Cost of Living Comparison Between Lisbon and Swakopmund Cost of Living Comparison Between Lisbon and Swakopmund

Monthly Cost of Living

Monthly costs for one person with rent: $2,210 in Lisbon versus $743 in Swakopmund.

Estimated couple costs with rent: $3,311 in Lisbon versus $1,120 in Swakopmund.

Monthly costs for a family of three with rent: $4,411 in Lisbon versus $1,497 in Swakopmund.

Living in Lisbon is roughly 198% more expensive than Swakopmund, driven mainly by Groceries & Markets.

The two cities straddle the global median: Lisbon is 65% above, Swakopmund is 45% below.

Meal at Budget Restaurant

$15.91 €13.69

$5.48 NAD 89.1

190.33%

Three-Course Dinner for Two, Mid-Range

$64.8 €55.7

$33.89 NAD 551

91.12%

Fast Food Meal (McDonalds, etc)

$10.51 €9.04

$3.20 NAD 52.1

228.44%

Cappuccino

$2.87 €2.47

$1.64 NAD 26.64

75.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €1.93

$0.74 NAD 12.05

202.70%

Water (0.33 liter bottle)

$1.50 €1.29

$0.55 NAD 8.91

172.73%

Local Beer (0.5 liter draught)

$3.49 €3.00

$1.23 NAD 19.99

183.74%

Imported Beer (0.33 liter bottle)

$3.88 €3.34

$1.62 NAD 26.39

139.51%

Milk (1 liter)

$1.14 €0.98

$1.26 NAD 20.51

-9.52%

White Bread (500g)

$1.75 €1.51

$0.85 NAD 13.75

105.88%

Rice (white) (1kg)

$1.76 €1.51

Eggs

$3.22 €2.77

$2.15 NAD 34.92

49.77%

Local Cheese (1kg)

$13.49 €11.61

$7.08 NAD 115

90.54%

Chicken Fillets (1kg)

$7.91 €6.81

Beef Round Steak (1kg)

$15.87 €13.65

Apples (1kg)

$2.31 €1.99

Banana (1kg)

$1.70 €1.46

$1.43 NAD 23.23

18.88%

Oranges (1kg)

$2.01 €1.73

Tomato (1kg)

$2.46 €2.12

$1.92 NAD 31.28

28.13%

Potato (1kg)

$1.84 €1.59

Onion (1kg)

$2.00 €1.72

Lettuce (1 head)

$1.93 €1.66

$2.25 NAD 36.50

-14.22%

Water (1.5 liter bottle)

$0.79 €0.68

Cigarettes 20 Pack (Marlboro, Camel)

$6.61 €5.68

$3.02 NAD 49.05

118.87%

Wine (Bottle)

$5.72 €4.92

$6.81 NAD 111

-16.01%

Local Beer (0.5 liter bottle)

$1.37 €1.17

$0.57 NAD 9.26

140.35%

Imported Beer (0.33 liter bottle)

$2.97 €2.56

One-way Ticket (Public Transport)

$2.37 €2.04

Public Transport Monthly Pass (Regular Price)

$45.56 €39.19

Taxi Start (Normal Tariff)

$4.29 €3.69

$0.69 NAD 11.23

521.74%

Taxi (Normal Tariff) (1km)

$0.82 €0.70

Taxi 1hour Waiting (Normal Tariff)

$18.30 €15.74

Gasoline (1 liter)

$2.06 €1.78

$1.24 NAD 20.17

66.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €29.5K

$13.7K NAD 223.4K

149.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €33.8K

$16.9K NAD 273.9K

133.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €127

$50.4 NAD 818

193.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.52 €17.65

Internet (50+ Mbps, Unlimited Data)

$39.61 €34.08

$66.3 NAD 1,077

-40.21%

Gym Membership (Monthly)

$47.85 €41.16

$33.95 NAD 552

40.94%

Tennis Court (1 Hour on Weekend)

$18.92 €16.28

$11.26 NAD 183

68.03%

Cinema Ticket

$9.18 €7.90

$6.02 NAD 97.8

52.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$614 €528

International Primary School, 1 Child (Yearly)

$16.0K €13.8K

Jeans (Levis 501 Or Similar)

$105 €90.0

Summer Dress (H&M, Zara, etc)

$42.06 €36.18

Sport Shoes (Adidas, Nike)

$94.0 €80.8

Men's Leather Business Shoes

$120 €103

$67.6 NAD 1,098

77.04%

1-bedroom Apartment, City Center (Monthly)

$1,628 €1,400

$464 NAD 7,546

250.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,255 €1,080

$355 NAD 5,776

253.20%

3-bedroom Apartment, City Center (Monthly)

$3,030 €2,607

$981 NAD 15.9K

208.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,020 €1,738

$662 NAD 10.8K

205.08%

Buy Apartment in City Center (m2)

$7,800 €6,709

$620 NAD 10.1K

1159.00%

Buy Apartment Outside City Center (m2)

$4,273 €3,675

$372 NAD 6,053

1047.16%

Average Monthly Net Salary (After Tax)

$1,603 €1,379

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: June 1, 2026

Last update for Swakopmund: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,628 in Lisbon and $464 in Swakopmund. Housing cost is often the main lever when comparing two cities.

Dining out: $65.0 in Lisbon vs $34.00 in Swakopmund for a mid-range dinner for two. Groceries echo the gap at $269 vs $95.0 per month, with Swakopmund cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Swakopmund: Cost of Living - Frequently Asked Questions

Lisbon and Swakopmund differ by about 198% in total monthly costs ($2,210 vs $743 including rent). Swakopmund is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,315 in Lisbon and $1,114 in Swakopmund to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,628 in Lisbon versus $464 in Swakopmund. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Swakopmund – a meal for two runs $34.00 versus $65.0 in Lisbon. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,210 per month in Lisbon versus $743 in Swakopmund – a 198% gap that adds up to real savings over time for anyone picking the cheaper option.

At $743 in Swakopmund versus $2,210 in Lisbon, a $1,500 budget is realistic in Swakopmund but tight or insufficient in Lisbon. The gap between the two cities makes Swakopmund the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Swakopmund are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swakopmund gentler on the wallet – expenses run 198% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.