Last update: Nov 2026

Cost of Living Comparison Between London and Kefalonia

For one person, living is cheaper in Kefalonia: $1,575 a month against $4,048 in London, rent and utilities included – about $29,700 less a year. Rent and utilities account for most of the difference.

London, United Kingdom
Kefalonia, Greece
London
🇬🇧 United Kingdom
$4,048
/mo nomad
Kefalonia
🇬🇷 Greece
$1,575
/mo nomad
Monthly Cost of Living

How much you'll spend in London and in Kefalonia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Kefalonia actually costs, broken down by who's living it.

A single person spends $4,048 per month in London vs $1,575 in Kefalonia, rent included.

  • London $4,048
  • Kefalonia $1,575

A couple spends around $5,903 per month in London vs $2,360 in Kefalonia, rent included.

  • London $5,903
  • Kefalonia $2,360

A family of three spends $7,758 per month in London vs $3,145 in Kefalonia, rent included.

  • London $7,758
  • Kefalonia $3,145

London costs about 157% more than Kefalonia, and outside of rent the biggest gap is in transport.

Both London and Kefalonia sit above the global median – London by 199%, Kefalonia by 17%.

Currency
🍽 Eating Out
London
Kefalonia
Difference
Meal at Budget Restaurant
$26.36 £19.68
$14.93 €13.36
76.56%
Three-Course Dinner for Two, Mid-Range
$109 £81.1
$38.50 €34.45
182.00%
Fast Food Meal (McDonalds, etc)
$10.71 £8.00
$10.02 €8.97
6.89%
Cappuccino
$5.59 £4.17
$3.11 €2.78
79.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.00 £2.24
$3.32 €2.97
-9.64%
Water (0.33 liter bottle)
$2.22 £1.66
$0.61 €0.55
263.93%
Local Beer (0.5 liter draught)
$9.65 £7.20
$4.76 €4.26
102.73%
Imported Beer (0.33 liter bottle)
$8.26 £6.16
$5.29 €4.73
56.14%
🛒 Groceries & Markets
London
Kefalonia
Difference
Milk (1 liter)
$1.97 £1.47
$1.66 €1.48
18.67%
White Bread (500g)
$2.09 £1.56
$1.46 €1.31
43.15%
Rice (white) (1kg)
$2.59 £1.94
$2.60 €2.32
-0.38%
Eggs
$5.37 £4.01
$4.49 €4.02
19.60%
Local Cheese (1kg)
$13.12 £9.79
$13.09 €11.71
0.23%
Chicken Fillets (1kg)
$11.03 £8.23
$10.27 €9.19
7.40%
Beef Round Steak (1kg)
$17.73 £13.23
$14.85 €13.29
19.39%
Apples (1kg)
$3.17 £2.37
$2.23 €1.99
42.15%
Banana (1kg)
$1.38 £1.03
$2.01 €1.80
-31.34%
Oranges (1kg)
$2.82 £2.11
$1.41 €1.26
100.00%
Tomato (1kg)
$3.36 £2.51
$2.09 €1.87
60.77%
Potato (1kg)
$1.70 £1.27
$1.14 €1.02
49.12%
Onion (1kg)
$1.78 £1.33
$1.15 €1.03
54.78%
Lettuce (1 head)
$1.49 £1.11
$1.08 €0.96
37.96%
Water (1.5 liter bottle)
$1.82 £1.36
$0.87 €0.78
109.20%
Cigarettes 20 Pack (Marlboro, Camel)
$23.85 £17.80
$5.30 €4.75
350.00%
Wine (Bottle)
$13.44 £10.03
$6.63 €5.93
102.71%
Local Beer (0.5 liter bottle)
$3.11 £2.32
$2.47 €2.21
25.91%
Imported Beer (0.33 liter bottle)
$4.49 £3.35
$2.51 €2.24
78.88%
🚌 Getting Around
London
Kefalonia
Difference
One-way Ticket (Public Transport)
$4.13 £3.08
$1.40 €1.26
195.00%
Public Transport Monthly Pass (Regular Price)
$266 £199
$51.1 €45.71
420.71%
Taxi Start (Normal Tariff)
$5.98 £4.46
$4.14 €3.71
44.44%
Taxi (Normal Tariff) (1km)
$3.39 £2.53
$1.09 €0.97
211.01%
Taxi 1hour Waiting (Normal Tariff)
$56.6 £42.21
$16.77 €15.01
237.21%
Gasoline (1 liter)
$2.21 £1.65
$1.98 €1.77
11.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K £28.6K
$27.4K €24.5K
39.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.0K £30.6K
$25.7K €23.0K
59.39%
🧾 Monthly Utilities & Internet
London
Kefalonia
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$372 £278
$280 €251
32.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.66 £13.93
$22.62 €20.24
-17.51%
Internet (50+ Mbps, Unlimited Data)
$40.53 £30.26
$30.67 €27.44
32.15%
🎉 Sport & Entertainment
London
Kefalonia
Difference
Gym Membership (Monthly)
$56.0 £41.82
$51.7 €46.24
8.40%
Tennis Court (1 Hour on Weekend)
$17.10 £12.76
$25.29 €22.63
-32.38%
Cinema Ticket
$17.95 £13.40
$8.90 €7.97
101.69%
🧸 Childcare & Education
London
Kefalonia
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,946 £2,199
$404 €361
629.27%
International Primary School, 1 Child (Yearly)
$47.6K £35.5K
$8,838 €7,909
438.81%
👕👟 Clothing & Footwear
London
Kefalonia
Difference
Jeans (Levis 501 Or Similar)
$116 £86.8
$88.3 €79.0
31.58%
Summer Dress (H&M, Zara, etc)
$56.9 £42.47
$39.69 €35.51
43.36%
Sport Shoes (Adidas, Nike)
$128 £95.5
$95.5 €85.4
33.96%
Men's Leather Business Shoes
$154 £115
$124 €111
24.32%
🏠 Accommodation & Living
London
Kefalonia
Difference
1-bedroom Apartment, City Center (Monthly)
$2,935 £2,191
$526 €471
457.99%
1-bedroom Apartment, Outside City Center (Monthly)
$2,258 £1,686
$428 €383
427.79%
3-bedroom Apartment, City Center (Monthly)
$5,250 £3,919
$1,090 €976
381.54%
3-bedroom Apartment, Outside City Center (Monthly)
$3,859 £2,881
$806 €721
378.84%
Buy Apartment in City Center (m2)
$17.2K £12.8K
$2,430 €2,174
607.27%
Buy Apartment Outside City Center (m2)
$8,278 £6,179
$1,967 €1,760
320.77%
💵 Salaries & Financials
London
Kefalonia
Difference
Average Monthly Net Salary (After Tax)
$5,621 £4,196
$1,101 €985
410.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.78
4.48
6.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: November 1, 2026

Last update for Kefalonia: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
London
$2.3K
Kefalonia
$428 81.1% $1.8K
Monthly Utilities & Internet
London
$432
Kefalonia
$333 22.8% $98
Eating Out
London
$396
Kefalonia
$237 40.1% $159
Groceries & Markets
London
$360
Kefalonia
$285 20.9% $75
Getting Around
London
$305
Kefalonia
$66 78.3% $239
Clothing & Footwear
London
$205
Kefalonia
$156 23.7% $48
Sport & Entertainment
London
$92
Kefalonia
$69 24.4% $22

Cost Breakdown

A central one-bedroom costs $2,935 in London versus $526 in Kefalonia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in London are about 5.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $109 in London versus $38 in Kefalonia. Monthly groceries follow the same trend: $360 vs $285 – making Kefalonia the more affordable choice for daily food spending.

Good to know
🇬🇧 London
🇬🇷 Kefalonia
🕒 Local time
21:42 9:42 PM
23:42 11:42 PM
2 h ahead of London
🌤 Weather
👥 Population
8,908,083 Capital
36,404
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

British Pound exchange rates as of November 6, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Euro exchange rates as of November 6, 2026: 1 USD = 0.895 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • London Kefalonia 2,180 km ≈ 3 h 15 min nonstop flight
From you
  • London
  • Kefalonia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
London vs Kefalonia: Cost of Living - Frequently Asked Questions
Which city is more expensive, London or Kefalonia?
London costs about 157% more than Kefalonia, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in London and in Kefalonia?
For a comfortable life, plan on about $6,072 per month in London and $2,363 in Kefalonia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, London or Kefalonia?
Rent is clearly cheaper in Kefalonia, especially for central apartments: a one-bedroom in the center costs $526 there versus $2,935 in London.
How do childcare costs compare in London and in Kefalonia?
Kindergarten costs $2,946 per month in London and $404 in Kefalonia. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in London or in Kefalonia?
Groceries cost about 26% more in London, though the gap depends on what you buy.
Can you live on $1,000/month in London or in Kefalonia?
$1,000 is a stretch for both – monthly costs hit $4,048 in London and $1,575 in Kefalonia. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Kefalonia – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to London or to Kefalonia?
If budget matters most, go with Kefalonia. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.

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