Last update: Oct 2026

Cost of Living Comparison Between London and Swidnica

For one person, living is cheaper in Swidnica: $1,231 a month against $4,049 in London, rent and utilities included – about $33,800 less a year. Rent and utilities account for most of the difference.

195

Cost of Living Index in London
Learn more

London Living Index
59

Cost of Living Index in Swidnica
Learn more

Swidnica Living Index

Jump to prices

London

🇬🇧 United Kingdom

$4,049

/mo nomad

Swidnica

🇵🇱 Poland

$1,231

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Swidnica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Swidnica actually costs, broken down by who's living it.

A single person spends $4,049 per month in London vs $1,231 in Swidnica, rent included.

London $4,049
Swidnica $1,231

A couple spends around $5,827 per month in London vs $1,905 in Swidnica, rent included.

London $5,827
Swidnica $1,905

A family of three spends $7,605 per month in London vs $2,578 in Swidnica, rent included.

London $7,605
Swidnica $2,578

London costs about 229% more than Swidnica, and outside of rent the biggest gap is in eating out.

London sits 199% above the global median, while Swidnica is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$27.09 £20.33

$7.85 zł 30.51

245.10%

Three-Course Dinner for Two, Mid-Range

$104 £78.3

$25.35 zł 98.5

311.60%

Fast Food Meal (McDonalds, etc)

$10.86 £8.15

$7.04 zł 27.36

54.26%

Cappuccino

$5.60 £4.20

$3.01 zł 11.69

86.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 £2.29

$2.11 zł 8.21

44.55%

Water (0.33 liter bottle)

$2.28 £1.71

$1.91 zł 7.42

19.37%

Local Beer (0.5 liter draught)

$9.23 £6.92

$2.58 zł 10.01

257.75%

Imported Beer (0.33 liter bottle)

$7.95 £5.96

$5.06 zł 19.64

57.11%

Milk (1 liter)

$1.83 £1.37

$1.08 zł 4.21

69.44%

White Bread (500g)

$2.05 £1.54

$1.56 zł 6.04

31.41%

Rice (white) (1kg)

$2.47 £1.86

$1.46 zł 5.68

69.18%

Eggs

$5.12 £3.84

$4.00 zł 15.53

28.00%

Local Cheese (1kg)

$12.89 £9.67

$9.08 zł 35.26

41.96%

Chicken Fillets (1kg)

$10.84 £8.14

$6.54 zł 25.41

65.75%

Beef Round Steak (1kg)

$17.03 £12.78

$11.87 zł 46.11

43.47%

Apples (1kg)

$3.07 £2.30

$1.30 zł 5.07

136.15%

Banana (1kg)

$1.38 £1.03

$1.56 zł 6.07

-11.54%

Oranges (1kg)

$2.99 £2.24

$1.66 zł 6.45

80.12%

Tomato (1kg)

$3.39 £2.54

$3.45 zł 13.40

-1.74%

Potato (1kg)

$1.60 £1.20

$0.92 zł 3.59

73.91%

Onion (1kg)

$1.80 £1.35

$0.78 zł 3.03

130.77%

Lettuce (1 head)

$1.41 £1.06

$1.45 zł 5.64

-2.76%

Water (1.5 liter bottle)

$1.81 £1.36

$0.71 zł 2.76

154.93%

Cigarettes 20 Pack (Marlboro, Camel)

$23.92 £17.94

$6.19 zł 24.04

286.43%

Wine (Bottle)

$13.54 £10.16

$7.59 zł 29.48

78.39%

Local Beer (0.5 liter bottle)

$3.23 £2.42

$1.15 zł 4.45

180.87%

Imported Beer (0.33 liter bottle)

$4.39 £3.29

$1.76 zł 6.83

149.43%

One-way Ticket (Public Transport)

$3.92 £2.94

$1.04 zł 4.05

276.92%

Public Transport Monthly Pass (Regular Price)

$243 £182

$30.08 zł 117

707.05%

Taxi Start (Normal Tariff)

$5.58 £4.18

$2.56 zł 9.95

117.97%

Taxi (Normal Tariff) (1km)

$3.27 £2.46

$0.91 zł 3.54

259.34%

Taxi 1hour Waiting (Normal Tariff)

$58.4 £43.81

$10.30 zł 40.01

466.99%

Gasoline (1 liter)

$2.08 £1.56

$1.67 zł 6.48

24.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K £29.1K

$29.8K zł 115.9K

30.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.5K

$29.0K zł 112.6K

40.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$380 £285

$205 zł 796

85.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.62 £13.97

$9.51 zł 36.94

95.79%

Internet (50+ Mbps, Unlimited Data)

$40.45 £30.35

$12.82 zł 49.82

215.52%

Gym Membership (Monthly)

$61.3 £45.95

$37.74 zł 147

62.29%

Tennis Court (1 Hour on Weekend)

$21.41 £16.07

$21.91 zł 85.1

-2.28%

Cinema Ticket

$18.09 £13.57

$7.05 zł 27.40

156.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,905 £2,180

$480 zł 1,865

505.11%

International Primary School, 1 Child (Yearly)

$35.5K £26.6K

$12.0K zł 46.7K

195.66%

Jeans (Levis 501 Or Similar)

$116 £87.3

$93.1 zł 362

25.07%

Summer Dress (H&M, Zara, etc)

$54.5 £40.89

$39.07 zł 152

39.52%

Sport Shoes (Adidas, Nike)

$128 £95.8

$93.4 zł 363

36.69%

Men's Leather Business Shoes

$167 £125

$108 zł 421

54.06%

1-bedroom Apartment, City Center (Monthly)

$2,852 £2,140

$615 zł 2,388

364.08%

1-bedroom Apartment, Outside City Center (Monthly)

$2,269 £1,702

$374 zł 1,455

506.01%

3-bedroom Apartment, City Center (Monthly)

$5,250 £3,939

$978 zł 3,800

436.81%

3-bedroom Apartment, Outside City Center (Monthly)

$3,752 £2,815

$826 zł 3,209

354.19%

Buy Apartment in City Center (m2)

$18.5K £13.9K

$2,946 zł 11.4K

528.66%

Buy Apartment Outside City Center (m2)

$8,100 £6,077

$2,252 zł 8,749

259.70%

Average Monthly Net Salary (After Tax)

$5,109 £3,833

$1,026 zł 3,984

398.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

-32.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 19, 2026

Last update for Swidnica: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56%

Swidnica

$374 30.4% 83.5% $1.9K

Monthly Utilities & Internet

London

$439 10.9%

Swidnica

$227 18.5% 48.3% $212

Eating Out

London

$400 9.9%

Swidnica

$159 12.9% 60.2% $241

Groceries & Markets

London

$353 8.7%

Swidnica

$227 18.4% 35.9% $127

Getting Around

London

$280 6.9%

Swidnica

$41 3.4% 85.2% $239

Clothing & Footwear

London

$209 5.2%

Swidnica

$150 12.2% 28.3% $59

Sport & Entertainment

London

$97 2.4%

Swidnica

$52 4.2% 46.8% $46

Cost Breakdown

A central one-bedroom costs $2,852 in London versus $615 in Swidnica. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 398% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in London versus $25.00 in Swidnica. Monthly groceries follow the same trend: $353 vs $227 – making Swidnica the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇵🇱 Swidnica

🕒 Local time

19:54 7:54 PM

20:54 8:54 PM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

55,800

💱 Currency

British Pound GBP £

Polish Złoty PLN zł

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Swidnica 1,160 km ≈ 2 h nonstop flight

From you

London
Swidnica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Swidnica: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,049 in London, $1,231 in Swidnica – roughly 229% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $6,073 per month in London and $1,846 in Swidnica. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swidnica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 56% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $104 in London and $25.00 in Swidnica. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Swidnica, where all-in costs run around $1,231, than in London at $4,049. In Swidnica it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,231 in Swidnica to $4,049 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Swidnica. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.