Last update: Oct 2026

Cost of Living Comparison Between London and Ulm

For one person, living is cheaper in Ulm: $2,139 a month against $4,086 in London, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

196

Cost of Living Index in London
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London Living Index
104

Cost of Living Index in Ulm
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Ulm Living Index

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London

🇬🇧 United Kingdom

$4,086

/mo nomad

Ulm

🇩🇪 Germany

$2,139

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Ulm

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Ulm actually costs, broken down by who's living it.

A single person spends $4,086 per month in London vs $2,139 in Ulm, rent included.

London $4,086
Ulm $2,139

A couple spends around $5,816 per month in London vs $3,265 in Ulm, rent included.

London $5,816
Ulm $3,265

A family of three spends $7,546 per month in London vs $4,390 in Ulm, rent included.

London $7,546
Ulm $4,390

London costs about 91% more than Ulm, and outside of rent the biggest gap is in transport.

Both London and Ulm sit above the global median – London by 205%, Ulm by 60%.

Meal at Budget Restaurant

$26.62 £20.11

$16.64 €14.85

59.98%

Three-Course Dinner for Two, Mid-Range

$108 £81.3

$66.4 €59.3

61.98%

Fast Food Meal (McDonalds, etc)

$10.39 £7.85

$13.29 €11.86

-21.82%

Cappuccino

$5.79 £4.38

$3.80 €3.39

52.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 £2.27

$4.67 €4.16

-35.55%

Water (0.33 liter bottle)

$2.15 £1.63

$1.93 €1.73

11.40%

Local Beer (0.5 liter draught)

$9.35 £7.06

$4.67 €4.17

100.21%

Imported Beer (0.33 liter bottle)

$7.84 £5.93

$4.42 €3.95

77.38%

Milk (1 liter)

$1.79 £1.35

$1.45 €1.30

23.45%

White Bread (500g)

$2.06 £1.56

$1.98 €1.76

4.04%

Rice (white) (1kg)

$2.31 £1.74

$4.18 €3.73

-44.74%

Eggs

$5.05 £3.82

$3.61 €3.22

39.89%

Local Cheese (1kg)

$12.57 £9.50

$14.40 €12.85

-12.71%

Chicken Fillets (1kg)

$10.66 £8.05

$10.23 €9.13

4.20%

Beef Round Steak (1kg)

$17.13 £12.94

$25.47 €22.73

-32.74%

Apples (1kg)

$3.03 £2.29

$3.48 €3.11

-12.93%

Banana (1kg)

$1.41 £1.07

$2.25 €2.01

-37.33%

Oranges (1kg)

$3.05 £2.31

$1.98 €1.77

54.04%

Tomato (1kg)

$3.38 £2.56

$3.89 €3.47

-13.11%

Potato (1kg)

$1.67 £1.26

$1.04 €0.93

60.58%

Onion (1kg)

$1.73 £1.31

$1.13 €1.01

53.10%

Lettuce (1 head)

$1.41 £1.07

$1.68 €1.50

-16.07%

Water (1.5 liter bottle)

$1.79 £1.35

$1.21 €1.08

47.93%

Cigarettes 20 Pack (Marlboro, Camel)

$23.22 £17.55

$9.97 €8.89

132.90%

Wine (Bottle)

$12.99 £9.82

$5.64 €5.03

130.32%

Local Beer (0.5 liter bottle)

$3.18 £2.40

$1.15 €1.02

176.52%

Imported Beer (0.33 liter bottle)

$4.41 £3.33

$1.49 €1.33

195.97%

One-way Ticket (Public Transport)

$3.87 £2.93

$3.19 €2.84

21.32%

Public Transport Monthly Pass (Regular Price)

$250 £189

$64.6 €57.7

286.95%

Taxi Start (Normal Tariff)

$5.71 £4.31

Taxi (Normal Tariff) (1km)

$3.33 £2.51

Taxi 1hour Waiting (Normal Tariff)

$57.9 £43.76

Gasoline (1 liter)

$2.04 £1.54

$2.11 €1.88

-3.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K £28.4K

$32.7K €29.2K

14.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.9K

$38.6K €34.5K

5.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$376 £284

$384 €342

-2.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.88 £13.51

$34.18 €30.50

-47.69%

Internet (50+ Mbps, Unlimited Data)

$40.01 £30.24

$52.8 €47.12

-24.24%

Gym Membership (Monthly)

$61.2 £46.22

$33.91 €30.26

80.36%

Tennis Court (1 Hour on Weekend)

$21.07 £15.93

$22.47 €20.05

-6.23%

Cinema Ticket

$17.95 £13.57

$13.50 €12.05

32.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,865 £2,165

$451 €402

535.93%

International Primary School, 1 Child (Yearly)

$35.3K £26.7K

$12.9K €11.5K

173.77%

Jeans (Levis 501 Or Similar)

$116 £87.7

$90.7 €80.9

27.94%

Summer Dress (H&M, Zara, etc)

$54.1 £40.87

$55.3 €49.37

-2.24%

Sport Shoes (Adidas, Nike)

$127 £95.7

$92.4 €82.5

37.00%

Men's Leather Business Shoes

$159 £120

$150 €134

6.23%

1-bedroom Apartment, City Center (Monthly)

$2,853 £2,156

$958 €855

197.71%

1-bedroom Apartment, Outside City Center (Monthly)

$2,301 £1,739

$756 €674

204.61%

3-bedroom Apartment, City Center (Monthly)

$5,201 £3,931

$1,887 €1,684

175.63%

3-bedroom Apartment, Outside City Center (Monthly)

$3,723 £2,813

$1,515 €1,352

145.79%

Buy Apartment in City Center (m2)

$19.0K £14.4K

$5,993 €5,349

217.16%

Buy Apartment Outside City Center (m2)

$7,881 £5,955

$3,946 €3,522

99.70%

Average Monthly Net Salary (After Tax)

$4,818 £3,641

$3,754 €3,350

28.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.65

3.97

17.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 4, 2026

Last update for Ulm: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56.5%

Ulm

$756 35% 67.2% $1.5K

Monthly Utilities & Internet

London

$434 10.7%

Ulm

$471 21.8% 8.5% $37

Eating Out

London

$397 9.7%

Ulm

$277 12.9% 30.1% $119

Groceries & Markets

London

$349 8.6%

Ulm

$341 15.8% 2.4% $8.3

Getting Around

London

$288 7.1%

Ulm

$77 * 3.6% 73.1% $211

Clothing & Footwear

London

$205 5%

Ulm

$175 8.1% 14.8% $30

Sport & Entertainment

London

$97 2.4%

Ulm

$61 2.8% 37.2% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,853 in London versus $958 in Ulm. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $108 in London versus $66.0 in Ulm. Monthly groceries follow the same trend: $349 vs $341 – making Ulm the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇩🇪 Ulm

🕒 Local time

09:27 9:27 AM

10:27 10:27 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

121,648

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

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Between locations

London Ulm 800 km ≈ 1 h 30 min nonstop flight

From you

London
Ulm

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Ulm: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,086 in London, $2,139 in Ulm – roughly 91% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $6,129 per month in London and $3,208 in Ulm. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ulm, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 2% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $108 in London and $66.0 in Ulm. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Ulm, where all-in costs run around $2,139, than in London at $4,086. In Ulm it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $2,139 in Ulm to $4,086 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ulm. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.