Cost of Living Comparison Between Lisbon and Troy, NY Cost of Living Comparison Between Lisbon and Troy, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,291 in Lisbon versus $2,238 in Troy, NY.

Estimated couple costs with rent: $3,322 in Lisbon versus $3,448 in Troy, NY.

Monthly costs for a family of three with rent: $4,354 in Lisbon versus $4,659 in Troy, NY.

Living in Lisbon is roughly 2% more expensive than in Troy, NY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Lisbon 71% above, Troy, NY 68% above.

Meal at Budget Restaurant

$16.19 €14.18

$19.31 $19.31

-16.16%

Three-Course Dinner for Two, Mid-Range

$63.3 €55.5

$72.6 $72.6

-12.74%

Fast Food Meal (McDonalds, etc)

$10.32 €9.04

$11.95 $11.95

-13.64%

Cappuccino

$2.83 €2.48

$6.13 $6.13

-53.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.01

$2.10 $2.10

9.05%

Water (0.33 liter bottle)

$1.58 €1.38

$1.79 $1.79

-11.73%

Local Beer (0.5 liter draught)

$3.40 €2.98

$5.83 $5.83

-41.68%

Imported Beer (0.33 liter bottle)

$4.03 €3.53

$5.93 $5.93

-32.04%

Milk (1 liter)

$1.09 €0.96

$1.04 $1.04

4.81%

White Bread (500g)

$1.75 €1.53

$3.33 $3.33

-47.45%

Rice (white) (1kg)

$1.76 €1.54

$5.71 $5.71

-69.18%

Eggs

$3.17 €2.77

$3.81 $3.81

-16.80%

Local Cheese (1kg)

$13.19 €11.56

$14.11 $14.11

-6.52%

Chicken Fillets (1kg)

$7.97 €6.98

$13.50 $13.50

-40.96%

Beef Round Steak (1kg)

$15.53 €13.60

$17.33 $17.33

-10.39%

Apples (1kg)

$2.37 €2.07

$3.72 $3.72

-36.29%

Banana (1kg)

$1.71 €1.49

$1.44 $1.44

18.75%

Oranges (1kg)

$2.01 €1.76

$3.86 $3.86

-47.93%

Tomato (1kg)

$2.43 €2.13

$4.08 $4.08

-40.44%

Potato (1kg)

$1.76 €1.54

$3.00 $3.00

-41.33%

Onion (1kg)

$2.03 €1.78

$2.45 $2.45

-17.14%

Lettuce (1 head)

$1.92 €1.68

$1.94 $1.94

-1.03%

Water (1.5 liter bottle)

$0.85 €0.74

$1.58 $1.58

-46.20%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.76

$12.84 $12.84

-48.75%

Wine (Bottle)

$5.58 €4.89

$13.89 $13.89

-59.83%

Local Beer (0.5 liter bottle)

$1.33 €1.17

$1.75 $1.75

-24.00%

Imported Beer (0.33 liter bottle)

$2.97 €2.60

$3.36 $3.36

-11.61%

One-way Ticket (Public Transport)

$2.28 €1.99

$1.32 $1.32

72.73%

Public Transport Monthly Pass (Regular Price)

$45.79 €40.10

$65.0 $65.0

-29.54%

Taxi Start (Normal Tariff)

$4.23 €3.70

$3.07 $3.07

37.79%

Taxi (Normal Tariff) (1km)

$0.81 €0.71

$1.36 $1.36

-40.44%

Taxi 1hour Waiting (Normal Tariff)

$18.44 €16.15

$27.44 $27.44

-32.80%

Gasoline (1 liter)

$2.08 €1.82

$0.92 $0.92

126.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30.4K

$29.9K $29.9K

15.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €34.3K

$25.3K $25.3K

54.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €130

$196 $196

-24.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.46 €17.92

$52.7 $52.7

-61.18%

Internet (50+ Mbps, Unlimited Data)

$39.56 €34.64

$66.4 $66.4

-40.40%

Gym Membership (Monthly)

$47.99 €42.03

$43.63 $43.63

9.99%

Tennis Court (1 Hour on Weekend)

$18.60 €16.29

Cinema Ticket

$9.22 €8.08

$15.27 $15.27

-39.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$616 €540

$1,389 $1,389

-55.64%

International Primary School, 1 Child (Yearly)

$16.4K €14.4K

$28.0K $28.0K

-41.28%

Jeans (Levis 501 Or Similar)

$103 €90.0

$46.87 $46.87

119.12%

Summer Dress (H&M, Zara, etc)

$41.74 €36.55

$34.34 $34.34

21.55%

Sport Shoes (Adidas, Nike)

$94.8 €83.0

$82.5 $82.5

14.90%

Men's Leather Business Shoes

$122 €107

$104 $104

17.21%

1-bedroom Apartment, City Center (Monthly)

$1,633 €1,430

$1,206 $1,206

35.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,232 €1,079

$911 $911

35.24%

3-bedroom Apartment, City Center (Monthly)

$3,098 €2,713

$3,000 $3,000

3.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,031 €1,779

$1,791 $1,791

13.40%

Buy Apartment in City Center (m2)

$7,831 €6,858

$2,534 $2,534

209.02%

Buy Apartment Outside City Center (m2)

$4,389 €3,844

$2,493 $2,493

76.05%

Average Monthly Net Salary (After Tax)

$1,607 €1,408

$7,645 $7,645

-78.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

6.45

-40.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: July 14, 2026

Last update for Troy, NY: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,633 in Lisbon and $1,206 in Troy, NY. Housing cost is often the main lever when comparing two cities.

Troy, NY pays 376% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $63.0 in Lisbon vs $73.0 in Troy, NY for a mid-range dinner for two. Groceries echo the gap at $267 vs $391 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Troy, NY: Cost of Living - Frequently Asked Questions

Lisbon and Troy, NY differ by about 2% in total monthly costs ($2,291 vs $2,238 including rent). Troy, NY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 376% lower in Troy, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,633 in Lisbon versus $1,206 in Troy, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $616 in Lisbon versus $1,389 in Troy, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lisbon pay roughly 46% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,238 in Troy, NY versus $2,291 in Lisbon, a $2,500 budget is realistic in Troy, NY but tight or insufficient in Lisbon. The gap between the two cities makes Troy, NY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Troy, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Troy, NY gentler on the wallet – expenses run 2% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.