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Cost of Living Comparison Between London and Chelmsford Cost of Living Comparison Between London and Chelmsford

😐 Solo nomad: London is 30.1% more expensive than Chelmsford without rent, and 60.6% more expensive with rent.
😐 Family of 3: London is 30.5% more expensive than Chelmsford without rent, and 34.8% more expensive with rent.
Currency
🍽 Eating Out
London
Chelmsford
Difference
Meal at Budget Restaurant
$26.69 £19.94
$20.08 £15.00
32.92%
Three-Course Dinner for Two, Mid-Range
$109 £81.7
$82.0 £61.3
33.26%
Fast Food Meal (McDonalds, etc)
$10.97 £8.20
$9.41 £7.03
16.58%
Cappuccino
$5.34 £3.99
$4.50 £3.36
18.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.86 £2.13
$2.95 £2.21
-3.05%
Water (0.33 liter bottle)
$1.78 £1.33
$1.89 £1.41
-5.82%
Local Beer (0.5 liter draught)
$8.65 £6.46
$7.55 £5.64
14.57%
Imported Beer (0.33 liter bottle)
$8.06 £6.02
$6.57 £4.91
22.68%
🛒 Groceries & Markets
London
Chelmsford
Difference
Milk (1 liter)
$1.77 £1.32
$1.74 £1.30
1.72%
White Bread (500g)
$2.11 £1.58
$1.89 £1.41
11.64%
Rice (white) (1kg)
$2.46 £1.84
$1.92 £1.43
28.13%
Eggs
$4.90 £3.66
$3.72 £2.78
31.72%
Local Cheese (1kg)
$11.29 £8.43
$9.97 £7.45
13.24%
Chicken Fillets (1kg)
$8.61 £6.43
$9.51 £7.10
-9.46%
Beef Round Steak (1kg)
$14.73 £11.00
$16.61 £12.40
-11.32%
Apples (1kg)
$3.42 £2.55
$2.50 £1.87
36.80%
Banana (1kg)
$2.04 £1.52
$1.27 £0.95
60.63%
Oranges (1kg)
$3.21 £2.40
$3.61 £2.70
-11.08%
Tomato (1kg)
$3.59 £2.68
$4.59 £3.43
-21.79%
Potato (1kg)
$1.68 £1.26
$1.64 £1.23
2.44%
Onion (1kg)
$1.80 £1.34
$1.38 £1.03
30.43%
Lettuce (1 head)
$1.33 £0.99
$1.18 £0.88
12.71%
Water (1.5 liter bottle)
$1.95 £1.46
$1.68 £1.26
16.07%
Cigarettes 20 Pack (Marlboro, Camel)
$22.72 £16.97
$19.29 £14.41
17.78%
Wine (Bottle)
$12.29 £9.18
$12.24 £9.15
0.41%
Local Beer (0.5 liter bottle)
$3.18 £2.38
$2.72 £2.04
16.91%
Imported Beer (0.33 liter bottle)
$4.04 £3.02
$3.58 £2.68
12.85%
🚌 Getting Around
London
Chelmsford
Difference
One-way Ticket (Public Transport)
$4.05 £3.03
$4.04 £3.02
0.25%
Public Transport Monthly Pass (Regular Price)
$244 £183
$72.4 £54.1
237.51%
Taxi Start (Normal Tariff)
$5.83 £4.35
$4.77 £3.57
22.22%
Taxi (Normal Tariff) (1km)
$3.35 £2.51
$1.72 £1.29
94.77%
Taxi 1hour Waiting (Normal Tariff)
$40.31 £30.11
$26.56 £19.84
51.77%
Gasoline (1 liter)
$1.95 £1.45
$1.94 £1.45
0.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.0K £29.1K
$36.2K £27.0K
7.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.0K £29.9K
$38.5K £28.8K
3.80%
🧾 Monthly Utilities & Internet
London
Chelmsford
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$317 £236
$208 £156
52.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.01 £14.95
$15.14 £11.31
32.17%
Internet (50+ Mbps, Unlimited Data)
$42.67 £31.87
$35.49 £26.51
20.23%
🎉 Sport & Entertainment
London
Chelmsford
Difference
Gym Membership (Monthly)
$64.9 £48.51
$51.6 £38.56
25.78%
Tennis Court (1 Hour on Weekend)
$22.47 £16.79
-
-
Cinema Ticket
$20.71 £15.47
$13.84 £10.34
49.64%
🧸 Childcare & Education
London
Chelmsford
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,552 £1,906
$1,389 £1,038
83.70%
International Primary School, 1 Child (Yearly)
$28.8K £21.5K
$12.7K £9,510
126.08%
👕👟 Clothing & Footwear
London
Chelmsford
Difference
Jeans (Levis 501 Or Similar)
$119 £88.6
$103 £77.2
14.75%
Summer Dress (H&M, Zara, etc)
$49.80 £37.20
$43.83 £32.74
13.62%
Sport Shoes (Adidas, Nike)
$128 £96.0
$112 £83.6
14.83%
Men's Leather Business Shoes
$159 £118
$123 £91.7
29.13%
🏠 Accommodation & Living
London
Chelmsford
Difference
1-bedroom Apartment, City Center (Monthly)
$2,973 £2,221
$1,427 £1,066
108.27%
1-bedroom Apartment, Outside City Center (Monthly)
$2,230 £1,666
$1,214 £907
83.70%
3-bedroom Apartment, City Center (Monthly)
$5,668 £4,234
$2,768 £2,067
104.80%
3-bedroom Apartment, Outside City Center (Monthly)
$3,649 £2,726
$2,545 £1,901
43.35%
Buy Apartment in City Center (m2)
$18.4K £13.7K
-
-
Buy Apartment Outside City Center (m2)
$10.2K £7,634
-
-
💵 Salaries & Financials
London
Chelmsford
Difference
Average Monthly Net Salary (After Tax)
$5,103 £3,812
$3,212 £2,399
58.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.05
5.73
-11.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: January 13, 2026

Last update for Chelmsford: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
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