Last update: Oct 2026

Cost of Living Comparison Between London and Koło

For one person, living is cheaper in Koło: $1,432 a month against $3,986 in London, rent and utilities included – about $30,600 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
70

Cost of Living Index in Koło
Learn more

Koło Living Index

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London

🇬🇧 United Kingdom

$3,986

/mo nomad

Koło

🇵🇱 Poland

$1,432

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Koło

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Koło actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,986 in London versus $1,432 in Koło.

London $3,986
Koło $1,432

Estimated couple costs with rent: $5,791 in London versus $2,062 in Koło.

London $5,791
Koło $2,062

Monthly costs for a family of three with rent: $7,595 in London versus $2,691 in Koło.

London $7,595
Koło $2,691

Living in London is roughly 178% more expensive than in Koło, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 195% above, Koło 6% above.

Meal at Budget Restaurant

$25.93 £19.45

$10.00 zł 38.85

159.30%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$42.72 zł 166

149.30%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$8.65 zł 33.60

23.82%

Cappuccino

$5.47 £4.11

$3.50 zł 13.58

56.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$2.07 zł 8.05

43.48%

Water (0.33 liter bottle)

$2.20 £1.65

$1.61 zł 6.24

36.65%

Local Beer (0.5 liter draught)

$9.13 £6.85

$3.64 zł 14.15

150.82%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$3.79 zł 14.71

109.50%

Milk (1 liter)

$1.86 £1.40

$1.01 zł 3.92

84.16%

White Bread (500g)

$2.07 £1.55

$1.30 zł 5.03

59.23%

Rice (white) (1kg)

$2.42 £1.81

$1.42 zł 5.52

70.42%

Eggs

$5.09 £3.82

$3.27 zł 12.70

55.66%

Local Cheese (1kg)

$12.87 £9.66

$8.39 zł 32.60

53.40%

Chicken Fillets (1kg)

$10.43 £7.82

$5.69 zł 22.11

83.30%

Beef Round Steak (1kg)

$16.87 £12.66

$11.91 zł 46.27

41.65%

Apples (1kg)

$3.11 £2.33

$1.14 zł 4.44

172.81%

Banana (1kg)

$1.40 £1.05

$1.66 zł 6.47

-15.66%

Oranges (1kg)

$3.08 £2.31

$1.65 zł 6.40

86.67%

Tomato (1kg)

$3.27 £2.45

$2.64 zł 10.24

23.86%

Potato (1kg)

$1.58 £1.19

$0.83 zł 3.21

90.36%

Onion (1kg)

$1.74 £1.31

$1.04 zł 4.05

67.31%

Lettuce (1 head)

$1.40 £1.05

$1.32 zł 5.11

6.06%

Water (1.5 liter bottle)

$1.80 £1.35

$0.68 zł 2.63

164.71%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$5.20 zł 20.21

347.69%

Wine (Bottle)

$13.03 £9.77

$6.54 zł 25.41

99.24%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$1.13 zł 4.39

180.53%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$1.51 zł 5.86

192.72%

One-way Ticket (Public Transport)

$4.07 £3.05

$1.08 zł 4.19

276.85%

Public Transport Monthly Pass (Regular Price)

$247 £185

$28.76 zł 112

758.00%

Taxi Start (Normal Tariff)

$5.58 £4.18

$2.08 zł 8.10

168.27%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$0.66 zł 2.56

409.09%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$9.85 zł 38.28

476.14%

Gasoline (1 liter)

$2.13 £1.60

$1.59 zł 6.16

33.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$32.7K zł 126.9K

16.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$24.3K zł 94.3K

68.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$274 zł 1,064

35.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$8.76 zł 34.05

103.42%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$16.98 zł 66.0

137.75%

Gym Membership (Monthly)

$60.0 £44.99

$36.28 zł 141

65.30%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

$22.37 zł 86.9

-4.83%

Cinema Ticket

$17.74 £13.31

$6.62 zł 25.71

167.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$338 zł 1,314

746.70%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$9,118 zł 35.4K

287.44%

Jeans (Levis 501 Or Similar)

$114 £85.5

$82.9 zł 322

37.51%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$38.00 zł 148

42.82%

Sport Shoes (Adidas, Nike)

$124 £93.2

$79.3 zł 308

56.73%

Men's Leather Business Shoes

$163 £122

$99.0 zł 385

64.66%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$599 zł 2,327

379.02%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$515 zł 2,001

333.46%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$1,003 zł 3,899

424.77%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$812 zł 3,153

365.51%

Buy Apartment in City Center (m2)

$18.3K £13.8K

$2,832 zł 11.0K

547.29%

Buy Apartment Outside City Center (m2)

$8,024 £6,020

$2,304 zł 8,953

248.19%

Average Monthly Net Salary (After Tax)

$5,037 £3,779

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

6.68

-29.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Koło: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Koło

$515 36% 76.9% $1.7K

Monthly Utilities & Internet

London

$430 10.8%

Koło

$300 20.9% 30.4% $131

Eating Out

London

$388 9.7%

Koło

$188 13.2% 51.4% $199

Groceries & Markets

London

$349 8.8%

Koło

$206 14.4% 41% $143

Getting Around

London

$285 7.2%

Koło

$38 2.7% 86.5% $247

Clothing & Footwear

London

$205 5.1%

Koło

$135 9.4% 34.3% $70

Sport & Entertainment

London

$95 2.4%

Koło

$50 3.5% 48.1% $46

Cost Breakdown

A one-bedroom apartment in the center runs $2,869 in London and $599 in Koło. Housing cost is often the main lever when comparing two cities.

Dining out: $107 in London vs $43.00 in Koło for a mid-range dinner for two. Groceries echo the gap at $349 vs $206 per month, with Koło cheaper across the board.

Good to know

🇬🇧 London

🇵🇱 Koło

🕒 Local time

01:27 1:27 AM

02:27 2:27 AM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

21,035

💱 Currency

British Pound GBP £

Polish Złoty PLN zł

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Koło 1,290 km ≈ 2 h nonstop flight

From you

London
Koło

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Koło: Cost of Living - Frequently Asked Questions

London and Koło differ by about 178% in total monthly costs ($3,986 vs $1,432 including rent). Koło is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $5,979 in London and $2,148 in Koło to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,869 in London versus $599 in Koło. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Koło runs roughly 758% less than in London. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $2,864 in London versus $338 in Koło. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,432 in Koło versus $3,986 in London, a $2,000 budget is realistic in Koło but tight or insufficient in London. The gap between the two cities makes Koło the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, London and Koło are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koło gentler on the wallet – expenses run 178% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.