Last update: Nov 2026

Cost of Living Comparison Between London and Kardzhali

For one person, living is cheaper in Kardzhali: $672 a month against $4,048 in London, rent and utilities included – about $40,500 less a year. Rent and utilities account for most of the difference.

196

Cost of Living Index in London
Learn more

London Living Index
32

Cost of Living Index in Kardzhali
Learn more

Kardzhali Living Index

Jump to prices

London

🇬🇧 United Kingdom

$4,048

/mo nomad

Kardzhali

🇧🇬 Bulgaria

$672

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Kardzhali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Kardzhali actually costs, broken down by who's living it.

A single person spends $4,048 per month in London vs $672 in Kardzhali, rent included.

London $4,048
Kardzhali $672

A couple spends around $5,903 per month in London vs $1,098 in Kardzhali, rent included.

London $5,903
Kardzhali $1,098

A family of three spends $7,758 per month in London vs $1,523 in Kardzhali, rent included.

London $7,758
Kardzhali $1,523

London costs about 502% more than Kardzhali, and outside of rent the biggest gap is in transport.

London sits 199% above the global median, while Kardzhali is 50% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.36 £19.59

$11.24 BGN 19.56

134.52%

Three-Course Dinner for Two, Mid-Range

$109 £80.7

$23.21 BGN 40.38

367.77%

Fast Food Meal (McDonalds, etc)

$10.71 £7.96

$8.93 BGN 15.54

19.93%

Cappuccino

$5.59 £4.15

$1.12 BGN 1.94

399.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.00 £2.23

$1.12 BGN 1.95

167.86%

Water (0.33 liter bottle)

$2.22 £1.65

$1.69 BGN 2.94

31.36%

Local Beer (0.5 liter draught)

$9.65 £7.17

$1.56 BGN 2.71

518.59%

Imported Beer (0.33 liter bottle)

$8.26 £6.14

$1.31 BGN 2.28

530.53%

Milk (1 liter)

$1.97 £1.46

$1.72 BGN 3.00

14.53%

White Bread (500g)

$2.09 £1.55

$0.71 BGN 1.23

194.37%

Rice (white) (1kg)

$2.59 £1.93

$1.50 BGN 2.61

72.67%

Eggs

$5.37 £3.99

$2.85 BGN 4.96

88.42%

Local Cheese (1kg)

$13.12 £9.75

$11.60 BGN 20.19

13.10%

Chicken Fillets (1kg)

$11.03 £8.20

$5.68 BGN 9.88

94.19%

Beef Round Steak (1kg)

$17.73 £13.17

$6.90 BGN 12.00

156.96%

Apples (1kg)

$3.17 £2.36

$0.88 BGN 1.53

260.23%

Banana (1kg)

$1.38 £1.03

$2.00 BGN 3.47

-31.00%

Oranges (1kg)

$2.82 £2.10

$1.84 BGN 3.20

53.26%

Tomato (1kg)

$3.36 £2.50

$2.20 BGN 3.83

52.73%

Potato (1kg)

$1.70 £1.26

$0.65 BGN 1.13

161.54%

Onion (1kg)

$1.78 £1.32

$0.87 BGN 1.52

104.60%

Lettuce (1 head)

$1.49 £1.11

$0.70 BGN 1.22

112.86%

Water (1.5 liter bottle)

$1.82 £1.35

$0.78 BGN 1.35

133.33%

Cigarettes 20 Pack (Marlboro, Camel)

$23.85 £17.72

$4.44 BGN 7.72

437.16%

Wine (Bottle)

$13.44 £9.98

$4.41 BGN 7.67

204.76%

Local Beer (0.5 liter bottle)

$3.11 £2.31

$1.10 BGN 1.91

182.73%

Imported Beer (0.33 liter bottle)

$4.49 £3.34

$1.47 BGN 2.56

205.44%

One-way Ticket (Public Transport)

$4.13 £3.07

$0.53 BGN 0.93

679.25%

Public Transport Monthly Pass (Regular Price)

$266 £198

$11.12 BGN 19.34

2291.91%

Taxi Start (Normal Tariff)

$5.98 £4.44

$1.64 BGN 2.85

264.63%

Taxi (Normal Tariff) (1km)

$3.39 £2.52

$0.77 BGN 1.33

340.26%

Taxi 1hour Waiting (Normal Tariff)

$56.6 £42.03

$5.54 BGN 9.64

920.76%

Gasoline (1 liter)

$2.21 £1.64

$1.70 BGN 2.96

30.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K £28.4K

$29.9K BGN 52.0K

28.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.5K

$25.4K BGN 44.2K

61.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$372 £277

$61.9 BGN 108

502.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.66 £13.87

$5.49 BGN 9.54

239.89%

Internet (50+ Mbps, Unlimited Data)

$40.53 £30.12

$7.64 BGN 13.30

430.50%

Gym Membership (Monthly)

$56.0 £41.63

$22.77 BGN 39.62

146.03%

Tennis Court (1 Hour on Weekend)

$17.10 £12.71

Cinema Ticket

$17.95 £13.34

$9.92 BGN 17.26

80.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,946 £2,189

$813 BGN 1,415

262.33%

International Primary School, 1 Child (Yearly)

$47.6K £35.4K

$14.3K BGN 24.9K

232.56%

Jeans (Levis 501 Or Similar)

$116 £86.4

$22.37 BGN 38.92

419.62%

Summer Dress (H&M, Zara, etc)

$56.9 £42.28

$12.74 BGN 22.17

346.62%

Sport Shoes (Adidas, Nike)

$128 £95.1

$45.03 BGN 78.4

184.08%

Men's Leather Business Shoes

$154 £114

$89.1 BGN 155

72.63%

1-bedroom Apartment, City Center (Monthly)

$2,935 £2,182

$113 BGN 197

2495.45%

1-bedroom Apartment, Outside City Center (Monthly)

$2,258 £1,678

$115 BGN 200

1869.01%

3-bedroom Apartment, City Center (Monthly)

$5,250 £3,901

$232 BGN 403

2165.51%

3-bedroom Apartment, Outside City Center (Monthly)

$3,859 £2,868

$271 BGN 472

1323.88%

Buy Apartment in City Center (m2)

$17.2K £12.8K

$1,141 BGN 1,985

1406.58%

Buy Apartment Outside City Center (m2)

$8,278 £6,152

$858 BGN 1,494

864.36%

Average Monthly Net Salary (After Tax)

$5,621 £4,177

$1,282 BGN 2,231

338.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.78

2.89

65.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: November 1, 2026

Last update for Kardzhali: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 55.8%

Kardzhali

$115 17.1% 94.9% $2.1K

Monthly Utilities & Internet

London

$432 10.7%

Kardzhali

$75 11.2% 82.6% $357

Eating Out

London

$396 9.8%

Kardzhali

$152 22.6% 61.6% $244

Groceries & Markets

London

$360 8.9%

Kardzhali

$193 28.8% 46.3% $167

Getting Around

London

$305 7.6%

Kardzhali

$19 2.8% 93.9% $287

Clothing & Footwear

London

$205 5.1%

Kardzhali

$76 11.3% 62.8% $129

Sport & Entertainment

London

$92 2.3%

Kardzhali

$43 6.3% 53.6% $49

Cost Breakdown

A central one-bedroom costs $2,935 in London versus $113 in Kardzhali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in London are about 4.4 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $109 in London versus $23 in Kardzhali. Monthly groceries follow the same trend: $360 vs $193 – making Kardzhali the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇧🇬 Kardzhali

🕒 Local time

10:44 10:44 AM

12:44 12:44 PM

2 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

49,421

💱 Currency

British Pound GBP £

Bulgarian Lev BGN лв.

📈 Exchange rate

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

1 BGN = 0.575 USD

1 BGN = 0.512 EUR

Exchange rates and currency converter

BGN, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 6, 2026: 1 USD = 0.743 GBP (1 GBP = 1.35 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

Bulgarian Lev exchange rates as of November 6, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Kardzhali 2,220 km ≈ 3 h 15 min nonstop flight

From you

London
Kardzhali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Kardzhali: Cost of Living - Frequently Asked Questions

London costs about 502% more than Kardzhali, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,072 per month in London and $1,009 in Kardzhali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments: a one-bedroom in the center costs $113 there versus $2,935 in London.

Monthly expenses with rent come to $4,048 in London and $672 in Kardzhali. That makes Kardzhali about 83% cheaper.

Public transport costs about 96% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.

A $800 monthly budget goes further in Kardzhali, where all-in costs run around $672, than in London at $4,048. In Kardzhali it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

Families tend to lean toward Kardzhali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kardzhali. If higher salaries or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.