Cost of Living Comparison Between London and Rugby Cost of Living Comparison Between London and Rugby

Monthly Cost of Living

A single person spends $3,916 per month in London vs $2,112 in Rugby, rent included.

A couple spends around $5,631 per month in London vs $3,222 in Rugby, rent included.

A family of three spends $7,345 per month in London vs $4,333 in Rugby, rent included.

London costs about 85% more than Rugby, driven mainly by Getting Around.

Both London and Rugby sit above the global median – London by 193%, Rugby by 58%.

Meal at Budget Restaurant

$27.47 £20.43

$20.08 £14.93

36.80%

Three-Course Dinner for Two, Mid-Range

$111 £82.4

$80.3 £59.7

37.85%

Fast Food Meal (McDonalds, etc)

$10.67 £7.94

$9.77 £7.27

9.21%

Cappuccino

$5.30 £3.94

$4.62 £3.44

14.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 £2.04

$2.01 £1.49

36.32%

Water (0.33 liter bottle)

$1.79 £1.33

$1.33 £0.99

34.59%

Local Beer (0.5 liter draught)

$9.00 £6.69

$5.29 £3.93

70.13%

Imported Beer (0.33 liter bottle)

$8.12 £6.04

$6.05 £4.50

34.21%

Milk (1 liter)

$1.72 £1.28

$1.61 £1.19

6.83%

White Bread (500g)

$2.11 £1.57

$1.61 £1.19

31.06%

Rice (white) (1kg)

$2.47 £1.84

$2.60 £1.94

-5.00%

Eggs

$4.98 £3.71

$3.73 £2.78

33.51%

Local Cheese (1kg)

$11.11 £8.26

$10.99 £8.17

1.09%

Chicken Fillets (1kg)

$9.13 £6.79

$8.18 £6.09

11.61%

Beef Round Steak (1kg)

$14.41 £10.72

$13.82 £10.28

4.27%

Apples (1kg)

$3.36 £2.50

$2.62 £1.95

28.24%

Banana (1kg)

$2.03 £1.51

$1.71 £1.27

18.71%

Oranges (1kg)

$3.27 £2.44

$1.98 £1.47

65.15%

Tomato (1kg)

$3.63 £2.70

$2.81 £2.09

29.18%

Potato (1kg)

$1.68 £1.25

$1.67 £1.24

0.60%

Onion (1kg)

$1.77 £1.32

$1.43 £1.07

23.78%

Lettuce (1 head)

$1.33 £0.99

$1.06 £0.79

25.47%

Water (1.5 liter bottle)

$1.91 £1.42

$1.42 £1.05

34.51%

Cigarettes 20 Pack (Marlboro, Camel)

$22.79 £16.95

$17.59 £13.08

29.56%

Wine (Bottle)

$13.62 £10.13

$12.09 £8.99

12.66%

Local Beer (0.5 liter bottle)

$3.20 £2.38

$3.33 £2.48

-3.90%

Imported Beer (0.33 liter bottle)

$4.07 £3.03

One-way Ticket (Public Transport)

$3.82 £2.84

$2.65 £1.97

44.15%

Public Transport Monthly Pass (Regular Price)

$249 £185

$96.2 £71.5

158.67%

Taxi Start (Normal Tariff)

$5.89 £4.38

$4.54 £3.37

29.74%

Taxi (Normal Tariff) (1km)

$3.32 £2.47

$1.24 £0.92

167.74%

Taxi 1hour Waiting (Normal Tariff)

$40.47 £30.10

$24.49 £18.22

65.25%

Gasoline (1 liter)

$1.90 £1.41

$1.97 £1.47

-3.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £29.0K

$38.7K £28.8K

0.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K £29.3K

$41.4K £30.8K

-4.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$328 £244

$294 £219

11.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.61 £14.58

$23.64 £17.58

-17.05%

Internet (50+ Mbps, Unlimited Data)

$42.68 £31.75

$43.36 £32.25

-1.57%

Gym Membership (Monthly)

$63.2 £47.04

$51.1 £38.03

23.68%

Tennis Court (1 Hour on Weekend)

$22.39 £16.65

$13.51 £10.05

65.73%

Cinema Ticket

$20.69 £15.39

$13.77 £10.25

50.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,474 £1,841

$1,413 £1,051

75.13%

International Primary School, 1 Child (Yearly)

$27.9K £20.8K

$13.9K £10.4K

100.66%

Jeans (Levis 501 Or Similar)

$119 £88.8

$112 £83.6

6.27%

Summer Dress (H&M, Zara, etc)

$50.1 £37.26

$36.26 £26.97

38.14%

Sport Shoes (Adidas, Nike)

$131 £97.3

$119 £88.3

10.25%

Men's Leather Business Shoes

$158 £118

$108 £80.4

46.57%

1-bedroom Apartment, City Center (Monthly)

$2,937 £2,184

$820 £610

258.19%

1-bedroom Apartment, Outside City Center (Monthly)

$2,229 £1,658

$827 £615

169.40%

3-bedroom Apartment, City Center (Monthly)

$5,569 £4,142

$1,531 £1,139

263.64%

3-bedroom Apartment, Outside City Center (Monthly)

$3,707 £2,757

$1,499 £1,115

147.25%

Buy Apartment in City Center (m2)

$20.1K £15.0K

$5,074 £3,774

296.35%

Buy Apartment Outside City Center (m2)

$8,485 £6,311

$4,360 £3,243

94.63%

Average Monthly Net Salary (After Tax)

$4,247 £3,159

$3,338 £2,482

27.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

5.76

-12.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: July 12, 2026

Last update for Rugby: July 13, 2026

Cost Breakdown

A central one-bedroom costs $2,937 in London versus $820 in Rugby. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $111 in London versus $80.0 in Rugby. Monthly groceries follow the same trend: $339 vs $296 – making Rugby the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Rugby: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,916 in London, $2,112 in Rugby – roughly 85% apart. London costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $5,874 per month in London and $3,168 in Rugby. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rugby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 14% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $111 in London and $80.0 in Rugby. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Rugby, where all-in costs run around $2,112, than in London at $3,916. In Rugby it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $2,112 in Rugby to $3,916 in London. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Rugby. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.