Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Somerset, KY

For one person, living is cheaper in Somerset, KY: $1,591 a month against $2,202 in Lisbon, rent and utilities included – about $7,300 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

Lisbon
🇵🇹 Portugal
$2,202
/mo nomad
Somerset, KY
🇺🇸 United States
$1,591
/mo nomad
Monthly Cost of Living

How much you'll spend in Lisbon and in Somerset, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Somerset, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,202 in Lisbon versus $1,591 in Somerset, KY.

  • Lisbon $2,202
  • Somerset, KY $1,591

Estimated couple costs with rent: $3,274 in Lisbon versus $2,440 in Somerset, KY.

  • Lisbon $3,274
  • Somerset, KY $2,440

Monthly costs for a family of three with rent: $4,346 in Lisbon versus $3,289 in Somerset, KY.

  • Lisbon $4,346
  • Somerset, KY $3,289

Living in Lisbon is roughly 38% more expensive than in Somerset, KY, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Lisbon 62% above, Somerset, KY 17% above.

Currency
🍽 Eating Out
Lisbon
Somerset, KY
Difference
Meal at Budget Restaurant
$17.04 €15.15
$14.84 $14.84
14.82%
Three-Course Dinner for Two, Mid-Range
$62.3 €55.4
$49.92 $49.92
24.78%
Fast Food Meal (McDonalds, etc)
$11.02 €9.80
$8.42 $8.42
30.88%
Cappuccino
$3.12 €2.78
$4.11 $4.11
-24.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.27 €2.02
$2.30 $2.30
-1.30%
Water (0.33 liter bottle)
$1.74 €1.55
$1.65 $1.65
5.45%
Local Beer (0.5 liter draught)
$3.42 €3.04
$3.45 $3.45
-0.87%
Imported Beer (0.33 liter bottle)
$3.74 €3.33
$4.08 $4.08
-8.33%
🛒 Groceries & Markets
Lisbon
Somerset, KY
Difference
Milk (1 liter)
$1.17 €1.04
$0.88 $0.88
32.95%
White Bread (500g)
$1.86 €1.66
$2.83 $2.83
-34.28%
Rice (white) (1kg)
$1.54 €1.37
$3.80 $3.80
-59.47%
Eggs
$4.06 €3.61
$4.22 $4.22
-3.79%
Local Cheese (1kg)
$12.91 €11.49
$6.80 $6.80
89.85%
Chicken Fillets (1kg)
$7.90 €7.03
$8.59 $8.59
-8.03%
Beef Round Steak (1kg)
$17.64 €15.69
$13.43 $13.43
31.35%
Apples (1kg)
$2.26 €2.01
$5.65 $5.65
-60.00%
Banana (1kg)
$1.75 €1.55
$1.18 $1.18
48.31%
Oranges (1kg)
$1.89 €1.68
$4.36 $4.36
-56.65%
Tomato (1kg)
$2.56 €2.27
$4.81 $4.81
-46.78%
Potato (1kg)
$1.85 €1.64
$2.63 $2.63
-29.66%
Onion (1kg)
$1.97 €1.75
$3.18 $3.18
-38.05%
Lettuce (1 head)
$1.45 €1.29
$1.96 $1.96
-26.02%
Water (1.5 liter bottle)
$0.77 €0.69
$1.54 $1.54
-50.00%
Cigarettes 20 Pack (Marlboro, Camel)
$6.71 €5.97
$5.83 $5.83
15.09%
Wine (Bottle)
$5.67 €5.04
$12.04 $12.04
-52.91%
Local Beer (0.5 liter bottle)
$1.37 €1.22
$2.16 $2.16
-36.57%
Imported Beer (0.33 liter bottle)
$2.11 €1.88
$1.52 $1.52
38.82%
🚌 Getting Around
Lisbon
Somerset, KY
Difference
One-way Ticket (Public Transport)
$2.32 €2.07
$1.80 $1.80
28.89%
Public Transport Monthly Pass (Regular Price)
$44.43 €39.52
-
-
Taxi Start (Normal Tariff)
$3.95 €3.51
$3.70 $3.70
6.76%
Taxi (Normal Tariff) (1km)
$1.05 €0.93
$1.22 $1.22
-13.93%
Taxi 1hour Waiting (Normal Tariff)
$17.15 €15.26
$24.77 $24.77
-30.76%
Gasoline (1 liter)
$2.19 €1.95
$0.98 $0.98
123.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.8K €30.0K
$25.3K $25.3K
33.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.3K €34.0K
$26.7K $26.7K
43.58%
🧾 Monthly Utilities & Internet
Lisbon
Somerset, KY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$164 €146
$150 $150
9.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.48 €16.43
$78.2 $78.2
-76.35%
Internet (50+ Mbps, Unlimited Data)
$32.96 €29.32
$71.4 $71.4
-53.86%
🎉 Sport & Entertainment
Lisbon
Somerset, KY
Difference
Gym Membership (Monthly)
$45.87 €40.80
$41.93 $41.93
9.40%
Tennis Court (1 Hour on Weekend)
$18.68 €16.61
-
-
Cinema Ticket
$9.75 €8.67
$8.08 $8.08
20.67%
🧸 Childcare & Education
Lisbon
Somerset, KY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$684 €608
$648 $648
5.55%
International Primary School, 1 Child (Yearly)
$17.6K €15.7K
$19.3K $19.3K
-8.63%
👕👟 Clothing & Footwear
Lisbon
Somerset, KY
Difference
Jeans (Levis 501 Or Similar)
$104 €92.3
$24.53 $24.53
322.91%
Summer Dress (H&M, Zara, etc)
$46.20 €41.09
$30.24 $30.24
52.78%
Sport Shoes (Adidas, Nike)
$99.7 €88.7
$55.7 $55.7
79.02%
Men's Leather Business Shoes
$125 €111
$101 $101
23.86%
🏠 Accommodation & Living
Lisbon
Somerset, KY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,589 €1,414
$618 $618
157.02%
1-bedroom Apartment, Outside City Center (Monthly)
$1,169 €1,040
$559 $559
109.18%
3-bedroom Apartment, City Center (Monthly)
$2,851 €2,536
$1,072 $1,072
165.87%
3-bedroom Apartment, Outside City Center (Monthly)
$1,993 €1,773
$1,064 $1,064
87.29%
Buy Apartment in City Center (m2)
$7,793 €6,932
$2,734 $2,734
185.04%
Buy Apartment Outside City Center (m2)
$4,418 €3,930
$2,404 $2,404
83.81%
💵 Salaries & Financials
Lisbon
Somerset, KY
Difference
Average Monthly Net Salary (After Tax)
$1,600 €1,423
$4,640 $4,640
-65.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.85
5
-23.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 19, 2026

Last update for Somerset, KY: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lisbon
$1.2K
Somerset, KY
$559 52.2% $610
Groceries & Markets
Lisbon
$273
Somerset, KY
$328 20.2% $55
Eating Out
Lisbon
$247
Somerset, KY
$235 5.2% $13
Monthly Utilities & Internet
Lisbon
$215
Somerset, KY
$300 39.1% $84
Clothing & Footwear
Lisbon
$168
Somerset, KY
$95 43.6% $73
Sport & Entertainment
Lisbon
$65
Somerset, KY
$58 11.1% $7.3
Getting Around
Lisbon
$63
Somerset, KY
$17 * 72.9% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,589 in Lisbon and $618 in Somerset, KY. Housing cost is often the main lever when comparing two cities.

Somerset, KY pays 190% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $62.0 in Lisbon vs $50.0 in Somerset, KY. Groceries flip the comparison at $273 vs $328, with Lisbon cheaper for home cooking.

Good to know
🇵🇹 Lisbon
🇺🇸 Somerset, KY
🕒 Local time
09:10 9:10 AM
04:10 4:10 AM
5 h behind Lisbon
🌤 Weather
👥 Population
545,923 Capital
11,924
💱 Currency
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Lisbon Somerset, KY 6,420 km ≈ 9 h nonstop flight
From you
  • Lisbon
  • Somerset, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Somerset, KY: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and in Somerset, KY?
Lisbon and Somerset, KY differ by about 38% in total monthly costs ($2,202 vs $1,591 including rent). Somerset, KY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 190% lower in Somerset, KY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Lisbon and in Somerset, KY?
Rent for a central apartment: $1,589 in Lisbon versus $618 in Somerset, KY. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 20% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Lisbon or Somerset, KY?
All in, you'll spend $2,202 per month in Lisbon versus $1,591 in Somerset, KY – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,500 per month?
At $1,591 in Somerset, KY versus $2,202 in Lisbon, a $1,500 budget is realistic in Somerset, KY but tight or insufficient in Lisbon. The gap between the two cities makes Somerset, KY the clear choice for anyone on this budget.
How does quality of life compare between Lisbon and Somerset, KY?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lisbon or Somerset, KY safer for residents?
Safety-wise, Lisbon and Somerset, KY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lisbon or Somerset, KY?
Expats usually find Somerset, KY gentler on the wallet – expenses run 38% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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