Last update: Oct 2026

Cost of Living Comparison Between London and Derry

For one person, living is cheaper in Derry: $1,739 a month against $4,049 in London, rent and utilities included – about $27,700 less a year. Rent and utilities account for most of the difference.

195

Cost of Living Index in London
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London Living Index
84

Cost of Living Index in Derry
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Derry Living Index

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London

🇬🇧 United Kingdom

$4,049

/mo nomad

Derry

🇬🇧 United Kingdom

$1,739

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Monthly Cost of Living

How much you'll spend in London and in Derry

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Derry actually costs, broken down by who's living it.

A single person spends $4,049 per month in London vs $1,739 in Derry, rent included.

London $4,049
Derry $1,739

A couple spends around $5,827 per month in London vs $2,610 in Derry, rent included.

London $5,827
Derry $2,610

A family of three spends $7,605 per month in London vs $3,481 in Derry, rent included.

London $7,605
Derry $3,481

London costs about 133% more than Derry, and outside of rent the biggest gap is in transport.

Both London and Derry sit above the global median – London by 199%, Derry by 28%.

Meal at Budget Restaurant

$27.09 £20.33

$18.59 £13.95

45.72%

Three-Course Dinner for Two, Mid-Range

$104 £78.3

$72.3 £54.2

44.40%

Fast Food Meal (McDonalds, etc)

$10.86 £8.15

$10.86 £8.14

Cappuccino

$5.60 £4.20

$4.01 £3.01

39.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 £2.29

$2.24 £1.68

36.16%

Water (0.33 liter bottle)

$2.28 £1.71

$1.63 £1.22

39.88%

Local Beer (0.5 liter draught)

$9.23 £6.92

$5.42 £4.07

70.30%

Imported Beer (0.33 liter bottle)

$7.95 £5.96

$6.04 £4.53

31.62%

Milk (1 liter)

$1.83 £1.37

$1.61 £1.21

13.66%

White Bread (500g)

$2.05 £1.54

$1.33 £1.00

54.14%

Rice (white) (1kg)

$2.47 £1.86

$2.08 £1.56

18.75%

Eggs

$5.12 £3.84

$3.30 £2.48

55.15%

Local Cheese (1kg)

$12.89 £9.67

$7.45 £5.59

73.02%

Chicken Fillets (1kg)

$10.84 £8.14

$8.99 £6.74

20.58%

Beef Round Steak (1kg)

$17.03 £12.78

$16.91 £12.68

0.71%

Apples (1kg)

$3.07 £2.30

$2.62 £1.97

17.18%

Banana (1kg)

$1.38 £1.03

$1.28 £0.96

7.81%

Oranges (1kg)

$2.99 £2.24

$2.77 £2.08

7.94%

Tomato (1kg)

$3.39 £2.54

$3.30 £2.48

2.73%

Potato (1kg)

$1.60 £1.20

$1.34 £1.01

19.40%

Onion (1kg)

$1.80 £1.35

$1.36 £1.02

32.35%

Lettuce (1 head)

$1.41 £1.06

$0.95 £0.71

48.42%

Water (1.5 liter bottle)

$1.81 £1.36

$1.56 £1.17

16.03%

Cigarettes 20 Pack (Marlboro, Camel)

$23.92 £17.94

$21.54 £16.16

11.05%

Wine (Bottle)

$13.54 £10.16

$10.59 £7.94

27.86%

Local Beer (0.5 liter bottle)

$3.23 £2.42

$2.56 £1.92

26.17%

Imported Beer (0.33 liter bottle)

$4.39 £3.29

$3.40 £2.55

29.12%

One-way Ticket (Public Transport)

$3.92 £2.94

$3.71 £2.78

5.66%

Public Transport Monthly Pass (Regular Price)

$243 £182

$97.9 £73.4

148.09%

Taxi Start (Normal Tariff)

$5.58 £4.18

$5.36 £4.02

4.10%

Taxi (Normal Tariff) (1km)

$3.27 £2.46

$1.19 £0.89

174.79%

Taxi 1hour Waiting (Normal Tariff)

$58.4 £43.81

$34.47 £25.86

69.42%

Gasoline (1 liter)

$2.08 £1.56

$1.88 £1.41

10.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K £29.1K

$38.1K £28.6K

1.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.5K

$41.1K £30.8K

-1.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$380 £285

$131 £98.6

189.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.62 £13.97

$15.79 £11.85

17.92%

Internet (50+ Mbps, Unlimited Data)

$40.45 £30.35

$42.21 £31.67

-4.17%

Gym Membership (Monthly)

$61.3 £45.95

$35.29 £26.47

73.56%

Tennis Court (1 Hour on Weekend)

$21.41 £16.07

$13.36 £10.02

60.25%

Cinema Ticket

$18.09 £13.57

$10.59 £7.95

70.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,905 £2,180

$925 £694

214.02%

International Primary School, 1 Child (Yearly)

$35.5K £26.6K

$22.3K £16.7K

59.30%

Jeans (Levis 501 Or Similar)

$116 £87.3

$94.7 £71.1

22.88%

Summer Dress (H&M, Zara, etc)

$54.5 £40.89

$40.13 £30.11

35.83%

Sport Shoes (Adidas, Nike)

$128 £95.8

$105 £78.8

21.50%

Men's Leather Business Shoes

$167 £125

$62.4 £46.83

167.22%

1-bedroom Apartment, City Center (Monthly)

$2,852 £2,140

$844 £633

237.96%

1-bedroom Apartment, Outside City Center (Monthly)

$2,269 £1,702

$662 £497

242.74%

3-bedroom Apartment, City Center (Monthly)

$5,250 £3,939

$1,303 £978

302.90%

3-bedroom Apartment, Outside City Center (Monthly)

$3,752 £2,815

$993 £745

278.01%

Buy Apartment in City Center (m2)

$18.5K £13.9K

$4,591 £3,444

303.35%

Buy Apartment Outside City Center (m2)

$8,100 £6,077

$3,837 £2,879

111.09%

Average Monthly Net Salary (After Tax)

$5,109 £3,833

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

4.79

-1.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 19, 2026

Last update for Derry: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56%

Derry

$662 38.1% 70.8% $1.6K

Monthly Utilities & Internet

London

$439 10.9%

Derry

$189 10.9% 56.9% $250

Eating Out

London

$400 9.9%

Derry

$284 16.3% 29% $116

Groceries & Markets

London

$353 8.7%

Derry

$287 16.5% 18.7% $66

Getting Around

London

$280 6.9%

Derry

$124 7.1% 55.8% $156

Clothing & Footwear

London

$209 5.2%

Derry

$136 7.8% 35% $73

Sport & Entertainment

London

$97 2.4%

Derry

$56 3.3% 42% $41

Cost Breakdown

A central one-bedroom costs $2,852 in London versus $844 in Derry. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $104 in London versus $72.0 in Derry. Monthly groceries follow the same trend: $353 vs $287 – making Derry the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇬🇧 Derry

🕒 Local time

03:27 3:27 AM

Same time as London

🌤 Weather

👥 Population

8,908,083 Capital

85,016

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

London Derry 610 km ≈ 1 h 15 min nonstop flight

From you

London
Derry

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Derry: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,049 in London, $1,739 in Derry – roughly 133% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $6,073 per month in London and $2,609 in Derry. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derry, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,905 per month in London and $925 in Derry. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 23% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Derry, where all-in costs run around $1,739, than in London at $4,049. In Derry it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,739 in Derry to $4,049 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Derry. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.