Last update: Oct 2026

Cost of Living Comparison Between London and Cham

For one person, living is cheaper in Cham: $3,527 a month against $4,049 in London, rent and utilities included – about $6,300 less a year. Higher rent and utilities in London outweigh lower spending on other living expenses.

195

Cost of Living Index in London
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London Living Index
171

Cost of Living Index in Cham
Learn more

Cham Living Index

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London

🇬🇧 United Kingdom

$4,049

/mo nomad

Cham

🇨🇭 Switzerland

$3,527

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Cham

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Cham actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,049 in London versus $3,527 in Cham.

London $4,049
Cham $3,527

Estimated couple costs with rent: $5,827 in London versus $5,432 in Cham.

London $5,827
Cham $5,432

Monthly costs for a family of three with rent: $7,605 in London versus $7,337 in Cham.

London $7,605
Cham $7,337

Living in London is roughly 15% more expensive than in Cham, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: London 199% above, Cham 160% above.

Meal at Budget Restaurant

$27.09 £20.33

$30.40 CHF 25.04

-10.89%

Three-Course Dinner for Two, Mid-Range

$104 £78.3

$122 CHF 101

-14.71%

Fast Food Meal (McDonalds, etc)

$10.86 £8.15

$18.19 CHF 14.98

-40.30%

Cappuccino

$5.60 £4.20

$6.17 CHF 5.09

-9.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 £2.29

$5.52 CHF 4.55

-44.75%

Water (0.33 liter bottle)

$2.28 £1.71

$4.81 CHF 3.96

-52.60%

Local Beer (0.5 liter draught)

$9.23 £6.92

$8.62 CHF 7.10

7.08%

Imported Beer (0.33 liter bottle)

$7.95 £5.96

$6.60 CHF 5.44

20.45%

Milk (1 liter)

$1.83 £1.37

$2.14 CHF 1.76

-14.49%

White Bread (500g)

$2.05 £1.54

$3.80 CHF 3.13

-46.05%

Rice (white) (1kg)

$2.47 £1.86

$3.86 CHF 3.18

-36.01%

Eggs

$5.12 £3.84

$7.26 CHF 5.98

-29.48%

Local Cheese (1kg)

$12.89 £9.67

$26.70 CHF 21.99

-51.72%

Chicken Fillets (1kg)

$10.84 £8.14

$28.37 CHF 23.37

-61.79%

Beef Round Steak (1kg)

$17.03 £12.78

$42.48 CHF 34.98

-59.91%

Apples (1kg)

$3.07 £2.30

$4.22 CHF 3.48

-27.25%

Banana (1kg)

$1.38 £1.03

$2.12 CHF 1.75

-34.91%

Oranges (1kg)

$2.99 £2.24

$3.28 CHF 2.70

-8.84%

Tomato (1kg)

$3.39 £2.54

$4.59 CHF 3.78

-26.14%

Potato (1kg)

$1.60 £1.20

$2.42 CHF 1.99

-33.88%

Onion (1kg)

$1.80 £1.35

$2.16 CHF 1.78

-16.67%

Lettuce (1 head)

$1.41 £1.06

$2.46 CHF 2.03

-42.68%

Water (1.5 liter bottle)

$1.81 £1.36

$1.16 CHF 0.95

56.03%

Cigarettes 20 Pack (Marlboro, Camel)

$23.92 £17.94

$10.98 CHF 9.05

117.85%

Wine (Bottle)

$13.54 £10.16

$12.73 CHF 10.48

6.36%

Local Beer (0.5 liter bottle)

$3.23 £2.42

$2.78 CHF 2.29

16.19%

Imported Beer (0.33 liter bottle)

$4.39 £3.29

$3.14 CHF 2.59

39.81%

One-way Ticket (Public Transport)

$3.92 £2.94

$4.95 CHF 4.08

-20.81%

Public Transport Monthly Pass (Regular Price)

$243 £182

$149 CHF 122

63.30%

Taxi Start (Normal Tariff)

$5.58 £4.18

$5.29 CHF 4.36

5.48%

Taxi (Normal Tariff) (1km)

$3.27 £2.46

$3.40 CHF 2.80

-3.82%

Taxi 1hour Waiting (Normal Tariff)

$58.4 £43.81

$61.7 CHF 50.8

-5.30%

Gasoline (1 liter)

$2.08 £1.56

$2.32 CHF 1.91

-10.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K £29.1K

$39.0K CHF 32.1K

-0.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.5K

$39.1K CHF 32.2K

3.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$380 £285

$279 CHF 230

36.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.62 £13.97

$30.94 CHF 25.48

-39.82%

Internet (50+ Mbps, Unlimited Data)

$40.45 £30.35

$55.9 CHF 46.04

-27.64%

Gym Membership (Monthly)

$61.3 £45.95

$90.5 CHF 74.5

-32.32%

Tennis Court (1 Hour on Weekend)

$21.41 £16.07

$49.67 CHF 40.90

-56.90%

Cinema Ticket

$18.09 £13.57

$25.71 CHF 21.18

-29.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,905 £2,180

$1,791 CHF 1,475

62.21%

International Primary School, 1 Child (Yearly)

$35.5K £26.6K

$32.2K CHF 26.5K

10.38%

Jeans (Levis 501 Or Similar)

$116 £87.3

$143 CHF 118

-18.82%

Summer Dress (H&M, Zara, etc)

$54.5 £40.89

$58.7 CHF 48.31

-7.06%

Sport Shoes (Adidas, Nike)

$128 £95.8

$168 CHF 138

-23.95%

Men's Leather Business Shoes

$167 £125

$253 CHF 208

-33.94%

1-bedroom Apartment, City Center (Monthly)

$2,852 £2,140

$1,739 CHF 1,432

64.06%

1-bedroom Apartment, Outside City Center (Monthly)

$2,269 £1,702

$1,475 CHF 1,214

53.88%

3-bedroom Apartment, City Center (Monthly)

$5,250 £3,939

$2,977 CHF 2,452

76.37%

3-bedroom Apartment, Outside City Center (Monthly)

$3,752 £2,815

$2,600 CHF 2,142

44.29%

Buy Apartment in City Center (m2)

$18.5K £13.9K

$16.9K CHF 13.9K

9.88%

Buy Apartment Outside City Center (m2)

$8,100 £6,077

$13.3K CHF 10.9K

-39.00%

Average Monthly Net Salary (After Tax)

$5,109 £3,833

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

2.07

128.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 19, 2026

Last update for Cham: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56%

Cham

$1.5K 41.8% 35% $794

Monthly Utilities & Internet

London

$439 10.9%

Cham

$366 10.4% 16.7% $73

Eating Out

London

$400 9.9%

Cham

$470 13.3% 17.4% $70

Groceries & Markets

London

$353 8.7%

Cham

$604 17.1% 70.9% $251

Getting Around

London

$280 6.9%

Cham

$191 5.4% 32% $90

Clothing & Footwear

London

$209 5.2%

Cham

$280 7.9% 33.7% $71

Sport & Entertainment

London

$97 2.4%

Cham

$142 4% 45.7% $45

Cost Breakdown

A one-bedroom apartment in the center runs $2,852 in London and $1,739 in Cham. Housing cost is often the main lever when comparing two cities.

Dining out: $104 in London vs $122 in Cham for a mid-range dinner for two. Groceries echo the gap at $353 vs $604 per month, with London cheaper across the board.

Good to know

🇬🇧 London

🇨🇭 Cham

🕒 Local time

19:06 7:06 PM

20:06 8:06 PM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

17,060

💱 Currency

British Pound GBP £

Swiss Franc CHF Fr

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Swiss Franc exchange rates as of October 20, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

London Cham 790 km ≈ 1 h 30 min nonstop flight

From you

London
Cham

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Cham: Cost of Living - Frequently Asked Questions

Cham is cheaper overall, especially in transport. The 15% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $6,073 in London and $5,290 in Cham to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,852 in London versus $1,739 in Cham. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,905 in London versus $1,791 in Cham. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in London pay roughly 71% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $2,500. Cham is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Cham is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, London and Cham are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cham gentler on the wallet – expenses run 15% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.