For one person, living is cheaper in Vac: $1,305 a month against $3,986 in London, rent and utilities included – about $32,200 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Vac actually costs, broken down by who's living it.
A single person spends $3,986 per month in London vs $1,305 in Vac, rent included.
London $3,986
Vac $1,305
A couple spends around $5,791 per month in London vs $2,214 in Vac, rent included.
London $5,791
Vac $2,214
A family of three spends $7,595 per month in London vs $3,123 in Vac, rent included.
London $7,595
Vac $3,123
😐
London costs about 205% more than Vac, and outside of rent the biggest gap is in transport.
📊
London sits 195% above the global median, while Vac is 3% below – they fall on opposite sides of the world average.
Currency
No currencies found
🍽 Eating Out
London
Vac
Difference
Meal at Budget Restaurant
$25.93£19.45
$19.39Ft 6,266
33.73%
Three-Course Dinner for Two, Mid-Range
$107£79.9
$110Ft 35.5K
-3.08%
Fast Food Meal(McDonalds, etc)
$10.71£8.03
$9.14Ft 2,952
17.18%
Cappuccino
$5.47£4.11
$2.41Ft 780
126.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.97£2.23
$1.51Ft 488
96.69%
Water(0.33 liter bottle)
$2.20£1.65
$1.21Ft 392
81.82%
Local Beer(0.5 liter draught)
$9.13£6.85
$2.23Ft 719
309.42%
Imported Beer(0.33 liter bottle)
$7.94£5.96
$2.27Ft 732
249.78%
🛒 Groceries & Markets
London
Vac
Difference
Milk(1 liter)
$1.86£1.40
$1.31Ft 425
41.98%
White Bread(500g)
$2.07£1.55
$1.49Ft 480
38.93%
Rice(white)(1kg)
$2.42£1.81
$2.25Ft 727
7.56%
Eggs
$5.09£3.82
$3.15Ft 1,016
61.59%
Local Cheese(1kg)
$12.87£9.66
$8.68Ft 2,805
48.27%
Chicken Fillets(1kg)
$10.43£7.82
$6.01Ft 1,942
73.54%
Beef Round Steak(1kg)
$16.87£12.66
$16.06Ft 5,188
5.04%
Apples(1kg)
$3.11£2.33
$1.79Ft 579
73.74%
Banana(1kg)
$1.40£1.05
$2.08Ft 673
-32.69%
Oranges(1kg)
$3.08£2.31
$2.05Ft 663
50.24%
Tomato(1kg)
$3.27£2.45
$2.40Ft 776
36.25%
Potato(1kg)
$1.58£1.19
$1.59Ft 513
-0.63%
Onion(1kg)
$1.74£1.31
$1.10Ft 355
58.18%
Lettuce(1 head)
$1.40£1.05
$1.37Ft 444
2.19%
Water(1.5 liter bottle)
$1.80£1.35
$0.45Ft 144
300.00%
Cigarettes 20 Pack(Marlboro, Camel)
$23.28£17.46
$7.64Ft 2,468
204.71%
Wine(Bottle)
$13.03£9.77
$4.96Ft 1,603
162.70%
Local Beer(0.5 liter bottle)
$3.17£2.38
$0.89Ft 289
256.18%
Imported Beer(0.33 liter bottle)
$4.42£3.32
$2.14Ft 691
106.54%
🚌 Getting Around
London
Vac
Difference
One-way Ticket(Public Transport)
$4.07£3.05
$1.07Ft 346
280.37%
Public Transport Monthly Pass(Regular Price)
$247£185
$25.11Ft 8,114
882.72%
Taxi Start(Normal Tariff)
$5.58£4.18
$3.38Ft 1,092
65.09%
Taxi(Normal Tariff)(1km)
$3.36£2.52
$1.40Ft 453
140.00%
Taxi 1hour Waiting(Normal Tariff)
$56.8£42.57
$17.86Ft 5,772
217.75%
Gasoline(1 liter)
$2.13£1.60
$1.92Ft 620
10.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.2K£28.6K
$27.9KFt 9.0M
36.93%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.9K£30.7K
$33.9KFt 11.0M
20.57%
🧾 Monthly Utilities & Internet
London
Vac
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$372£279
$152Ft 49.1K
144.95%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.82£13.37
$23.32Ft 7,535
-23.58%
Internet(50+ Mbps, Unlimited Data)
$40.37£30.29
$20.92Ft 6,759
92.97%
🎉 Sport & Entertainment
London
Vac
Difference
Gym Membership(Monthly)
$60.0£44.99
$49.14Ft 15.9K
22.04%
Tennis Court(1 Hour on Weekend)
$21.29£15.97
$19.67Ft 6,354
8.24%
Cinema Ticket
$17.74£13.31
$8.90Ft 2,874
99.33%
🧸 Childcare & Education
London
Vac
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,864£2,149
$251Ft 81.1K
1041.55%
International Primary School, 1 Child(Yearly)
$35.3K£26.5K
$7,896Ft 2.6M
347.40%
👕👟 Clothing & Footwear
London
Vac
Difference
Jeans(Levis 501 Or Similar)
$114£85.5
$90.3Ft 29.2K
26.25%
Summer Dress(H&M, Zara, etc)
$54.3£40.71
$31.40Ft 10.1K
72.83%
Sport Shoes(Adidas, Nike)
$124£93.2
$85.7Ft 27.7K
44.97%
Men's Leather Business Shoes
$163£122
$102Ft 33.0K
59.60%
🏠 Accommodation & Living
London
Vac
Difference
1-bedroom Apartment, City Center(Monthly)
$2,869£2,152
$519Ft 167.8K
452.29%
1-bedroom Apartment, Outside City Center(Monthly)
$2,233£1,675
$393Ft 126.8K
468.82%
3-bedroom Apartment, City Center(Monthly)
$5,266£3,950
$824Ft 266.1K
539.38%
3-bedroom Apartment, Outside City Center(Monthly)
$3,778£2,834
$760Ft 245.6K
397.11%
Buy Apartment in City Center(m2)
$18.3K£13.8K
$3,105Ft 1.0M
490.48%
Buy Apartment Outside City Center(m2)
$8,024£6,019
$2,588Ft 836.1K
210.06%
💵 Salaries & Financials
London
Vac
Difference
Average Monthly Net Salary(After Tax)
$5,037£3,778
$1,418Ft 458.0K
255.27%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.74
6.67
-28.94%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for London: October 10, 2026
Last update for Vac: October 10, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
London
$2.2K 56%
Vac
$393 30.1% ↓ 82.4%$1.8K
🧾Monthly Utilities & Internet
London
$430 10.8%
Vac
$196 15% ↓ 54.4%$234
🍽Eating Out
London
$388 9.7%
Vac
$238 18.2% ↓ 38.6%$149
🛒Groceries & Markets
London
$349 8.8%
Vac
$232 17.8% ↓ 33.6%$117
🚌Getting Around
London
$285 7.2%
Vac
$40 3.1% ↓ 86.1%$246
👕👟Clothing & Footwear
London
$205 5.1%
Vac
$139 10.7% ↓ 32.1%$66
🎉Sport & Entertainment
London
$95 2.4%
Vac
$67 5.1% ↓ 29.9%$29
🏠Accommodation & Living
London
$3.8K 49.8%
Vac
$760 24.3% ↓ 79.9%$3K
🧾Monthly Utilities & Internet
London
$448 5.9%
Vac
$219 7% ↓ 51%$229
🍽Eating Out
London
$1.3K 17.4%
Vac
$1K 33.5% ↓ 20.8%$275
🛒Groceries & Markets
London
$802 10.6%
Vac
$553 17.7% ↓ 30.9%$248
🚌Getting Around
London
$579 7.6%
Vac
$82 2.6% ↓ 85.9%$497
👕👟Clothing & Footwear
London
$456 6%
Vac
$310 9.9% ↓ 32%$146
🎉Sport & Entertainment
London
$212 2.8%
Vac
$154 4.9% ↓ 27.6%$59
Cost Breakdown
🏠A central one-bedroom costs $2,869 in London versus $519 in Vac. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 255% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $107 in London versus $110 in Vac. Groceries tell a different story – $349 in London vs $232 in Vac – so Vac wins on supermarket bills even if dining out costs more.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
London vs Vac: Cost of Living - Frequently Asked Questions
How do living costs in London and in Vac compare overall?
Monthly costs with rent: $3,986 in London, $1,305 in Vac – roughly 205% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in London compared to Vac?
For a comfortable life, plan on about $5,979 per month in London and $1,957 in Vac. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between London and Vac?
Rent is clearly cheaper in Vac, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 51% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $107 in London and $110 in Vac. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Vac, where all-in costs run around $1,305, than in London at $3,986. In Vac it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.
How does quality of life compare between London and Vac?
It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,305 in Vac to $3,986 in London. Climate, culture, job market, and personal taste all factor in.
Is London or Vac safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between London and Vac?
If budget matters most, go with Vac. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.