Last update: Oct 2026

Cost of Living Comparison Between London and Swakopmund

For one person, living is cheaper in Swakopmund: $582 a month against $4,086 in London, rent and utilities included – about $42,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in London
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London Living Index

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London

🇬🇧 United Kingdom

$4,086

/mo nomad

Swakopmund

🇳🇦 Namibia

$582

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Swakopmund

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Swakopmund actually costs, broken down by who's living it.

A single person spends $4,086 per month in London vs $582 in Swakopmund, rent included.

London $4,086
Swakopmund $582

A couple spends around $5,816 per month in London vs $1,072 in Swakopmund, rent included.

London $5,816
Swakopmund $1,072

A family of three spends $7,546 per month in London vs $1,562 in Swakopmund, rent included.

London $7,546
Swakopmund $1,562

London costs about 602% more than Swakopmund, and outside of rent the biggest gap is in eating out.

London sits 205% above the global median, while Swakopmund is 57% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.62 £20.11

$5.92 NAD 97.6

349.66%

Three-Course Dinner for Two, Mid-Range

$108 £81.3

$35.91 NAD 593

199.61%

Fast Food Meal (McDonalds, etc)

$10.39 £7.85

$3.56 NAD 58.7

191.85%

Cappuccino

$5.79 £4.38

$1.85 NAD 30.49

212.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 £2.27

$0.77 NAD 12.74

290.91%

Water (0.33 liter bottle)

$2.15 £1.63

$0.55 NAD 9.04

290.91%

Local Beer (0.5 liter draught)

$9.35 £7.06

$1.38 NAD 22.77

577.54%

Imported Beer (0.33 liter bottle)

$7.84 £5.93

$1.84 NAD 30.42

326.09%

Milk (1 liter)

$1.79 £1.35

$2.18 NAD 35.96

-17.89%

White Bread (500g)

$2.06 £1.56

$1.41 NAD 23.25

46.10%

Rice (white) (1kg)

$2.31 £1.74

Eggs

$5.05 £3.82

$2.31 NAD 38.05

118.61%

Local Cheese (1kg)

$12.57 £9.50

$7.97 NAD 131

57.72%

Chicken Fillets (1kg)

$10.66 £8.05

Beef Round Steak (1kg)

$17.13 £12.94

Apples (1kg)

$3.03 £2.29

$3.53 NAD 58.3

-14.16%

Banana (1kg)

$1.41 £1.07

$1.55 NAD 25.50

-9.03%

Oranges (1kg)

$3.05 £2.31

Tomato (1kg)

$3.38 £2.56

$2.13 NAD 35.12

58.69%

Potato (1kg)

$1.67 £1.26

Onion (1kg)

$1.73 £1.31

Lettuce (1 head)

$1.41 £1.07

Water (1.5 liter bottle)

$1.79 £1.35

Cigarettes 20 Pack (Marlboro, Camel)

$23.22 £17.55

Wine (Bottle)

$12.99 £9.82

$8.10 NAD 134

60.37%

Local Beer (0.5 liter bottle)

$3.18 £2.40

$0.58 NAD 9.61

448.28%

Imported Beer (0.33 liter bottle)

$4.41 £3.33

One-way Ticket (Public Transport)

$3.87 £2.93

Public Transport Monthly Pass (Regular Price)

$250 £189

$30.31 NAD 500

724.98%

Taxi Start (Normal Tariff)

$5.71 £4.31

$0.82 NAD 13.46

596.34%

Taxi (Normal Tariff) (1km)

$3.33 £2.51

$0.87 NAD 14.32

282.76%

Taxi 1hour Waiting (Normal Tariff)

$57.9 £43.76

$7.29 NAD 120

694.38%

Gasoline (1 liter)

$2.04 £1.54

$1.25 NAD 20.65

63.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K £28.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.9K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$376 £284

$54.3 NAD 895

593.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.88 £13.51

Internet (50+ Mbps, Unlimited Data)

$40.01 £30.24

Gym Membership (Monthly)

$61.2 £46.22

Tennis Court (1 Hour on Weekend)

$21.07 £15.93

Cinema Ticket

$17.95 £13.57

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,865 £2,165

International Primary School, 1 Child (Yearly)

$35.3K £26.7K

Jeans (Levis 501 Or Similar)

$116 £87.7

Summer Dress (H&M, Zara, etc)

$54.1 £40.87

Sport Shoes (Adidas, Nike)

$127 £95.7

Men's Leather Business Shoes

$159 £120

$73.1 NAD 1,207

117.82%

1-bedroom Apartment, City Center (Monthly)

$2,853 £2,156

$422 NAD 6,968

575.68%

1-bedroom Apartment, Outside City Center (Monthly)

$2,301 £1,739

$235 NAD 3,885

877.47%

3-bedroom Apartment, City Center (Monthly)

$5,201 £3,931

$898 NAD 14.8K

479.11%

3-bedroom Apartment, Outside City Center (Monthly)

$3,723 £2,813

$719 NAD 11.9K

417.70%

Buy Apartment in City Center (m2)

$19.0K £14.4K

Buy Apartment Outside City Center (m2)

$7,881 £5,955

Average Monthly Net Salary (After Tax)

$4,818 £3,641

20-Year Fixed Mortgage Interest Rate (Annual %)

4.65

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 4, 2026

Last update for Swakopmund: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56.5%

Swakopmund

–

Monthly Utilities & Internet

London

$434 10.7%

Swakopmund

–

Eating Out

London

$397 9.7%

Swakopmund

–

Groceries & Markets

London

$349 8.6%

Swakopmund

–

Getting Around

London

$288 7.1%

Swakopmund

–

Clothing & Footwear

London

$205 5%

Swakopmund

–

Sport & Entertainment

London

$97 2.4%

Swakopmund

–

Cost Breakdown

A central one-bedroom costs $2,853 in London versus $422 in Swakopmund. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $108 in London versus $36.00 in Swakopmund. Monthly groceries follow the same trend: $349 vs $126 – making Swakopmund the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇳🇦 Swakopmund

🕒 Local time

11:01 11:01 AM

12:01 12:01 PM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

25,000

💱 Currency

British Pound GBP £

Namibian Dollar NAD $

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

100 NAD = 6.06 USD

100 NAD = 5.41 EUR

Exchange rates and currency converter

NAD, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.847 GBP (1 GBP = 1.18 EUR).

Namibian Dollar exchange rates as of October 10, 2026: 1 USD = 16.5 NAD (100 NAD = 6.06 USD). 1 EUR = 18.49 NAD (100 NAD = 5.41 EUR).

USD to GBP in detail →

On the map

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Between locations

London Swakopmund 8,370 km ≈ 11 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Swakopmund: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,086 in London, $582 in Swakopmund – roughly 602% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $6,129 per month in London and $873 in Swakopmund. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Swakopmund, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,086 in London and $582 in Swakopmund. That's a gap of about 602%.

A mid-range dinner for two costs $108 in London and $36.00 in Swakopmund. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Swakopmund, where all-in costs run around $582, than in London at $4,086. In Swakopmund it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $582 in Swakopmund to $4,086 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Swakopmund. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.