Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Zepce

For one person, living is cheaper in Zepce: $1,080 a month against $2,202 in Lisbon, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
53

Cost of Living Index in Zepce
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Zepce Living Index

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Lisbon

🇵🇹 Portugal

$2,202

/mo nomad

Zepce

🇧🇦 Bosnia and Herzegovina

$1,080

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Zepce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Zepce actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,202 in Lisbon versus $1,080 in Zepce.

Lisbon $2,202
Zepce $1,080

Estimated couple costs with rent: $3,274 in Lisbon versus $1,658 in Zepce.

Lisbon $3,274
Zepce $1,658

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $2,235 in Zepce.

Lisbon $4,346
Zepce $2,235

Living in Lisbon is roughly 104% more expensive than in Zepce, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lisbon is 62% above, Zepce is 20% below.

Meal at Budget Restaurant

$17.04 €15.21

$9.84 BAM 17.17

73.17%

Three-Course Dinner for Two, Mid-Range

$62.3 €55.6

$51.5 BAM 89.9

20.95%

Fast Food Meal (McDonalds, etc)

$11.02 €9.83

$10.98 BAM 19.15

0.36%

Cappuccino

$3.12 €2.79

$1.79 BAM 3.12

74.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €2.02

$2.60 BAM 4.54

-12.69%

Water (0.33 liter bottle)

$1.74 €1.56

$1.62 BAM 2.82

7.41%

Local Beer (0.5 liter draught)

$3.42 €3.06

$2.46 BAM 4.30

39.02%

Imported Beer (0.33 liter bottle)

$3.74 €3.34

$3.39 BAM 5.91

10.32%

Milk (1 liter)

$1.17 €1.05

$1.39 BAM 2.42

-15.83%

White Bread (500g)

$1.86 €1.66

$1.18 BAM 2.06

57.63%

Rice (white) (1kg)

$1.54 €1.38

$1.60 BAM 2.79

-3.75%

Eggs

$4.06 €3.63

$2.81 BAM 4.90

44.48%

Local Cheese (1kg)

$12.91 €11.53

$9.73 BAM 16.97

32.68%

Chicken Fillets (1kg)

$7.90 €7.05

$8.85 BAM 15.44

-10.73%

Beef Round Steak (1kg)

$17.64 €15.75

$13.83 BAM 24.13

27.55%

Apples (1kg)

$2.26 €2.02

$1.77 BAM 3.09

27.68%

Banana (1kg)

$1.75 €1.56

$1.95 BAM 3.41

-10.26%

Oranges (1kg)

$1.89 €1.69

$2.16 BAM 3.77

-12.50%

Tomato (1kg)

$2.56 €2.28

$2.24 BAM 3.90

14.29%

Potato (1kg)

$1.85 €1.65

$0.99 BAM 1.72

86.87%

Onion (1kg)

$1.97 €1.76

$1.41 BAM 2.46

39.72%

Lettuce (1 head)

$1.45 €1.29

$1.13 BAM 1.97

28.32%

Water (1.5 liter bottle)

$0.77 €0.69

$0.91 BAM 1.58

-15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$6.71 €5.99

$3.80 BAM 6.63

76.58%

Wine (Bottle)

$5.67 €5.06

$8.29 BAM 14.47

-31.60%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$0.95 BAM 1.65

44.21%

Imported Beer (0.33 liter bottle)

$2.11 €1.89

$1.39 BAM 2.43

51.80%

One-way Ticket (Public Transport)

$2.32 €2.07

$1.38 BAM 2.40

68.12%

Public Transport Monthly Pass (Regular Price)

$44.43 €39.65

Taxi Start (Normal Tariff)

$3.95 €3.52

$1.68 BAM 2.93

135.12%

Taxi (Normal Tariff) (1km)

$1.05 €0.94

$1.18 BAM 2.06

-11.02%

Taxi 1hour Waiting (Normal Tariff)

$17.15 €15.31

$17.42 BAM 30.38

-1.55%

Gasoline (1 liter)

$2.19 €1.96

$1.69 BAM 2.94

29.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.2K

$30.0K BAM 52.3K

12.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.2K

$21.4K BAM 37.4K

78.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 €146

$158 BAM 275

3.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.48 €16.49

$16.18 BAM 28.23

14.22%

Internet (50+ Mbps, Unlimited Data)

$32.96 €29.42

$36.75 BAM 64.1

-10.31%

Gym Membership (Monthly)

$45.87 €40.93

$32.50 BAM 56.7

41.14%

Tennis Court (1 Hour on Weekend)

$18.68 €16.67

$11.42 BAM 19.92

63.57%

Cinema Ticket

$9.75 €8.70

$2.89 BAM 5.04

237.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$684 €611

$288 BAM 502

137.63%

International Primary School, 1 Child (Yearly)

$17.6K €15.7K

$3,555 BAM 6,202

395.79%

Jeans (Levis 501 Or Similar)

$104 €92.6

$83.9 BAM 146

23.65%

Summer Dress (H&M, Zara, etc)

$46.20 €41.23

$35.69 BAM 62.3

29.45%

Sport Shoes (Adidas, Nike)

$99.7 €89.0

$106 BAM 184

-5.59%

Men's Leather Business Shoes

$125 €111

$145 BAM 253

-13.90%

1-bedroom Apartment, City Center (Monthly)

$1,589 €1,418

$294 BAM 514

439.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 €1,043

$239 BAM 416

389.79%

3-bedroom Apartment, City Center (Monthly)

$2,851 €2,544

$579 BAM 1,009

392.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,993 €1,779

$356 BAM 622

459.14%

Buy Apartment in City Center (m2)

$7,793 €6,955

$2,734 BAM 4,770

185.04%

Buy Apartment Outside City Center (m2)

$4,418 €3,943

$1,777 BAM 3,101

148.56%

Average Monthly Net Salary (After Tax)

$1,600 €1,428

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

4.44

-13.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 19, 2026

Last update for Zepce: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.1%

Zepce

$239 22.1% 79.6% $930

Groceries & Markets

Lisbon

$273 12.4%

Zepce

$244 22.6% 10.7% $29

Eating Out

Lisbon

$247 11.2%

Zepce

$169 15.7% 31.7% $78

Monthly Utilities & Internet

Lisbon

$215 9.8%

Zepce

$211 19.5% 2.2% $4.7

Clothing & Footwear

Lisbon

$168 7.7%

Zepce

$167 15.4% 1.2% $1.9

Sport & Entertainment

Lisbon

$65 3%

Zepce

$38 3.5% 41.4% $27

Getting Around

Lisbon

$63 2.9%

Zepce

$13 * 1.2% 79.2% $50

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,589 in Lisbon and $294 in Zepce. Housing cost is often the main lever when comparing two cities.

Dining out: $62 in Lisbon vs $52 in Zepce for a mid-range dinner for two. Groceries echo the gap at $273 vs $244 per month, with Zepce cheaper across the board.

Good to know

🇵🇹 Lisbon

🇧🇦 Zepce

🕒 Local time

19:11 7:11 PM

20:11 8:11 PM

1 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

7,500

💱 Currency

Euro EUR €

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 EUR = 1.12 USD

1 BAM = 0.573 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 25, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 25, 2026: 1 USD = 1.74 BAM (1 BAM = 0.573 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to EUR in detail →

On the map

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Between locations

Lisbon Zepce 2,340 km ≈ 3 h 30 min nonstop flight

From you

Lisbon
Zepce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Zepce: Cost of Living - Frequently Asked Questions

Lisbon and Zepce differ by about 104% in total monthly costs ($2,202 vs $1,080 including rent). Zepce is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,302 in Lisbon and $1,620 in Zepce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,589 in Lisbon versus $294 in Zepce. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,202 per month in Lisbon versus $1,080 in Zepce – a 104% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,080 in Zepce versus $2,202 in Lisbon, a $1,500 budget is realistic in Zepce but tight or insufficient in Lisbon. The gap between the two cities makes Zepce the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Zepce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.