Last update: Oct 2026

Cost of Living Comparison Between London and Bergamo

For one person, living is cheaper in Bergamo: $1,592 a month against $4,086 in London, rent and utilities included – about $29,900 less a year. Rent and utilities account for most of the difference.

196

Cost of Living Index in London
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London Living Index
78

Cost of Living Index in Bergamo
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Bergamo Living Index

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London

🇬🇧 United Kingdom

$4,086

/mo nomad

Bergamo

🇮🇹 Italy

$1,592

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Bergamo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Bergamo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,086 in London versus $1,592 in Bergamo.

London $4,086
Bergamo $1,592

Estimated couple costs with rent: $5,816 in London versus $2,451 in Bergamo.

London $5,816
Bergamo $2,451

Monthly costs for a family of three with rent: $7,546 in London versus $3,311 in Bergamo.

London $7,546
Bergamo $3,311

Living in London is roughly 157% more expensive than in Bergamo, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: London 205% above, Bergamo 19% above.

Meal at Budget Restaurant

$26.62 £20.11

$15.68 €13.99

69.77%

Three-Course Dinner for Two, Mid-Range

$108 £81.3

$82.6 €73.8

30.19%

Fast Food Meal (McDonalds, etc)

$10.39 £7.85

$11.08 €9.89

-6.23%

Cappuccino

$5.79 £4.38

$1.87 €1.67

209.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 £2.27

$3.31 €2.95

-9.06%

Water (0.33 liter bottle)

$2.15 £1.63

$1.29 €1.15

66.67%

Local Beer (0.5 liter draught)

$9.35 £7.06

$5.57 €4.97

67.86%

Imported Beer (0.33 liter bottle)

$7.84 £5.93

$5.57 €4.97

40.75%

Milk (1 liter)

$1.79 £1.35

$1.42 €1.27

26.06%

White Bread (500g)

$2.06 £1.56

$2.02 €1.81

1.98%

Rice (white) (1kg)

$2.31 £1.74

$3.02 €2.70

-23.51%

Eggs

$5.05 £3.82

$3.71 €3.31

36.12%

Local Cheese (1kg)

$12.57 £9.50

$15.27 €13.63

-17.68%

Chicken Fillets (1kg)

$10.66 £8.05

$11.39 €10.16

-6.41%

Beef Round Steak (1kg)

$17.13 £12.94

$16.13 €14.39

6.20%

Apples (1kg)

$3.03 £2.29

$2.30 €2.05

31.74%

Banana (1kg)

$1.41 £1.07

$1.71 €1.52

-17.54%

Oranges (1kg)

$3.05 £2.31

$2.25 €2.01

35.56%

Tomato (1kg)

$3.38 £2.56

$2.66 €2.38

27.07%

Potato (1kg)

$1.67 £1.26

$1.81 €1.62

-7.73%

Onion (1kg)

$1.73 £1.31

$2.19 €1.95

-21.00%

Lettuce (1 head)

$1.41 £1.07

$1.86 €1.66

-24.19%

Water (1.5 liter bottle)

$1.79 £1.35

$0.48 €0.43

272.92%

Cigarettes 20 Pack (Marlboro, Camel)

$23.22 £17.55

$7.11 €6.35

226.58%

Wine (Bottle)

$12.99 £9.82

$4.17 €3.72

211.51%

Local Beer (0.5 liter bottle)

$3.18 £2.40

$1.25 €1.12

154.40%

Imported Beer (0.33 liter bottle)

$4.41 £3.33

$1.77 €1.58

149.15%

One-way Ticket (Public Transport)

$3.87 £2.93

$1.88 €1.67

105.85%

Public Transport Monthly Pass (Regular Price)

$250 £189

$45.25 €40.38

452.60%

Taxi Start (Normal Tariff)

$5.71 £4.31

$10.21 €9.11

-44.07%

Taxi (Normal Tariff) (1km)

$3.33 £2.51

$2.22 €1.98

50.00%

Taxi 1hour Waiting (Normal Tariff)

$57.9 £43.76

$38.74 €34.57

49.48%

Gasoline (1 liter)

$2.04 £1.54

$2.09 €1.86

-2.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K £28.4K

$36.8K €32.8K

2.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.9K

$35.0K €31.3K

16.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$376 £284

$195 €174

92.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.88 £13.51

$8.87 €7.92

101.58%

Internet (50+ Mbps, Unlimited Data)

$40.01 £30.24

$27.82 €24.82

43.82%

Gym Membership (Monthly)

$61.2 £46.22

$32.67 €29.15

87.21%

Tennis Court (1 Hour on Weekend)

$21.07 £15.93

$23.37 €20.86

-9.84%

Cinema Ticket

$17.95 £13.57

$11.26 €10.05

59.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,865 £2,165

$569 €507

404.01%

International Primary School, 1 Child (Yearly)

$35.3K £26.7K

$14.0K €12.5K

152.61%

Jeans (Levis 501 Or Similar)

$116 £87.7

$74.1 €66.1

56.65%

Summer Dress (H&M, Zara, etc)

$54.1 £40.87

$32.57 €29.06

66.04%

Sport Shoes (Adidas, Nike)

$127 £95.7

$88.0 €78.5

43.95%

Men's Leather Business Shoes

$159 £120

$103 €92.0

54.59%

1-bedroom Apartment, City Center (Monthly)

$2,853 £2,156

$751 €670

279.82%

1-bedroom Apartment, Outside City Center (Monthly)

$2,301 £1,739

$573 €511

301.75%

3-bedroom Apartment, City Center (Monthly)

$5,201 £3,931

$1,370 €1,222

279.79%

3-bedroom Apartment, Outside City Center (Monthly)

$3,723 £2,813

$904 €807

311.71%

Buy Apartment in City Center (m2)

$19.0K £14.4K

$3,471 €3,097

447.68%

Buy Apartment Outside City Center (m2)

$7,881 £5,955

$2,509 €2,239

214.05%

Average Monthly Net Salary (After Tax)

$4,818 £3,641

$2,426 €2,165

98.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.65

3.05

52.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 4, 2026

Last update for Bergamo: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56.5%

Bergamo

$573 35.7% 75.1% $1.7K

Monthly Utilities & Internet

London

$434 10.7%

Bergamo

$232 14.5% 46.5% $202

Eating Out

London

$397 9.7%

Bergamo

$239 14.9% 39.9% $158

Groceries & Markets

London

$349 8.6%

Bergamo

$298 18.6% 14.8% $52

Getting Around

London

$288 7.1%

Bergamo

$74 4.6% 74.3% $214

Clothing & Footwear

London

$205 5%

Bergamo

$134 8.4% 34.7% $71

Sport & Entertainment

London

$97 2.4%

Bergamo

$55 3.4% 43.1% $42

Cost Breakdown

A one-bedroom apartment in the center runs $2,853 in London and $751 in Bergamo. Housing cost is often the main lever when comparing two cities.

London pays 99% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $108 in London vs $83.0 in Bergamo for a mid-range dinner for two. Groceries echo the gap at $349 vs $298 per month, with Bergamo cheaper across the board.

Good to know

🇬🇧 London

🇮🇹 Bergamo

🕒 Local time

13:12 1:12 PM

14:12 2:12 PM

1 h ahead of London

🌤 Weather

👥 Population

8,908,083 Capital

120,569

💱 Currency

British Pound GBP £

Euro EUR €

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.847 GBP (1 GBP = 1.18 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to GBP in detail →

On the map

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Highest

Between locations

London Bergamo 970 km ≈ 1 h 45 min nonstop flight

From you

London
Bergamo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Bergamo: Cost of Living - Frequently Asked Questions

London and Bergamo differ by about 157% in total monthly costs ($4,086 vs $1,592 including rent). Bergamo is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 99% higher in London, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,853 in London versus $751 in Bergamo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Bergamo – a meal for two runs $83.0 versus $108 in London. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $4,086 per month in London versus $1,592 in Bergamo – a 157% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,592 in Bergamo versus $4,086 in London, a $2,000 budget is realistic in Bergamo but tight or insufficient in London. The gap between the two cities makes Bergamo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, London and Bergamo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bergamo gentler on the wallet – expenses run 157% less than in London. Beyond cost, consider language, visa policies, and how big the international community is in each city.