Last update: Oct 2026

Cost of Living Comparison Between London and Rugby

For one person, living is cheaper in Rugby: $2,347 a month against $4,049 in London, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

195

Cost of Living Index in London
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London Living Index
113

Cost of Living Index in Rugby
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Rugby Living Index

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London

🇬🇧 United Kingdom

$4,049

/mo nomad

Rugby

🇬🇧 United Kingdom

$2,347

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Rugby

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Rugby actually costs, broken down by who's living it.

A single person spends $4,049 per month in London vs $2,347 in Rugby, rent included.

London $4,049
Rugby $2,347

A couple spends around $5,827 per month in London vs $3,506 in Rugby, rent included.

London $5,827
Rugby $3,506

A family of three spends $7,605 per month in London vs $4,665 in Rugby, rent included.

London $7,605
Rugby $4,665

London costs about 72% more than Rugby, and outside of rent the biggest gap is in transport.

Both London and Rugby sit above the global median – London by 199%, Rugby by 73%.

Meal at Budget Restaurant

$27.09 £20.33

$19.62 £14.72

38.07%

Three-Course Dinner for Two, Mid-Range

$104 £78.3

$79.2 £59.4

31.74%

Fast Food Meal (McDonalds, etc)

$10.86 £8.15

$9.53 £7.15

13.96%

Cappuccino

$5.60 £4.20

$4.91 £3.68

14.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 £2.29

$2.12 £1.59

43.87%

Water (0.33 liter bottle)

$2.28 £1.71

$1.50 £1.13

52.00%

Local Beer (0.5 liter draught)

$9.23 £6.92

$6.05 £4.54

52.56%

Imported Beer (0.33 liter bottle)

$7.95 £5.96

$6.58 £4.94

20.82%

Milk (1 liter)

$1.83 £1.37

$1.70 £1.28

7.65%

White Bread (500g)

$2.05 £1.54

$1.75 £1.32

17.14%

Rice (white) (1kg)

$2.47 £1.86

$2.55 £1.91

-3.14%

Eggs

$5.12 £3.84

$3.77 £2.83

35.81%

Local Cheese (1kg)

$12.89 £9.67

$9.32 £6.99

38.30%

Chicken Fillets (1kg)

$10.84 £8.14

$7.79 £5.85

39.15%

Beef Round Steak (1kg)

$17.03 £12.78

$15.11 £11.34

12.71%

Apples (1kg)

$3.07 £2.30

$2.59 £1.95

18.53%

Banana (1kg)

$1.38 £1.03

$1.75 £1.31

-21.14%

Oranges (1kg)

$2.99 £2.24

$2.41 £1.81

24.07%

Tomato (1kg)

$3.39 £2.54

$3.17 £2.37

6.94%

Potato (1kg)

$1.60 £1.20

$1.66 £1.25

-3.61%

Onion (1kg)

$1.80 £1.35

$1.75 £1.31

2.86%

Lettuce (1 head)

$1.41 £1.06

$1.24 £0.93

13.71%

Water (1.5 liter bottle)

$1.81 £1.36

$1.58 £1.19

14.56%

Cigarettes 20 Pack (Marlboro, Camel)

$23.92 £17.94

$21.66 £16.25

10.43%

Wine (Bottle)

$13.54 £10.16

$11.81 £8.86

14.65%

Local Beer (0.5 liter bottle)

$3.23 £2.42

$3.59 £2.70

-10.03%

Imported Beer (0.33 liter bottle)

$4.39 £3.29

$3.38 £2.53

29.88%

One-way Ticket (Public Transport)

$3.92 £2.94

$2.64 £1.98

48.48%

Public Transport Monthly Pass (Regular Price)

$243 £182

$106 £79.7

128.48%

Taxi Start (Normal Tariff)

$5.58 £4.18

$4.69 £3.52

18.98%

Taxi (Normal Tariff) (1km)

$3.27 £2.46

$1.62 £1.21

101.85%

Taxi 1hour Waiting (Normal Tariff)

$58.4 £43.81

$24.42 £18.32

139.15%

Gasoline (1 liter)

$2.08 £1.56

$2.09 £1.56

-0.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K £29.1K

$39.2K £29.4K

-0.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.5K

$40.9K £30.7K

-0.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$380 £285

$265 £199

43.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.62 £13.97

$19.84 £14.88

-6.15%

Internet (50+ Mbps, Unlimited Data)

$40.45 £30.35

$46.42 £34.83

-12.86%

Gym Membership (Monthly)

$61.3 £45.95

$57.0 £42.79

7.38%

Tennis Court (1 Hour on Weekend)

$21.41 £16.07

Cinema Ticket

$18.09 £13.57

$14.91 £11.18

21.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,905 £2,180

$1,600 £1,200

81.58%

International Primary School, 1 Child (Yearly)

$35.5K £26.6K

$22.5K £16.9K

57.68%

Jeans (Levis 501 Or Similar)

$116 £87.3

$108 £81.4

7.30%

Summer Dress (H&M, Zara, etc)

$54.5 £40.89

$31.56 £23.68

72.72%

Sport Shoes (Adidas, Nike)

$128 £95.8

$83.0 £62.2

53.91%

Men's Leather Business Shoes

$167 £125

$113 £84.8

47.60%

1-bedroom Apartment, City Center (Monthly)

$2,852 £2,140

$1,107 £831

157.56%

1-bedroom Apartment, Outside City Center (Monthly)

$2,269 £1,702

$1,044 £783

117.31%

3-bedroom Apartment, City Center (Monthly)

$5,250 £3,939

$1,797 £1,348

192.10%

3-bedroom Apartment, Outside City Center (Monthly)

$3,752 £2,815

$1,844 £1,383

103.51%

Buy Apartment in City Center (m2)

$18.5K £13.9K

$4,965 £3,725

273.01%

Buy Apartment Outside City Center (m2)

$8,100 £6,077

$3,847 £2,886

110.52%

Average Monthly Net Salary (After Tax)

$5,109 £3,833

$4,705 £3,529

8.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

5.09

-6.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 19, 2026

Last update for Rugby: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56%

Rugby

$1K 44.5% 54% $1.2K

Monthly Utilities & Internet

London

$439 10.9%

Rugby

$332 14.1% 24.5% $107

Eating Out

London

$400 9.9%

Rugby

$302 12.9% 24.4% $98

Groceries & Markets

London

$353 8.7%

Rugby

$302 12.9% 14.6% $52

Getting Around

London

$280 6.9%

Rugby

$130 5.5% 53.8% $151

Clothing & Footwear

London

$209 5.2%

Rugby

$151 6.4% 27.8% $58

Sport & Entertainment

London

$97 2.4%

Rugby

$87 3.7% 10.9% $11

Cost Breakdown

A central one-bedroom costs $2,852 in London versus $1,107 in Rugby. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in London versus $79.0 in Rugby. Monthly groceries follow the same trend: $353 vs $302 – making Rugby the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇬🇧 Rugby

🕒 Local time

12:38 12:38 PM

Same time as London

🌤 Weather

👥 Population

8,908,083 Capital

70,628

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

London Rugby 120 km

From you

London
Rugby

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Rugby: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,049 in London, $2,347 in Rugby – roughly 72% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $6,073 per month in London and $3,521 in Rugby. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rugby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 17% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $104 in London and $79.0 in Rugby. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Rugby, where all-in costs run around $2,347, than in London at $4,049. In Rugby it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $2,347 in Rugby to $4,049 in London. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Rugby. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.