Cost of Living Comparison Between London and Carmarthen Cost of Living Comparison Between London and Carmarthen

Monthly Cost of Living

Monthly costs for one person with rent: $4,094 in London versus $2,415 in Carmarthen.

Estimated couple costs with rent: $5,874 in London versus $3,286 in Carmarthen.

Monthly costs for a family of three with rent: $7,654 in London versus $4,157 in Carmarthen.

Living in London is roughly 70% more expensive than in Carmarthen, driven mainly by Getting Around.

Both cities are pricier than the global median: London 199% above, Carmarthen 77% above.

Meal at Budget Restaurant

$26.60 £19.88

$23.74 £17.74

12.05%

Three-Course Dinner for Two, Mid-Range

$108 £80.5

$66.4 £49.60

62.27%

Fast Food Meal (McDonalds, etc)

$10.94 £8.17

$9.73 £7.27

12.44%

Cappuccino

$5.65 £4.22

$3.49 £2.60

61.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.94 £2.20

$2.57 £1.92

14.40%

Water (0.33 liter bottle)

$2.18 £1.63

$1.66 £1.24

31.33%

Local Beer (0.5 liter draught)

$9.22 £6.89

$5.40 £4.04

70.74%

Imported Beer (0.33 liter bottle)

$8.56 £6.40

$4.62 £3.46

85.28%

Milk (1 liter)

$1.83 £1.37

$1.72 £1.28

6.40%

White Bread (500g)

$1.98 £1.48

$1.15 £0.86

72.17%

Rice (white) (1kg)

$2.43 £1.81

$3.04 £2.28

-20.07%

Eggs

$5.13 £3.83

$4.78 £3.57

7.32%

Local Cheese (1kg)

$12.80 £9.57

$13.44 £10.04

-4.76%

Chicken Fillets (1kg)

$11.00 £8.22

$10.85 £8.11

1.38%

Beef Round Steak (1kg)

$18.37 £13.73

$17.09 £12.77

7.49%

Apples (1kg)

$3.12 £2.33

$4.89 £3.65

-36.20%

Banana (1kg)

$1.45 £1.08

$2.71 £2.02

-46.49%

Oranges (1kg)

$2.88 £2.15

$4.94 £3.69

-41.70%

Tomato (1kg)

$3.37 £2.52

$5.98 £4.47

-43.65%

Potato (1kg)

$1.64 £1.22

$2.11 £1.58

-22.27%

Onion (1kg)

$1.84 £1.38

$1.74 £1.30

5.75%

Lettuce (1 head)

$1.48 £1.11

$1.89 £1.41

-21.69%

Water (1.5 liter bottle)

$1.86 £1.39

$1.98 £1.48

-6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$23.72 £17.73

$24.26 £18.13

-2.23%

Wine (Bottle)

$13.23 £9.89

$11.68 £8.73

13.27%

Local Beer (0.5 liter bottle)

$3.19 £2.39

$4.05 £3.03

-21.23%

Imported Beer (0.33 liter bottle)

$4.50 £3.36

$3.20 £2.39

40.62%

One-way Ticket (Public Transport)

$4.11 £3.07

$4.59 £3.43

-10.46%

Public Transport Monthly Pass (Regular Price)

$255 £190

$93.3 £69.7

172.80%

Taxi Start (Normal Tariff)

$5.51 £4.12

$6.24 £4.67

-11.70%

Taxi (Normal Tariff) (1km)

$3.37 £2.52

$2.15 £1.61

56.74%

Taxi 1hour Waiting (Normal Tariff)

$59.6 £44.52

$26.86 £20.07

121.78%

Gasoline (1 liter)

$2.06 £1.54

$1.89 £1.42

8.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K £29.3K

$39.2K £29.3K

-0.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K £31.1K

$41.9K £31.3K

-0.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$367 £274

$303 £227

21.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.37 £13.73

$17.07 £12.76

7.62%

Internet (50+ Mbps, Unlimited Data)

$41.97 £31.36

$43.83 £32.76

-4.24%

Gym Membership (Monthly)

$62.3 £46.52

$47.68 £35.63

30.56%

Tennis Court (1 Hour on Weekend)

$22.46 £16.79

Cinema Ticket

$18.35 £13.71

$20.14 £15.05

-8.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,844 £2,125

$1,665 £1,244

70.82%

International Primary School, 1 Child (Yearly)

$36.3K £27.1K

$22.5K £16.8K

60.98%

Jeans (Levis 501 Or Similar)

$111 £83.2

$85.0 £63.5

30.94%

Summer Dress (H&M, Zara, etc)

$55.0 £41.07

$31.72 £23.70

73.27%

Sport Shoes (Adidas, Nike)

$128 £95.7

$102 £76.3

25.42%

Men's Leather Business Shoes

$156 £117

$86.3 £64.5

80.64%

1-bedroom Apartment, City Center (Monthly)

$2,976 £2,224

$1,264 £945

135.46%

1-bedroom Apartment, Outside City Center (Monthly)

$2,312 £1,728

$1,046 £782

120.98%

3-bedroom Apartment, City Center (Monthly)

$5,421 £4,051

$1,286 £961

321.56%

3-bedroom Apartment, Outside City Center (Monthly)

$3,837 £2,867

$1,079 £806

255.61%

Buy Apartment in City Center (m2)

$18.0K £13.4K

$5,162 £3,857

248.34%

Buy Apartment Outside City Center (m2)

$7,845 £5,863

$4,001 £2,990

96.08%

Average Monthly Net Salary (After Tax)

$4,744 £3,545

$2,070 £1,547

129.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.67

5.11

-8.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: September 15, 2026

Last update for Carmarthen: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,976 in London and $1,264 in Carmarthen. Housing cost is often the main lever when comparing two cities.

London pays 129% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $108 in London vs $66.0 in Carmarthen. Groceries flip the comparison at $358 vs $387, with London cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Carmarthen: Cost of Living - Frequently Asked Questions

Carmarthen is cheaper overall, especially in Eating Out, Getting Around, Clothing & Footwear, Sport & Entertainment. The 70% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 129% higher in London, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,976 in London versus $1,264 in Carmarthen. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in London pay roughly 8% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Carmarthen – a meal for two runs $66.0 versus $108 in London. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,415 in Carmarthen versus $4,094 in London, a $2,500 budget is realistic in Carmarthen but tight or insufficient in London. The gap between the two cities makes Carmarthen the clear choice for anyone on this budget.

For families, Carmarthen is more practical. Housing and childcare are both notably cheaper than in London, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Carmarthen gentler on the wallet – expenses run 70% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.