Cost of Living Comparison Between London and Swansea Cost of Living Comparison Between London and Swansea

Monthly Cost of Living

A single person spends $4,094 per month in London vs $2,226 in Swansea, rent included.

A couple spends around $5,874 per month in London vs $3,196 in Swansea, rent included.

A family of three spends $7,654 per month in London vs $4,166 in Swansea, rent included.

London costs about 84% more than Swansea, driven mainly by Getting Around.

Both London and Swansea sit above the global median – London by 199%, Swansea by 63%.

Meal at Budget Restaurant

$26.60 £19.88

$19.95 £14.91

33.33%

Three-Course Dinner for Two, Mid-Range

$108 £80.5

$63.8 £47.69

68.76%

Fast Food Meal (McDonalds, etc)

$10.94 £8.17

$10.63 £7.94

2.92%

Cappuccino

$5.65 £4.22

$4.80 £3.59

17.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 £2.20

$2.29 £1.71

28.38%

Water (0.33 liter bottle)

$2.18 £1.63

$1.23 £0.92

77.24%

Local Beer (0.5 liter draught)

$9.22 £6.89

$5.96 £4.45

54.70%

Imported Beer (0.33 liter bottle)

$8.56 £6.40

$6.60 £4.93

29.70%

Milk (1 liter)

$1.83 £1.37

$1.36 £1.01

34.56%

White Bread (500g)

$1.98 £1.48

$2.07 £1.55

-4.35%

Rice (white) (1kg)

$2.43 £1.81

$2.06 £1.54

17.96%

Eggs

$5.13 £3.83

$3.59 £2.68

42.90%

Local Cheese (1kg)

$12.80 £9.57

$7.70 £5.76

66.23%

Chicken Fillets (1kg)

$11.00 £8.22

$8.64 £6.46

27.31%

Beef Round Steak (1kg)

$18.37 £13.73

$13.07 £9.77

40.55%

Apples (1kg)

$3.12 £2.33

$2.40 £1.79

30.00%

Banana (1kg)

$1.45 £1.08

$1.23 £0.92

17.89%

Oranges (1kg)

$2.88 £2.15

$2.86 £2.14

0.70%

Tomato (1kg)

$3.37 £2.52

$3.70 £2.77

-8.92%

Potato (1kg)

$1.64 £1.22

$2.30 £1.72

-28.70%

Onion (1kg)

$1.84 £1.38

$3.01 £2.25

-38.87%

Lettuce (1 head)

$1.48 £1.11

$1.35 £1.01

9.63%

Water (1.5 liter bottle)

$1.86 £1.39

$2.30 £1.72

-19.13%

Cigarettes 20 Pack (Marlboro, Camel)

$23.72 £17.73

$24.32 £18.18

-2.47%

Wine (Bottle)

$13.23 £9.89

$10.94 £8.18

20.93%

Local Beer (0.5 liter bottle)

$3.19 £2.39

$2.33 £1.74

36.91%

Imported Beer (0.33 liter bottle)

$4.50 £3.36

$3.28 £2.45

37.20%

One-way Ticket (Public Transport)

$4.11 £3.07

$4.01 £3.00

2.49%

Public Transport Monthly Pass (Regular Price)

$255 £190

$95.5 £71.4

166.55%

Taxi Start (Normal Tariff)

$5.51 £4.12

$4.00 £2.99

37.75%

Taxi (Normal Tariff) (1km)

$3.37 £2.52

$2.68 £2.00

25.75%

Taxi 1hour Waiting (Normal Tariff)

$59.6 £44.52

$33.36 £24.93

78.57%

Gasoline (1 liter)

$2.06 £1.54

$1.94 £1.45

6.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K £29.3K

$38.5K £28.7K

1.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K £31.1K

$40.8K £30.5K

2.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$367 £274

$311 £232

18.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.37 £13.73

$15.25 £11.40

20.46%

Internet (50+ Mbps, Unlimited Data)

$41.97 £31.36

$43.85 £32.77

-4.29%

Gym Membership (Monthly)

$62.3 £46.52

$35.46 £26.50

75.55%

Tennis Court (1 Hour on Weekend)

$22.46 £16.79

$15.24 £11.39

47.38%

Cinema Ticket

$18.35 £13.71

$9.96 £7.44

84.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,844 £2,125

$1,484 £1,109

91.67%

International Primary School, 1 Child (Yearly)

$36.3K £27.1K

Jeans (Levis 501 Or Similar)

$111 £83.2

$89.9 £67.2

23.85%

Summer Dress (H&M, Zara, etc)

$55.0 £41.07

$48.86 £36.51

12.48%

Sport Shoes (Adidas, Nike)

$128 £95.7

$123 £92.0

3.97%

Men's Leather Business Shoes

$156 £117

$85.8 £64.2

81.68%

1-bedroom Apartment, City Center (Monthly)

$2,976 £2,224

$1,123 £839

164.99%

1-bedroom Apartment, Outside City Center (Monthly)

$2,312 £1,728

$866 £647

166.92%

3-bedroom Apartment, City Center (Monthly)

$5,421 £4,051

$1,420 £1,062

281.65%

3-bedroom Apartment, Outside City Center (Monthly)

$3,837 £2,867

$1,429 £1,068

168.42%

Buy Apartment in City Center (m2)

$18.0K £13.4K

$3,889 £2,906

362.30%

Buy Apartment Outside City Center (m2)

$7,845 £5,863

$2,924 £2,185

168.34%

Average Monthly Net Salary (After Tax)

$4,744 £3,545

$3,262 £2,438

45.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.67

6.04

-22.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: September 15, 2026

Last update for Swansea: September 13, 2026

Cost Breakdown

A central one-bedroom costs $2,976 in London versus $1,123 in Swansea. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $108 in London versus $64.0 in Swansea. Monthly groceries follow the same trend: $358 vs $298 – making Swansea the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Swansea: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,094 in London, $2,226 in Swansea – roughly 84% apart. London costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $6,142 per month in London and $3,338 in Swansea. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swansea, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 20% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $108 in London and $64.0 in Swansea. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Swansea, where all-in costs run around $2,226, than in London at $4,094. In Swansea it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $2,226 in Swansea to $4,094 in London. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Swansea. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.