Last update: Oct 2026

Cost of Living Comparison Between Lome and Bansko

For one person, living is cheaper in Lome: $557 a month against $970 in Bansko, rent and utilities included – about $5,000 less a year. Rent and utilities account for most of the difference.

52

Cost of Living Index in Lome
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Lome Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Lome

🇹🇬 Togo

$557

/mo nomad

Bansko

🇧🇬 Bulgaria

$970

/mo nomad

Monthly Cost of Living

How much you'll spend in Lome and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lome and in Bansko actually costs, broken down by who's living it.

A single person spends $557 per month in Lome vs $970 in Bansko, rent included.

Lome $557
Bansko $970

A couple spends around $980 per month in Lome vs $1,464 in Bansko, rent included.

Lome $980
Bansko $1,464

A family of three spends $1,404 per month in Lome vs $1,957 in Bansko, rent included.

Lome $1,404
Bansko $1,957

Lome is about 43% cheaper than Bansko, and outside of rent the biggest gap is in clothing.

Both Lome and Bansko are more affordable than the global median – Lome 58% lower, Bansko 28% lower.

Meal at Budget Restaurant

$2.94 F CFA 1,718

$8.66 BGN 15.15

-66.05%

Three-Course Dinner for Two, Mid-Range

$30.61 F CFA 17.9K

$46.63 BGN 81.6

-34.36%

Fast Food Meal (McDonalds, etc)

$5.64 F CFA 3,301

$9.01 BGN 15.77

-37.40%

Cappuccino

$5.65 F CFA 3,307

$2.24 BGN 3.92

152.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.22 F CFA 2,470

$1.50 BGN 2.63

181.33%

Water (0.33 liter bottle)

$0.70 F CFA 407

$0.86 BGN 1.51

-18.60%

Local Beer (0.5 liter draught)

$0.96 F CFA 560

$1.76 BGN 3.07

-45.45%

Imported Beer (0.33 liter bottle)

$1.74 F CFA 1,018

$2.00 BGN 3.51

-13.00%

Milk (1 liter)

$2.22 F CFA 1,302

$1.79 BGN 3.14

24.02%

White Bread (500g)

$1.36 F CFA 795

$0.81 BGN 1.42

67.90%

Rice (white) (1kg)

$1.49 F CFA 872

$1.52 BGN 2.66

-1.97%

Eggs

$2.04 F CFA 1,194

$2.30 BGN 4.02

-11.30%

Local Cheese (1kg)

$9.60 BGN 16.81

Chicken Fillets (1kg)

$6.32 BGN 11.06

Beef Round Steak (1kg)

$5.70 F CFA 3,334

$8.64 BGN 15.12

-34.03%

Apples (1kg)

$2.92 F CFA 1,710

$1.28 BGN 2.24

128.13%

Banana (1kg)

$1.67 F CFA 976

$1.68 BGN 2.95

-0.60%

Oranges (1kg)

$1.70 BGN 2.98

Tomato (1kg)

$2.55 F CFA 1,489

$1.89 BGN 3.30

34.92%

Potato (1kg)

$1.75 F CFA 1,024

$0.93 BGN 1.63

88.17%

Onion (1kg)

$1.18 F CFA 692

$0.76 BGN 1.32

55.26%

Lettuce (1 head)

$0.54 BGN 0.95

Water (1.5 liter bottle)

$0.83 F CFA 487

$0.58 BGN 1.02

43.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.44 BGN 6.02

Wine (Bottle)

$4.85 F CFA 2,835

$5.14 BGN 9.00

-5.64%

Local Beer (0.5 liter bottle)

$1.09 F CFA 640

$1.11 BGN 1.94

-1.80%

Imported Beer (0.33 liter bottle)

$1.40 F CFA 820

$1.70 BGN 2.97

-17.65%

One-way Ticket (Public Transport)

$0.88 BGN 1.55

Public Transport Monthly Pass (Regular Price)

$26.76 BGN 46.83

Taxi Start (Normal Tariff)

$1.29 BGN 2.26

Taxi (Normal Tariff) (1km)

$1.22 F CFA 714

$0.65 BGN 1.14

87.69%

Taxi 1hour Waiting (Normal Tariff)

$4.24 F CFA 2,482

$10.18 BGN 17.81

-58.35%

Gasoline (1 liter)

$1.23 F CFA 720

$1.50 BGN 2.63

-18.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K BGN 50.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BGN 37.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 F CFA 85.6K

$91.4 BGN 160

59.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.33 F CFA 12.5K

$14.68 BGN 25.68

45.30%

Internet (50+ Mbps, Unlimited Data)

$42.15 F CFA 24.7K

$12.07 BGN 21.12

249.21%

Gym Membership (Monthly)

$60.5 F CFA 35.4K

$32.28 BGN 56.5

87.36%

Tennis Court (1 Hour on Weekend)

$8.77 F CFA 5,132

$8.60 BGN 15.05

1.98%

Cinema Ticket

$4.22 F CFA 2,467

$5.63 BGN 9.86

-25.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 BGN 400

International Primary School, 1 Child (Yearly)

$2,311 BGN 4,045

Jeans (Levis 501 Or Similar)

$30.48 BGN 53.3

Summer Dress (H&M, Zara, etc)

$19.01 BGN 33.26

Sport Shoes (Adidas, Nike)

$45.53 BGN 79.7

Men's Leather Business Shoes

$48.67 BGN 85.2

1-bedroom Apartment, City Center (Monthly)

$521 BGN 913

1-bedroom Apartment, Outside City Center (Monthly)

$367 BGN 643

3-bedroom Apartment, City Center (Monthly)

$1,196 F CFA 699.6K

$634 BGN 1,110

88.56%

3-bedroom Apartment, Outside City Center (Monthly)

$294 F CFA 172.2K

$558 BGN 976

-47.25%

Buy Apartment in City Center (m2)

$1,204 BGN 2,106

Buy Apartment Outside City Center (m2)

$971 BGN 1,699

Average Monthly Net Salary (After Tax)

$295 F CFA 172.7K

$1,670 BGN 2,923

-82.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lome: October 5, 2026

Last update for Bansko: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Lome

$210 37.4%

Bansko

$118 12.2% 43.6% $92

Groceries & Markets

Lome

$140 * 25%

Bansko

$193 20% 38% $53

Eating Out

Lome

$136 24.3%

Bansko

$145 15% 6.8% $9.2

Sport & Entertainment

Lome

$69 12.3%

Bansko

$44 4.5% 36.8% $25

Getting Around

Lome

$6.1 * 1.1%

Bansko

$35 3.6% 471% $29

Clothing & Footwear

Lome

- * 0%

Bansko

$65 6.7%

Accommodation & Living

Lome

- * 0%

Bansko

$367 38%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 466% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $31.00 in Lome versus $47.00 in Bansko. Monthly groceries follow the same trend: $140 vs $193 – making Lome the more affordable choice for daily food spending.

Good to know

🇹🇬 Lome

🇧🇬 Bansko

🕒 Local time

03:09 3:09 AM

06:09 6:09 AM

3 h ahead of Lome

🌤 Weather

👥 Population

837,437 Capital

8,000

💱 Currency

West African CFA Franc XOF Fr

Bulgarian Lev BGN лв.

📈 Exchange rate

1,000 XOF = 1.71 USD

1,000 XOF = 1.52 EUR

1 BGN = 0.571 USD

1 BGN = 0.509 EUR

Exchange rates and currency converter

BGN, USD, EUR to XOF – West African CFA Franc Converter

🇺🇸 United States Dollar ($)

🌐 West African CFA Franc (Fr)

West African CFA Franc exchange rates as of October 10, 2026: 1 USD = 585 XOF (1,000 XOF = 1.71 USD). 1 EUR = 656 XOF (1,000 XOF = 1.52 EUR).

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.509 EUR).

USD to XOF in detail →

On the map

Lowest

Highest

Between locations

Lome Bansko 4,540 km ≈ 6 h nonstop flight

From you

Lome
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lome vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $557 in Lome, $970 in Bansko – roughly 74% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $836 per month in Lome and $1,455 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $31.00 in Lome and $47.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $557 in Lome and $970 in Bansko. That's a gap of about 74%.

A $1,000 monthly budget goes further in Lome, where all-in costs run around $557, than in Bansko at $970. In Lome it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Lome has an edge in some lifestyle areas, with costs from $557 in Lome to $970 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lome. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.