Cost of Living Comparison Between London and Kettering Cost of Living Comparison Between London and Kettering

Monthly Cost of Living

Monthly costs for one person with rent: $4,221 in London versus $1,992 in Kettering.

Estimated couple costs with rent: $5,971 in London versus $2,630 in Kettering.

Monthly costs for a family of three with rent: $7,721 in London versus $3,267 in Kettering.

Living in London is roughly 112% more expensive than in Kettering, driven mainly by Getting Around.

Both cities are pricier than the global median: London 207% above, Kettering 45% above.

Meal at Budget Restaurant

$27.14 £20.07

$19.97 £14.76

35.90%

Three-Course Dinner for Two, Mid-Range

$110 £81.3

$82.2 £60.7

33.76%

Fast Food Meal (McDonalds, etc)

$11.05 £8.17

$10.96 £8.10

0.82%

Cappuccino

$5.84 £4.31

$4.76 £3.52

22.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 £2.23

$2.12 £1.57

42.45%

Water (0.33 liter bottle)

$2.24 £1.66

$1.59 £1.18

40.88%

Local Beer (0.5 liter draught)

$9.33 £6.90

$5.92 £4.37

57.60%

Imported Beer (0.33 liter bottle)

$8.92 £6.60

$5.48 £4.05

62.77%

Milk (1 liter)

$1.88 £1.39

$1.52 £1.12

23.68%

White Bread (500g)

$2.05 £1.51

$1.81 £1.33

13.26%

Rice (white) (1kg)

$2.46 £1.82

$2.74 £2.03

-10.22%

Eggs

$5.21 £3.85

$4.08 £3.01

27.70%

Local Cheese (1kg)

$12.72 £9.40

$9.68 £7.16

31.40%

Chicken Fillets (1kg)

$10.97 £8.11

$7.36 £5.44

49.05%

Beef Round Steak (1kg)

$18.29 £13.52

$17.10 £12.64

6.96%

Apples (1kg)

$3.17 £2.34

$3.32 £2.45

-4.52%

Banana (1kg)

$1.50 £1.11

$1.63 £1.21

-7.98%

Oranges (1kg)

$2.80 £2.07

$2.84 £2.10

-1.41%

Tomato (1kg)

$3.50 £2.58

$3.30 £2.44

6.06%

Potato (1kg)

$1.65 £1.22

$1.19 £0.88

38.66%

Onion (1kg)

$1.85 £1.37

$1.83 £1.35

1.09%

Lettuce (1 head)

$1.53 £1.13

$1.20 £0.88

27.50%

Water (1.5 liter bottle)

$1.83 £1.35

$1.33 £0.98

37.59%

Cigarettes 20 Pack (Marlboro, Camel)

$24.20 £17.89

$24.21 £17.90

-0.04%

Wine (Bottle)

$13.40 £9.91

$10.24 £7.57

30.86%

Local Beer (0.5 liter bottle)

$3.27 £2.42

$3.34 £2.47

-2.10%

Imported Beer (0.33 liter bottle)

$4.67 £3.45

$2.13 £1.57

119.25%

One-way Ticket (Public Transport)

$4.18 £3.09

$2.66 £1.96

57.14%

Public Transport Monthly Pass (Regular Price)

$272 £201

Taxi Start (Normal Tariff)

$5.75 £4.25

$4.21 £3.12

36.58%

Taxi (Normal Tariff) (1km)

$3.32 £2.46

$1.89 £1.40

75.66%

Taxi 1hour Waiting (Normal Tariff)

$58.0 £42.85

$24.09 £17.81

140.64%

Gasoline (1 liter)

$2.06 £1.52

$2.03 £1.50

1.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.5K £29.2K

$38.3K £28.3K

3.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.6K £31.5K

$41.1K £30.4K

3.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$373 £276

$206 £152

81.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.28 £13.51

$16.72 £12.36

9.33%

Internet (50+ Mbps, Unlimited Data)

$42.44 £31.37

$44.44 £32.85

-4.50%

Gym Membership (Monthly)

$63.7 £47.08

$40.01 £29.57

59.19%

Tennis Court (1 Hour on Weekend)

$22.74 £16.81

Cinema Ticket

$18.46 £13.65

$13.62 £10.06

35.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,922 £2,160

$1,480 £1,094

97.35%

International Primary School, 1 Child (Yearly)

$37.1K £27.4K

$15.5K £11.5K

138.97%

Jeans (Levis 501 Or Similar)

$115 £84.8

$87.3 £64.5

31.41%

Summer Dress (H&M, Zara, etc)

$54.6 £40.37

$36.93 £27.30

47.87%

Sport Shoes (Adidas, Nike)

$129 £95.1

$75.3 £55.7

70.81%

Men's Leather Business Shoes

$153 £113

$107 £79.2

42.75%

1-bedroom Apartment, City Center (Monthly)

$3,001 £2,218

$1,088 £804

175.85%

1-bedroom Apartment, Outside City Center (Monthly)

$2,363 £1,746

$892 £659

164.96%

3-bedroom Apartment, City Center (Monthly)

$5,471 £4,044

$1,083 £801

404.99%

3-bedroom Apartment, Outside City Center (Monthly)

$3,809 £2,816

$779 £576

388.68%

Buy Apartment in City Center (m2)

$18.4K £13.6K

Buy Apartment Outside City Center (m2)

$7,891 £5,833

Average Monthly Net Salary (After Tax)

$4,580 £3,386

$4,332 £3,202

5.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

5.06

-8.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: August 30, 2026

Last update for Kettering: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $3,001 in London and $1,088 in Kettering. Housing cost is often the main lever when comparing two cities.

London pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $110 in London vs $82.0 in Kettering for a mid-range dinner for two. Groceries echo the gap at $361 vs $301 per month, with Kettering cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Kettering: Cost of Living - Frequently Asked Questions

Kettering is cheaper overall, especially in Eating Out, Groceries & Markets, Getting Around, Clothing & Footwear, Sport & Entertainment. The 112% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 6% higher in London, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,001 in London versus $1,088 in Kettering. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in London. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,221 per month in London versus $1,992 in Kettering – a 112% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,992 in Kettering versus $4,221 in London, a $2,500 budget is realistic in Kettering but tight or insufficient in London. The gap between the two cities makes Kettering the clear choice for anyone on this budget.

For families, Kettering is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, London and Kettering are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kettering gentler on the wallet – expenses run 112% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.