Cost of Living Comparison Between London and Cambridge Cost of Living Comparison Between London and Cambridge

Monthly Cost of Living

A single person spends $4,005 per month in London vs $3,101 in Cambridge, rent included.

A couple spends around $5,688 per month in London vs $4,435 in Cambridge, rent included.

A family of three spends $7,371 per month in London vs $5,770 in Cambridge, rent included.

London costs about 29% more than Cambridge, driven mainly by Getting Around.

Both London and Cambridge sit above the global median – London by 199%, Cambridge by 132%.

Meal at Budget Restaurant

$27.10 £20.06

$26.75 £19.79

1.31%

Three-Course Dinner for Two, Mid-Range

$109 £80.5

$96.7 £71.6

12.49%

Fast Food Meal (McDonalds, etc)

$11.05 £8.18

$11.01 £8.15

0.36%

Cappuccino

$5.16 £3.82

$4.84 £3.58

6.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 £2.02

$2.84 £2.10

-3.87%

Water (0.33 liter bottle)

$1.86 £1.38

$2.00 £1.48

-7.00%

Local Beer (0.5 liter draught)

$8.88 £6.57

$8.06 £5.97

10.17%

Imported Beer (0.33 liter bottle)

$8.15 £6.03

$7.90 £5.85

3.16%

Milk (1 liter)

$1.75 £1.30

$1.93 £1.43

-9.33%

White Bread (500g)

$2.19 £1.62

$2.27 £1.68

-3.52%

Rice (white) (1kg)

$2.58 £1.91

$2.80 £2.07

-7.86%

Eggs

$4.84 £3.59

$4.68 £3.46

3.42%

Local Cheese (1kg)

$11.16 £8.26

$12.54 £9.28

-11.00%

Chicken Fillets (1kg)

$9.03 £6.68

$10.00 £7.40

-9.70%

Beef Round Steak (1kg)

$14.73 £10.90

$17.86 £13.22

-17.53%

Apples (1kg)

$3.43 £2.54

$3.19 £2.36

7.52%

Banana (1kg)

$1.94 £1.44

$1.90 £1.41

2.11%

Oranges (1kg)

$3.10 £2.29

$3.65 £2.70

-15.07%

Tomato (1kg)

$3.45 £2.56

$3.51 £2.60

-1.71%

Potato (1kg)

$1.74 £1.29

$1.89 £1.40

-7.94%

Onion (1kg)

$1.85 £1.37

$2.03 £1.50

-8.87%

Lettuce (1 head)

$1.39 £1.03

Water (1.5 liter bottle)

$1.98 £1.47

$1.53 £1.13

29.41%

Cigarettes 20 Pack (Marlboro, Camel)

$23.08 £17.08

$20.56 £15.22

12.26%

Wine (Bottle)

$13.32 £9.86

$11.39 £8.43

16.94%

Local Beer (0.5 liter bottle)

$3.30 £2.44

$3.53 £2.61

-6.52%

Imported Beer (0.33 liter bottle)

$4.02 £2.97

$4.11 £3.04

-2.19%

One-way Ticket (Public Transport)

$3.84 £2.84

$2.74 £2.02

40.15%

Public Transport Monthly Pass (Regular Price)

$246 £182

$80.3 £59.4

206.31%

Taxi Start (Normal Tariff)

$5.85 £4.33

$6.84 £5.06

-14.47%

Taxi (Normal Tariff) (1km)

$3.34 £2.47

$2.48 £1.83

34.68%

Taxi 1hour Waiting (Normal Tariff)

$40.12 £29.69

$55.1 £40.76

-27.16%

Gasoline (1 liter)

$1.90 £1.41

$1.95 £1.44

-2.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £28.8K

0.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K £28.6K

$43.5K £32.2K

-11.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$318 £236

$342 £253

-6.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.99 £14.79

$15.86 £11.74

26.04%

Internet (50+ Mbps, Unlimited Data)

$43.42 £32.13

$39.10 £28.93

11.05%

Gym Membership (Monthly)

$64.6 £47.79

$73.3 £54.2

-11.87%

Tennis Court (1 Hour on Weekend)

$23.02 £17.04

$14.40 £10.66

59.86%

Cinema Ticket

$20.17 £14.92

$16.03 £11.86

25.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,552 £1,889

$2,284 £1,690

11.75%

International Primary School, 1 Child (Yearly)

$27.9K £20.7K

$23.3K £17.3K

19.77%

Jeans (Levis 501 Or Similar)

$119 £88.2

$85.5 £63.3

39.44%

Summer Dress (H&M, Zara, etc)

$50.4 £37.28

$56.8 £42.01

-11.27%

Sport Shoes (Adidas, Nike)

$127 £93.8

$87.0 £64.4

45.79%

Men's Leather Business Shoes

$159 £118

$124 £91.8

28.56%

1-bedroom Apartment, City Center (Monthly)

$3,034 £2,246

$1,939 £1,435

56.48%

1-bedroom Apartment, Outside City Center (Monthly)

$2,294 £1,697

$1,621 £1,199

41.53%

3-bedroom Apartment, City Center (Monthly)

$5,634 £4,169

$3,641 £2,694

54.74%

3-bedroom Apartment, Outside City Center (Monthly)

$3,693 £2,733

$2,553 £1,889

44.69%

Buy Apartment in City Center (m2)

$19.2K £14.2K

$9,310 £6,889

105.97%

Buy Apartment Outside City Center (m2)

$10.5K £7,781

$6,309 £4,669

66.65%

Average Monthly Net Salary (After Tax)

$5,023 £3,717

$4,098 £3,033

22.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

5.54

-8.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: April 27, 2026

Last update for Cambridge: April 27, 2026

Cost Breakdown

A central one-bedroom costs $3,034 in London versus $1,939 in Cambridge. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $109 in London versus $97.0 in Cambridge. Groceries tell a different story – $340 in London vs $355 in Cambridge – so London wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Cambridge: Cost of Living - Frequently Asked Questions

Yes – London is pricier by about 29%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $6,007 per month in London and $4,651 in Cambridge. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cambridge, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $109 in London and $97.0 in Cambridge. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $4,005 in London and $3,101 in Cambridge. The difference isn't just one category – it shows up across housing, food, transport, and services.

$2,500 is a stretch for both – monthly costs hit $4,005 in London and $3,101 in Cambridge. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Cambridge – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cambridge. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.