Last update: Oct 2026

Cost of Living Comparison Between London, Canada and North Bay

For one person, living is cheaper in North Bay: $2,162 a month against $2,342 in London, rent and utilities included – about $2,200 less a year. Other living expenses account for most of the difference.

112

Cost of Living Index in London
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London Living Index
105

Cost of Living Index in North Bay
Learn more

North Bay Living Index

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London

🇨🇦 Canada

$2,342

/mo nomad

North Bay

🇨🇦 Canada

$2,162

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in North Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in North Bay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,342 in London versus $2,162 in North Bay.

London $2,342
North Bay $2,162

Estimated couple costs with rent: $3,356 in London versus $3,060 in North Bay.

London $3,356
North Bay $3,060

Monthly costs for a family of three with rent: $4,370 in London versus $3,957 in North Bay.

London $4,370
North Bay $3,957

Living in London is roughly 8% more expensive than in North Bay, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: London 72% above, North Bay 59% above.

Meal at Budget Restaurant

$21.44 CA$29.96

$17.83 CA$24.91

20.25%

Three-Course Dinner for Two, Mid-Range

$64.9 CA$90.6

$77.4 CA$108

-16.17%

Fast Food Meal (McDonalds, etc)

$12.45 CA$17.40

$10.73 CA$14.99

16.03%

Cappuccino

$3.75 CA$5.24

$3.98 CA$5.57

-5.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 CA$3.09

$2.07 CA$2.90

6.76%

Water (0.33 liter bottle)

$2.13 CA$2.98

$1.76 CA$2.45

21.02%

Local Beer (0.5 liter draught)

$6.26 CA$8.74

$5.02 CA$7.02

24.70%

Imported Beer (0.33 liter bottle)

$6.40 CA$8.94

$6.81 CA$9.51

-6.02%

Milk (1 liter)

$1.89 CA$2.64

$2.56 CA$3.57

-26.17%

White Bread (500g)

$2.67 CA$3.73

$2.72 CA$3.81

-1.84%

Rice (white) (1kg)

$4.07 CA$5.68

$2.24 CA$3.12

81.70%

Eggs

$3.69 CA$5.15

$3.53 CA$4.93

4.53%

Local Cheese (1kg)

$10.02 CA$14.00

$9.49 CA$13.27

5.58%

Chicken Fillets (1kg)

$11.75 CA$16.41

$11.32 CA$15.82

3.80%

Beef Round Steak (1kg)

$14.92 CA$20.85

$12.37 CA$17.29

20.61%

Apples (1kg)

$4.38 CA$6.11

$3.67 CA$5.13

19.35%

Banana (1kg)

$1.21 CA$1.68

$1.22 CA$1.70

-0.82%

Oranges (1kg)

$3.79 CA$5.29

$3.21 CA$4.49

18.07%

Tomato (1kg)

$4.21 CA$5.88

$4.19 CA$5.86

0.48%

Potato (1kg)

$3.20 CA$4.47

$1.85 CA$2.58

72.97%

Onion (1kg)

$3.07 CA$4.30

$1.68 CA$2.34

82.74%

Lettuce (1 head)

$2.52 CA$3.53

$2.24 CA$3.13

12.50%

Water (1.5 liter bottle)

$1.54 CA$2.16

$1.26 CA$1.76

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$12.01 CA$16.78

$14.46 CA$20.20

-16.94%

Wine (Bottle)

$12.68 CA$17.72

$14.26 CA$19.92

-11.08%

Local Beer (0.5 liter bottle)

$2.55 CA$3.57

$2.23 CA$3.12

14.35%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.07

$2.46 CA$3.44

18.29%

One-way Ticket (Public Transport)

$2.55 CA$3.56

$2.28 CA$3.18

11.84%

Public Transport Monthly Pass (Regular Price)

$80.3 CA$112

$67.4 CA$94.1

19.16%

Taxi Start (Normal Tariff)

$2.45 CA$3.42

$3.08 CA$4.31

-20.45%

Taxi (Normal Tariff) (1km)

$1.64 CA$2.29

$1.13 CA$1.58

45.13%

Taxi 1hour Waiting (Normal Tariff)

$22.15 CA$30.95

$22.26 CA$31.11

-0.49%

Gasoline (1 liter)

$1.25 CA$1.74

$1.25 CA$1.75

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K CA$37.5K

-0.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K CA$32.4K

$21.5K CA$30.0K

7.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$194

$124 CA$173

12.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.22 CA$54.8

$32.74 CA$45.75

19.79%

Internet (50+ Mbps, Unlimited Data)

$56.6 CA$79.1

$48.00 CA$67.1

17.92%

Gym Membership (Monthly)

$35.95 CA$50.2

$24.94 CA$34.85

44.15%

Tennis Court (1 Hour on Weekend)

$28.81 CA$40.25

Cinema Ticket

$10.83 CA$15.14

$13.09 CA$18.29

-17.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$419 CA$586

$753 CA$1,052

-44.31%

International Primary School, 1 Child (Yearly)

$20.8K CA$29.1K

$23.8K CA$33.2K

-12.49%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.7

$44.70 CA$62.5

21.14%

Summer Dress (H&M, Zara, etc)

$38.94 CA$54.4

$18.18 CA$25.41

114.19%

Sport Shoes (Adidas, Nike)

$81.1 CA$113

$101 CA$141

-19.88%

Men's Leather Business Shoes

$91.4 CA$128

$89.3 CA$125

2.28%

1-bedroom Apartment, City Center (Monthly)

$1,323 CA$1,849

$1,457 CA$2,036

-9.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,149 CA$1,606

$1,095 CA$1,530

4.97%

3-bedroom Apartment, City Center (Monthly)

$2,099 CA$2,932

$1,852 CA$2,587

13.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,681 CA$2,349

$1,475 CA$2,061

13.94%

Buy Apartment in City Center (m2)

$4,124 CA$5,762

Buy Apartment Outside City Center (m2)

$3,452 CA$4,823

Average Monthly Net Salary (After Tax)

$3,052 CA$4,265

$3,108 CA$4,343

-1.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

4.45

6.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 26, 2026

Last update for North Bay: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$1.1K 49.1%

North Bay

$1.1K 50.7% 4.7% $54

Groceries & Markets

London

$364 15.5%

North Bay

$335 15.5% 7.9% $29

Eating Out

London

$315 13.5%

North Bay

$277 12.8% 12.3% $39

Monthly Utilities & Internet

London

$235 10%

North Bay

$204 9.5% 12.9% $30

Clothing & Footwear

London

$119 5.1%

North Bay

$114 5.3% 4.6% $5.5

Getting Around

London

$101 4.3%

North Bay

$85 3.9% 15.7% $16

Sport & Entertainment

London

$58 2.5%

North Bay

$51 2.4% 11.3% $6.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,323 in London and $1,457 in North Bay. Housing cost is often the main lever when comparing two cities.

Dining out: $65 in London vs $77 in North Bay. Groceries flip the comparison at $364 vs $335, with North Bay cheaper for home cooking.

Good to know

🇨🇦 London

🇨🇦 North Bay

🕒 Local time

17:25 5:25 PM

Same time as London

🌤 Weather

👥 Population

383,822

51,553

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs North Bay: Cost of Living - Frequently Asked Questions

North Bay is about 8% cheaper overall, especially in eating out, groceries, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,512 in London and $3,243 in North Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,323 in London versus $1,457 in North Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,342 per month in London versus $2,162 in North Bay – North Bay is about 8% cheaper, which adds up to real savings over time.

A monthly transit pass in North Bay runs roughly 16% less than in London. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. North Bay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, London and North Bay are both considered safe, so it’s unlikely to be the deciding factor between them.