Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Ramsey

For one person, living is cheaper in Ramsey: $1,410 a month against $2,210 in Lisbon, rent and utilities included – about $9,600 less a year. Higher rent and utilities in Lisbon outweigh lower spending on other living expenses.

Lisbon, Portugal
Ramsey, Isle of Man
Lisbon
🇵🇹 Portugal
$2,210
/mo nomad
Ramsey
🇮🇲 Isle of Man
$1,410
/mo nomad
Monthly Cost of Living

How much you'll spend in Lisbon and in Ramsey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Ramsey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,210 in Lisbon versus $1,410 in Ramsey.

  • Lisbon $2,210
  • Ramsey $1,410

Estimated couple costs with rent: $3,275 in Lisbon versus $2,283 in Ramsey.

  • Lisbon $3,275
  • Ramsey $2,283

Monthly costs for a family of three with rent: $4,341 in Lisbon versus $3,156 in Ramsey.

  • Lisbon $4,341
  • Ramsey $3,156

Living in Lisbon is roughly 57% more expensive than in Ramsey, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Lisbon 62% above, Ramsey 4% above.

Currency
🍽 Eating Out
Lisbon
Ramsey
Difference
Meal at Budget Restaurant
$16.65 €14.91
$27.84 IMP 20.80
-40.19%
Three-Course Dinner for Two, Mid-Range
$61.7 €55.3
$121 IMP 90.2
-48.84%
Fast Food Meal (McDonalds, etc)
$11.36 €10.17
$12.16 IMP 9.09
-6.58%
Cappuccino
$2.97 €2.66
$4.99 IMP 3.73
-40.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.29 €2.05
$2.65 IMP 1.98
-13.58%
Water (0.33 liter bottle)
$1.74 €1.56
$2.11 IMP 1.58
-17.54%
Local Beer (0.5 liter draught)
$3.40 €3.05
$6.75 IMP 5.05
-49.63%
Imported Beer (0.33 liter bottle)
$3.31 €2.96
$6.17 IMP 4.61
-46.35%
🛒 Groceries & Markets
Lisbon
Ramsey
Difference
Milk (1 liter)
$1.16 €1.04
$1.95 IMP 1.46
-40.51%
White Bread (500g)
$1.91 €1.71
$2.45 IMP 1.83
-22.04%
Rice (white) (1kg)
$1.51 €1.35
$1.34 IMP 1.00
12.69%
Eggs
$4.02 €3.60
$5.36 IMP 4.01
-25.00%
Local Cheese (1kg)
$12.94 €11.59
$7.93 IMP 5.92
63.18%
Chicken Fillets (1kg)
$7.77 €6.96
$8.46 IMP 6.32
-8.16%
Beef Round Steak (1kg)
$17.76 €15.91
$12.65 IMP 9.45
40.40%
Apples (1kg)
$2.30 €2.06
$3.00 IMP 2.24
-23.33%
Banana (1kg)
$1.73 €1.55
$1.86 IMP 1.39
-6.99%
Oranges (1kg)
$1.86 €1.66
$3.93 IMP 2.93
-52.67%
Tomato (1kg)
$2.59 €2.32
$3.65 IMP 2.72
-29.04%
Potato (1kg)
$1.82 €1.63
$3.07 IMP 2.29
-40.72%
Onion (1kg)
$1.97 €1.76
$3.07 IMP 2.29
-35.83%
Lettuce (1 head)
$1.47 €1.32
$2.06 IMP 1.54
-28.64%
Water (1.5 liter bottle)
$0.72 €0.65
$2.75 IMP 2.05
-73.82%
Cigarettes 20 Pack (Marlboro, Camel)
$6.58 €5.90
$22.26 IMP 16.63
-70.44%
Wine (Bottle)
$5.61 €5.02
$12.01 IMP 8.97
-53.29%
Local Beer (0.5 liter bottle)
$1.36 €1.22
$4.39 IMP 3.28
-69.02%
Imported Beer (0.33 liter bottle)
$2.14 €1.91
$4.23 IMP 3.16
-49.41%
🚌 Getting Around
Lisbon
Ramsey
Difference
One-way Ticket (Public Transport)
$2.33 €2.09
$2.61 IMP 1.95
-10.73%
Public Transport Monthly Pass (Regular Price)
$44.68 €40.01
-
-
Taxi Start (Normal Tariff)
$3.85 €3.45
$5.16 IMP 3.86
-25.39%
Taxi (Normal Tariff) (1km)
$1.07 €0.96
$1.45 IMP 1.08
-26.21%
Taxi 1hour Waiting (Normal Tariff)
$16.46 €14.74
$79.1 IMP 59.1
-79.20%
Gasoline (1 liter)
$2.20 €1.97
$1.93 IMP 1.44
13.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.2K €30.6K
$43.3K IMP 32.4K
-21.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.7K €34.7K
$44.2K IMP 33.0K
-12.34%
🧾 Monthly Utilities & Internet
Lisbon
Ramsey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 €144
$346 IMP 258
-53.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.41 €16.49
$61.3 IMP 45.76
-69.95%
Internet (50+ Mbps, Unlimited Data)
$32.74 €29.32
$72.1 IMP 53.9
-54.60%
🎉 Sport & Entertainment
Lisbon
Ramsey
Difference
Gym Membership (Monthly)
$44.55 €39.90
-
-
Tennis Court (1 Hour on Weekend)
$19.10 €17.10
-
-
Cinema Ticket
$9.60 €8.60
$15.76 IMP 11.77
-39.09%
🧸 Childcare & Education
Lisbon
Ramsey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$668 €598
$1,752 IMP 1,308
-61.88%
International Primary School, 1 Child (Yearly)
$17.6K €15.8K
$52.4K IMP 39.1K
-66.38%
👕👟 Clothing & Footwear
Lisbon
Ramsey
Difference
Jeans (Levis 501 Or Similar)
$102 €91.4
$98.9 IMP 73.9
3.13%
Summer Dress (H&M, Zara, etc)
$44.46 €39.82
$44.72 IMP 33.41
-0.58%
Sport Shoes (Adidas, Nike)
$98.5 €88.2
$110 IMP 82.5
-10.83%
Men's Leather Business Shoes
$124 €111
$71.2 IMP 53.2
73.60%
🏠 Accommodation & Living
Lisbon
Ramsey
Difference
1-bedroom Apartment, City Center (Monthly)
$1,608 €1,440
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$1,190 €1,066
-
-
3-bedroom Apartment, City Center (Monthly)
$2,812 €2,519
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,013 €1,803
-
-
Buy Apartment in City Center (m2)
$7,839 €7,021
-
-
Buy Apartment Outside City Center (m2)
$4,576 €4,098
-
-
💵 Salaries & Financials
Lisbon
Ramsey
Difference
Average Monthly Net Salary (After Tax)
$1,575 €1,411
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.85
4.76
-19.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 27, 2026

Last update for Ramsey: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lisbon
$1.2K
Ramsey
- * 100%
Groceries & Markets
Lisbon
$272
Ramsey
$346 27% $74
Eating Out
Lisbon
$243
Ramsey
$384 58.4% $142
Monthly Utilities & Internet
Lisbon
$212
Ramsey
$479 126% $267
Clothing & Footwear
Lisbon
$166
Ramsey
$146 11.7% $19
Sport & Entertainment
Lisbon
$64
Ramsey
$32 * 50.6% $32
Getting Around
Lisbon
$63
Ramsey
$23 * 63.9% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $62 in Lisbon vs $121 in Ramsey for a mid-range dinner for two. Groceries echo the gap at $272 vs $346 per month, with Lisbon cheaper across the board.

Good to know
🇵🇹 Lisbon
🇮🇲 Ramsey
🕒 Local time
07:01 7:01 AM
07:01 7:01 AM
Same time as Lisbon
🌤 Weather
👥 Population
545,923 Capital
7,800
💱 Currency
Euro EUR €
Exchange rates and currency converter

IMP, USD to EUR – Euro Converter

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Isle of Man Pound exchange rates as of November 2, 2026: 1 USD = 0.747 IMP (1 IMP = 1.34 USD). 1 EUR = 0.834 IMP (1 IMP = 1.2 EUR).

On the map
Between locations
  • Lisbon Ramsey 1,770 km ≈ 2 h 45 min nonstop flight
From you
  • Lisbon
  • Ramsey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Ramsey: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and in Ramsey?
Total monthly costs including rent come to $2,210 in Lisbon and $1,410 in Ramsey, so Ramsey is about 36% cheaper – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Lisbon compared to Ramsey?
You’d need roughly $3,315 in Lisbon and $2,115 in Ramsey to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 21% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Lisbon or Ramsey?
All in, you’ll spend $2,210 per month in Lisbon versus $1,410 in Ramsey – Ramsey is about 36% cheaper, which adds up to real savings over time.
How does quality of life compare between Lisbon and Ramsey?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lisbon or Ramsey safer for residents?
Safety-wise, Lisbon and Ramsey are both considered safe, so it’s unlikely to be the deciding factor between them.

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