 82.1
146.48%
Summer Dress (H&M, Zara, etc)
$56.9 £42.47
$29.94 BGN 52.1
90.05%
Sport Shoes (Adidas, Nike)
$128 £95.5
$121 BGN 210
5.77%
Men's Leather Business Shoes
$154 £115
$94.7 BGN 165
62.58%
🏠 Accommodation & Living
London
Veliko Tarnovo
Difference
1-bedroom Apartment, City Center (Monthly)
$2,935 £2,191
$391 BGN 680
651.08%
1-bedroom Apartment, Outside City Center (Monthly)
$2,258 £1,686
$318 BGN 553
611.11%
3-bedroom Apartment, City Center (Monthly)
$5,250 £3,919
$577 BGN 1,004
809.46%
3-bedroom Apartment, Outside City Center (Monthly)
$3,859 £2,881
$421 BGN 732
817.58%
Buy Apartment in City Center (m2)
$17.2K £12.8K
$2,089 BGN 3,635
722.68%
Buy Apartment Outside City Center (m2)
$8,278 £6,179
$1,449 BGN 2,521
471.46%
💵 Salaries & Financials
London
Veliko Tarnovo
Difference
Average Monthly Net Salary (After Tax)
$5,621 £4,196
$918 BGN 1,598
512.17%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.78
2.74
74.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: November 1, 2026

Last update for Veliko Tarnovo: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
London
$2.3K
Veliko Tarnovo
$318 85.9% $1.9K
Monthly Utilities & Internet
London
$432
Veliko Tarnovo
$131 69.7% $301
Eating Out
London
$396
Veliko Tarnovo
$165 58.2% $230
Groceries & Markets
London
$360
Veliko Tarnovo
$243 32.7% $118
Getting Around
London
$305
Veliko Tarnovo
$35 88.4% $270
Clothing & Footwear
London
$205
Veliko Tarnovo
$132 35.7% $73
Sport & Entertainment
London
$92
Veliko Tarnovo
$47 48.7% $45

Cost Breakdown

A central one-bedroom costs $2,935 in London versus $391 in Veliko Tarnovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in London are about 6.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $109 in London versus $40 in Veliko Tarnovo. Monthly groceries follow the same trend: $360 vs $243 – making Veliko Tarnovo the more affordable choice for daily food spending.

Good to know
🇬🇧 London
🇧🇬 Veliko Tarnovo
🕒 Local time
23:52 11:52 PM
01:52 1:52 AM
2 h ahead of London
🌤 Weather
👥 Population
8,908,083 Capital
71,150
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

BGN, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of November 6, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.94 BGN (1 BGN = 0.514 EUR).

On the map
Between locations
  • London Veliko Tarnovo 2,140 km ≈ 3 h 15 min nonstop flight
From you
  • London
  • Veliko Tarnovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
London vs Veliko Tarnovo: Cost of Living - Frequently Asked Questions
How do living costs in London and in Veliko Tarnovo compare overall?
Monthly costs with rent: $4,048 in London, $1,071 in Veliko Tarnovo – Veliko Tarnovo comes out roughly 74% cheaper. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in London compared to Veliko Tarnovo?
For a comfortable life, plan on about $6,072 per month in London and $1,606 in Veliko Tarnovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between London and Veliko Tarnovo?
Rent is clearly cheaper in Veliko Tarnovo, especially for central apartments: a one-bedroom in the center costs $391 there versus $2,935 in London.
Which city is more expensive overall: London or Veliko Tarnovo?
Monthly expenses with rent come to $4,048 in London and $1,071 in Veliko Tarnovo. That makes Veliko Tarnovo about 74% cheaper.
Which city has cheaper restaurants?
A mid-range dinner for two costs $109 in London and $40 in Veliko Tarnovo. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Veliko Tarnovo, where all-in costs run around $1,071, than in London at $4,048. In Veliko Tarnovo it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.
Where should digital nomads live: London or Veliko Tarnovo?
For digital nomads, it depends on budget. Veliko Tarnovo costs $1,071 versus $4,048 in London. Both appeal to remote workers, and the cost gap matters when income varies month to month.
How do I decide between London and Veliko Tarnovo?
If budget matters most, go with Veliko Tarnovo. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.

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