😐Monthly costs for one person with rent: $2,316 in Lisbon versus $1,598 in Somerset, KY.
😐Estimated couple costs with rent: $3,361 in Lisbon versus $2,444 in Somerset, KY.
😐Monthly costs for a family of three with rent: $4,405 in Lisbon versus $3,290 in Somerset, KY.
🌍Living in Lisbon is roughly 45% more expensive than in Somerset, KY, driven mainly by Monthly Utilities & Internet.
📊Both cities are pricier than the global median: Lisbon69% above, Somerset, KY16% above.
Currency
🍽 Eating Out
Lisbon
Somerset, KY
Difference
Meal at Budget Restaurant
$17.30€14.89
$14.89$14.89
16.19%
Three-Course Dinner for Two, Mid-Range
$63.3€54.4
$49.66$49.66
27.41%
Fast Food Meal(McDonalds, etc)
$11.39€9.80
$8.64$8.64
31.83%
Cappuccino
$3.19€2.75
$4.03$4.03
-20.84%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.45€2.10
$2.32$2.32
5.60%
Water(0.33 liter bottle)
$1.76€1.52
$1.94$1.94
-9.28%
Local Beer(0.5 liter draught)
$3.59€3.09
$3.55$3.55
1.13%
Imported Beer(0.33 liter bottle)
$3.39€2.92
$3.98$3.98
-14.82%
🛒 Groceries & Markets
Lisbon
Somerset, KY
Difference
Milk(1 liter)
$1.24€1.06
$0.86$0.86
44.19%
White Bread(500g)
$1.98€1.71
$2.27$2.27
-12.78%
Rice(white)(1kg)
$1.52€1.31
$3.89$3.89
-60.93%
Eggs
$4.04€3.48
$4.23$4.23
-4.49%
Local Cheese(1kg)
$13.54€11.65
$11.47$11.47
18.05%
Chicken Fillets(1kg)
$8.39€7.22
$8.57$8.57
-2.10%
Beef Round Steak(1kg)
$18.25€15.70
$15.98$15.98
14.21%
Apples(1kg)
$2.29€1.97
$5.72$5.72
-59.97%
Banana(1kg)
$1.74€1.50
$1.23$1.23
41.46%
Oranges(1kg)
$1.86€1.60
$4.40$4.40
-57.73%
Tomato(1kg)
$2.63€2.26
$4.66$4.66
-43.56%
Potato(1kg)
$1.92€1.65
$2.61$2.61
-26.44%
Onion(1kg)
$2.09€1.80
$3.30$3.30
-36.67%
Lettuce(1 head)
$1.44€1.24
$1.86$1.86
-22.58%
Water(1.5 liter bottle)
$0.84€0.72
$1.92$1.92
-56.25%
Cigarettes 20 Pack(Marlboro, Camel)
$6.78€5.83
$6.93$6.93
-2.16%
Wine(Bottle)
$5.71€4.91
$11.91$11.91
-52.06%
Local Beer(0.5 liter bottle)
$1.38€1.18
$2.12$2.12
-34.91%
Imported Beer(0.33 liter bottle)
$2.22€1.91
$1.54$1.54
44.16%
🚌 Getting Around
Lisbon
Somerset, KY
Difference
One-way Ticket(Public Transport)
$2.40€2.06
$2.01$2.01
19.40%
Public Transport Monthly Pass(Regular Price)
$46.78€40.25
-
-
Taxi Start(Normal Tariff)
$4.17€3.59
$3.70$3.70
12.70%
Taxi(Normal Tariff)(1km)
$1.14€0.98
$1.21$1.21
-5.79%
Taxi 1hour Waiting(Normal Tariff)
$17.68€15.21
$24.58$24.58
-28.07%
Gasoline(1 liter)
$2.32€2.00
$0.95$0.95
144.21%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3K€30.4K
$24.8K$24.8K
42.53%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.4K€35.7K
$25.8K$25.8K
60.75%
🧾 Monthly Utilities & Internet
Lisbon
Somerset, KY
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$170€147
$151$151
12.63%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.34€16.64
$76.8$76.8
-74.83%
Internet(50+ Mbps, Unlimited Data)
$33.64€28.95
$69.4$69.4
-51.50%
🎉 Sport & Entertainment
Lisbon
Somerset, KY
Difference
Gym Membership(Monthly)
$48.10€41.39
$42.29$42.29
13.74%
Tennis Court(1 Hour on Weekend)
$19.90€17.12
-
-
Cinema Ticket
$9.92€8.54
$8.59$8.59
15.48%
🧸 Childcare & Education
Lisbon
Somerset, KY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$717€617
$643$643
11.52%
International Primary School, 1 Child(Yearly)
$17.5K€15.0K
$19.2K$19.2K
-8.89%
👕👟 Clothing & Footwear
Lisbon
Somerset, KY
Difference
Jeans(Levis 501 Or Similar)
$105€90.2
$27.35$27.35
283.03%
Summer Dress(H&M, Zara, etc)
$46.95€40.40
$29.80$29.80
57.55%
Sport Shoes(Adidas, Nike)
$103€89.0
$60.5$60.5
70.89%
Men's Leather Business Shoes
$124€107
$101$101
22.75%
🏠 Accommodation & Living
Lisbon
Somerset, KY
Difference
1-bedroom Apartment, City Center(Monthly)
$1,677€1,443
$659$659
154.29%
1-bedroom Apartment, Outside City Center(Monthly)
$1,271€1,094
$573$573
121.68%
3-bedroom Apartment, City Center(Monthly)
$2,985€2,568
$1,124$1,124
165.45%
3-bedroom Apartment, Outside City Center(Monthly)
$1,992€1,715
$1,054$1,054
89.11%
Buy Apartment in City Center(m2)
$7,826€6,734
$2,752$2,752
184.40%
Buy Apartment Outside City Center(m2)
$4,658€4,008
$2,390$2,390
94.87%
💵 Salaries & Financials
Lisbon
Somerset, KY
Difference
Average Monthly Net Salary(After Tax)
$1,583€1,362
$4,652$4,652
-65.98%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.79
5
-24.20%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lisbon: August 30, 2026
Last update for Somerset, KY: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,677 in Lisbon and $659 in Somerset, KY. Housing cost is often the main lever when comparing two cities.
💰Somerset, KY pays 194% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $63.0 in Lisbon vs $50.0 in Somerset, KY. Groceries flip the comparison at $283 vs $348, with Lisbon cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Somerset, KY: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and in Somerset, KY?
Lisbon and Somerset, KY differ by about 45% in total monthly costs ($2,316 vs $1,598 including rent). Somerset, KY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 194% lower in Somerset, KY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Lisbon and in Somerset, KY?
Rent for a central apartment: $1,677 in Lisbon versus $659 in Somerset, KY. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 23% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Lisbon or Somerset, KY?
All in, you'll spend $2,316 per month in Lisbon versus $1,598 in Somerset, KY – a 45% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,500 per month?
At $1,598 in Somerset, KY versus $2,316 in Lisbon, a $1,500 budget is realistic in Somerset, KY but tight or insufficient in Lisbon. The gap between the two cities makes Somerset, KY the clear choice for anyone on this budget.
How does quality of life compare between Lisbon and Somerset, KY?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lisbon or Somerset, KY safer for residents?
Safety-wise, Lisbon and Somerset, KY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lisbon or Somerset, KY?
Expats usually find Somerset, KY gentler on the wallet – expenses run 45% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.