Cost of Living Comparison Between London and Derry Cost of Living Comparison Between London and Derry

Monthly Cost of Living

A single person spends $4,221 per month in London vs $1,795 in Derry, rent included.

A couple spends around $5,971 per month in London vs $2,640 in Derry, rent included.

A family of three spends $7,721 per month in London vs $3,485 in Derry, rent included.

London costs about 135% more than Derry, driven mainly by Getting Around.

Both London and Derry sit above the global median – London by 207%, Derry by 31%.

Meal at Budget Restaurant

$27.14 £20.08

$18.95 £14.02

43.22%

Three-Course Dinner for Two, Mid-Range

$110 £81.3

$69.4 £51.4

58.33%

Fast Food Meal (McDonalds, etc)

$11.05 £8.17

$10.95 £8.10

0.91%

Cappuccino

$5.84 £4.32

$3.99 £2.95

46.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 £2.24

$2.16 £1.59

39.81%

Water (0.33 liter bottle)

$2.24 £1.66

$1.65 £1.22

35.76%

Local Beer (0.5 liter draught)

$9.33 £6.90

$5.39 £3.99

73.10%

Imported Beer (0.33 liter bottle)

$8.92 £6.60

$6.13 £4.53

45.51%

Milk (1 liter)

$1.88 £1.39

$1.74 £1.29

8.05%

White Bread (500g)

$2.05 £1.51

$1.35 £1.00

51.85%

Rice (white) (1kg)

$2.46 £1.82

$2.10 £1.55

17.14%

Eggs

$5.21 £3.85

$3.30 £2.44

57.88%

Local Cheese (1kg)

$12.72 £9.41

$7.97 £5.90

59.60%

Chicken Fillets (1kg)

$10.97 £8.12

$9.24 £6.84

18.72%

Beef Round Steak (1kg)

$18.29 £13.53

$19.06 £14.10

-4.04%

Apples (1kg)

$3.17 £2.35

$2.70 £2.00

17.41%

Banana (1kg)

$1.50 £1.11

$1.31 £0.97

14.50%

Oranges (1kg)

$2.80 £2.07

$2.78 £2.06

0.72%

Tomato (1kg)

$3.50 £2.59

$3.20 £2.36

9.37%

Potato (1kg)

$1.65 £1.22

$1.40 £1.03

17.86%

Onion (1kg)

$1.85 £1.37

$1.40 £1.03

32.14%

Lettuce (1 head)

$1.53 £1.14

$0.96 £0.71

59.38%

Water (1.5 liter bottle)

$1.83 £1.35

$1.54 £1.14

18.83%

Cigarettes 20 Pack (Marlboro, Camel)

$24.20 £17.90

$21.90 £16.21

10.50%

Wine (Bottle)

$13.40 £9.91

$11.10 £8.21

20.72%

Local Beer (0.5 liter bottle)

$3.27 £2.42

$2.62 £1.94

24.81%

Imported Beer (0.33 liter bottle)

$4.67 £3.46

$3.24 £2.39

44.14%

One-way Ticket (Public Transport)

$4.18 £3.09

$3.78 £2.80

10.58%

Public Transport Monthly Pass (Regular Price)

$272 £201

$95.7 £70.8

184.19%

Taxi Start (Normal Tariff)

$5.75 £4.26

$5.33 £3.94

7.88%

Taxi (Normal Tariff) (1km)

$3.32 £2.46

$1.21 £0.90

174.38%

Taxi 1hour Waiting (Normal Tariff)

$58.0 £42.89

$34.83 £25.76

66.44%

Gasoline (1 liter)

$2.06 £1.52

$1.92 £1.42

7.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.5K £29.2K

$39.0K £28.8K

1.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.6K £31.5K

$41.7K £30.9K

2.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$373 £276

$139 £103

168.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.28 £13.53

$15.90 £11.76

14.97%

Internet (50+ Mbps, Unlimited Data)

$42.44 £31.39

$42.78 £31.65

-0.79%

Gym Membership (Monthly)

$63.7 £47.12

$36.04 £26.66

76.72%

Tennis Court (1 Hour on Weekend)

$22.74 £16.82

$13.54 £10.01

67.95%

Cinema Ticket

$18.46 £13.66

$10.87 £8.04

69.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,922 £2,161

$933 £690

213.22%

International Primary School, 1 Child (Yearly)

$37.1K £27.4K

$22.2K £16.4K

67.27%

Jeans (Levis 501 Or Similar)

$115 £84.8

$97.6 £72.2

17.50%

Summer Dress (H&M, Zara, etc)

$54.6 £40.40

$40.17 £29.72

35.95%

Sport Shoes (Adidas, Nike)

$129 £95.2

$104 £76.8

24.01%

Men's Leather Business Shoes

$153 £113

$63.7 £47.09

140.20%

1-bedroom Apartment, City Center (Monthly)

$3,001 £2,220

$869 £643

245.27%

1-bedroom Apartment, Outside City Center (Monthly)

$2,363 £1,748

$686 £508

244.33%

3-bedroom Apartment, City Center (Monthly)

$5,471 £4,047

$1,303 £964

319.91%

3-bedroom Apartment, Outside City Center (Monthly)

$3,809 £2,818

$1,019 £754

273.94%

Buy Apartment in City Center (m2)

$18.4K £13.6K

$5,315 £3,932

246.74%

Buy Apartment Outside City Center (m2)

$7,891 £5,838

$3,490 £2,582

126.12%

Average Monthly Net Salary (After Tax)

$4,580 £3,388

20-Year Fixed Mortgage Interest Rate (Annual %)

4.61

4.76

-3.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: August 30, 2026

Last update for Derry: August 31, 2026

Cost Breakdown

A central one-bedroom costs $3,001 in London versus $869 in Derry. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $110 in London versus $69.0 in Derry. Monthly groceries follow the same trend: $361 vs $299 – making Derry the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Derry: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,221 in London, $1,795 in Derry – roughly 135% apart. London costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $6,332 per month in London and $2,693 in Derry. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derry, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,922 per month in London and $933 in Derry. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 20% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Derry, where all-in costs run around $1,795, than in London at $4,221. In Derry it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,795 in Derry to $4,221 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Derry. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.