Last update: Oct 2026

Cost of Living Comparison Between London and Carmarthen

For one person, living is cheaper in Carmarthen: $2,382 a month against $4,086 in London, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

195

Cost of Living Index in London
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London Living Index
114

Cost of Living Index in Carmarthen
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Carmarthen Living Index

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London

🇬🇧 United Kingdom

$4,086

/mo nomad

Carmarthen

🇬🇧 United Kingdom

$2,382

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Carmarthen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Carmarthen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,086 in London versus $2,382 in Carmarthen.

London $4,086
Carmarthen $2,382

Estimated couple costs with rent: $5,891 in London versus $3,134 in Carmarthen.

London $5,891
Carmarthen $3,134

Monthly costs for a family of three with rent: $7,696 in London versus $3,886 in Carmarthen.

London $7,696
Carmarthen $3,886

Living in London is roughly 72% more expensive than in Carmarthen, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 200% above, Carmarthen 75% above.

Meal at Budget Restaurant

$26.55 £19.83

$23.98 £17.91

10.72%

Three-Course Dinner for Two, Mid-Range

$107 £79.9

$66.6 £49.78

60.60%

Fast Food Meal (McDonalds, etc)

$10.78 £8.06

$9.13 £6.82

18.07%

Cappuccino

$5.71 £4.27

$3.45 £2.58

65.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 £2.25

$2.54 £1.90

18.50%

Water (0.33 liter bottle)

$2.29 £1.71

$1.64 £1.22

39.63%

Local Beer (0.5 liter draught)

$9.08 £6.78

$5.46 £4.08

66.30%

Imported Beer (0.33 liter bottle)

$8.07 £6.03

$4.65 £3.47

73.55%

Milk (1 liter)

$1.90 £1.42

$1.56 £1.16

21.79%

White Bread (500g)

$2.03 £1.52

$1.13 £0.84

79.65%

Rice (white) (1kg)

$2.45 £1.83

$2.01 £1.50

21.89%

Eggs

$5.07 £3.79

$4.30 £3.22

17.91%

Local Cheese (1kg)

$12.71 £9.49

$8.06 £6.02

57.69%

Chicken Fillets (1kg)

$10.61 £7.93

$9.51 £7.11

11.57%

Beef Round Steak (1kg)

$17.68 £13.21

$13.24 £9.89

33.53%

Apples (1kg)

$3.17 £2.37

$3.10 £2.32

2.26%

Banana (1kg)

$1.45 £1.08

$1.79 £1.34

-18.99%

Oranges (1kg)

$3.13 £2.34

$2.71 £2.03

15.50%

Tomato (1kg)

$3.41 £2.55

$4.12 £3.08

-17.23%

Potato (1kg)

$1.67 £1.25

$2.15 £1.61

-22.33%

Onion (1kg)

$1.77 £1.32

$1.48 £1.11

19.59%

Lettuce (1 head)

$1.43 £1.07

$1.21 £0.90

18.18%

Water (1.5 liter bottle)

$1.87 £1.40

$2.00 £1.49

-6.50%

Cigarettes 20 Pack (Marlboro, Camel)

$23.91 £17.86

$23.26 £17.38

2.79%

Wine (Bottle)

$13.48 £10.07

$10.49 £7.84

28.50%

Local Beer (0.5 liter bottle)

$3.08 £2.30

$2.80 £2.10

10.00%

Imported Beer (0.33 liter bottle)

$4.39 £3.28

$3.65 £2.72

20.27%

One-way Ticket (Public Transport)

$4.08 £3.04

$4.47 £3.34

-8.72%

Public Transport Monthly Pass (Regular Price)

$252 £188

$96.9 £72.4

160.18%

Taxi Start (Normal Tariff)

$5.74 £4.29

$3.45 £2.57

66.38%

Taxi (Normal Tariff) (1km)

$3.35 £2.50

$1.63 £1.21

105.52%

Taxi 1hour Waiting (Normal Tariff)

$57.2 £42.76

$26.28 £19.64

117.77%

Gasoline (1 liter)

$2.08 £1.56

$1.90 £1.42

9.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K £28.4K

$38.3K £28.6K

-0.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.2K

$41.0K £30.6K

-1.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$387 £289

$322 £240

20.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.57 £13.88

$17.31 £12.93

7.28%

Internet (50+ Mbps, Unlimited Data)

$40.69 £30.40

$39.42 £29.45

3.22%

Gym Membership (Monthly)

$57.6 £43.01

$47.09 £35.18

22.26%

Tennis Court (1 Hour on Weekend)

$19.75 £14.76

Cinema Ticket

$18.33 £13.69

$13.86 £10.35

32.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,957 £2,209

$2,291 £1,711

29.08%

International Primary School, 1 Child (Yearly)

$35.9K £26.8K

$25.6K £19.1K

40.33%

Jeans (Levis 501 Or Similar)

$119 £88.7

$100 £75.0

18.33%

Summer Dress (H&M, Zara, etc)

$56.3 £42.03

$47.79 £35.70

17.74%

Sport Shoes (Adidas, Nike)

$131 £97.8

$109 £81.5

20.04%

Men's Leather Business Shoes

$165 £123

$99.5 £74.3

65.55%

1-bedroom Apartment, City Center (Monthly)

$2,811 £2,100

$1,235 £923

127.66%

1-bedroom Apartment, Outside City Center (Monthly)

$2,291 £1,712

$1,026 £766

123.33%

3-bedroom Apartment, City Center (Monthly)

$5,185 £3,874

$1,248 £933

315.36%

3-bedroom Apartment, Outside City Center (Monthly)

$3,805 £2,843

$1,049 £784

262.77%

Buy Apartment in City Center (m2)

$17.7K £13.2K

$5,005 £3,739

252.91%

Buy Apartment Outside City Center (m2)

$8,405 £6,279

$3,818 £2,852

120.14%

Average Monthly Net Salary (After Tax)

$5,070 £3,788

$1,958 £1,463

158.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

4.87

-1.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 26, 2026

Last update for Carmarthen: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56.1%

Carmarthen

$1K 43.1% 55.2% $1.3K

Monthly Utilities & Internet

London

$446 10.9%

Carmarthen

$378 15.9% 15.2% $68

Eating Out

London

$396 9.7%

Carmarthen

$314 13.2% 20.7% $82

Groceries & Markets

London

$356 8.7%

Carmarthen

$302 12.7% 15.1% $54

Getting Around

London

$291 7.1%

Carmarthen

$126 5.3% 56.6% $165

Clothing & Footwear

London

$212 5.2%

Carmarthen

$160 6.7% 24.2% $51

Sport & Entertainment

London

$94 2.3%

Carmarthen

$75 3.1% 20.6% $19

Cost Breakdown

A one-bedroom apartment in the center runs $2,811 in London and $1,235 in Carmarthen. Housing cost is often the main lever when comparing two cities.

London pays about 2.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $107 in London vs $67 in Carmarthen for a mid-range dinner for two. Groceries echo the gap at $356 vs $302 per month, with Carmarthen cheaper across the board.

Good to know

🇬🇧 London

🇬🇧 Carmarthen

🕒 Local time

09:20 9:20 AM

Same time as London

🌤 Weather

👥 Population

8,908,083 Capital

14,185

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

London Carmarthen 290 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Carmarthen: Cost of Living - Frequently Asked Questions

Carmarthen is about 42% cheaper overall, especially in transport, eating out, and groceries. That difference adds up to real monthly savings that compound significantly over time.

Average pay in London is about 2.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,811 in London versus $1,235 in Carmarthen. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in London. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Carmarthen – a meal for two runs $67 versus $107 in London. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Carmarthen gentler on the wallet – expenses run 42% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.