Last update: Oct 2026

Cost of Living Comparison Between London, Canada and Florence, KY

For one person, living is cheaper in Florence, KY: $2,276 a month against $2,343 in London, rent and utilities included – about $800 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in London
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London Living Index
108

Cost of Living Index in Florence, KY
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Florence, KY Living Index

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London

🇨🇦 Canada

$2,343

/mo nomad

Florence, KY

🇺🇸 United States

$2,276

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Florence, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Florence, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,343 in London versus $2,276 in Florence, KY.

London $2,343
Florence, KY $2,276

Estimated couple costs with rent: $3,375 in London versus $3,338 in Florence, KY.

London $3,375
Florence, KY $3,338

Monthly costs for a family of three with rent: $4,408 in London versus $4,399 in Florence, KY.

London $4,408
Florence, KY $4,399

Living in London is roughly 3% more expensive than in Florence, KY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: London 73% above, Florence, KY 68% above.

Meal at Budget Restaurant

$21.71 CA$30.43

$14.73 $14.73

47.39%

Three-Course Dinner for Two, Mid-Range

$65.0 CA$91.1

$73.7 $73.7

-11.83%

Fast Food Meal (McDonalds, etc)

$12.49 CA$17.51

$9.26 $9.26

34.88%

Cappuccino

$3.90 CA$5.47

$4.93 $4.93

-20.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 CA$3.08

$2.19 $2.19

0.46%

Water (0.33 liter bottle)

$2.21 CA$3.10

$1.65 $1.65

33.94%

Local Beer (0.5 liter draught)

$6.26 CA$8.78

$6.02 $6.02

3.99%

Imported Beer (0.33 liter bottle)

$6.30 CA$8.83

$6.87 $6.87

-8.30%

Milk (1 liter)

$1.98 CA$2.78

$0.86 $0.86

130.23%

White Bread (500g)

$2.65 CA$3.72

$3.29 $3.29

-19.45%

Rice (white) (1kg)

$3.93 CA$5.51

$4.13 $4.13

-4.84%

Eggs

$3.71 CA$5.19

$3.54 $3.54

4.80%

Local Cheese (1kg)

$9.97 CA$13.97

$12.59 $12.59

-20.81%

Chicken Fillets (1kg)

$11.71 CA$16.41

$11.96 $11.96

-2.09%

Beef Round Steak (1kg)

$15.44 CA$21.65

$16.17 $16.17

-4.51%

Apples (1kg)

$4.38 CA$6.14

$5.62 $5.62

-22.06%

Banana (1kg)

$1.26 CA$1.76

$1.68 $1.68

-25.00%

Oranges (1kg)

$3.89 CA$5.46

$4.65 $4.65

-16.34%

Tomato (1kg)

$4.15 CA$5.82

$4.67 $4.67

-11.13%

Potato (1kg)

$3.11 CA$4.36

$2.61 $2.61

19.16%

Onion (1kg)

$3.24 CA$4.55

$2.99 $2.99

8.36%

Lettuce (1 head)

$2.51 CA$3.51

$2.03 $2.03

23.65%

Water (1.5 liter bottle)

$1.55 CA$2.17

$1.84 $1.84

-15.76%

Cigarettes 20 Pack (Marlboro, Camel)

$12.12 CA$16.99

$9.09 $9.09

33.33%

Wine (Bottle)

$12.85 CA$18.02

$15.88 $15.88

-19.08%

Local Beer (0.5 liter bottle)

$2.53 CA$3.54

$2.17 $2.17

16.59%

Imported Beer (0.33 liter bottle)

$2.93 CA$4.11

$2.95 $2.95

-0.68%

One-way Ticket (Public Transport)

$2.47 CA$3.47

$1.97 $1.97

25.38%

Public Transport Monthly Pass (Regular Price)

$80.0 CA$112

$63.9 $63.9

25.20%

Taxi Start (Normal Tariff)

$2.57 CA$3.60

$2.72 $2.72

-5.51%

Taxi (Normal Tariff) (1km)

$1.64 CA$2.30

$1.25 $1.25

31.20%

Taxi 1hour Waiting (Normal Tariff)

$22.18 CA$31.09

$18.09 $18.09

22.61%

Gasoline (1 liter)

$1.19 CA$1.66

$0.98 $0.98

21.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K CA$37.9K

$34.1K $34.1K

-20.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.0K CA$32.2K

$25.6K $25.6K

-10.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$197

$182 $182

-22.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.31 CA$56.5

$58.3 $58.3

-30.89%

Internet (50+ Mbps, Unlimited Data)

$57.3 CA$80.4

$68.5 $68.5

-16.33%

Gym Membership (Monthly)

$35.84 CA$50.2

$17.57 $17.57

103.98%

Tennis Court (1 Hour on Weekend)

$29.49 CA$41.33

Cinema Ticket

$10.68 CA$14.96

$15.23 $15.23

-29.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 CA$594

$1,255 $1,255

-66.26%

International Primary School, 1 Child (Yearly)

$21.6K CA$30.3K

$23.9K $23.9K

-9.79%

Jeans (Levis 501 Or Similar)

$54.7 CA$76.7

$50.1 $50.1

9.28%

Summer Dress (H&M, Zara, etc)

$39.35 CA$55.2

$43.94 $43.94

-10.45%

Sport Shoes (Adidas, Nike)

$82.6 CA$116

$89.2 $89.2

-7.33%

Men's Leather Business Shoes

$91.5 CA$128

$106 $106

-13.83%

1-bedroom Apartment, City Center (Monthly)

$1,293 CA$1,812

$1,351 $1,351

-4.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,140 CA$1,599

$1,054 $1,054

8.24%

3-bedroom Apartment, City Center (Monthly)

$2,100 CA$2,943

$2,009 $2,009

4.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,696 CA$2,378

$1,689 $1,689

0.43%

Buy Apartment in City Center (m2)

$4,121 CA$5,776

$1,907 $1,907

116.03%

Buy Apartment Outside City Center (m2)

$3,416 CA$4,788

$1,260 $1,260

171.06%

Average Monthly Net Salary (After Tax)

$3,116 CA$4,368

$3,484 $3,484

-10.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

6.68

-29.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 31, 2026

Last update for Florence, KY: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$1.1K 48.7%

Florence, KY

$1.1K 46.3% 7.6% $87

Groceries & Markets

London

$366 15.6%

Florence, KY

$391 17.2% 6.8% $25

Eating Out

London

$320 13.6%

Florence, KY

$264 11.6% 17.4% $56

Monthly Utilities & Internet

London

$238 10.2%

Florence, KY

$309 13.6% 29.6% $71

Clothing & Footwear

London

$121 5.2%

Florence, KY

$130 5.7% 7.9% $9.5

Getting Around

London

$101 4.3%

Florence, KY

$81 3.6% 19.8% $20

Sport & Entertainment

London

$57 2.4%

Florence, KY

$48 2.1% 16% $9.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,293 in London and $1,351 in Florence, KY. Housing cost is often the main lever when comparing two cities.

Florence, KY pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65 in London vs $74 in Florence, KY for a mid-range dinner for two. Groceries echo the gap at $366 vs $391 per month, with London cheaper across the board.

Good to know

🇨🇦 London

🇺🇸 Florence, KY

🕒 Local time

10:58 10:58 AM

Same time as London

🌤 Weather

👥 Population

383,822

40,184

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

London Florence, KY 530 km ≈ 1 h 15 min nonstop flight

From you

London
Florence, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Florence, KY: Cost of Living - Frequently Asked Questions

Florence, KY is about 3% cheaper overall, especially in eating out, transport, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 11% lower in London. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,293 in London versus $1,351 in Florence, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in London pay roughly 6% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in London – a meal for two runs $65 versus $74 in Florence, KY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.