Cost of Living Comparison Between London and Chelmsford Cost of Living Comparison Between London and Chelmsford

😐 Solo nomad: London is 30.8% more expensive than Chelmsford without rent, and 57.6% more expensive with rent.
😐 Family of 3: London is 35.5% more expensive than Chelmsford without rent, and 39.1% more expensive with rent.
Currency
🍽 Eating Out
London
Chelmsford
Difference
Meal at Budget Restaurant
$27.11 Β£19.95
$20.67 Β£15.21
31.16%
Three-Course Dinner for Two, Mid-Range
$107 Β£78.7
$80.6 Β£59.3
32.66%
Fast Food Meal (McDonalds, etc)
$11.04 Β£8.13
$9.67 Β£7.11
14.17%
Cappuccino
$5.22 Β£3.84
$4.52 Β£3.32
15.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 Β£2.01
$2.96 Β£2.18
-7.77%
Water (0.33 liter bottle)
$1.79 Β£1.32
$1.86 Β£1.37
-3.76%
Local Beer (0.5 liter draught)
$8.92 Β£6.57
$7.59 Β£5.58
17.52%
Imported Beer (0.33 liter bottle)
$7.96 Β£5.86
$6.4 Β£4.71
24.37%
πŸ›’ Groceries & Markets
London
Chelmsford
Difference
Milk (1 liter)
$1.76 Β£1.3
$1.77 Β£1.3
-0.56%
White Bread (500g)
$2.08 Β£1.53
$1.88 Β£1.39
10.64%
Rice (white) (1kg)
$2.49 Β£1.83
$1.9 Β£1.4
31.05%
Eggs
$5.04 Β£3.71
$3.73 Β£2.75
35.12%
Local Cheese (1kg)
$11.04 Β£8.12
$10.1 Β£7.43
9.31%
Chicken Fillets (1kg)
$8.97 Β£6.6
$9.31 Β£6.85
-3.65%
Beef Round Steak (1kg)
$14.72 Β£10.83
$16.32 Β£12.01
-9.80%
Apples (1kg)
$3.45 Β£2.54
$2.49 Β£1.83
38.55%
Banana (1kg)
$2 Β£1.47
$1.26 Β£0.93
58.73%
Oranges (1kg)
$3.23 Β£2.38
$3.4 Β£2.51
-5.00%
Tomato (1kg)
$3.62 Β£2.67
$4.59 Β£3.37
-21.13%
Potato (1kg)
$1.69 Β£1.24
$1.68 Β£1.24
0.60%
Onion (1kg)
$1.85 Β£1.36
$1.32 Β£0.97
40.15%
Lettuce (1 head)
$1.32 Β£0.97
$1.2 Β£0.89
10.00%
Water (1.5 liter bottle)
$1.95 Β£1.44
$1.65 Β£1.22
18.18%
Cigarettes 20 Pack (Marlboro, Camel)
$22.85 Β£16.81
$18.95 Β£13.94
20.58%
Wine (Bottle)
$11.11 Β£8.17
$9.55 Β£7.03
16.34%
Local Beer (0.5 liter bottle)
$3.25 Β£2.39
$2.87 Β£2.11
13.24%
Imported Beer (0.33 liter bottle)
$3.95 Β£2.91
$3.55 Β£2.61
11.27%
🚌 Getting Around
London
Chelmsford
Difference
One-way Ticket (Public Transport)
$4.02 Β£2.96
$4.07 Β£2.99
-1.23%
Public Transport Monthly Pass (Regular Price)
$248 Β£182
$72.6 Β£53.4
241.50%
Taxi Start (Normal Tariff)
$6.03 Β£4.44
$4.77 Β£3.51
26.42%
Taxi (Normal Tariff) (1km)
$3.17 Β£2.34
$1.73 Β£1.27
83.24%
Taxi 1hour Waiting (Normal Tariff)
$40.66 Β£29.92
$26.26 Β£19.33
54.84%
Gasoline (1 liter)
$1.96 Β£1.44
$1.92 Β£1.42
2.08%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.7K Β£27.8K
$36.2K Β£26.7K
4.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.5K Β£29K
$39K Β£28.7K
1.10%
🧾 Monthly Utilities & Internet
London
Chelmsford
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$322 Β£237
$208 Β£153
54.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.64 Β£14.46
$15.05 Β£11.07
30.50%
Internet (50+ Mbps, Unlimited Data)
$42.36 Β£31.18
$35.42 Β£26.06
19.59%
πŸŽ‰ Sport & Entertainment
London
Chelmsford
Difference
Gym Membership (Monthly)
$64.8 Β£47.66
$51.9 Β£38.22
24.73%
Tennis Court (1 Hour on Weekend)
$22.72 Β£16.72
-
-
Cinema Ticket
$20.44 Β£15.04
$13.65 Β£10.04
49.74%
🧸 Childcare & Education
London
Chelmsford
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,549 Β£1,876
$1,397 Β£1,028
82.55%
International Primary School, 1 Child (Yearly)
$28.8K Β£21.2K
$12.4K Β£9,162
131.36%
πŸ‘•πŸ‘Ÿ Clothing & Footwear
London
Chelmsford
Difference
Jeans (Levis 501 Or Similar)
$120 Β£88.2
$105 Β£77.1
14.43%
Summer Dress (H&M, Zara, etc)
$49.92 Β£36.74
$42.77 Β£31.48
16.72%
Sport Shoes (Adidas, Nike)
$131 Β£96.1
$112 Β£82.8
16.14%
Men's Leather Business Shoes
$155 Β£114
$120 Β£88.2
29.06%
🏠 Accommodation & Living
London
Chelmsford
Difference
1-bedroom Apartment, City Center (Monthly)
$2,962 Β£2,180
$1,435 Β£1,056
106.41%
1-bedroom Apartment, Outside City Center (Monthly)
$2,294 Β£1,688
$1,204 Β£886
90.48%
3-bedroom Apartment, City Center (Monthly)
$5,488 Β£4,039
$2,711 Β£1,995
102.44%
3-bedroom Apartment, Outside City Center (Monthly)
$3,731 Β£2,745
$2,606 Β£1,918
43.16%
Buy Apartment in City Center (m2)
$21.4K Β£15.7K
-
-
Buy Apartment Outside City Center (m2)
$11K Β£8,116
-
-
πŸ’΅ Salaries & Financials
London
Chelmsford
Difference
Average Monthly Net Salary (After Tax)
$4,402 Β£3,239
$3,206 Β£2,359
37.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.05
5.73
-11.87%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: November 4, 2025

Last update for Chelmsford: November 3, 2025

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