Last update: Oct 2026

Cost of Living Comparison Between Lisbon and San Fernando, La Union

For one person, living is cheaper in San Fernando, La Union: $743 a month against $2,210 in Lisbon, rent and utilities included – about $17,600 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
35

Cost of Living Index in San Fernando, La Union
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San Fernando, La Union Living Index

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Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

San Fernando, La Union

🇵🇭 Philippines

$743

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in San Fernando, La Union

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in San Fernando, La Union actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $743 in San Fernando, La Union.

Lisbon $2,210
San Fernando, La Union $743

Estimated couple costs with rent: $3,275 in Lisbon versus $1,125 in San Fernando, La Union.

Lisbon $3,275
San Fernando, La Union $1,125

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $1,507 in San Fernando, La Union.

Lisbon $4,341
San Fernando, La Union $1,507

Living in Lisbon is roughly 197% more expensive than in San Fernando, La Union, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lisbon is 62% above, San Fernando, La Union is 45% below.

Meal at Budget Restaurant

$16.65 €14.95

$3.80 ₱243

338.16%

Three-Course Dinner for Two, Mid-Range

$61.7 €55.5

$16.73 ₱1,069

269.04%

Fast Food Meal (McDonalds, etc)

$11.36 €10.20

$2.61 ₱167

335.25%

Cappuccino

$2.97 €2.67

$2.36 ₱151

25.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.06

$0.71 ₱45.61

222.54%

Water (0.33 liter bottle)

$1.74 €1.56

$0.34 ₱21.66

411.76%

Local Beer (0.5 liter draught)

$3.40 €3.06

$1.25 ₱80.1

172.00%

Imported Beer (0.33 liter bottle)

$3.31 €2.97

$2.25 ₱144

47.11%

Milk (1 liter)

$1.16 €1.04

$1.57 ₱100

-26.11%

White Bread (500g)

$1.91 €1.72

$1.13 ₱72.1

69.03%

Rice (white) (1kg)

$1.51 €1.36

$0.93 ₱59.3

62.37%

Eggs

$4.02 €3.61

$2.05 ₱131

96.10%

Local Cheese (1kg)

$12.94 €11.62

$4.89 ₱312

164.62%

Chicken Fillets (1kg)

$7.77 €6.98

$4.33 ₱277

79.45%

Beef Round Steak (1kg)

$17.76 €15.95

$7.08 ₱453

150.85%

Apples (1kg)

$2.30 €2.07

$2.09 ₱134

10.05%

Banana (1kg)

$1.73 €1.56

$1.51 ₱96.8

14.57%

Oranges (1kg)

$1.86 €1.67

$2.69 ₱172

-30.86%

Tomato (1kg)

$2.59 €2.33

$1.19 ₱76.1

117.65%

Potato (1kg)

$1.82 €1.64

$2.03 ₱130

-10.34%

Onion (1kg)

$1.97 €1.77

$2.48 ₱158

-20.56%

Lettuce (1 head)

$1.47 €1.32

$1.14 ₱72.7

28.95%

Water (1.5 liter bottle)

$0.72 €0.65

$0.55 ₱35.03

30.91%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.91

$2.91 ₱186

126.12%

Wine (Bottle)

$5.61 €5.04

$8.52 ₱545

-34.15%

Local Beer (0.5 liter bottle)

$1.36 €1.22

$0.98 ₱62.6

38.78%

Imported Beer (0.33 liter bottle)

$2.14 €1.92

$2.00 ₱128

7.00%

One-way Ticket (Public Transport)

$2.33 €2.10

$0.21 ₱13.63

1009.52%

Public Transport Monthly Pass (Regular Price)

$44.68 €40.14

$13.37 ₱855

234.18%

Taxi Start (Normal Tariff)

$3.85 €3.46

$0.74 ₱47.21

420.27%

Taxi (Normal Tariff) (1km)

$1.07 €0.96

$0.19 ₱12.03

463.16%

Taxi 1hour Waiting (Normal Tariff)

$16.46 €14.79

$2.08 ₱133

691.35%

Gasoline (1 liter)

$2.20 €1.98

$1.04 ₱66.6

111.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K €30.7K

$20.9K ₱1.3M

63.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €34.8K

$16.9K ₱1.1M

129.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 €145

$135 ₱8,628

19.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.41 €16.54

$15.93 ₱1,018

15.57%

Internet (50+ Mbps, Unlimited Data)

$32.74 €29.41

$22.70 ₱1,450

44.23%

Gym Membership (Monthly)

$44.55 €40.02

$30.95 ₱1,977

43.94%

Tennis Court (1 Hour on Weekend)

$19.10 €17.16

$5.76 ₱368

231.60%

Cinema Ticket

$9.60 €8.62

$4.97 ₱318

93.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 €600

$145 ₱9,295

358.95%

International Primary School, 1 Child (Yearly)

$17.6K €15.8K

$8,332 ₱532.4K

111.40%

Jeans (Levis 501 Or Similar)

$102 €91.6

$33.00 ₱2,109

209.15%

Summer Dress (H&M, Zara, etc)

$44.46 €39.94

$20.89 ₱1,335

112.83%

Sport Shoes (Adidas, Nike)

$98.5 €88.5

$70.4 ₱4,499

39.91%

Men's Leather Business Shoes

$124 €111

$55.1 ₱3,517

124.65%

1-bedroom Apartment, City Center (Monthly)

$1,608 €1,445

$253 ₱16.1K

536.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,069

$170 ₱10.8K

601.77%

3-bedroom Apartment, City Center (Monthly)

$2,812 €2,526

$484 ₱30.9K

480.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,013 €1,808

$350 ₱22.3K

475.99%

Buy Apartment in City Center (m2)

$7,839 €7,042

$2,333 ₱149.1K

235.96%

Buy Apartment Outside City Center (m2)

$4,576 €4,110

$1,056 ₱67.5K

333.33%

Average Monthly Net Salary (After Tax)

$1,575 €1,415

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

6.92

-44.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for San Fernando, La Union: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.8%

San Fernando, La Union

$170 22.8% 85.8% $1K

Groceries & Markets

Lisbon

$272 12.3%

San Fernando, La Union

$181 24.3% 33.6% $92

Eating Out

Lisbon

$243 11%

San Fernando, La Union

$82 11% 66.4% $161

Monthly Utilities & Internet

Lisbon

$212 9.6%

San Fernando, La Union

$174 23.4% 18.2% $39

Clothing & Footwear

Lisbon

$166 7.5%

San Fernando, La Union

$81 10.9% 51.4% $85

Sport & Entertainment

Lisbon

$64 2.9%

San Fernando, La Union

$41 5.5% 35.8% $23

Getting Around

Lisbon

$63 2.9%

San Fernando, La Union

$16 2.1% 74.8% $47

Cost Breakdown

A one-bedroom apartment in the center runs $1,608 in Lisbon and $253 in San Fernando, La Union. Housing cost is often the main lever when comparing two cities.

Dining out: $62 in Lisbon vs $17 in San Fernando, La Union for a mid-range dinner for two. Groceries echo the gap at $272 vs $181 per month, with San Fernando, La Union cheaper across the board.

Good to know

🇵🇹 Lisbon

🇵🇭 San Fernando, La Union

🕒 Local time

01:26 1:26 AM

09:26 9:26 AM

8 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

83,003

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.11 USD

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 29, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Lisbon San Fernando, La Union 11,920 km ≈ 15 h nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs San Fernando, La Union: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,210 in Lisbon and $743 in San Fernando, La Union, so San Fernando, La Union is about 66% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,315 in Lisbon and $1,115 in San Fernando, La Union to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,608 in Lisbon versus $253 in San Fernando, La Union. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $668 in Lisbon versus $145 in San Fernando, La Union. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $743 in San Fernando, La Union versus $2,210 in Lisbon, a $1,000 budget is realistic in San Fernando, La Union but tight or insufficient in Lisbon. The gap between the two cities makes San Fernando, La Union the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and San Fernando, La Union are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find San Fernando, La Union gentler on the wallet – expenses run 66% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.