Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Schenectady, NY

For one person, living is cheaper in Lisbon: $2,210 a month against $2,516 in Schenectady, NY, rent and utilities included – about $3,700 less a year. The total is higher in Schenectady, NY despite lower rent and utilities.

Lisbon, Portugal
Schenectady, NY, United States
Lisbon
🇵🇹 Portugal
$2,210
/mo nomad
Schenectady, NY
🇺🇸 United States
$2,516
/mo nomad
Monthly Cost of Living

How much you'll spend in Lisbon and in Schenectady, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Schenectady, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $2,516 in Schenectady, NY.

  • Lisbon $2,210
  • Schenectady, NY $2,516

Estimated couple costs with rent: $3,275 in Lisbon versus $3,503 in Schenectady, NY.

  • Lisbon $3,275
  • Schenectady, NY $3,503

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $4,491 in Schenectady, NY.

  • Lisbon $4,341
  • Schenectady, NY $4,491

Living in Lisbon costs roughly 12% less than in Schenectady, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Lisbon 62% above, Schenectady, NY 85% above.

Currency
🍽 Eating Out
Lisbon
Schenectady, NY
Difference
Meal at Budget Restaurant
$16.65 €14.95
$19.79 $19.79
-15.87%
Three-Course Dinner for Two, Mid-Range
$61.7 €55.5
$74.4 $74.4
-17.03%
Fast Food Meal (McDonalds, etc)
$11.36 €10.20
$13.04 $13.04
-12.88%
Cappuccino
$2.97 €2.67
$5.32 $5.32
-44.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 €2.06
$2.68 $2.68
-14.55%
Water (0.33 liter bottle)
$1.74 €1.56
$2.14 $2.14
-18.69%
Local Beer (0.5 liter draught)
$3.40 €3.06
$5.97 $5.97
-43.05%
Imported Beer (0.33 liter bottle)
$3.31 €2.97
$8.93 $8.93
-62.93%
🛒 Groceries & Markets
Lisbon
Schenectady, NY
Difference
Milk (1 liter)
$1.16 €1.04
$1.06 $1.06
9.43%
White Bread (500g)
$1.91 €1.72
$4.36 $4.36
-56.19%
Rice (white) (1kg)
$1.51 €1.36
$4.49 $4.49
-66.37%
Eggs
$4.02 €3.61
$5.13 $5.13
-21.64%
Local Cheese (1kg)
$12.94 €11.62
$6.55 $6.55
97.56%
Chicken Fillets (1kg)
$7.77 €6.98
$15.20 $15.20
-48.88%
Beef Round Steak (1kg)
$17.76 €15.95
$18.49 $18.49
-3.95%
Apples (1kg)
$2.30 €2.07
$4.95 $4.95
-53.54%
Banana (1kg)
$1.73 €1.56
$0.88 $0.88
96.59%
Oranges (1kg)
$1.86 €1.67
$5.37 $5.37
-65.36%
Tomato (1kg)
$2.59 €2.33
$4.76 $4.76
-45.59%
Potato (1kg)
$1.82 €1.64
$3.28 $3.28
-44.51%
Onion (1kg)
$1.97 €1.77
$1.08 $1.08
82.41%
Lettuce (1 head)
$1.47 €1.32
$2.23 $2.23
-34.08%
Water (1.5 liter bottle)
$0.72 €0.65
$1.98 $1.98
-63.64%
Cigarettes 20 Pack (Marlboro, Camel)
$6.58 €5.91
$13.43 $13.43
-51.01%
Wine (Bottle)
$5.61 €5.04
$13.90 $13.90
-59.64%
Local Beer (0.5 liter bottle)
$1.36 €1.22
$1.92 $1.92
-29.17%
Imported Beer (0.33 liter bottle)
$2.14 €1.92
$2.83 $2.83
-24.38%
🚌 Getting Around
Lisbon
Schenectady, NY
Difference
One-way Ticket (Public Transport)
$2.33 €2.10
$1.51 $1.51
54.30%
Public Transport Monthly Pass (Regular Price)
$44.68 €40.14
$55.1 $55.1
-18.90%
Taxi Start (Normal Tariff)
$3.85 €3.46
$4.95 $4.95
-22.22%
Taxi (Normal Tariff) (1km)
$1.07 €0.96
$1.41 $1.41
-24.11%
Taxi 1hour Waiting (Normal Tariff)
$16.46 €14.79
$29.84 $29.84
-44.84%
Gasoline (1 liter)
$2.20 €1.98
$1.04 $1.04
111.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K €30.7K
$27.4K $27.4K
24.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.7K €34.8K
$26.6K $26.6K
45.39%
🧾 Monthly Utilities & Internet
Lisbon
Schenectady, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 €145
$212 $212
-23.90%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.41 €16.54
$71.0 $71.0
-74.05%
Internet (50+ Mbps, Unlimited Data)
$32.74 €29.41
$88.4 $88.4
-62.98%
🎉 Sport & Entertainment
Lisbon
Schenectady, NY
Difference
Gym Membership (Monthly)
$44.55 €40.02
$70.6 $70.6
-36.87%
Tennis Court (1 Hour on Weekend)
$19.10 €17.16
-
-
Cinema Ticket
$9.60 €8.62
$12.40 $12.40
-22.58%
🧸 Childcare & Education
Lisbon
Schenectady, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$668 €600
$1,497 $1,497
-55.38%
International Primary School, 1 Child (Yearly)
$17.6K €15.8K
$16.8K $16.8K
4.64%
👕👟 Clothing & Footwear
Lisbon
Schenectady, NY
Difference
Jeans (Levis 501 Or Similar)
$102 €91.6
$39.80 $39.80
156.33%
Summer Dress (H&M, Zara, etc)
$44.46 €39.94
$40.47 $40.47
9.86%
Sport Shoes (Adidas, Nike)
$98.5 €88.5
$113 $113
-12.63%
Men's Leather Business Shoes
$124 €111
$107 $107
16.02%
🏠 Accommodation & Living
Lisbon
Schenectady, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,608 €1,445
$1,296 $1,296
24.13%
1-bedroom Apartment, Outside City Center (Monthly)
$1,190 €1,069
$1,106 $1,106
7.56%
3-bedroom Apartment, City Center (Monthly)
$2,812 €2,526
$2,194 $2,194
28.21%
3-bedroom Apartment, Outside City Center (Monthly)
$2,013 €1,808
$1,440 $1,440
39.76%
Buy Apartment in City Center (m2)
$7,839 €7,042
$2,585 $2,585
203.29%
Buy Apartment Outside City Center (m2)
$4,576 €4,110
$2,610 $2,610
75.31%
💵 Salaries & Financials
Lisbon
Schenectady, NY
Difference
Average Monthly Net Salary (After Tax)
$1,575 €1,415
$3,782 $3,782
-58.36%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.85
6.51
-40.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Schenectady, NY: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lisbon
$1.2K
Schenectady, NY
$1.1K 7% $84
Groceries & Markets
Lisbon
$272
Schenectady, NY
$407 49.4% $134
Eating Out
Lisbon
$243
Schenectady, NY
$328 35.3% $86
Monthly Utilities & Internet
Lisbon
$212
Schenectady, NY
$371 74.8% $159
Clothing & Footwear
Lisbon
$166
Schenectady, NY
$135 18.7% $31
Sport & Entertainment
Lisbon
$64
Schenectady, NY
$95 49.6% $32
Getting Around
Lisbon
$63
Schenectady, NY
$73 15.8% $10

Cost Breakdown

A one-bedroom apartment in the center runs $1,608 in Lisbon and $1,296 in Schenectady, NY. Housing cost is often the main lever when comparing two cities.

Schenectady, NY pays about 2.4 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $62 in Lisbon vs $74 in Schenectady, NY for a mid-range dinner for two. Groceries echo the gap at $272 vs $407 per month, with Lisbon cheaper across the board.

Good to know
🇵🇹 Lisbon
🇺🇸 Schenectady, NY
🕒 Local time
22:05 10:05 PM
18:05 6:05 PM
4 h behind Lisbon
🌤 Weather
👥 Population
545,923 Capital
67,047
💱 Currency
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Lisbon Schenectady, NY 5,340 km ≈ 7 h nonstop flight
From you
  • Lisbon
  • Schenectady, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Schenectady, NY: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and in Schenectady, NY?
Total monthly costs including rent come to $2,210 in Lisbon and $2,516 in Schenectady, NY, so Lisbon is about 12% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 58% lower in Lisbon. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Lisbon and in Schenectady, NY?
Rent for a central apartment: $1,608 in Lisbon versus $1,296 in Schenectady, NY. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Lisbon and Schenectady, NY?
Childcare runs $668 in Lisbon versus $1,497 in Schenectady, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 49% higher in Schenectady, NY. For households that cook at home regularly, that difference adds up over a month.
How far does $3,000 go in Lisbon compared to Schenectady, NY?
Either city works on $3,000 a month, though Lisbon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
How does quality of life compare between Lisbon and Schenectady, NY?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How do I decide between Lisbon and Schenectady, NY?
It comes down to priorities – Lisbon wins on affordability, Schenectady, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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