Last update: Nov 2026

Cost of Living Comparison Between Lodi, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,604 in Lodi, CA, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Lodi, CA
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Lodi, CA Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lodi, CA

🇺🇸 United States

$2,604

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Lodi, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lodi, CA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,604 in Lodi, CA versus $1,331 in Ubud, Bali.

Lodi, CA $2,604
Ubud, Bali $1,331

Estimated couple costs with rent: $3,813 in Lodi, CA versus $2,296 in Ubud, Bali.

Lodi, CA $3,813
Ubud, Bali $2,296

Monthly costs for a family of three with rent: $5,022 in Lodi, CA versus $3,261 in Ubud, Bali.

Lodi, CA $5,022
Ubud, Bali $3,261

Living in Lodi, CA is roughly 96% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lodi, CA is 91% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$20.27 $20.27

$3.38 Rp 61.3K

499.70%

Three-Course Dinner for Two, Mid-Range

$76.4 $76.4

$34.65 Rp 629.3K

120.52%

Fast Food Meal (McDonalds, etc)

$11.46 $11.46

$5.57 Rp 101.2K

105.75%

Cappuccino

$5.27 $5.27

$2.62 Rp 47.6K

101.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 $2.60

$1.54 Rp 28.0K

68.83%

Water (0.33 liter bottle)

$1.99 $1.99

$0.64 Rp 11.6K

210.94%

Local Beer (0.5 liter draught)

$5.86 $5.86

$2.67 Rp 48.4K

119.48%

Imported Beer (0.33 liter bottle)

$7.41 $7.41

$4.26 Rp 77.4K

73.94%

Milk (1 liter)

$1.05 $1.05

$1.46 Rp 26.6K

-28.08%

White Bread (500g)

$3.50 $3.50

$2.29 Rp 41.6K

52.84%

Rice (white) (1kg)

$4.31 $4.31

$1.11 Rp 20.1K

288.29%

Eggs

$4.28 $4.28

$2.10 Rp 38.1K

103.81%

Local Cheese (1kg)

$12.48 $12.48

$15.94 Rp 289.5K

-21.71%

Chicken Fillets (1kg)

$11.66 $11.66

$3.88 Rp 70.5K

200.52%

Beef Round Steak (1kg)

$17.24 $17.24

$11.40 Rp 207.1K

51.23%

Apples (1kg)

$5.03 $5.03

$3.55 Rp 64.5K

41.69%

Banana (1kg)

$1.66 $1.66

$1.54 Rp 27.9K

7.79%

Oranges (1kg)

$4.24 $4.24

$2.23 Rp 40.5K

90.13%

Tomato (1kg)

$4.69 $4.69

$1.97 Rp 35.8K

138.07%

Potato (1kg)

$2.84 $2.84

$1.86 Rp 33.7K

52.69%

Onion (1kg)

$2.98 $2.98

$2.42 Rp 43.9K

23.14%

Lettuce (1 head)

$2.18 $2.18

$1.02 Rp 18.6K

113.73%

Water (1.5 liter bottle)

$2.29 $2.29

$0.52 Rp 9,486

340.38%

Cigarettes 20 Pack (Marlboro, Camel)

$9.59 $9.59

$2.20 Rp 39.9K

335.91%

Wine (Bottle)

$15.15 $15.15

$21.79 Rp 395.7K

-30.47%

Local Beer (0.5 liter bottle)

$2.01 $2.01

$2.33 Rp 42.2K

-13.73%

Imported Beer (0.33 liter bottle)

$3.35 $3.35

$2.97 Rp 53.9K

12.79%

One-way Ticket (Public Transport)

$1.73 $1.73

$0.25 Rp 4,547

592.00%

Public Transport Monthly Pass (Regular Price)

$67.8 $67.8

$8.17 Rp 148.5K

730.35%

Taxi Start (Normal Tariff)

$3.42 $3.42

$0.44 Rp 7,950

677.27%

Taxi (Normal Tariff) (1km)

$1.61 $1.61

$0.47 Rp 8,499

242.55%

Taxi 1hour Waiting (Normal Tariff)

$26.95 $26.95

$5.60 Rp 101.7K

381.25%

Gasoline (1 liter)

$1.52 $1.52

$0.83 Rp 15.0K

83.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$24.4K Rp 444.0M

12.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$31.7K Rp 575.6M

-16.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$77.5 Rp 1.4M

157.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$6.14 Rp 111.6K

843.97%

Internet (50+ Mbps, Unlimited Data)

$69.8 $69.8

$18.92 Rp 343.5K

268.66%

Gym Membership (Monthly)

$40.53 $40.53

$51.0 Rp 926.1K

-20.51%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

Cinema Ticket

$13.66 $13.66

$4.38 Rp 79.6K

211.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,314 $1,314

$492 Rp 8.9M

166.84%

International Primary School, 1 Child (Yearly)

$20.1K $20.1K

$12.2K Rp 222.0M

64.11%

Jeans (Levis 501 Or Similar)

$52.7 $52.7

$45.16 Rp 820.2K

16.59%

Summer Dress (H&M, Zara, etc)

$42.26 $42.26

$34.89 Rp 633.6K

21.12%

Sport Shoes (Adidas, Nike)

$89.0 $89.0

$78.3 Rp 1.4M

13.61%

Men's Leather Business Shoes

$128 $128

$77.9 Rp 1.4M

63.79%

1-bedroom Apartment, City Center (Monthly)

$1,579 $1,579

$1,078 Rp 19.6M

46.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,260 $1,260

$665 Rp 12.1M

89.49%

3-bedroom Apartment, City Center (Monthly)

$2,527 $2,527

$3,510 Rp 63.7M

-28.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,118 $2,118

$1,671 Rp 30.3M

26.73%

Buy Apartment in City Center (m2)

$2,857 $2,857

$2,340 Rp 42.5M

22.07%

Buy Apartment Outside City Center (m2)

$2,345 $2,345

$2,236 Rp 40.6M

4.86%

Average Monthly Net Salary (After Tax)

$4,383 $4,383

$166 Rp 3.0M

2534.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

13.78

-51.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lodi, CA: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lodi, CA

$1.3K 48.4%

Ubud, Bali

$665 50% 47.2% $595

Groceries & Markets

Lodi, CA

$401 15.4%

Ubud, Bali

$279 21% 30.2% $121

Monthly Utilities & Internet

Lodi, CA

$327 12.6%

Ubud, Bali

$103 7.7% 68.7% $225

Eating Out

Lodi, CA

$322 12.4%

Ubud, Bali

$106 8% 67.2% $217

Clothing & Footwear

Lodi, CA

$140 5.4%

Ubud, Bali

$106 8% 24.1% $34

Getting Around

Lodi, CA

$86 3.3%

Ubud, Bali

$12 0.9% 86.1% $74

Sport & Entertainment

Lodi, CA

$68 2.6%

Ubud, Bali

$60 4.5% 11.9% $8.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,531 in Lodi, CA and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lodi, CA pays about 27 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $76 in Lodi, CA vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $401 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Lodi, CA

🇮🇩 Ubud, Bali

🕒 Local time

03:37 3:37 AM

19:37 7:37 PM

16 h ahead of Lodi, CA

🌤 Weather

👥 Population

66,348

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.893 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Lodi, CA Ubud, Bali 13,490 km ≈ 17 h nonstop flight

From you

Lodi, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lodi, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 49% lower than in Lodi, CA. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Lodi, CA is about 27 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,531 in Lodi, CA versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 88% less than in Lodi, CA. The price difference matters if you commute daily and watch your budget.

Childcare runs $1,494 in Lodi, CA versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Lodi, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.