Cost of Living Comparison Between Lisbon and Schenectady, NY Cost of Living Comparison Between Lisbon and Schenectady, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,268 in Lisbon versus $2,571 in Schenectady, NY.

Estimated couple costs with rent: $3,348 in Lisbon versus $3,565 in Schenectady, NY.

Monthly costs for a family of three with rent: $4,429 in Lisbon versus $4,558 in Schenectady, NY.

Living in Lisbon costs roughly 12% less than in Schenectady, NY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Lisbon 64% above, Schenectady, NY 86% above.

Meal at Budget Restaurant

$17.55 €15.12

$20.34 $20.34

-13.72%

Three-Course Dinner for Two, Mid-Range

$64.5 €55.6

$73.9 $73.9

-12.75%

Fast Food Meal (McDonalds, etc)

$11.65 €10.04

$13.13 $13.13

-11.27%

Cappuccino

$3.26 €2.81

$5.26 $5.26

-38.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.15

$2.68 $2.68

-7.09%

Water (0.33 liter bottle)

$1.67 €1.44

$2.15 $2.15

-22.33%

Local Beer (0.5 liter draught)

$3.47 €2.99

$6.09 $6.09

-43.02%

Imported Beer (0.33 liter bottle)

$3.58 €3.08

$8.42 $8.42

-57.48%

Milk (1 liter)

$1.18 €1.02

$1.25 $1.25

-5.60%

White Bread (500g)

$1.95 €1.68

$4.43 $4.43

-55.98%

Rice (white) (1kg)

$1.56 €1.35

$5.20 $5.20

-70.00%

Eggs

$4.01 €3.46

$5.14 $5.14

-21.98%

Local Cheese (1kg)

$13.27 €11.44

$6.76 $6.76

96.30%

Chicken Fillets (1kg)

$8.42 €7.26

$15.37 $15.37

-45.22%

Beef Round Steak (1kg)

$18.23 €15.72

$18.43 $18.43

-1.09%

Apples (1kg)

$2.32 €2.00

$5.47 $5.47

-57.59%

Banana (1kg)

$1.73 €1.49

$1.45 $1.45

19.31%

Oranges (1kg)

$1.93 €1.67

$5.57 $5.57

-65.35%

Tomato (1kg)

$2.64 €2.27

$4.78 $4.78

-44.77%

Potato (1kg)

$1.90 €1.64

$3.17 $3.17

-40.06%

Onion (1kg)

$2.11 €1.82

$1.09 $1.09

93.58%

Lettuce (1 head)

$1.44 €1.24

$2.31 $2.31

-37.66%

Water (1.5 liter bottle)

$0.80 €0.69

$1.97 $1.97

-59.39%

Cigarettes 20 Pack (Marlboro, Camel)

$7.01 €6.04

$12.99 $12.99

-46.04%

Wine (Bottle)

$5.92 €5.11

$13.82 $13.82

-57.16%

Local Beer (0.5 liter bottle)

$1.36 €1.18

$1.88 $1.88

-27.66%

Imported Beer (0.33 liter bottle)

$2.15 €1.85

$2.82 $2.82

-23.76%

One-way Ticket (Public Transport)

$2.38 €2.05

$1.46 $1.46

63.01%

Public Transport Monthly Pass (Regular Price)

$46.22 €39.85

$54.4 $54.4

-15.08%

Taxi Start (Normal Tariff)

$4.19 €3.61

$5.06 $5.06

-17.19%

Taxi (Normal Tariff) (1km)

$1.10 €0.95

$1.35 $1.35

-18.52%

Taxi 1hour Waiting (Normal Tariff)

$17.26 €14.88

$29.46 $29.46

-41.41%

Gasoline (1 liter)

$2.25 €1.94

$0.94 $0.94

139.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K €29.7K

$36.5K $36.5K

-5.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.6K €35.9K

$25.5K $25.5K

63.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 €147

$215 $215

-20.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.01 €16.38

$70.3 $70.3

-72.96%

Internet (50+ Mbps, Unlimited Data)

$34.28 €29.55

$89.9 $89.9

-61.87%

Gym Membership (Monthly)

$49.65 €42.80

$69.7 $69.7

-28.74%

Tennis Court (1 Hour on Weekend)

$19.51 €16.81

Cinema Ticket

$10.10 €8.71

$14.18 $14.18

-28.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$699 €603

$1,518 $1,518

-53.95%

International Primary School, 1 Child (Yearly)

$17.8K €15.3K

$17.3K $17.3K

2.64%

Jeans (Levis 501 Or Similar)

$105 €90.2

$40.25 $40.25

159.88%

Summer Dress (H&M, Zara, etc)

$47.97 €41.35

$39.33 $39.33

21.97%

Sport Shoes (Adidas, Nike)

$102 €87.8

$112 $112

-8.64%

Men's Leather Business Shoes

$128 €111

$106 $106

21.19%

1-bedroom Apartment, City Center (Monthly)

$1,661 €1,432

$1,319 $1,319

25.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,228 €1,059

$1,102 $1,102

11.45%

3-bedroom Apartment, City Center (Monthly)

$2,915 €2,513

$2,212 $2,212

31.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,023 €1,744

$1,446 $1,446

39.93%

Buy Apartment in City Center (m2)

$8,129 €7,007

$2,493 $2,493

226.13%

Buy Apartment Outside City Center (m2)

$4,635 €3,996

$2,479 $2,479

86.97%

Average Monthly Net Salary (After Tax)

$1,619 €1,396

$3,851 $3,851

-57.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.78

6.12

-38.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: September 5, 2026

Last update for Schenectady, NY: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,661 in Lisbon and $1,319 in Schenectady, NY. Housing cost is often the main lever when comparing two cities.

Schenectady, NY pays 138% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $64.0 in Lisbon vs $74.0 in Schenectady, NY for a mid-range dinner for two. Groceries echo the gap at $281 vs $420 per month, with Lisbon cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Schenectady, NY: Cost of Living - Frequently Asked Questions

Lisbon and Schenectady, NY differ by about 13% in total monthly costs ($2,268 vs $2,571 including rent). Lisbon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 138% lower in Schenectady, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,661 in Lisbon versus $1,319 in Schenectady, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $699 in Lisbon versus $1,518 in Schenectady, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 49% higher in Schenectady, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Lisbon is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Schenectady, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lisbon gentler on the wallet – expenses run 13% less than in Schenectady, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.