Cost of Living Comparison Between London and Lincoln Cost of Living Comparison Between London and Lincoln

Monthly Cost of Living

Monthly costs for one person with rent: $4,221 in London versus $2,236 in Lincoln.

Estimated couple costs with rent: $5,971 in London versus $3,293 in Lincoln.

Monthly costs for a family of three with rent: $7,721 in London versus $4,350 in Lincoln.

Living in London is roughly 89% more expensive than in Lincoln, driven mainly by Getting Around.

Both cities are pricier than the global median: London 207% above, Lincoln 63% above.

Meal at Budget Restaurant

$27.14 £20.08

$24.80 £18.35

9.44%

Three-Course Dinner for Two, Mid-Range

$110 £81.3

$82.4 £61.0

33.40%

Fast Food Meal (McDonalds, etc)

$11.05 £8.17

$9.23 £6.83

19.72%

Cappuccino

$5.84 £4.32

$5.27 £3.90

10.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 £2.24

$2.70 £1.99

11.85%

Water (0.33 liter bottle)

$2.24 £1.66

$2.00 £1.48

12.00%

Local Beer (0.5 liter draught)

$9.33 £6.90

$6.86 £5.08

36.01%

Imported Beer (0.33 liter bottle)

$8.92 £6.60

$6.89 £5.10

29.46%

Milk (1 liter)

$1.88 £1.39

$1.43 £1.06

31.47%

White Bread (500g)

$2.05 £1.51

$1.45 £1.07

41.38%

Rice (white) (1kg)

$2.46 £1.82

$1.37 £1.02

79.56%

Eggs

$5.21 £3.85

$3.27 £2.42

59.33%

Local Cheese (1kg)

$12.72 £9.41

$8.69 £6.43

46.38%

Chicken Fillets (1kg)

$10.97 £8.12

$8.76 £6.48

25.23%

Beef Round Steak (1kg)

$18.29 £13.53

$11.96 £8.85

52.93%

Apples (1kg)

$3.17 £2.35

$3.57 £2.64

-11.20%

Banana (1kg)

$1.50 £1.11

$1.23 £0.91

21.95%

Oranges (1kg)

$2.80 £2.07

$3.05 £2.26

-8.20%

Tomato (1kg)

$3.50 £2.59

$3.59 £2.66

-2.51%

Potato (1kg)

$1.65 £1.22

$1.50 £1.11

10.00%

Onion (1kg)

$1.85 £1.37

$1.22 £0.90

51.64%

Lettuce (1 head)

$1.53 £1.14

$1.04 £0.77

47.12%

Water (1.5 liter bottle)

$1.83 £1.35

$1.45 £1.07

26.21%

Cigarettes 20 Pack (Marlboro, Camel)

$24.20 £17.90

$23.89 £17.67

1.30%

Wine (Bottle)

$13.40 £9.91

$10.88 £8.05

23.16%

Local Beer (0.5 liter bottle)

$3.27 £2.42

$3.23 £2.39

1.24%

Imported Beer (0.33 liter bottle)

$4.67 £3.46

$3.72 £2.75

25.54%

One-way Ticket (Public Transport)

$4.18 £3.09

$4.24 £3.13

-1.42%

Public Transport Monthly Pass (Regular Price)

$272 £201

$109 £80.3

150.63%

Taxi Start (Normal Tariff)

$5.75 £4.26

$4.16 £3.08

38.22%

Taxi (Normal Tariff) (1km)

$3.32 £2.46

$0.77 £0.57

331.17%

Taxi 1hour Waiting (Normal Tariff)

$58.0 £42.89

$20.58 £15.22

181.68%

Gasoline (1 liter)

$2.06 £1.52

$1.94 £1.43

6.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.5K £29.2K

$38.9K £28.8K

1.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.6K £31.5K

$40.8K £30.2K

4.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$373 £276

$312 £231

19.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.28 £13.53

$17.34 £12.83

5.42%

Internet (50+ Mbps, Unlimited Data)

$42.44 £31.39

$40.91 £30.27

3.74%

Gym Membership (Monthly)

$63.7 £47.12

$27.23 £20.14

133.90%

Tennis Court (1 Hour on Weekend)

$22.74 £16.82

$21.58 £15.97

5.38%

Cinema Ticket

$18.46 £13.66

$15.75 £11.65

17.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,922 £2,161

$1,849 £1,368

58.04%

International Primary School, 1 Child (Yearly)

$37.1K £27.4K

$20.8K £15.4K

77.96%

Jeans (Levis 501 Or Similar)

$115 £84.8

$116 £86.1

-1.44%

Summer Dress (H&M, Zara, etc)

$54.6 £40.40

$59.8 £44.23

-8.66%

Sport Shoes (Adidas, Nike)

$129 £95.2

$87.1 £64.5

47.66%

Men's Leather Business Shoes

$153 £113

$101 £74.4

52.05%

1-bedroom Apartment, City Center (Monthly)

$3,001 £2,220

$1,086 £803

176.41%

1-bedroom Apartment, Outside City Center (Monthly)

$2,363 £1,748

$873 £646

170.64%

3-bedroom Apartment, City Center (Monthly)

$5,471 £4,047

$1,950 £1,443

180.52%

3-bedroom Apartment, Outside City Center (Monthly)

$3,809 £2,818

$1,492 £1,104

155.25%

Buy Apartment in City Center (m2)

$18.4K £13.6K

$2,590 £1,916

611.55%

Buy Apartment Outside City Center (m2)

$7,891 £5,838

$1,246 £922

533.53%

Average Monthly Net Salary (After Tax)

$4,580 £3,388

$3,303 £2,443

38.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

5.3

-13.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: August 30, 2026

Last update for Lincoln: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,001 in London and $1,086 in Lincoln. Housing cost is often the main lever when comparing two cities.

London pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $110 in London vs $82.0 in Lincoln for a mid-range dinner for two. Groceries echo the gap at $361 vs $282 per month, with Lincoln cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Lincoln: Cost of Living - Frequently Asked Questions

London and Lincoln differ by about 89% in total monthly costs ($4,221 vs $2,236 including rent). Lincoln is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 39% higher in London, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,001 in London versus $1,086 in Lincoln. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lincoln – a meal for two runs $82.0 versus $110 in London. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $4,221 per month in London versus $2,236 in Lincoln – a 89% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,236 in Lincoln versus $4,221 in London, a $3,000 budget is realistic in Lincoln but tight or insufficient in London. The gap between the two cities makes Lincoln the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, London and Lincoln are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lincoln gentler on the wallet – expenses run 89% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.