Last update: Oct 2026

Cost of Living Comparison Between Lloret de Mar and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,502 in Lloret de Mar, rent and utilities included – about $7,000 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Lloret de Mar
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Lloret de Mar Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Lloret de Mar

🇪🇸 Spain

$1,502

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Lloret de Mar and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lloret de Mar and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,502 in Lloret de Mar versus $918 in Cebu.

Lloret de Mar $1,502
Cebu $918

Estimated couple costs with rent: $2,356 in Lloret de Mar versus $1,409 in Cebu.

Lloret de Mar $2,356
Cebu $1,409

Monthly costs for a family of three with rent: $3,210 in Lloret de Mar versus $1,900 in Cebu.

Lloret de Mar $3,210
Cebu $1,900

Living in Lloret de Mar is roughly 64% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lloret de Mar is 11% above, Cebu is 32% below.

Meal at Budget Restaurant

$13.25 €11.79

$3.09 ₱194

328.80%

Three-Course Dinner for Two, Mid-Range

$57.8 €51.4

$24.22 ₱1,525

138.44%

Fast Food Meal (McDonalds, etc)

$7.17 €6.38

$3.92 ₱247

82.91%

Cappuccino

$1.82 €1.61

$2.51 ₱158

-27.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 €2.26

$1.59 ₱100

59.75%

Water (0.33 liter bottle)

$2.05 €1.83

$0.53 ₱33.43

286.79%

Local Beer (0.5 liter draught)

$3.31 €2.94

$1.78 ₱112

85.96%

Imported Beer (0.33 liter bottle)

$3.16 €2.81

$2.17 ₱137

45.62%

Milk (1 liter)

$1.26 €1.12

$1.92 ₱121

-34.37%

White Bread (500g)

$1.93 €1.71

$1.36 ₱85.4

41.91%

Rice (white) (1kg)

$1.41 €1.25

$1.01 ₱63.5

39.60%

Eggs

$3.07 €2.73

$2.03 ₱128

51.23%

Local Cheese (1kg)

$11.07 €9.85

$9.86 ₱621

12.27%

Chicken Fillets (1kg)

$8.08 €7.18

$4.39 ₱277

84.05%

Beef Round Steak (1kg)

$14.41 €12.82

$7.60 ₱479

89.61%

Apples (1kg)

$2.74 €2.44

$3.30 ₱208

-16.97%

Banana (1kg)

$1.84 €1.64

$1.39 ₱87.8

32.37%

Oranges (1kg)

$2.89 €2.57

$2.33 ₱147

24.03%

Tomato (1kg)

$2.57 €2.29

$1.50 ₱94.3

71.33%

Potato (1kg)

$1.20 €1.06

$2.36 ₱149

-49.15%

Onion (1kg)

$1.99 €1.77

$1.90 ₱119

4.74%

Lettuce (1 head)

$1.46 €1.30

$1.19 ₱74.9

22.69%

Water (1.5 liter bottle)

$0.60 €0.53

$0.63 ₱39.71

-4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$5.67 €5.05

$3.00 ₱189

89.00%

Wine (Bottle)

$5.19 €4.62

$6.03 ₱379

-13.93%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$1.23 ₱77.7

-10.57%

Imported Beer (0.33 liter bottle)

$1.54 €1.37

$1.75 ₱110

-12.00%

One-way Ticket (Public Transport)

$1.66 €1.48

$0.25 ₱15.86

564.00%

Public Transport Monthly Pass (Regular Price)

$32.93 €29.29

$12.64 ₱796

160.52%

Taxi Start (Normal Tariff)

$3.83 €3.40

$0.77 ₱48.62

397.40%

Taxi (Normal Tariff) (1km)

$1.53 €1.36

$0.23 ₱14.53

565.22%

Taxi 1hour Waiting (Normal Tariff)

$22.01 €19.58

$4.46 ₱281

393.50%

Gasoline (1 liter)

$1.75 €1.56

$1.31 ₱82.8

33.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K €25.2K

$21.2K ₱1.3M

33.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.6K €26.3K

$19.1K ₱1.2M

54.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €113

$120 ₱7,569

6.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.47 €13.76

$14.00 ₱882

10.50%

Internet (50+ Mbps, Unlimited Data)

$35.33 €31.43

$27.54 ₱1,734

28.29%

Gym Membership (Monthly)

$45.56 €40.53

$32.33 ₱2,035

40.92%

Tennis Court (1 Hour on Weekend)

$15.57 €13.85

$6.65 ₱419

134.14%

Cinema Ticket

$7.77 €6.91

$5.65 ₱356

37.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$315 €280

$275 ₱17.3K

14.29%

International Primary School, 1 Child (Yearly)

$8,582 €7,633

$7,918 ₱498.5K

8.38%

Jeans (Levis 501 Or Similar)

$103 €91.7

$49.33 ₱3,106

109.00%

Summer Dress (H&M, Zara, etc)

$33.16 €29.50

$25.24 ₱1,589

31.38%

Sport Shoes (Adidas, Nike)

$82.0 €72.9

$77.0 ₱4,846

6.52%

Men's Leather Business Shoes

$90.8 €80.7

$57.2 ₱3,601

58.67%

1-bedroom Apartment, City Center (Monthly)

$813 €723

$500 ₱31.5K

62.74%

1-bedroom Apartment, Outside City Center (Monthly)

$626 €557

$309 ₱19.4K

102.80%

3-bedroom Apartment, City Center (Monthly)

$1,757 €1,563

$1,078 ₱67.9K

62.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,182 €1,051

$615 ₱38.7K

92.06%

Buy Apartment in City Center (m2)

$3,282 €2,919

$2,886 ₱181.7K

13.72%

Buy Apartment Outside City Center (m2)

$2,184 €1,943

$1,917 ₱120.7K

13.95%

Average Monthly Net Salary (After Tax)

$1,368 €1,217

$346 ₱21.8K

295.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.02

7.2

-58.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lloret de Mar: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lloret de Mar

$626 41.7%

Cebu

$309 33.6% 50.7% $317

Groceries & Markets

Lloret de Mar

$255 17%

Cebu

$206 22.4% 19.4% $50

Eating Out

Lloret de Mar

$191 12.7%

Cebu

$88 9.6% 53.7% $102

Monthly Utilities & Internet

Lloret de Mar

$178 11.9%

Cebu

$162 17.6% 9.3% $17

Clothing & Footwear

Lloret de Mar

$139 9.3%

Cebu

$94 10.2% 32.4% $45

Sport & Entertainment

Lloret de Mar

$61 4.1%

Cebu

$44 4.8% 28.6% $17

Getting Around

Lloret de Mar

$51 3.4%

Cebu

$16 1.7% 69.5% $35

Cost Breakdown

A one-bedroom apartment in the center runs $813 in Lloret de Mar and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Lloret de Mar pays 295% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58.0 in Lloret de Mar vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $255 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Lloret de Mar

🇵🇭 Cebu

🕒 Local time

20:00 8:00 PM

02:00 2:00 AM

6 h ahead of Lloret de Mar

🌤 Weather

👥 Population

41,559

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Lloret de Mar Cebu 11,680 km ≈ 15 h nonstop flight

From you

Lloret de Mar
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lloret de Mar vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 64% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 295% higher in Lloret de Mar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $813 in Lloret de Mar versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,502 per month in Lloret de Mar versus $918 in Cebu – a 64% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 161% less than in Lloret de Mar. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,502 in Lloret de Mar, a $1,500 budget is realistic in Cebu but tight or insufficient in Lloret de Mar. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lloret de Mar, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lloret de Mar and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 64% less than in Lloret de Mar. Beyond cost, consider language, visa policies, and how big the international community is in each city.