Last update: Oct 2026

Cost of Living Comparison Between London and Kettering

For one person, living is cheaper in Kettering: $1,921 a month against $3,986 in London, rent and utilities included – about $24,800 less a year. Rent and utilities account for most of the difference.

194

Cost of Living Index in London
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London Living Index
94

Cost of Living Index in Kettering
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Kettering Living Index

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London

🇬🇧 United Kingdom

$3,986

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Kettering

🇬🇧 United Kingdom

$1,921

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Monthly Cost of Living

How much you'll spend in London and in Kettering

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Kettering actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,986 in London versus $1,921 in Kettering.

London $3,986
Kettering $1,921

Estimated couple costs with rent: $5,791 in London versus $2,555 in Kettering.

London $5,791
Kettering $2,555

Monthly costs for a family of three with rent: $7,595 in London versus $3,189 in Kettering.

London $7,595
Kettering $3,189

Living in London is roughly 108% more expensive than in Kettering, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 195% above, Kettering 42% above.

Meal at Budget Restaurant

$25.93 £19.45

$19.80 £14.86

30.96%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$80.4 £60.3

32.50%

Fast Food Meal (McDonalds, etc)

$10.71 £8.03

$10.75 £8.07

-0.37%

Cappuccino

$5.47 £4.11

$4.59 £3.44

19.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 £2.23

$2.10 £1.58

41.43%

Water (0.33 liter bottle)

$2.20 £1.65

$1.53 £1.15

43.79%

Local Beer (0.5 liter draught)

$9.13 £6.85

$5.75 £4.31

58.78%

Imported Beer (0.33 liter bottle)

$7.94 £5.96

$5.35 £4.01

48.41%

Milk (1 liter)

$1.86 £1.40

$1.44 £1.08

29.17%

White Bread (500g)

$2.07 £1.55

$1.76 £1.32

17.61%

Rice (white) (1kg)

$2.42 £1.81

$2.71 £2.03

-10.70%

Eggs

$5.09 £3.82

$3.98 £2.99

27.89%

Local Cheese (1kg)

$12.87 £9.66

$9.01 £6.76

42.84%

Chicken Fillets (1kg)

$10.43 £7.82

$7.54 £5.66

38.33%

Beef Round Steak (1kg)

$16.87 £12.66

$16.40 £12.30

2.87%

Apples (1kg)

$3.11 £2.33

$3.30 £2.48

-5.76%

Banana (1kg)

$1.40 £1.05

$1.54 £1.15

-9.09%

Oranges (1kg)

$3.08 £2.31

$2.67 £2.01

15.36%

Tomato (1kg)

$3.27 £2.45

$3.16 £2.37

3.48%

Potato (1kg)

$1.58 £1.19

$1.21 £0.91

30.58%

Onion (1kg)

$1.74 £1.31

$1.71 £1.28

1.75%

Lettuce (1 head)

$1.40 £1.05

$1.21 £0.91

15.70%

Water (1.5 liter bottle)

$1.80 £1.35

$1.24 £0.93

45.16%

Cigarettes 20 Pack (Marlboro, Camel)

$23.28 £17.46

$23.65 £17.74

-1.56%

Wine (Bottle)

$13.03 £9.77

$9.70 £7.28

34.33%

Local Beer (0.5 liter bottle)

$3.17 £2.38

$3.28 £2.46

-3.35%

Imported Beer (0.33 liter bottle)

$4.42 £3.32

$2.39 £1.79

84.94%

One-way Ticket (Public Transport)

$4.07 £3.05

$2.59 £1.94

57.14%

Public Transport Monthly Pass (Regular Price)

$247 £185

Taxi Start (Normal Tariff)

$5.58 £4.18

$4.09 £3.07

36.43%

Taxi (Normal Tariff) (1km)

$3.36 £2.52

$1.59 £1.19

111.32%

Taxi 1hour Waiting (Normal Tariff)

$56.8 £42.58

$31.82 £23.87

78.35%

Gasoline (1 liter)

$2.13 £1.60

$2.00 £1.50

6.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.6K

$37.6K £28.2K

1.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$41.0K £30.7K

-0.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £279

$200 £150

86.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.82 £13.37

$16.23 £12.17

9.80%

Internet (50+ Mbps, Unlimited Data)

$40.37 £30.29

$43.94 £32.96

-8.12%

Gym Membership (Monthly)

$60.0 £44.99

$39.72 £29.80

50.98%

Tennis Court (1 Hour on Weekend)

$21.29 £15.97

Cinema Ticket

$17.74 £13.31

$12.96 £9.73

36.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,864 £2,149

$1,503 £1,128

90.53%

International Primary School, 1 Child (Yearly)

$35.3K £26.5K

$22.3K £16.7K

58.50%

Jeans (Levis 501 Or Similar)

$114 £85.5

$86.4 £64.8

32.04%

Summer Dress (H&M, Zara, etc)

$54.3 £40.71

$31.23 £23.43

73.78%

Sport Shoes (Adidas, Nike)

$124 £93.2

$73.9 £55.4

68.23%

Men's Leather Business Shoes

$163 £122

$97.2 £72.9

67.81%

1-bedroom Apartment, City Center (Monthly)

$2,869 £2,152

$1,053 £790

172.40%

1-bedroom Apartment, Outside City Center (Monthly)

$2,233 £1,675

$851 £638

162.54%

3-bedroom Apartment, City Center (Monthly)

$5,266 £3,951

$1,071 £804

391.60%

3-bedroom Apartment, Outside City Center (Monthly)

$3,778 £2,835

$758 £569

398.43%

Buy Apartment in City Center (m2)

$18.3K £13.8K

Buy Apartment Outside City Center (m2)

$8,024 £6,020

Average Monthly Net Salary (After Tax)

$5,037 £3,779

$4,330 £3,248

16.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

5.06

-6.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 10, 2026

Last update for Kettering: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.2K 56%

Kettering

$851 44.3% 61.9% $1.4K

Monthly Utilities & Internet

London

$430 10.8%

Kettering

$260 13.6% 39.5% $170

Eating Out

London

$388 9.7%

Kettering

$300 15.6% 22.6% $88

Groceries & Markets

London

$349 8.8%

Kettering

$292 15.2% 16.4% $57

Getting Around

London

$285 7.2%

Kettering

$22 * 1.2% 92.2% $263

Clothing & Footwear

London

$205 5.1%

Kettering

$130 6.8% 36.7% $75

Sport & Entertainment

London

$95 2.4%

Kettering

$66 3.4% 31.2% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,869 in London and $1,053 in Kettering. Housing cost is often the main lever when comparing two cities.

London pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $107 in London vs $80.0 in Kettering for a mid-range dinner for two. Groceries echo the gap at $349 vs $292 per month, with Kettering cheaper across the board.

Good to know

🇬🇧 London

🇬🇧 Kettering

🕒 Local time

18:32 6:32 PM

Same time as London

🌤 Weather

👥 Population

8,908,083 Capital

56,676

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Kettering: Cost of Living - Frequently Asked Questions

Kettering is cheaper overall, especially in eating out, groceries, and transport. The 108% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 16% higher in London, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,869 in London versus $1,053 in Kettering. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 20% higher in London. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,986 per month in London versus $1,921 in Kettering – a 108% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,921 in Kettering versus $3,986 in London, a $2,500 budget is realistic in Kettering but tight or insufficient in London. The gap between the two cities makes Kettering the clear choice for anyone on this budget.

For families, Kettering is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, London and Kettering are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kettering gentler on the wallet – expenses run 108% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.